In – patient hospitalization – including room rent ,ICU, nursing, medicines drugs & consumables covered.
Pre and Post Hospitalization medical expenses - Expenses incurred upto 30 days immediately before hospitalization and upto 60 days immediately after discharge are covered.
Day Care Procedures –Covers 144 day care treatments.
Organ Donor - The policy covers inpatient medical expenses incurred on the insured (i.e recipient) and the organ donor for harvesting.
Health Checkup - 1% of the Sum Insured in the fourth year Policy subject to a maximum of Rs. 1,000 per Insured Person only once at the end of a block of every continuous four claim free years during which You have been insured with Us.
Settlement of your claims - We settle your claims hassle free and quickly
Network of Hospitals - network of 3000+ hospitals across India
Lifelong Renewal - We offer you a lifelong renewal for your policy
Portability - A policy holder desirous of porting (shifting) his policy to us shall apply at least 45 days before the premium renewal date of his existing policy.
Tax savings - If one purchases a health insurance policy for self /spouse/children, he/she can claim a tax deduction of upto Rs. 25000. When one purchases a health insurance policy for parents (a senior citizen), he/she is eligible for an additional tax deduction benefit upto Rs. 30,000. These benefits are covered under section 80D of Income Tax Act 1961. Tax benefits are subject to changes in tax laws.
Copayment of 15% on each and every claim under this policy: Co-Payment means a cost-sharing requirement applicable under a health insurance policy that provides that the policyholder/insured will bear a specified percentage of the admissible amount. A Co-Payment does not reduce the Sum Insured.