TATA AIG student travel insurance for USA

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Special features of tata aig student insurance

  • Full refund of premium if rejected by the university
  • Will help complete University Waiver form if required
  • Special approval possible for students already outside India
  • Offers coverage for Study Interruption, Sponsor protection, 2 way Compassionate visit
  • Premium paid in Indian rupees while coverage is in US dollars
Over 75,000+ happy customers who have purchased insurance with us.

Why study in USA?

Over 100,000 Indian students enrol in US universities annually. This makes it the second largest international student community after Chinese student community. The United States remains the most attractive destination for Indian students wanting an overseas education. The reasons are self evident, there are more than 4000 institutions that offer undergraduate, masters and doctorate degrees in many different specializations. The USA education system has strong academic & social environment which fosters both academic, professional and personal development of individuals. Students get to interact with some of the best teachers and researchers in different fields. There is no country which can offer similar state of the art research facilities for student leaning toward research and Doctorates. Students who are working towards engineering and management degrees find the US most attractive given the employment opportunities that an US degree offers. Along with the academic aspect, the US government is making it easy for Indian students to stay and work in the US after completing their studies. The student visa (F1 visa) allows student to work in the US under the OPT program. All of this makes the US a very attractive destination for higher education.

Please read through TATA AIG student insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can also complete an online TATA AIG Travelguard proposal form. You can renew/extend the plan using TATA AIG student insurance extension on expiry. You can also get the complete quotes using the TATA AIG Student premium chart.

Why TATA AIG Student insurance?

Student medical insurance is compulsory in most US universities and colleges. However, many of the Indian students going overseas to study are not aware of this. When they do realise the need, they have to buy an insurance policy from the university. This can be more expensive, in most cases almost thrice the price of the TATA AIG Studentguard plan. While the price is very attractive, what makes TATA AIG Studentguard more compelling in the US is that TATA AIG works with AIA and United Healthcare as the carrier in the US. Students are dealing with an US customer support team and getting coverage in US Dollars, even though they have purchased the policy in Indian rupees.

The need for student insurance

Getting admission in an American college requires a lot of work, and not this is not just in terms of academics. There is a lot of paperwork, starting from University admission forms to Government visa applications. However there is one essential document that students often overlook—a student insurance policy.

The student insurance policy offered by TATA AIG combines the best of both a medical insurance plan and a regular travel policy. The TATA AIG Studentguard plan covers the students travel to and from India to the US as well as all medical exigencies in the US. Given the extremely high cost of healthcare in the US, medical insurance is indispensable as the cost of medical treatment in an US hospital can be forbidding.

What is covered by TATA AIG Studentguard?

  • StudyStudy Interruption
  • SponsorSponsor Protection
  • AccidentAccident and Sickness Medical Expenses
  • CompassionateCompassionate Visit (2-way)
  • AccidentPersonal Accident
  • AssistanceAssistance Services
  • MaternityMaternity Benefits
  • MentalMental and Nervous disorder
  • Cancer ScreeningCancer Screening and mammography
  •  ServicesRed 24 Services
  • ServicesRelocation Services

What is not covered by Indian student insurance?

  1. Acts of war, terrorism, Participation in illegal acts, professional and/or competitive sports, pregnancy or childbirth except for termination of pregnancy, suicide or self inflicted injury, AIDS.
  2. Any Pre-existing conditions or complications arising there from.
  3. Any loss due to your engagement in any branch of armed forces or operating; acting as a crew member or an operator of any carrier; testing of any kind of conveyance; engagement in any kind of labor work; engagement in offshore or mining or aerial photography; handling explosives.
  4. Also you are not covered if any expenses incurred directly or indirectly in respect of: traveling against the advice of the physician; for obtaining treatment; pre-existing ailments & complications arising out of them; Suicide or attempted suicide; war; terrorism; illegal acts; dangerous sports etc.

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