In-hospital Indemnity For Accidents – Pays for Daily Benefit for each Day for Inpatient Hospitalisation due to Illness ,Disease or Sickness.
In-hospital Indemnity For Sickness - Pays for Daily Benefit for each Day for Inpatient Hospitalisation due to Injury or Accident.
Accident Medical Expense Reimbursement – We will pay the Reasonable and Customary Charges, subject to the Deductible shown in the Policy Schedule, for Covered Medical Expenses that occurs within the Republic of India for medical services which are not due to a Pre-existing Condition up to the maximum amount and benefit period stated in the Policy Schedule for the treatment of an Injury sustained by you.
1 day deductible and 90 days waiting period for under Hospital Indemnity for Sickness
Deductible of 5% of benefit amount under Accident Medical expense reimbursement
Coverage will be 100% of the Coverage amount in case of Insured and Spouse, 50% in case of each child