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TATA AIG travel insurance for pre-existing conditions
TATA AIG offers pre-existing conditions cover under life threatening conditions for travellers who are travelling from India to overseas / foreign countries. Tata AIG travel guard cover pre-existing illness from $1500 to $20,000 based on the policy maximum chosen. The insurance company will reimburse the said amount against the pre-existing illness if it is life threatening when they were in a foreign country. Further treatment of the pre-existing conditions outside of the life threatening situation must be taken care of by the insured.
USD 50 k / 1 Lac / 2.5 Lac / 5 Lac / 7.5 Lac / 10 Lac
180 days & 360 days
90 days to 99 years
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
| Age group | Plan Name | Policy Maximum (USD) | Maximum liability (USD) |
|---|---|---|---|
| 3 months to 70 years | Silver Plan | $50,000 | Up to $2,500 |
| Silver Plus plan | $100,000 | Up to $5,000 | |
| Gold Plan | $250,000 | Up to $10,000 | |
| Platinum Plan | $500,000 | Up to $12,500 | |
| Titanium Plan | $750,000 | Up to $15,000 | |
| Titanium plus Plan | $1,000,000 | Up to $20,000 | |
| 71 months to 80 years | Senior Plan | $50,000 | Up to $2,500 |
| Senior plus Plan | $100,000 | Up to $3,000 | |
| 81 + years | Super Senior Plan | $50,000 | Up to $1,500 |
The pre-existing condition means any sickness / illness, which existed prior to the effective date of the insurance including whether or not the insured had knowledge that symptoms were related to the sickness / illness. Complication arising from a pre-existing condition will also be considered part of the pre-existing condition. Some examples of existing ailments could be diabetes, asthma, a heart condition, blood pressure, cancer. The coverage for a recurrence of these existing ailments is limited, please be aware of the exact coverage when you buy the policy.
Lifesaving unforeseen emergency measures, provided to the Insured by the Physician for Disease/accident arising out of a pre-existing condition. The treatment for these emergency measures would be paid within the policy limits till the Insured becomes medically stable. All further costs to maintain medically stable state to prevent the onset of ailment would have to be borne by the insured.
There is no age limit. TATA AIG travel guard plus covers pre-existing medical conditions under life threatening up to $20,000 USD depending on the age and plan chosen.
TATA AIG travel insurance for overseas offers up to $20,000 USD coverage for pre-existing diseases under life threatening situations only. The liability amount depends on the age of the traveler and the plan chosen.
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".