TATA AIG Travel Insurance Premium Chart

How much does travel insurance cost?

Some important factors that determine the cost of overseas travel insurance are:

1.
Age of the traveler

Coverage for senior citizen travellers is more expensive than for younger travelers as older travelers are more prone to emergency sickness and accidents.

2.
Destinations

Coverage in countries like US, Canada… where health care while sophisticated is also expensive. Travelers insurance cost in these countries is more when compared to countries in Asia.

3.
Coverage period

The cost of travel insurance increases in price depending on the number of travel days.

4.
Coverage maximum

The higher the medical maximum coverage required the greater is the premium for the insurance plan.

5.
Sublimits

The cost of travel insurance with sublimits would be less than that of travel insurance without sublimits. Travel insurance without sublimits offer comprehensive coverage without have any specific limits on the medical expenses up to plan maximum. Whereas Travel insurance with sublimits would have defined limits on specific medical expenses.

Calculate Tata AIG international travel insurance premium

Indian travelers can use our friendly Tata AIG overseas travel guard premium calculator to calculate the price of travel health insurance both for taking a single trip or for travelling multiple time within a year.

  • TATA AIG Single Trip Plans
  • TATA AIG Annual Multi-Trip Plans
Available Age Group Silver
($50,000 Maximum)
Silver Plus
($100,000 Maximum)
Gold
($250,000 Maximum)
Platinum
($500,000 Maximum)
Senior Plan
($50,000 Maximum)
6 months - 70 years 71 years and above

Tata Aig travel insurance premium calculator

Travel Destination
Traveler Date of Birth
Travel Start Date
Travel End Date
days
Maximum Coverage
Sublimits?
     
Maximum coverage
Sublimits?
     
Maximum coverage
Sublimits?
     
Maximum coverage
Sublimits?
     
Compare details of above plans   >>

Indian travelers can quickly review the cost of travel insurance by seeing the TATA AIG travel insurance rate chart which is very important in case of a medical emergency while in a foreign country. Travelers up to the age of 99 years can be covered under Tata AIG visitors insurance without sublimits. Tata AIG overseas travel insurance offers cashless hospitalization for inpatient expenses incurred in preferred network hospital.
Benefits
Plan Maximum (in US$)
Silver
$50,000
Silver Plus
$100,000
Gold
$250,000
Platinum
$500,000
Senior Plan
$50,000
Accidental Death & Dismemberment (Common Carrier) NA 5,000 5,000 5,000 NA
Accident and Sickness Medical Expenses Reimbursement
Deductible: 100
50,000 100,000 250,000 500,000 50,000
Sickness Dental Relief 300 400 500 1,000 300
Emergency Medical Evacuation Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement
Repatriation of Remains Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement
Baggage Delay Benefit (After first 12 hrs) 50 100 200 500 50
Checked Baggage Loss Benefit 500 750 1,000 1,000 500
Loss of Passport
Deductible: 30
250 250 250 250 250
Personal Liability
Deductible: 200
1,00,000 1,50,000 2,00,000 5,00,000 1,00,000
Flight Delay^# NA Included Included Included NA
Hijack^^ NA Included Included Included NA
Emergency cash advance 500 750 1,000 1,500 500
Fraudulent charges (Payment card security) 500 500 1,000 2,000 -
Home Burglary (in Rs) Rs 1,00,000 Rs 1,00,000 Rs 2,00,000 Rs 2,00,000 -
Trip Cancellation 500
Deductible: 50
500
Deductible: 50
750
Deductible: 75
1,000
Deductible: 100
-
Trip Curtailment 500
Deductible: 50
500
Deductible: 50
750
Deductible: 75
1,000
Deductible: 100
-
Missed Connection / Missed Departure 500
Deductible: 50
500
Deductible: 50
750
Deductible: 75
1,000
Deductible: 100
-
Bounced Hotel / Airline Booking 500
Deductible: 50
500
Deductible: 50
750
Deductible: 75
1,000
Deductible: 100
-
Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'
  • Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day upto 30 days whichever is less.
  • Intensive Care Unit - Max $3,000 per day upto 7 days whichever is less.
  • Surgical Treatment - Max $10,000
  • Anaesthetist Services - Upto 25% of Surgical Treatment
  • Physician's Visit - Max $75 per Day upto 10 visits
  • Diagnostic and Pre-Admission Testing - Max $500
  • Ambulance Services - Max $400
* Included under the benefit limit of accident and sickness medical expenses reimbursement.
# Maximum amount to be reimbursement per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.
^ Flight delay - Deductible of 12 hrs, $10 per 12 hours and maxium $100.
^^ Hijack - Deductible of 1 day, $100 per day and maximum $500

TATA AIG Overseas travel insurance rate chart

Premium Chart for Tata AIG travel inusrance without sublimits Rate Chart for Tata AIG travel inusrance with sublimits

Can I renew the travel insurance policy?

Tata AIG Travel Insurance can be renewed up to a total of 360 days for travelers up to the age of 70 years. For travelers above 70 years, the renewal can be done for a total of 180 days.

Will I get a refund if I cancel my trip and do not travel overseas.?

We will refund the full premium but for the cancellation fee for TATA AIG travel insurance trip cancellation if the traveler cancels his trip and does not travel outside India.

TATA AIG Multi Trip Travel Insurance - Available from 19 - 70 years of age

Benefits
Plan Maximum (in US$)
Gold
$2,50,000
Platinum
$5,00,000
Accidental Death & Dismemberment (Common Carrier) 5,000 5,000
Accident and Sickness Medical Expenses Reimbursement
Deductible: 100
2,50,000 5,00,000
Sickness Dental Relief
Deductible: 100
500 1,000
Emergency Medical Evacuation Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement
Repatriation of Remains Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement
Baggage Delay Benefit (After first 12 hrs) 100 200
Checked Baggage Loss Benefit 1,000 1,000
Loss of Passport
Deductible: 30
250 250
Personal Liability
Deductible: 200
2,00,000 2,00,000
Flight Delay^# Included Included
Hijack^^ Included Included
Emergency cash advance 1,000 1,500
Fraudulent charges (Payment card security) 1,000 2,000
Home Burglary (in Rs) Rs 2,00,000 Rs 2,00,000
Trip Cancellation 750
Deductible: 75
1000
Deductible: 100
Trip Curtailment 750
Deductible: 75
1000
Deductible: 100
Missed Connection / Missed Departure 750
Deductible: 75
1000
Deductible: 100
Bounced Hotel / Airline Booking 750
Deductible: 75
1000
Deductible: 100
Note: Option of buying the policy without medical sublimits for the age above 56 years.
* Included under the benefit limit of accident and sickness medical expenses reimbursement.
# Maximum amount to be reimbursement per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.
^ Flight delay - Deductible of 12 hrs, $10 per 12 hours and maxium $100.
^^ Hijack - Deductible of 1 day, $100 per day and maximum $500
Click here to buy annual multi trip plan

TATA AIG Annual Multi-trip Premium Chart - With Sublimits

Note: Premium in Indian Rupees
Plans are available only upto the age of 70 years. The premiums shown below for above 70 years is only for RENEWALS

Plan Name Gold
Age Band 19 - 40 years 41 - 60 years 61 - 70 years 71 - 79 years (only for RENEWALS) > 80 years (only for RENEWALS)
30 days duration 3,764 4,597 9,086 13,085 15,356
45 days duration 4,164 4,785 14,511 20,896 24,523
Plan Name Platinum
Age Band 19 - 40 years 41 - 60 years 61 - 70 years 71 - 79 years (only for RENEWALS) > 80 years (only for RENEWALS)
30 days duration 4,152 5,768 10,514 17,665 26,918
45 days duration 4,733 5,866 16,965 27,143 56,459

TATA AIG Annual Multi-trip Premium Chart - Without Sublimits

Note: Premium in Indian Rupees
Plans are available only upto the age of 70 years. The premiums shown below for above 70 years is only for RENEWALS

Plan Name Gold
Age Band 56 - 60 years 61 - 70 years 71 - 79 years (only for RENEWALS) > 80 years (only for RENEWALS)
30 days duration 11,493 22,717 32,712 38,392
45 days duration 11,962 36,277 52,239 61,308
Plan Name Platinum
Age Band 56 - 60 years 61 - 70 years 71 - 79 years (only for RENEWALS) > 80 years (only for RENEWALS)
30 days duration 14,422 26,287 44,161 67,293
45 days duration 14,665 42,412 67,859 141,148
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