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Travel Guard Benefits

TATA AIG covers lot of medical benifits like Accident and Sickness medical expenses, Emergency Medical Evacuation, Loss of Passport, Personal Liability, Trip Delay, Emergency Cash in Advance etc.,

Benefits or Maximum Coverage
Sum(s)insured in US$
Silver
50,000
Silver Plus
100,000
Gold
250,000
Platinum
500,000
Annual Multi-Trip
Gold
250,000
Platinum
500,000
   Accident and Sickness Medical Expenses Reimbursement? 50,000 100,000 250,000 500,000 250,000 500,000
  Accidental Death and Dismemberment Benefit? 10,000 10,000 15,000 25,000 15,000 25,000
  Accidental Death and Dismemberment Benefit(Common Carrier)? N/A 5,000 5,000 5,000 5,000 5,000
  Sickness Dental Relief **? 300 400 500 1000 400 500
   Emergency MedicalEvacuation ***? Included Included Included Included Included Included
   Repatriation of Remains ***? Included Included Included Included Included Included
   Baggage Delay Benefit (After first 12 hrs Only)? 50 100 200 500 100 200
  Checked Baggage Loss Benefit? 500 750 1,000 1,000 1,000 1,000
  Loss of Passport ###? 250 250 250 250 250 250
  Personal Liability ###? 100,000 150,000 200,000 200,000 200,000 200,000
   Trip Delay ^? N/A Included Included Included Included Included
  Hijack ^? N/A Included Included Included Included Included
  In-Hospital Indemnity Benefit ^^^? N/A N/A N/A N/A Included Included
  Automatic extension of policy upto 7 days? Available Available Available Available Available Available
  Emergency Cash Advance? 500 750 1,000 1,500 1,000 1,500
  Fraudulent Charges: (Payment Card Security) 500 500 1000 2000 1000 2000
  Home Burglary (In Rs.) Rs.100,000 Rs.100,000 Rs.200,000 Rs.200,000 Rs.200,000 Rs.200,000
  Trip Cancellation 500 (50) 500 (50) 750 (75) 1000 (100) 750 (75) 1000 (100)
  Trip Curtailment 500 (50) 500 (50) 750 (75) 1000 (100) 750 (75) 1000 (100)
  Missed Connection or Missed Departure 500 (50) 500 (50) 750 (75) 1000 (100) 750 (75) 1000 (100)
  Bounced Hotel or Airline booking 500 (50) 500 (50) 750 (75) 1000 (100) 750 (75) 1000 (100)
Note :
Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situation.
  • * Accident and Sickness Medical Expenses Reimbursement - Deductible 0f $100
  • ** Sickness Dental Relief - Dedutible of $150
  • *** Included under the benefit limit of Accident and Sickness Medical Expenses Reimbursement
  • # Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured
  • ## Loss of passport benefit - Dedutible of $30
  • ### Personal Liability Benefits - Dedutible of $200
  • ^ Trip Delay - Dedutible of 12 hrs. $10 per 12 hours & maximum $100.
  • ^^ Hijack - Dedutible of 1 day, $100 per day & maximum $500.
  • ^^^ In - Hospital Indemnity - Dedutible of 1 day, $15 per day & maximum $150.
SUB LIMITS
The following medical sub limits are applicable for travelers older than 56 years.
However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMITS'
Medical ExpensesDescription
Hospital Room rent, Board and Hospital miscellaneousMax $1,500 per day upto 30 days.
Intensive Care UnitMax $3,000 per day upto 7 days.
Surgical TreatmentMax $10,000
Anesthetist ServicesMax up to 25% of Surgical Treatment
Physician's VisitMax $75 per day up to 10 visits
Diagnostic and Pre-Admission TestingMax up to $500
Ambulance ServicesMax up to $400

Travel insurance from TATA AIG

What does TATA AIG travel insurance cover?


Medical expenses coverage

The plan covers for medical expenses due to accident and sickness while traveling outside India.


Checked baggage loss

Reimbursement for loss of checked in baggage.


Loss of Passport

Coverage for expenses incurred in obtaining a duplicate or new passport.


Sickness Dental Relief

The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.


Personal liability

Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.


Hijacking

In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.


Trip Delay

Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).


Personal Accident

Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.


Baggage delay

Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

Find out more about TATA AIG Travel Guard insurance

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TATA AIG Travel insurance customer care information for Indians travelling overseas.

Travel health insurance from TATA AIG

You can find different sections of insurance types here.

  • Get best quotes for TATA AIG travel insurance for above 80 years old
  • Pre-existing coverage travel insurance
  • Parents travel insurance
  • Individual travel insurance
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TATA AIG Overseas medical insurance for senior citizens above 80 years.

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Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

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Parents Travel insurance

Parents travel insurance

International travel insurance for Indian parents overseas.

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Individual travel insurance

TATA AIG individual overseas travel insurance online

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Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.

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TATA AIG CITATION

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

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