TATA AIG travel insurance for visiting USA

 

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* Deductible - The minimum amount the insured has to bear before the insurance company pays you. Any claim amount higher than the deductible amount is payable as per agreed policy terms and conditions.
 

Overseas medical insurance for traveling to America

The Indian American community (about Three million strong) is one of the most enterprising immigrant communities in the United States. Indian Americans have reached the highest offices in the US in diverse fields ranging from academia, medicine, information technology, entrepreneurship, hotel management and of late even in Judiciary and politics. One of the endearing attributes of this community is the strong ties it retains with India. This community often hosts friends and family members from India in the United States. It is also very common to see parents and grand-parents visiting children in the US. These visits often extend up to six months. While visiting the US is fun, visiting an US hospital especially without any insurance is devastating. Indians visiting the US can insure their health expenses by buying Tata AIG travel insurance. TATA AIG works with United Health groups as the local service provider and the TATA AIG United states customer support is provided within the country.

Travel medical insurance coverage
  • Medical expenses coverage
    • The plan covers for medical expenses due to accident and sickness while traveling outside India.


  • Checked baggage loss
    • Reimbursement for loss of checked in baggage.



  • Baggage delay
    • Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.


  • Loss of Passport
    • Coverage for expenses incurred in obtaining a duplicate or new passport.


  • Personal liability
    • Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.


  • Hijacking
    • In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.


  • In-hospital Indemnity
    • Pays daily benefit for each day as an inpatient in a hospital due to injury or sickness.


  • Trip Delay
    • Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).



  • Personal Accident
    • TravelGuard gives worldwide coverage against Accidental Death and Dismemberment while abroad.


  • Sickness Dental Relief
    • The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey. Dental benefits will be provided for medically necessary filling of the tooth or surgical treatment, services, or supplies.



What is not covered?

  • Traveling against the advice of a Physician;
  • For obtaining treatment;
  • Pre-existing ailments & complications arising out of them;
  • Suicide or attempted suicide;
  • War;
  • Terrorism;
  • Illegal Acts;
  • Dangerous Sports; etc.
Over 75,000+ happy customers have purchased insurance with us.

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I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
- Suresh Ramaswamy

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