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call (080) 41101026
Tata AIG Travel Guard Plus insurance
50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs
360 days
180 days to 99 years
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
| Benefits | Silver |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness | Up to $50,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $2,500 |
| Emergency Medical Evacuation | Up to $50,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 |
| Delay of Checked-in Baggage | $40 |
| Loss of Checked-in Baggage | $200 |
| Loss of Passport | $250 |
| Trip Curtailment | $500 |
| Trip Cancellation | $500 |
| Missed Flight/Connection | $250 |
| Benefits | Silver Plus | Silver Plus Plan A | Silver Plus Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Emergency Medical Evacuation | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $400 | $400 | $400 |
| Delay of Checked-in Baggage | $40 | - | $40 |
| Loss of Checked-in Baggage | $200 | - | $200 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $500 | - | $500 |
| Trip Cancellation | $500 | - | $500 |
| Missed Flight/Connection | $250 | - | $250 |
| Benefits | Gold | Gold Plan A | Gold Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Emergency Medical Evacuation | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
| Emergency Medical Dental Expenses | $500 | $500 | $500 |
| Delay of Checked-in Baggage | $45 | - | $45 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $750 | - | $750 |
| Trip Cancellation | $750 | - | $750 |
| Flight Delay | $45 For all overseas flights taken during Insured Trip | - | $45 For all overseas flights taken during Insured Trip |
| Personal Liability | $200,000 | - | - |
| Missed Flight/Connection | $500 | - | $500 |
| Benefits | Platinum | Platinum Plan A | Platinum Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $10,000 | Up to $12,500 | Up to $12,500 |
| Emergency Medical Evacuation | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
| Emergency Medical Dental Expenses | $1,000 | $1,000 | $1,000 |
| Delay of Checked-in Baggage | $50 | - | $50 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $1,000 | - | $1,000 |
| Trip Cancellation | $1,000 | - | $1,000 |
| Flight Delay | $50 For all overseas flights taken during Insured Trip | - | $50 For all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 | - | - |
| Missed Flight/Connection | $750 | - | $750 |
| Benefits | Titanium |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness | Up to $750,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $15,000 |
| Emergency Medical Evacuation | Up to $750,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $50,000 Accidental Disablement: Maximum $50,000 Benefit Total - Maximum $50,000 |
| Emergency Medical Dental Expenses | $1,000 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $400 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,000 |
| Trip Cancellation | $1,000 |
| Flight Delay | $50 For all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
| Benefits | Titanium Plus |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness | Up to $1,000,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $20,000 |
| Emergency Medical Evacuation | Up to $1,000,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $75,000 Accidental Disablement: Maximum $75,000 Benefit Total - Maximum $75,000 |
| Emergency Medical Dental Expenses | $1,200 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $500 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,500 |
| Trip Cancellation | $1,500 |
| Flight Delay | $50 For all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
| Benefits | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness | Upto $50,000 | Upto $100,000 | Upto $50,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
| Emergency Medical Evacuation | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 | $500 | - |
| Delay of Checked-in Baggage | $40 | $40 | $40 |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 | $250 | $250 |
| Trip Curtailment | $500 | $500 | $500 |
| Trip Cancellation | $250 | $500 | $250 |
| Flight Delay | $40 For all overseas flights taken during Insured Trip | $40 For all overseas flights taken during Insured Trip | $40 For all overseas flights taken during Insured Trip |
| Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
| Missed Flight/Connection | $250 | $250 | $250 |
A simple comparison of the new Tata AIG travel guard plus plan vs old Tata AIG travel guard
| Description | New Tata AIG travel guard plus plan | Old Tata AIG travel guard |
|---|---|---|
| Minimum eligibility to buy single trip plan | 3 months | 6 months |
| Single trip can be purchased for | 360 days | 180 days |
| Policy Maximum based on age | up to 1 million USD | Up to $500,000 USD |
| Shorter trip duration | 1 day to 4 days | 1 day to 7 days |
| Policy maximum for senior citizens | up to $100,000 USD | up to $50,000 USD |
| Pre-existing cover in case of life threatening | up to $20,000 based on plan chosen | up to $1,500 |
| Medical restrictions | varies with policy maximum chosen | remains same independent of the policy maximum |
| Family Discount T&C apply | up to 10% discount for all plans | Up to 5% only on selected plans |
| Minimum age to buy multi trip plan | 12 years | 19 years |
| Maximum age to buy multi trip plan | up to 80 years | up to 70 years |
| Per trip duration in multi trip plan | 30, 45, 60, 90 and 180 days | 30 and 45 days |
| Add on benefits | Available | not available |
| Customized plans as per traveler requirements | Yes | No |
| Optional Assistance Services | Such as Care at Home, Baggage tracking, Lost Passport tracking | No assistance service |
| New benefit covers | Such as adventure sports, fraudulent charges, instant gratification for flight cancellation/flight delay, loss of Personal Baggage, Personal Accident in India and pandemic coverage | Not available in this plan |
The new Tata AIG travel guard plus for international travel offers cover for pre-existing conditions in case of life threatening up to $20,000 USD depending on the age of the traveler and the plan chosen.
The discount matrix is as below
| Plan | Members | Discount |
|---|---|---|
| Family Discount T&C apply | 1 Member | Nil |
| 2 Member | 2.50% | |
| 3 Member | 5% | |
| 4 Member | 7.50% | |
| 5 & More Members | 10% |
If you sustain an injury or fall sick while on your trip abroad, this TATA AIG Travel Guard Plus policy will reimburse the covered medical expenses in case of hospitalisation. It will also covers expenses in case of daycare and OPD treatment as per the sub-limits of your plan.
The Tata AIG Travel Guard Plus travel medical insurance cost per month (30 days) starts at just ₹2,474 for coverage Worldwide Including USA & Canada, with premiums inclusive of GST @18%. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Travel Guard Plus travel medical plan variants.
| Plan name | 0-40 years | 41-60 years | 61-70 years | 71-75 years | 76-80 years | 81-85 years | 86-90 years | 90+ years |
| Silver $50,000 | ₹2,474 | ₹3,216 | ₹6,175 | - | - | - | - | - |
| Silver Plus $100,000 | ₹2,956 | ₹3,553 | ₹7,156 | - | - | - | - | - |
| Gold $250,000 | ₹3,347 | ₹4,593 | ₹8,768 | - | - | - | - | - |
| Platinum $500,000 | ₹3,549 | ₹5,102 | ₹9,403 | - | - | - | - | - |
| Titanium $750,000 | ₹4,775 | ₹6,406 | - | - | - | - | - | - |
| Titanium Plus $1,000,000 | ₹5,699 | ₹7,543 | - | - | - | - | - | - |
| Senior $50,000 | - | - | - | ₹9,097 | ₹12,998 | - | - | - |
| Senior Plus $100,000 | - | - | - | ₹12,571 | ₹17,922 | - | - | - |
| Super Senior $50,000 | - | - | - | - | - | ₹25,504 | ₹40,975 | ₹51,634 |
The Tata AIG Travel Guard Plus travel medical insurance cost per month (30 days) starts at just ₹1,183 for coverage Worldwide Excluding USA & Canada, with premiums inclusive of GST @18%. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Travel Guard Plus travel medical plan variants.
| Plan name | 0-40 years | 41-60 years | 61-70 years | 71-75 years | 76-80 years | 81-85 years | 86-90 years | 90+ years |
| Silver $50,000 | ₹1,183 | ₹1,466 | ₹2,874 | - | - | - | - | - |
| Silver Plus $100,000 | ₹1,391 | ₹1,811 | ₹3,674 | - | - | - | - | - |
| Gold $250,000 | ₹1,577 | ₹2,142 | ₹4,174 | - | - | - | - | - |
| Platinum $500,000 | ₹1,897 | ₹2,515 | ₹4,699 | - | - | - | - | - |
| Titanium $750,000 | ₹2,431 | ₹2,991 | - | - | - | - | - | - |
| Titanium Plus $1,000,000 | ₹2,978 | ₹3,625 | - | - | - | - | - | - |
| Senior 50,000 | - | - | - | ₹5,845 | ₹7,202 | - | - | - |
| Senior Plus $100,000 | - | - | - | ₹6,604 | ₹9,352 | - | - | - |
| Super Senior $50,000 | - | - | - | - | - | ₹13,936 | ₹23,842 | ₹32,511 |
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard Plus brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
TATA AIG insurance for senior citizens plan is specifically designed for older travelers above 70 years.
Annual Multi Trip by TATA AIG allows the insured to travel multiple times within the coverage period of One Year.
Holidays in Asian countries like Hong Kong, Singapore, Thailand...is exotic and popular with many Indians.
Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
Awesome Experience
I have been started journey with NRIOL some years ago. Awesome experience with all team. Customer support is excellent. Get good rate of Insurance policy. Site updation is also very helpful. 
Quick Responses Thanks a lot for your assistance and quick responses because of which I was able to get the final insurance document.
Best service offered by you! Thanks for your email. thanks for your prompt emails. Your service is far better than our earlier insurance service provider.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
NRIOL insurance service Thank You NRIOL Insurance services for your quick and comfortable service, appreciate your call back services even after completion of online purchase transaction.
Prompt Response
Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
