TATA AIG student travel insurance for France

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Special features of tata aig student insurance

  • Full refund of premium if rejected by the university
  • Will help complete University Waiver form if required
  • Special approval possible for students already outside India
  • Offers coverage for Study Interruption, Sponsor protection, 2 way Compassionate visit
  • Premium paid in Indian rupees while coverage is in US dollars
Over 75,000+ happy customers who have purchased insurance with us.

Why study in France?

France is one of the more popular study-abroad destinations. Indians have recently increased their presence in France as French Universities and Grande Ecoles are now increasingly using English as the medium of instruction. This is particularly true in in areas like management and engineering which are popular with Indian students. France is popular not only for the academic experience, but also for the cultural experience and for being in the heart of the EuroZone. What has added to this attraction is the recent agreement signed in 2015 which allows Indian students in France to extend their stay for two years beyond completion of their studies.

Why TATA AIG Student insurance?

Getting admission in a French university requires a good amount of effort which is not limited to academics. There is paperwork involved starting from University forms to Government visa applications. However one essential document that students should not overlook is having a good student insurance policy.
The student insurance policy offered by TATA AIG combines the best of both a medical insurance plan and a regular travel policy. The TATA AIG Studentguard plan covers the students travel to and from India to France as well as all medical exigencies there.
This student insurance plan for which customers pay the premium in Indian Rupees has its coverage limits in US Dollars. The student insurance plan goes beyond regular student insurance such as Study Interruption, Sponsor Protection and Compassionate visit (2 way) which are designed specifically to the needs of Indian students while in France.

Insurance Coverage

  • Study Interruption
    • We'll reimburse tuition fee paid in advance for the current semester if your studies are interrupted due to medical or compassionate reasons.

  • Sponsor Protection
    • In the event of accidental death or permanent disablement of your sponsor, we'll reimburse the remaining school fees up to a specified maximum limit shown in the table of benefits.

  • Accident and Sickness Medical Expenses
    • We will pay you Covered Medical Expenses incurred overseas by you, which are not due to a pre-existing condition up to the maximum stated in the Policy Schedule or the Schedule of Benefits.

  • Compassionate Visit (2-way)*
    • Visit by Family Member: - If you are hospitalized for more than seven (7) consecutive days, we will cover the cost of round-trip economy class air ticket and accommodation expenses for an immediate family member to be with you.
    • Visit by Student: In the event of death or hospitalization of parent(s)/spouse/child(ren) for more than seven (7) consecutive days, we will cover the cost of a round trip economy class air ticket.
    • (* Subject to maximum coverage as provided in the Schedule of Benefits.)

  • Personal Accident
    • Student Guard Plus provides worldwide coverage against Accidental death and permanent Disablement whilst you are abroad, upto maximum limit shown in the Schedule of Benefits.

  • Assistance Services
    • Our assistance team will be available around the clock for any assistance or referral services.

  • Maternity Benefits
    • Medical expenses related to termination of pregnancy are covered subject to maximum amount as provided in the Schedule of Benefits subject to a waiting period of 10 months from the effective date of policy.

  • Mental and Nervous disorder
    • Treatment for mental and nervous disorders on recommendation of a physician, including alcoholism and drug dependency are covered subject to maximum amount as provided in the schedule of benefits.

  • Cancer Screening and mammography
    • Medical expenses related to Cancer Screening and mammography examination on recommendation from a physician are covered subject to maximum amount as provided in the schedule of benefits.

  • Red 24 Services ( https://www.red24.com/ )
    • Red 24 is a unique global security services providing advice to help individuals avoid and manage personal risks for themselves and their families.

  • Relocation Services
    • The AIG International Services Student Support Membership provides solutions to the problems students face in the United States. Through our 24-hour multilingual services center, we offer access to a board range of benefits that are designed to make the transition easy and hassle free. In case you are opting for 1 year policy this program is already included in the plan.

What is not covered?

  1. Acts of war, terrorism, Participation in illegal acts, professional and/or competitive sports, pregnancy or childbirth except for termination of pregnancy, suicide or self inflicted injury, AIDS.
  2. Any Pre-existing conditions or complications arising there from.
  3. Any loss due to your engagement in any branch of armed forces or operating; acting as a crew member or an operator of any carrier; testing of any kind of conveyance; engagement in any kind of labor work; engagement in offshore or mining or aerial photography; handling explosives.
  4. Also you are not covered if any expenses incurred directly or indirectly in respect of: traveling against the advice of the physician; for obtaining treatment; pre-existing ailments & complications arising out of them; Suicide or attempted suicide; war; terrorism; illegal acts; dangerous sports etc.

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Thank you most sincerely for the email. I have since received and downloaded my new Policy, valid till January 16, 2011. I can enjoy the balance of my holiday with peace of mind.
- Elizabeth Platcher

 

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