TATA AIG Secured Future Insurance, Secured Future Insurance

Safeguarding one's family is one's first concern as life brings so many adversities along. Accidents are one of those facts of life which can be extremely devastating. To safeguard your loved ones, you need to make sure that they have proper and sufficient means to look after themselves (after you are not there).

TATA AIG Health Insurance Review

Sum Insured
3 lacs − 20 lacs options available
Tenure Options
1, 2 or 3 years options available
Claims Incurred Ratio *
78.00%
Claims Settlement Ratio **
80.61%
List of Network Hospitals
4,000+ hospitals
Number of Policies issued *
220,583
Number of Lives Covered *
2,248,000
Maximum Family Floater Coverage
Self, Spouse + 3 dependent children + 2 dependent parents
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website
Request a Call Back
person
mail
call
mms
Refresh
enter captcha enter valid captcha

TATA AIG Secured Future Insurance plan details

  • Features
  • Additional Features
  • Exclusions
  • The policy pays the principal sum as shown in the policy schedule which results in loss of life due to an accident.
  • Compensate you if an injury leads to permanent disability, dismemberment or paralysis.
  • Option to choose the amount of monthly income anywhere between Rs.10000 and Rs.35000, for a period of 5 to 20 years.
  • You have a period of 15 days from the date of receipt of the Policy document to review the terms and conditions of this Policy.
  • Grace Period of 30 days for renewing the Policy is provided under this Policy.
  • Sum Insured Enhancement – Sum Insured can be enhanced only at the time of renewal.
  • Accident related
  • War
  • Intentional self-inflicted injury or illness
  • Abuse of drugs and alcohol and nicotine addiction
  • Maternity and all related conditions
  • Congenital diseases
  • Conditions related to or arising out of HIV
  • AIDS etc
travel insurance usa

What are the unique benefits of TATA AIG health insurance?

Some of the TATA AIG health insurance benefits are

  • Cashless hospitalization due to accident and sickness at 4500+ network hospitals
  • No room rent restrictions
  • Pre-existing diseases cover after 2 year waiting period.
  • Domiciliary treatment
  • 541 day care procedure
  • Family discount of up to 32% and up to 10% discount if purchased for 3 years.
  • Maternity and new born baby cover
  • Vaccination cover
  • Bariatric surgery
  • Tax benefit under section 80D
  • Renewal for life
  • Ayush benefit
  • Global cover
  • Restore benefit (for related and unrelated issues)
  • OPD cover
  • Emergency air ambulance
  • No Claim bonus
  • Good claim settlement ratio
  • Other consumable benefits

Tata AIG health insurance claims

Claim related information:

For any claim related query, intimation of claim and submission of claim related documents, you can contact Your TPA through:

  • Name of TPA : Family Health Plan Insurance TPA Ltd (FHPL)
  • Website : www.fhpl.net
  • Email
  • Toll Free
    • 1800-425-4033
    • 040- 23552899 (for Senior Citizens)
  • Fax : +91-40-23541400
  • Submit claim
    • Claims Department, Family Health Plan Insurance (TPA) Ltd, Srinilaya – Cyber Spazio Suite # 101,102,109 & 110, Ground Floor, Road No. 2, Banjara Hills, Hyderabad, 500 034.

Procedure for Reimbursement of medical expenses

  • The TPA (Third Party Administrator) must be informed no later than 7 days of completion of such treatment, consultation or procedure using the Claim Intimation Form.
  • Please send the duly signed claim form and all the information/documents mentioned therein to your designated TPA within 15 days of the occurrence of the Incident. Please refer to claim form for complete documentation.
  • If there is any deficiency in the documents/information submitted by the insured, the TPA will send the deficiency letter within 7 days of receipt of the claim documents.
  • On receipt of the complete set of claim documents, Tata AIG will send the payment for the admissible amount, along with a settlement statement within 30 days.
  • The payment will be sent in the name of the proposer.

(Note: Payment will only be made for items covered under your policy and upto the limits therein.)

Procedure to avail cashless treatment

  • For any emergency Hospitalisation, the designated TPA must be informed no later than 24 hours after hospitalization.
  • For any planned hospitalization, kindly seek cashless authorization from the designated TPA atleast 48 hours prior to the hospitalization.
  • TPA will check your coverage as per the eligibility and send an authorization letter to the provider. In case there is any deficiency in the documents sent, the same shall be communicated to the hospital within 6 hours of receipt of documents.
  • Please pay the non-medical and expenses not covered to the hospital prior to the discharge.
  • In case the ailment /treatment is not covered under the policy a rejection letter would be sent to the provider within 6 hours.

(Note: n Insured person is entitled for cashless coverage only in our empanelled hospitals.)

Grievance redressal procedure

Tata AIG is committed to extend the best possible services to the insured. However, if you are not satisfied with our services and wish to lodge a complaint, please call our 24X7 Toll free number 1800266-7780 or 022-66939500 (toll number) or 1800 22 9966 (For Senior Citizens) or you may email to the customer service desk at customersupport@tataaig.com. After examining the issue and subsequent closure, Tata AIG will send our response within 10 days from the date of receipt of the complaint by them. In case the resolution is likely to take a longer time, we will inform you of the same through an interim reply.

Escalation level 1

In case you do not receive a resolution within 10 days or if the resolution still does not meet your expectations, you can write to manager.customersupport@tataaig.com . After analysing the matter internally and subsequent closure, we will send our response within a period of 8 days from the date of receipt at this email id.

Escalation level 2

In case you do not receive a resolution within 8 days or if the resolution still does not meet your expectations, you can write to Head - Customer Services at head.customerservices@tataaig.com . After examining the matter, we will send you our final response within 7 days from the date of receipt of your complaint on this email id.

TATA AIG health insurance useful links

buy TATA AIG health insurance How to buy TATA AIG health insurance?

You can buy insurance online by using a credit / debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Know more
Insurance claims TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG health insurance.

Know more
Insurance FAQ TATA AIG insurance FAQ

Frequently asked questions on TATA AIG Health Insurance.

Know more
compare plans Compare TATA AIG plans

Compare Tata AIG Medicare best health insurance plans.

Know more
TATA AIG mediprime hospital list Network of hospitals

TATA AIG insurance plan network hospital list.

Know more
TATA AIG tax benefits Tax benefits

Tax deduction on health insurance premium paid for you, your family and your parents.

Know more

Search TATA AIG health insurance

TATA AIG health insurance
Compare health insurance quotes - Find the best TATA AIG health insurance
Call: 080-4110 1026

Contact our customer service team

Estd. 1997 © Copyright NRI Online Pvt. Ltd. All rights reserved worldwide.