TATA AIG Asia Travel Guard Insurance

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No of Traveler
Date of Birth
  OR age      years
Start Date
End Date
 Total days: 
Cover Asia excluding Japan and Korea(s)
As Indians are getting more affluent, they seek to broaden their horizons and are taking to travel overseas in a very big way. Dubai has emerged as the most popular destination for Indian tourists of late. In 2014, Dubai overtook Thailand as the highest tourist attraction. For Dubai, India has overtaken the UK to become the second highest source of tourists after Saudi Arabia.

Along with Dubai, there are other popular tourist attractions in the middle east for Indians. These include Abu Dhabi, Qatar and Oman. Saudi Arabia remains the most important destination for religious tourism outside India.

South East Asia with Thailand, Malaysia, Singapore, Sri Lanka, Bali (Indonesia) and Hong Kong are other popular attractions for Indians in Asia. Indian tourists while traveling overseas and vacationing in these interesting destinations should however remember to buy overseas mediclaim insurance. The cost of overseas travel health insurance is very nominal given the overall cost of an international vacation. Overseas travel insurance removes any financial risk in the event of having to visit an hospital while outside India.
  • Benefits
  • Assistance & Services
  • Exclusions
  • Countries Covered
Benefits Silver Gold Deductible
plus   Accident & Sickness medical Expenses Reimbursement $50,000 $200,000 $100
ambulance   Accidental Death & Dismemberment $10,000 $15,000 N/A
Assistance   Assistance Services Included Included N/A
ambulance   Emergency Medical evacuation Included under Accident & Sickness Medical Expenses Included under Accident & Sickness Medical Expenses N/A
person   Repatriation of remains Included under Accident & Sickness Medical Expenses Included under Accident & Sickness Medical Expenses N/A
delay-bag    Checked Baggage Delay N/A $75 N/A
person-with-lugg   Checked Baggage loss $500 $1000 N/A
passport   Loss of Passport $250 $250 3$0
person   Personal Liability $1,00,000 $2,00,000 $200

Sublimits applicable for age 56years and above.

  • Hospital Room, boarding & Hosp.Misc.Max.1500$ per day up to 30 days whichever is less.
  • ICU: Max.3000$ per day up to 7 days which ever is less.
  • Surgical Treatment: Maximum 10,000$
  • Anesthetist Services: up to 25% of surgical treatment
  • Physician's visit: Max.$75 per day up to 10 visits.
  • Diagnostic & preadmission testing: Max 500$.
  • Ambulance Services: Max 400$.
  • accident   Personal Accident
    • 24-hr personal accident cover up to Us $ 15,000.
  • hospital   Medical Expenses Cover
    • Hospitalization medical expenses more than 24 hours is cashless and outpatient medical expenses are reimbursable.
  • ambulance   Emergency Medical Evacuation and Repatriation
    • In the event of a medical emergency, we will arrange for the evacuation and transportation to move an ill or injured traveler to another location where appropriate. Policy provides for repatriation of remains in case of unfortunate death of the insured while on trip.
  • person-with-lugg   Checked Baggage Loss
    • Compensation for the loss of checked in baggage.
  • passport   Loss of Passport
    • Compensation for expenses incurred in obtaining a duplicate or new passport.
  • Medical Services provider referral
  • Arrangement of hospital admissions
  • Lost luggage assistance
  • Emergency Travel Services
  • Embassy referral services
  • Claims procedure information services

This policy does not cover expenses directly or indirectly in respect of:
  • Traveling against the advice of a Physician
  • For obtaining treatment
  • Pre-existing ailments& complications arising out of them
  • Suicide or attempted suicide
  • War
  • Terrorism
  • Illegal Acts
  • Dangerous Sports etc.
**Included under the benefit limit of Accident & Sickness medical expenses reimbursement.

Note: To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.
Afghanistan, Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hongkong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakistan, Kuwait, Kyrgysztan, Laos, Lebanon, Malaysia, Maldives, Mangolia, Nepal, Oman, Pakistan, Phillippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.

Asia Travel Guard Plan

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