TATA AIG Travel Insurance Premium Chart 2026

TATA AIG Travel Insurance starts from ₹29/day* and varies based on age, destination, trip duration and coverage amount. Compare 2026 premium rates for USA, Canada, Europe, UK and worldwide travel using our premium calculator.

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Starting Premium
₹29/day*
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Coverage
3 Months – 99 Years
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Coverage Available
Upto $1,000,000
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Discounts
Multiple Travelers?
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Duration
360 Days
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Support Available
24/7
group 1 Lakh+ travellers
military_tech 20+ years expertise
support_agent 24/7 support available

TATA AIG Travel Medical Insurance Cost Calculator

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What is a Travel Insurance Premium Calculator?

A travel insurance premium calculator is an online tool that assists you in quickly estimating the travel insurance policy. It is not easy to determine which insurance plan suits your budget since there are so many different coverage options and multiple plans offered by insurers. A calculator makes it easy to find out by providing you with the approximate premium based on age, destination, trip length, and coverage level.

The tool shows you the three major benefits: pricing, comparing plans and deciding on the most appropriate travel insurance for yourself or family members. The entire procedure is fast, precise, and can be performed online at any time from any location.

TATA AIG Travel Insurance Premium Chart: Key Rates at a Glance

Feature Details
Starting Premium ₹29/day*
Medical Coverage Up to $1 million, depending on the plan and eligibility.
Travel Plans Silver, Silver Plus, Gold, Platinum, Titanium and Titanium Plus
Pre-existing Conditions Covered for specified life-threatening situations, subject to policy terms and limits.
Destinations USA, Canada, Europe, Schengen, Asia and more.
Emergency Assistance 24×7
Purchase Online from India

How much travel insurance coverage do I need for the USA, Canada, UK, or Europe?

The recommended coverage amount depends on your destination and travel requirements. Travelers visiting the USA or Canada often choose higher coverage limits because of expensive healthcare costs, while travelers visiting Europe should ensure their policy meets any applicable visa or travel requirements.
Below is a simple example of Country Cost Comparison Table

Destination Premium Level
AsiaLowest
UKModerate
EuropeModerate
CanadaHigh
USAHighest

Looking for TATA AIG International Travel Insurance Price in India?

TATA AIG International travel insurance Price in India starts at ₹29 per day, with plans offering between $50,000 and $1,000,000 in cover. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation - ideal for travelers seeking either budget or premium international coverage.

Plan Medical Cover Pre-existing Conditions Baggage Loss Trip Cancellation Starting Premium
Silver Plan $50,000 Up to $2,500 $200 $500 ₹29/day*
Silver Plus Plan $1 lakh Up to $5,000 $200 $500 ₹35/day*
Gold Plan $2.5 lakh Up to $10,000 $300 $750 ₹38/day*
Platinum Plan $5 lakh Up to $12,500 $300 $1,000 ₹48/day*
Titanium Plan $7.5 lakh Up to $15,000 $400 $1,000 ₹53/day*
Titanium Plus $10 lakh Up to $20,000 $500 $1,500 ₹64/day*

*Price shown is for a 60-day trip to Singapore for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.

What Is the Cheapest International Travel Insurance?

The Cheapest International Travel Insurance from TATA AIG is the Silver Plan starting at ₹29/day*

  • Coverage up to $50,000
  • Emergency evacuation $50,000
  • Trip Cancellation $500

Which Is the Best International Travel Insurance?

The Gold Plan is considered the Best International Travel Insurance from TATA AIG, starting at around ₹38/day*

  • Coverage up to $250,000
  • Emergency evacuation $250,000
  • Trip Cancellation $750

Which Plan Suits Higher-Risk or Longer Trips?

The Platinum Plan is a popular choice for higher-cost destinations like the USA and Canada, starting at ₹48/day*

  • Coverage up to $500,000
  • Pre-existing condition cover up to $12,500T&C apply
  • Trip cancellation $1,000

Which Plan Offers the Highest Coverage?

The Titanium Plus Plan offers the highest protection in the TATA AIG range, starting at ₹64/day*

  • Coverage up to $1,000,000
  • Pre-existing condition cover up to $20,000T&C apply
  • Trip cancellation $1,500

Download the TATA AIG Travel Insurance Brochure (PDF)

If you'd like the complete plan details in one place, the TATA AIG travel insurance brochure covers coverage limits, exclusions and benefit summaries for every plan - Silver, Silver Plus, Gold, Platinum, Titanium and Titanium Plus. It's a useful reference if you're comparing plans offline, sharing them with a co-traveller, or filing them alongside your visa documents.

  • Full coverage and sub-limit details for each plan
  • Premium chart for different age bands and destinations
  • Claim process and required documents
Download Brochure (PDF) »

How to Calculate Your Travel Insurance Premium Online?

Using the Tata AIG Premium Calculator The Tata AIG premium calculator is a convenient and efficient tool to help you estimate the cost of your travel insurance policy. Follow the steps below to generate instant quotes and purchase your policy online:

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Fill out the TATA AIG Premium Calculator to get started

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Provide personal information: Put the necessary parameters like your age and co-travelers age, destination, trip start date and trip end date and click on view plans.

tune Step 3

Choose plan type: Based on your input, you will see the available plans that fit your coverage and benefit needs.

payments Step 4

View the premium: Our calculator instantly provides you with a premium estimate based on your inputs.

edit Step 5

Modify Quotes: Based on requirements, modify your selection to suit your budget.

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Further process: Once you select the plan, continue to fill the proposal form and make payment.

Using this tool ensures you get the most suitable travel insurance coverage at the best price, tailored to your specific travel needs.

Best Travel Insurance Premium Rates for International Trips

Planning international travel from India for a family vacation, business meeting, or overseas education? A good health insurance plan acts as your safety shield, offering coverage for medical emergencies and non medical emergencies. Understanding Tata AIG travel insurance premium costs is crucial for budget-conscious travelers.

Secure your overseas journey with Tata AIG Travel Insurance International plus, India’s leading provider of international travel insurance for Indian travelers. Use our Tata AIG travel insurance premium calculator to compare and choose the best travel insurance plans for your international travel. With this premium calculator you can get free quotes for yourself and your family traveling with you. If you a student ang going abroad for studies, our tool will help you to get the latest premium and benefit details. You can also purchase the policy online and get the policy immediately.

Secure Your Travels with Trusted Coverage

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TATA AIG travel Insurance Reviews

Tata AIG International Travel Insurance Review

Discover the best Tata AIG International Travel Insurance plans and benefits for travelers.

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Travel Destinations

Discover Popular Travel Destinations with Tata AIG Travel Insurance

TATA AIG Citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 2 Decades and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

Factors Affecting Your Travel Insurance Premium

The cost of your international travel insurance policy depends on various key factors:

Number of Travellers

Whether you're traveling solo, with family, or in a group affects the overall premium. Individual policies are priced differently compared to family or group plans, which may offer bundled benefits.

Age of the Travelers

The age of each traveler plays a significant role in determining the premium. Older travelers typically attract higher premiums due to increased health risks.

Travel Destination

Your destination directly impacts the premium. Traveling to regions with higher medical costs-such as the USA, Canada, or Europe - usually results in a higher premium compared to travel within Asia or other lower - cost regions.

Duration of stay

The length of your trip influences the premium. Longer stays increase the exposure to potential risks, leading to higher insurance costs.

Sum Insured and Coverage Level

If you are opting for higher sum insured and a comprehensive coverage, then premiums will be slightly higher.

Tata AIG Travel Insurance Premium Guide 2026

When you are planning international travel, understanding how insurance premiums are calculated can help you make informed decisions and choose the best coverage for your needs. This guide highlights how key factors such as age and destination impact your Tata AIG travel insurance premium in 2026.

Age-Specific Premium Guide (2026)

Age-Specific premium comparison table – Tata AIG travel insurance

Age Group Premium Level Best Value Plans Notes
0–55 yrsLowestSilver ($50,000) → Titanium Plus ($10,00,000)No sub-limits
56–60 yrsModerateSilver ($50,000) → Titanium Plus ($10,00,000)Choice of plans with/without sub-limits
61–70 yrsHigherSilver ($50,000) → Platinum ($500,000)Choice of plans with/without sub-limits
71+ yrsHighestSenior ($50,000) → Senior Plus($100,000)Senior traveler focused, with/without sub-limits plans

Destination-Specific Premium Guide

Destination-Specific premium comparison table – Tata AIG travel insurance

Region Premium Level Best For
Worldwide Incl. USA/CanadaHighestUSA, Canada, North America
Worldwide Excl. USA/CanadaModerateEurope, Australia, Middle East
Schengen CountriesModerate–HighVisa applicants
Asia RegionLowestBudget travelers & short trips

How Much Does Tata AIG International Plus Travel Insurance Cost for 30 Days?

The Tata AIG Travel Insurance International Plus plan starts at just ₹1,305 for a 30-day trip (Worldwide Excluding USA & Canada) The premium may vary based on the traveller’s age, travel destination, and trip duration. Below is a detailed premium chart to help you compare the different Tata AIG International Plus plan variants.

TATA AIG Travel Insurance Premium Chart – Worldwide Excluding USA/Canada

Plan name 0-40 Years 41-60 Years 61-70 Years
Silver $50,000 ₹1,305 ₹1,574 ₹2,910
Silver Plus $100,000 ₹1,502 ₹1,900 ₹3,668
Gold $250,000 ₹1,678 ₹2,215 ₹4,145
Platinum $500,000 ₹1,983 ₹2,570 ₹4,643
Titanium $750,000 ₹2,490 ₹3,021 -
Titanium Plus $1,000,000 ₹3,008 ₹3,623 -

TATA AIG Travel Insurance Price Chart – Senior Citizen Plans (Above 70 years)

Plan name 71-75 Years 76-80 Years
Senior 50,000 ₹5,731 ₹7,019
Senior Plus $100,000 ₹6,450 ₹9,058

TATA AIG Travel Insurance Premium Calculator – Senior Citizen Plans (Above 80 years)

Plan name 81-85 Years 86-90 Years 90+ Years
Super Senior $50,000 ₹13,410 ₹22,812 ₹31,040

The Tata AIG Travel Insurance International Plus plan starts at just ₹2,530 for a 30-day trip (Worldwide Including USA & Canada). The final premium depends on key factors such as the traveller’s age, destination, and duration of travel. Refer to the table below for a detailed premium comparison of all Tata AIG International Plus plan variants.

Tata AIG Travel Insurance Premium Chart – Worldwide Including USA/Canada

Plan name 0-40 Years 41-60 Years 61-70 Years
Silver $50,000 ₹2,530 ₹3,235 ₹6,044
Silver Plus $100,000 ₹2,988 ₹3,555 ₹6,974
Gold $250,000 ₹3,359 ₹4,541 ₹8,504
Platinum $500,000 ₹3,550 ₹5,025 ₹9,107
Titanium $750,000 ₹4,714 ₹6,261 -
Titanium Plus $1,000,000 ₹5,590 ₹7,342 -

TATA AIG Overseas Travel Insurance Premium Chart – Senior Citizen Plans (Above 70 years)

Plan name 71-75 Years 76-80 Years
Senior $50,000 ₹8,817 ₹12,520
Senior Plus $100,000 ₹12,114 ₹17,193

Premium Chart – Senior Citizen Plans (Above 80 years)

Plan name 81-85 Years 86-90 Years 90+ Years
Super Senior $50,000 ₹24,389 ₹39,074 ₹49,190

Why Buy Tata AIG Travel Insurance From India?

What’s Covered Under Tata AIG Travel Insurance?

Exclusions to Be Aware Of

TATA AIG Travel Insurance FAQ's

The cost of international travel insurance depends on factors such as your age, destination, trip duration, and coverage amount your select. In general, travel insurance premiums can start from as low as ₹29 per day for younger travelers and will increase based on the level of coverage selected. Destinations with higher medical costs, such as the USA and Canada, usually have higher premiums than Asia or Europe.

Factors affecting travel insurance premiums are, how old are you when you are travelling means traveler's age, which country you are travelling means destination country, how many days you stay in foreign country means trip duration, how much coverage you are opting means sum insured, and the type of coverage selected. Older travelers and trips to countries with expensive healthcare systems may have higher insurance costs.

Travel insurance for the USA is generally more expensive because medical treatment and hospitalization costs in the United States are high when coompared to other countries in the world. Insurance companies adjust premiums accordingly to account for the increased financial risk associated with medical emergencies in the USA.

Not necessarily. While a lower premium may reduce upfront costs, it is important to review the coverage benefits, medical limits, exclusions, and claim support provided by the policy. A slightly higher premium may offer significantly better protection during a medical or travel emergency.

You can calculate your travel insurance premium by entering your destination, travel dates, age, and coverage requirements into an online travel insurance quote calculator. The premium chart provides an estimate of costs for different travel scenarios and destinations.

Yes. Tata AIG travel insurance International Plus offer travel insurance plans specifically designed for senior citizens. Premiums vary based on age, destination, trip duration, and medical coverage selected, allowing travelers to choose a plan that fits their budget and travel needs.

The best travel insurance plan is not always the cheapest one. Travelers should compare coverage limits, medical benefits, claim support, emergency assistance services, exclusions, and destination-specific requirements in addition to the premium. Choosing a plan that balances cost and coverage can provide better protection during international travel.

The cost of Tata AIG travel insurance for the USA depends on several factors including your age, trip duration, coverage amount, and add-on benefits selected.

Premiums are calculated based on the length of your stay in the USA and the type of coverage you choose (for example $50,000, $100,000 or higher medical coverage).

Since medical expenses in the USA are among the highest in the world, choosing adequate coverage is strongly recommended.

Use our online USA travel insurance quote tool to get an instant personalized premium and buy your policy in minutes.

Yes, Tata AIG offers parents travel insurance for your older parents. Use our get quotes parents travel insurance tool, get accurate quotes and buy the policy.

Yes, you can renew your policy online up to 360 days. Please renew your Tata AIG policy online.

The Gold Plan is often considered the best value option, balancing an affordable premium with $250,000 in medical coverage and trip cancellation protection. Travelers who want higher protection for long trips or expensive destinations may prefer the Platinum or Titanium Plus plans.

Yes. Premiums typically increase with age because older travellers are statistically more likely to need medical treatment during a trip. Tata AIG offers dedicated senior citizen plans for travellers aged 71 and above.

Coverage can include emergency medical treatment, medical evacuation, repatriation, loss of baggage or passport, trip delay or cancellation, missed connections, and personal liability, subject to the policy terms of the plan selected.

Yes. Buying before departure ensures continuous coverage from the start of your trip and gives you time to compare plans and premiums. Travelers already abroad without a policy may still be able to apply for post-departure approval.

Claims Process Information

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