TATA AIG student travel insurance for Germany

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Special features of tata aig student insurance

  • Full refund of premium if rejected by the university
  • Will help complete University Waiver form if required
  • Special approval possible for students already outside India
  • Offers coverage for Study Interruption, Sponsor protection, 2 way Compassionate visit
  • Premium paid in Indian rupees while coverage is in US dollars
Over 75,000+ happy customers who have purchased insurance with us.

Indian students in Germany

Germany is emerging a favoured higher education destination overseas for Indian students. There has been 114% increase in the number of Indian students enrolling for higher education courses there since 2008, according to the latest figures released by the regional office of the German Academic Exchange Service (DAAD). The number of students enrolled has increased from 3,516 in the 2008-09 academic year to 7,532 in 2012-13. There are several reasons for looking to Germany for higher education, along with the good engineering skills and exposure to German manufacturing companies, the cost of education is largely taken care of by the government. The Students have to mainly fend for their living expenses. Of late German universities are using English as the medium of instruction making it attractive to Indian students.

Last but certainly not the least is that education or research in Germany is an excellent way to connect with German companies who are all interested in employing top achievers. As German firms operate worldwide, careers with these German firms are possible not only within Germany or India but across the globe.

Please read through TATA AIG student insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can also complete an online TATA AIG Travelguard proposal form. You can renew/extend the plan using TATA AIG student insurance extension on expiry. You can also get the complete quotes using the TATA AIG Student premium chart.

Need for Student medical insurance

Indian student going to study in Germany need good student health insurance – without this you will not be able to enrol in German universities. Indian students are able to use their health insurance from India as private health insurers from other countries are also recognised in Germany. In this case, you will need a confirmation certificate to enrol in the university.

What is covered by TATA AIG Studentguard?

  • StudyStudy Interruption
  • SponsorSponsor Protection
  • AccidentAccident and Sickness Medical Expenses
  • CompassionateCompassionate Visit (2-way)*
  • AccidentPersonal Accident
  • AssistanceAssistance Services
  • MaternityMaternity Benefits
  • MentalMental and Nervous disorder
  • Cancer ScreeningCancer Screening and mammography
  •  ServicesRed 24 Services
  • ServicesRelocation Services

Policy Exclusions

  1. Acts of war, terrorism, Participation in illegal acts, professional and/or competitive sports, pregnancy or childbirth except for termination of pregnancy, suicide or self inflicted injury, AIDS.
  2. Any Pre-existing conditions or complications arising there from.
  3. Any loss due to your engagement in any branch of armed forces or operating; acting as a crew member or an operator of any carrier; testing of any kind of conveyance; engagement in any kind of labor work; engagement in offshore or mining or aerial photography; handling explosives.
  4. Also you are not covered if any expenses incurred directly or indirectly in respect of: traveling against the advice of the physician; for obtaining treatment; pre-existing ailments & complications arising out of them; Suicide or attempted suicide; war; terrorism; illegal acts; dangerous sports etc.

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Thanks a million and thank you for the follow up call as well. I appreciate the quick service.
As I mentioned that I have used your services ever year now since 2007 and will continue to do so in future.

- Manisha Aarseth



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