TATA AIG Asia travel insurance

TATA AIG Asia Travel Insurance Review

TATA AIG Asia Travel Insurance is a popular option for Indian travellers visiting destinations such as Singapore,  Thailand,  Malaysia,  Bali (Indonesia),  Sri Lanka,  Hong Kong,  Vietnam,  Dubai (UAE),  China and other Asian countries. The plan offers coverage for medical emergencies, hospitalization, emergency medical evacuation, baggage loss, passport loss, and other travel-related risks that may arise during an international trip. Currently Japan and Koreas are not covered under TATA AIG Travel Insurance Asia. However customers travelling to these countries can purchase other plans.

One of the reasons many travellers consider TATA AIG Travel Insurance Asia plans is the combination of affordable premiums and comprehensive coverage options. Depending on the destination, age of the traveller, and trip duration, travellers can choose from multiple coverage levels to match their travel requirements and budget.

For short holidays, family vacations, business trips, and leisure travel within Asia, the plan provides access to emergency assistance services and financial protection against unexpected situations that could otherwise result in significant out-of-pocket expenses while travelling abroad.

• Asia plan is available only for 30 days and up to 70 years.
• Asia plan does not cover for Japan and Koreas.
• Persons travelling to Japan and Koreas or Travelling for more than 30 days or Travellers who are 70 plus Senior Citizens, click here to buy suitable plan which does not have these restrictions.
• Alternatively please call us at 080-41101026 to get more clarifications on the available plans.

Best Asia Travel Insurance from India

The best Asia travel insurance from India depends on factors such as the countries being visited, duration of travel, traveller age, and desired coverage amount. Travellers should compare medical coverage limits, travel benefits, claim support services, and policy features before selecting a plan.

TATA AIG Asia Travel Insurance is designed for travellers looking for affordable protection while visiting multiple destinations across Asia. The plan can be suitable for tourists, families, business travellers, and individuals seeking financial protection against covered travel and medical emergencies.

Asia travel medical insurance is designed for travellers travelling to Asian countries from India for shorter duration say for example up to 30 days. As the cost of medical expenses in Asian continent is less when compared to contries like USA, Asia plans are the Cheap Asia travel insurance from India.

Asia Travel Insurance from India Price and Cost

The price of Asia travel insurance from India varies based on several factors, including the travel destination, age of the traveller, trip duration, and selected coverage amount. Premiums are generally lower for short trips and younger travellers, while higher coverage limits and longer travel durations may increase the cost of the policy.

Since travel plans and coverage requirements differ from one traveller to another, obtaining an online quote is the most accurate way to determine the cost of Asia travel insurance for your specific journey. Comparing available plans can help travellers find the right balance between coverage and affordability.

Who Should Consider TATA AIG Asia Travel Insurance?

TATA AIG Asia Travel Insurance is best suited for individuals and families traveling across Asia (excluding politically disturbed countries, Korea, and Japan) who want comprehensive protection against medical emergencies, trip interruptions, baggage loss, and other travel-related risks. It is especially valuable for travellers who are going for shorter trips.

• Indian tourists visiting Asian countries for holidays.
• Families travelling to Singapore, Thailand, Malaysia, Bali, or Vietnam.
• Business travellers attending meetings and conferences in Asia.
• Couples planning short vacations within Asia.
• Travellers seeking affordable travel insurance for trips of up to 30 days.

Travel Insurance for Senior Citizens Visiting Asian Countries

A lot of people like to go to places, like Singapore, Thailand and Malaysia when they travel. They also like to visit Sri Lanka, Vietnam and the UAE. Some people go on holiday others go to see family or for personal reasons or just to have some fun. These places are really great to visit. Sometimes people can get sick or hurt even when they are not young anymore. This can happen to anyone at any age. So it is an idea for senior travellers to have travel insurance for senior citizens traveling to Asian countries. Travel insurance can help older people pay for bills and other travel expenses when something unexpected happens during their trip. Senior travellers like to have travel insurance to help them with these kinds of problems.

Medical treatment can be very costly in Asian countries especially in private hospitals, for people visiting from abroad. If you suddenly fall ill or get hurt by accident and need to be hospitalised or have to be taken to a hospital it can be very expensive. Travel insurance helps protect you from medical costs if something goes wrong and lets you enjoy your trip without worrying about money. It gives you peace of mind so you can focus on getting better of stressing about the bills.

When choosing travel insurance for senior citizens travelling to Asia, it is important to consider factors such as age eligibility, medical coverage limits, emergency assistance services, baggage protection, and policy exclusions. Travellers above 70 years of age should select a travel insurance plan specifically designed for senior citizens, as the TATA AIG Asia Travel Insurance plan is available only for travellers up to 70 years of age. Senior citizen travel insurance plans offer coverage options designed to meet the unique needs of older travellers.

What are the coverage options under TATA AIG Asia travel insurance?

• Plan benefits	Silver	Silver plus	Gold
  Accident & Sickness medical Expenses Reimbursement Deductible: $100	$50,000	$1,00,000	$2,00,000
  Accidental Death and Dismemberment	$10,000	$12,000	$15,000
  Emergency Medical Evacuation*	Included	Included	Included
  Repatriation of Remains*	Included	Included	Included
  Checked Baggage Delay	N/A	$75	$75
  Checked Baggage loss benefit #	$500	$1000	$1000
  Loss of Passport Deductible: $30	$250	$250	$250
  Personal Liability Deductible: $200	$1,00,000	$1,50,000	$2,00,000

  Note:
  * Included under the benefit limit of accident and sickness medical expenses reimbursement
  # Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured

  Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'

  Coverage	Benefits
  Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day upto 30 days whichever is less.
  ICU	Max $3000 per day up to 7 days which ever is less.
  Surgical Treatment	Max $10,000
  Anesthetist Services	Upto 25% of Surgical Treatment
  Physician's Visit	Max $75 per Day upto 10 visits
  Diagnostic and Pre-Admission Testing	Max $500
  Ambulance Services	Max $400

• TATA AIG Asia travel plan assistance & services

  1. Medical Services provider referral
  2. Arrangement of hospital admissions
  3. Lost luggage assistance
  4. Emergency Travel Services
  5. Embassy referral services
  6. Claims procedure information services
• Countries covered under TATA AIG Asia travel insurance policy

  Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hongkong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakistan, Kuwait, Kyrgysztan, Laos, Lebanon, Malaysia, Maldives, Mangolia, Nepal, Oman, Phillippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.

  
  

  Note: This is a tentative list of covered countries. There may be changes in this country covered list based on insurance company terms and conditions.

• TATA AIG Asia travel insurance exclusions

  This policy does not cover expenses directly or indirectly in respect of:

  • Traveling against the advice of a Physician
  • For obtaining treatment
  • Suicide or attempted suicide
  • War
  • Terrorism
  • Illegal Acts
  • Dangerous Sports etc.

  Included under the benefit limit of Accident & Sickness medical expenses reimbursement.
  Note: TATA AIG has partnered with Europ Assistance Group, one of the Health Care providers. This gives our customers access to Europ Assistance network of hospitals and physicians.

TATA AIG Asia Travel Insurance - frequently asked questions