Premium Refund on Visa or University Rejection
Get a full refund of the insurance premium if your New Zealand student visa or university admission is rejected.
TATA AIG Student Travel Insurance for New Zealand
Secure Your Trip with TATA AIG – Now at 0% GST
Why Buy TATA AIG Student Insurance New Zealand?
check_circle
Starting Premium
₹25/day*
health_and_safety
Coverage Available
Upto $500,000
groups
Coverage
16 years to 35 years
globe
Worldwide Coverage
Cashless hospitalization?
calendar_today
Duration
Pricing depends on coverage duration.
support_agent
Support Available
24x7
Trusted by 15,000+ Students
20+ Years of Insurance Expertise
New Zealand: A Leading Higher Education Destination for Indian Students
New Zealand has turned out to be a choice that is not just popular but also one that has been growing fast for Indian students who want to go abroad for higher education. In the last 10 years, the Indian student population in New Zealand has shot up dramatically, with a lot of them going to the country for its top educational system, friendly culture, and chances for hands-on learning. For Indian learners, the fact that English is the main language of teaching makes it easier for them to adapt, while the research-heavy and industry-linked programmes make sure that graduates are ready for the world job market.
One of the main draws of New Zealand as a study destination is its high-quality education and safe, friendly environment for students. The country provides degrees that are valid all over the world in a wide range of areas such as management, engineering, information technology, health sciences among others. Also, many Indian students appreciate the availability of part-time jobs while they are studying and the chance of getting residency after graduation. All these reasons make New Zealand a less and less expensive choice for a rewarding and good quality international education.
Why Student Travel Insurance Is Required to Travel to New Zealand from India?
When making arrangements to study New Zealand from India, student travel insurance is mandatory — and in some cases required. New Zealand’s Education (Pastoral Care of International Students) Code of Practice stipulates that all international students must have uninterrupted medical and travel insurance coverage for the entire period of their studies. This insurance requirement is imposed by educational institutions to make sure students will not suffer from the unexpected burden of health and travel expenses while living in a foreign country.
International students in New Zealand might face high medical bills with no insurance since public healthcare may not cover all their needs being on student visas. A comprehensive student travel insurance plan absorbs the costs of medical treatment, emergency assistance, hospitalization, and other unforeseen expenses — ensuring financial protection from the moment you leave India until your arrival and stay in New Zealand. It also assists you in meeting the requirements of the university and visa, thus ensuring a more comfortable and less stressful transition as you commence your overseas educational journey.
Why Choose TATA AIG for New Zealand Student Travel Insurance?
- Trusted Global Insurance Provider – TATA AIG is a well-established international insurer known for reliable student travel and health insurance.
- Comprehensive Student Coverage – Includes medical expenses, emergency evacuation, repatriation, accidental death & disability, and personal liability, designed for students studying in New Zealand.
- Visa-Compliant Insurance – Policies align with common New Zealand student visa insurance requirements, supporting smooth visa approval.
- Instant Online Purchase – Buy TATA AIG New Zealand student insurance online, make secure payments, and receive your policy instantly by email.
- 24/7 Global Assistance – Access round-the-clock emergency support while studying and living in New Zealand.
- Affordable & Flexible Plans – Choose from competitive premiums, multiple sum insured options, and coverage that matches your course duration.
Advantages of Buying TATA AIG New Zealand Student Insurance
TATA AIG Student Travel Insurance offers several unique benefits for Indian students studying in New Zealand that are not available with most international university insurance plans.
University Waiver Form Assistance
TATA AIG provides support in completing and submitting university insurance waiver forms, if required by the institution.
Special Approval for Students Already Abroad
Students who are already outside India may receive special approval to purchase TATA AIG student insurance, subject to underwriting guidelines.
Study Interruption Coverage
In case of a medical emergency, TATA AIG reimburses the remaining semester tuition fees if the student is unable to continue their studies.
Sponsor Protection Benefit
If the student’s sponsor suffers a fatal injury or permanent disability, the policy helps cover tuition fees for the remaining duration of the course.
Pay in INR, Get Coverage in USD
Students can pay the premium in Indian Rupees (INR) while receiving coverage in US Dollars (USD). This makes TATA AIG student medical insurance for New Zealand more affordable compared to many international insurance options.
What Is Covered Under TATA AIG Student Medical Insurance for New Zealand?
TATA AIG Student Travel Insurance offers comprehensive coverage for Indian students studying in New Zealand, helping meet both student visa and university insurance requirements.
Accident and Sickness Medical Expenses
Covers eligible medical expenses incurred overseas due to illness or accident, excluding pre-existing conditions, up to the maximum limit specified in the policy schedule.
Repatriation of Mortal Remains
Covered under the Accident & Sickness benefit, including expenses for repatriation of remains in the unfortunate event of death abroad.
Study Interruption
Reimburses prepaid tuition fees for the current semester if studies are interrupted due to medical or compassionate reasons.
Sponsor Protection
If the student’s sponsor suffers accidental death or permanent disability, TATA AIG reimburses remaining tuition fees up to the limits mentioned in the policy.
Compassionate Visit (Two-Way)
Covers round-trip economy airfare and accommodation for an immediate family member if the student is hospitalized for more than 7 consecutive days. Also covers student travel in case of death or prolonged hospitalization of parents, spouse, or children, subject to policy limits.
Personal Accident Cover
Provides worldwide coverage for accidental death and permanent disability while the student is studying abroad.
Maternity Benefits
Covers medical expenses related to termination of pregnancy, subject to a 10-month waiting period and policy limits.
Assistance Services
24×7 global assistance services including medical referrals and emergency support.
Mental and Nervous Disorders
Covers treatment for mental and nervous disorders, including alcoholism and drug dependency, when recommended by a physician and subject to benefit limits.
Cancer Screening and Mammography
Medical expenses for cancer screening and mammography are covered when prescribed by a physician, subject to policy limits.
RED24 Global Security Services
Access to RED24 global security advisory services to help manage personal safety risks worldwide.
Relocation Services
Includes AIG International Student Support Services such as 24-hour multilingual assistance to help students settle abroad. Included automatically in one-year policies.
How Does TATA AIG Student Insurance Work?
ExampleAn individual who has purchased TATA AIG student's health insurance for New Zealand with coverage of USD 100,000.
Let's say that this person has a medical emergency in New Zealand and puts forward a claim of USD 17,000 which is allowed under the policy. Here the costs are broken down as follows:
| X-ray and laboratory tests | Surgery | Hospital room rent |
| USD 3,000 | USD 11,000 | USD 1,000 per day for 3 days |
| Total medical expenses: USD 17,000 | ||
Since the TATA AIG New Zealand student insurance plan offers coverage of USD 100,000, the insurer pays the entire admissible claim amount of USD 17,000, subject to policy terms and conditions.
If a deductible applies, the student must pay the deductible amount first, and TATA AIG settles the remaining eligible claim as per the policy.
How Much Does TATA AIG Student Travel Insurance Cost for New Zealand?
The cost of TATA AIG student travel insurance for New Zealand is significantly lower for Indian students compared to international insurance plans, as the premium is paid in Indian Rupees (INR) while providing coverage abroad.
For Indian students studying in New Zealand, the monthly cost of TATA AIG student insurance typically ranges between:
₹1,051 to ₹1,598 per month
The exact premium depends on several factors, including:
- Student’s age
- Type of TATA AIG student insurance plan
- Policy maximum / coverage limit
- Duration of study in New Zealand
TATA AIG offers the most affordable student travel insurance for New Zealand—plans starting at just ₹25/day, with the best coverage from only ₹29/day!, while fully meeting New Zealand university and student visa insurance requirements.
| Plan Name | Policy maximum | Cost per month | Cost for 1 year |
|---|---|---|---|
| Student Insurance Plan A | $50,000 | ||
| Student Insurance Plan B | $1,00,000 | ||
| Student Ultimate | $2,50,000 | ||
| Student Ultimate Plus | $5,00,000 | ||
| Student Supreme | $5,00,000 |
Travel Safe to New Zealand with Trusted TATA AIG Student Insurance
How can I extend or renew my TATA AIG student travel insurance from New Zealand?
Indian students who want to extend or renew click here and fill the form TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
Why Buy Student Insurance for New Zealand from NRIOL?
-
verifiedTATA AIG New Zealand Student Travel Insurance Plans
Choose TATA AIG New Zealand student travel insurance plans that meet medical and emergency coverage requirements for Irish visa and student stay.
-
attach_moneyAffordable Student Health Insurance for New Zealand from India
Competitive premiums for New Zealand student travel insurance with transparent pricing and no hidden charges.
-
schoolExperts in New Zealand Student Travel Coverage
Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance for New Zealand.
-
editEasy Online Policy Modification
Update travel dates, passport details, or student information anytime before your trip to New Zealand.
-
updateFlexible New Zealand Stay Extension Support
Extend your TATA AIG student travel insurance for New Zealand seamlessly if your study duration is prolonged.
-
support_agent24/7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in New Zealand.
-
shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
-
assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Know more » -
assignment_turned_inHow to Make a Claim?
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Know more » -
descriptionTATA AIG Student Brochure
Download TATA AIG Student Insurance brochure online!
Know more » -
autorenewTATA AIG Student Insurance Renewal
Students can renew their existing policy online before the expiry date at any time.
Know more » -
forumTATA AIG Student Insurance Forum
Useful discussions and forum entries for best international TATA AIG international student insurance.
Know more » -
schoolTATA AIG Student Universities
List of some of the Universities whose students have purchased TATA AIG student health insurance in the past.
Know more »
Student Destinations
Discover Popular Student Destinations with TATA AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 20+ years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
Steps to Buy TATA AIG International Student Insurance for New Zealand
Follow these steps to purchase TATA AIG student health insurance for Indian students studying in New Zealand.
-
Check University Health Insurance Requirements
Find out whether your New Zealand university offers a mandatory health insurance policy for international students. -
Confirm If External Insurance Is Allowed
If a university plan is available, verify whether students are permitted to purchase an alternative student insurance plan. -
Compare TATA AIG Student Insurance Plans
If external insurance is allowed, compare TATA AIG international student insurance plans for New Zealand with the university-provided plan. -
Evaluate Coverage and Cost
Compare plans based on premium amount, medical coverage, study interruption, and sponsor protection benefits. -
Select the Best-Fit Insurance Plan
Choose the New Zealand student health insurance plan that fits your budget and coverage needs. -
Buy TATA AIG Student Insurance Online
After completing the purchase online, policy documents are delivered instantly by email. -
University Insurance Waiver Assistance
If required, assistance is provided to complete and submit the university insurance waiver form.
Factors That Affect Tata AIG New Zealand Student Travel Insurance Cost
The cost of Tata AIG New Zealand student travel insurance depends on several key factors that insurers consider when calculating premiums:
- Length of Trip: Longer study periods (e.g., 9–12 months compared to 3–6 months) result in higher premiums, as insurance coverage is required for an extended duration.
- Destination: Traveling to countries like New Zealand, where healthcare and living costs are relatively high, leads to higher insurance premiums compared to low-cost Asian destinations.
- Sum Insured: Higher coverage limits provide greater financial protection but also increase the premium.
TATA AIG Medical Insurance for International Students in New Zealand – FAQ’s
Is TATA AIG student insurance accepted by all Irish universities?
Yes. TATA AIG student insurance for New Zealand is widely accepted by both Irish universities and colleges if the insurance meets their basic coverage criteria. Generally, the majority of institutions ask international students to have a health insurance plan that is valid, covers medical expenses, emergency treatment, repatriation, and the whole time of stay. Always check your specific university's insurance requirements prior to purchasing and if required, submit a waiver form along with the policy documents as support.
Does TATA AIG meet New Zealand student visa health insurance requirements?
Yes. The TATA AIG student travel insurance plans are designed to satisfy New Zealand student visa insurance requirements by providing comprehensive medical coverage and emergency benefits required by visa authorities. Your medical insurance is proof that you can get treatments, hospitalization, evacuation, and repatriation for the entire duration of your study. So, better be sure that the coverage of your chosen plan and the wording are consistent with the visa guidelines.
Is there an age limit for buying TATA AIG New Zealand student travel insurance?
Yes, there is an age limit to be eligible to buy the TATA AIG student travel insurance. The student must be between the ages of 16 and 35 to satisfy eligibility.
Does the TATA New Zealand student medical insurance cover dental treatment?
Yes, If the student requires a dental surgery to treat acute pain from a natural tooth, the student medical insurance will help take care of the cost.
Will the student travel insurance cover for pre-existing illnesses?
No, the TATA AIG student travel insurance will not cover any costs associated with treatment of a pre-existing ailment unless it is a life-threatening situation.
Can I buy TATA AIG student insurance if I’m already in New Zealand?
Yes. Students who are already outside India, including those in New Zealand, may be eligible for special approval to purchase TATA AIG student travel insurance online. Approval is subject to underwriting guidelines.
Can I extend or renew TATA AIG insurance while studying in New Zealand?
Yes. Students can renew their existing TATA AIG student insurance policy online at any time before the expiry date. This allows you to extend coverage seamlessly if your study duration is prolonged.
What Are the Exclusions Under TATA AIG International Student Insurance for New Zealand?
- Pre-existing medical conditions and related complications
- War, terrorism, nuclear risks, and illegal activities
- Professional or competitive sports and dangerous activities
- Pregnancy and childbirth (except termination of pregnancy)
- Suicide, attempted suicide, or self-inflicted injuries
- AIDS and related conditions
- Engagement in armed forces, mining, offshore work, or handling explosives
- Travel against medical advice or for obtaining treatment
For a complete list of exclusions and limitations, please refer to the official TATA AIG policy brochure.