Accident and Sickness Medical Expenses
Covers eligible medical expenses incurred overseas due to illness or accident, excluding pre-existing conditions, up to the maximum limit specified in the policy schedule.
International Student Travel Insurance for Canada from India - 2026
Indian students studying in Canada can buy TATA AIG student travel insurance from ₹67/day* - covering medical emergencies, hospitalization, personal liability, and 24×7 travel assistance. Plans meet Canada university and visa insurance requirements. Get your instant quote in 2 minutes.
Starting Premium
₹67/day*
Coverage Available
Up to $500,000
Eligible Age
16 years to 35 years
Worldwide Coverage
Cashless hospitalization?
Duration
Pricing depends on coverage duration.
Support Available
24x7
1 Lakh+ travellers
20+ years expertise
24/7 support available
TATA AIG Student Medical Insurance Cost Calculator
Why Indian Students Choose Canada for Higher Education?
Canada is a place for Indian students who want to study abroad. It has good schools that are known all around the world. Canada offers a way of learning that is focused on research and helps students become better people and have good careers. The universities and colleges in Canada have programs in many areas like engineering, business, technology, health sciences and more. This makes it easy for students to study what they really like and get ready for their jobs. Canada is really good for students because it has everything they need to succeed. Canadian universities and colleges are very good, at helping students learn and grow.
TATA AIG Canada Student Insurance: Key Details at a Glance
| Feature | Details |
|---|---|
| Starting Premium | ₹67/day* |
| Medical Coverage | Upto $500,000 |
| Eligible Age | 16 to 35 years |
| Student Plans | Plan A, Plan B, Ultimate, Ultimate Plus, Supreme |
| Emergency Assistance | 24×7 |
| Purchase | Online from India, policy instantly by email |
Canada has a lot to offer and one of the things that people really like about it is the Post-Graduation Work Permit. The Post-Graduation Work Permit is a deal because it lets people who come from other countries and finish school in Canada work there for up to three years. This is really helpful for graduates because they can get some valuable work experience in Canada. The Post-Graduation Work Permit also helps graduates because it can be a first step, towards moving to Canada for good.
Canada’s welcoming, multicultural society — with diverse communities and strong Indian diaspora support networks — helps students adapt smoothly to life abroad, making it a comfortable and safe choice for Indian families planning overseas education.
Which TATA AIG Canada Travel Insurance Is Right for You?
- Budget-conscious students → Student Insurance Plan A → $50,000 medical cover, from approximately ₹67/day*.
- Students seeking a balance of cost and protection → Student Insurance Plan B → $100,000 medical cover, from approximately ₹76/day*.
- Students wanting higher medical coverage → Student Ultimate → $250,000 medical cover, from approximately ₹86/day*.
- Students preferring the highest listed coverage limit → Student Ultimate Plus → $500,000 medical cover, from approximately ₹93/day*.
- Students comparing premium-tier benefits → Student Supreme → $500,000 medical cover, from approximately ₹102/day*.
How Much Does TATA AIG Student Travel Insurance Cost for Canada in 2026?
The cost of TATA AIG student travel insurance for Canada is significantly lower for Indian students compared to international insurance plans, as the premium is paid in Indian Rupees (INR) while providing coverage abroad.
For Indian students studying in Canada, the monthly cost of TATA AIG student insurance typically ranges between:
₹2,412 to ₹3,502 per month
The exact premium depends on several factors, including:
- Student’s age
- Type of TATA AIG student insurance plan
- Policy maximum / coverage limit
- Duration of study in Canada
TATA AIG offers the most affordable student travel insurance for Canada-plans starting at just ₹67/day, with the best coverage from only ₹86/day!, while fully meeting Canada university and student visa insurance requirements.
| For students going to USA & Canada | |||
|---|---|---|---|
| Plan Name | Policy maximum | Cost per month | Cost for 1 year |
| Student Insurance Plan A | $50,000 | ||
| Student Insurance Plan B | $1,00,000 | ||
| Student Ultimate | $2,50,000 | ||
| Student Ultimate Plus | $5,00,000 | ||
| Student Supreme | $5,00,000 | ||
Factors That Affect Tata AIG Canada Student Travel Insurance Cost
The cost of Tata AIG Canada student travel insurance depends on several key factors that insurers consider when calculating premiums:
Length of Trip
Longer study periods (e.g., 9-12 months compared to 3-6 months) result in higher premiums, as insurance coverage is required for an extended duration.
Destination
Traveling to countries like Canada, where healthcare and living costs are relatively high, leads to higher insurance premiums compared to low-cost Asian destinations.
Sum Insured
Higher coverage limits provide greater financial protection but also increase the premium.
Why Student Travel Insurance Is Required to Travel to Canada from India?
Canada, which is a popular destination for international students, does not require travel insurance for students traveling to Canada from India. It is still advisable to have travel insurance for students and in most cases, it is a requirement by the colleges and universities. A number of Canadian institutions can demand the proof of insurance before one starts the program - due to the reason that the healthcare costs of being without proper insurance can be exceptionally high.
In Canada, provincial or public healthcare coverage is not the same all over the country and it may not completely cover international students, particularly in the first months of their studies or in case they need prescription drugs, dental care, or emergency care.
Students should obtain a comprehensive travel insurance plan which will secure them against the following events:
- Abroad medical treatment and hospitalization expenses at a high rate
- Emergency care, sudden illnesses or accident
- Travel disruptions such as flight delays, lost luggage or missed connections
- 24/7 support services for emergency assistance
- Liability protection and covering other non-medical risks
Student travel insurance provides not just the peace of mind but also the financial protection for families and makes sure that the unexpected events do not cause interruption of the academic journey. It also caters for the requirements of the visa and university - thereby, allowing the student to concentrate entirely on his or her studies in Canada.
Why Choose TATA AIG for Canada Student Travel Insurance?
verified Trusted Global Insurance Provider
TATA AIG is a well-established international insurer known for reliable student travel and health insurance.
health_and_safety Comprehensive Student Coverage
Includes medical expenses, emergency evacuation, repatriation, accidental death & disability, and personal liability, designed for students studying in Canada.
task_alt Visa-Compliant Insurance
Policies align with common Canada student visa insurance requirements, supporting smooth visa approval.
bolt Instant Online Purchase
Buy TATA AIG Canada student insurance online, make a secure payments and receive your policy by email.
support_agent 24/7 Global Assistance
Access round-the-clock emergency support while studying and living in Canada.
savings Affordable & Flexible Plans
Choose from competitive premiums, multiple sum insured options, and coverage that matches your course duration.
What Are the Advantages of Buying TATA AIG Canada Student Insurance?
TATA AIG Student Travel Insurance offers several unique benefits for Indian students studying in Canada that are not available with most international university insurance plans.
currency_exchange Premium Refund on Visa or University Rejection
Get a full refund of the insurance premium if your Canada student visa or university admission is rejected.
description University Waiver Form Assistance
TATA AIG provides support in completing and submitting university insurance waiver forms, if required by the institution.
flight_land Special Approval for Students Already Abroad
Students who are already outside India may receive special approval to purchase TATA AIG student insurance, subject to underwriting guidelines.
school Study Interruption Coverage
In case of a medical emergency, TATA AIG reimburses the remaining semester tuition fees if the student is unable to continue their studies.
family_restroom Sponsor Protection Benefit
If the student’s sponsor suffers a fatal injury or permanent disability, the policy helps cover tuition fees for the remaining duration of the course.
attach_money Pay in INR and Get Coverage in USD
Students can pay the premium in Indian Rupees (INR) while receiving coverage in US Dollars (USD). This makes TATA AIG student medical insurance for Canada more affordable compared to many international insurance options.
What Is Covered Under TATA AIG Student Medical Insurance for Canada?
TATA AIG Student Travel Insurance offers comprehensive coverage for Indian students studying in Canada, helping meet both student visa and university insurance requirements.
Repatriation of Mortal Remains
Covered under the Accident & Sickness benefit, including expenses for repatriation of remains in the unfortunate event of death abroad.
Study Interruption
Reimburses prepaid tuition fees for the current semester if studies are interrupted due to medical or compassionate reasons.
Sponsor Protection
If the student’s sponsor suffers accidental death or permanent disability, TATA AIG reimburses remaining tuition fees up to the limits mentioned in the policy.
Compassionate Visit (Two-Way)
Covers round-trip economy airfare and accommodation for an immediate family member if the student is hospitalized for more than 7 consecutive days. Also covers student travel in case of death or prolonged hospitalization of parents, spouse, or children, subject to policy limits.
Personal Accident Cover
Provides worldwide coverage for accidental death and permanent disability while the student is studying abroad.
Maternity Benefits
Covers medical expenses related to termination of pregnancy, subject to a 10-month waiting period and applicable policy limits.
Assistance Services
24×7 global assistance services including medical referrals and emergency support.
Mental and Nervous Disorders
Covers treatment for mental and nervous disorders, including alcoholism and drug dependency, when recommended by a physician and subject to applicable benefit limits.
Cancer Screening and Mammography
Medical expenses for cancer screening and mammography are covered when prescribed by a physician, subject to applicable policy limits.
RED24 Global Security Services
Access to RED24 global security advisory services to help manage personal safety risks worldwide.
Relocation Services
Includes AIG International Student Support Services such as 24-hour multilingual assistance to help students settle abroad. Included automatically in one-year policies.
Travel Safe to Canada with Trusted TATA AIG Student Insurance
Student Destinations
Discover Popular Student Destinations with TATA AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 20+ years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
How Does TATA AIG Student Insurance for Canada Work?
Example: An individual who has purchased TATA AIG student health insurance for Canada with coverage of USD 100,000.
Let's say that this person has a medical emergency in Canada and puts forward a claim of USD 17,000 which is allowed under the policy. Here the costs are broken down as follows:
| Medical Expense | Amount |
|---|---|
| X-ray and laboratory tests | USD 3,000 |
| Surgery | USD 11,000 |
| Hospital room rent | USD 1,000 per day for 3 days |
| Total medical expenses: USD 17,000 | |
Since the TATA AIG Canada student insurance plan offers coverage of USD 100,000, the insurer pays the entire admissible claim amount of USD 17,000, subject to policy terms and conditions.
If a deductible applies, the student must pay the deductible amount first, and TATA AIG settles the remaining eligible claim as per the policy.
Steps to Buy TATA AIG International Student Insurance for Canada
Follow these steps to purchase TATA AIG student health insurance for Indian students studying in Canada.
fact_check Step 1: Check University Health Insurance Requirements
Find out whether your Canada university offers a mandatory health insurance policy for international students.
rule Step 2: Confirm If External Insurance Is Allowed
If a university plan is available, verify whether students are permitted to purchase an alternative student insurance plan.
compare_arrows Step 3: Compare TATA AIG Student Insurance Plans
If external insurance is allowed, compare TATA AIG international student insurance plans for Canada with the university-provided plan.
balance Step 4: Evaluate Coverage and Cost
Compare plans based on premium amount, medical coverage, study interruption, and sponsor protection benefits.
tune Step 5: Select the Best-Fit Insurance Plan
Choose the Canada student health insurance plan that fits your budget and coverage needs.
payment Step 6: Buy TATA AIG Student Insurance Online
After completing the purchase online, policy documents are delivered instantly by email.
verified_user Step 7: University Insurance Waiver Assistance
If required, assistance is provided to complete and submit the university insurance waiver form.
TATA AIG Medical Insurance for International Students in Canada - FAQs
Yes. TATA AIG student insurance for Canada is widely accepted by both Irish universities and colleges if the insurance meets their basic coverage criteria. Generally, the majority of institutions ask international students to have a health insurance plan that is valid, covers medical expenses, emergency treatment, repatriation, and the whole time of stay. Always check your specific university's insurance requirements prior to purchasing and if required, submit a waiver form along with the policy documents as support.
Yes. The TATA AIG student travel insurance plans are designed to satisfy Canada student visa insurance requirements by providing comprehensive medical coverage and emergency benefits required by visa authorities. Your medical insurance is proof that you can get treatments, hospitalization, evacuation, and repatriation for the entire duration of your study. So, better be sure that the coverage of your chosen plan and the wording are consistent with the visa guidelines.
Yes, there is an age limit to be eligible to buy the TATA AIG student travel insurance. The student must be between the ages of 16 and 35 to satisfy eligibility.
Yes, if the student requires a dental surgery to treat acute pain from a natural tooth, the student medical insurance will help take care of the cost.
No, the TATA AIG student travel insurance will not cover any costs associated with treatment of a pre-existing ailment unless it is a life-threatening situation.
Yes. Students who are already outside India, including those in Canada, may be eligible for special approval to purchase TATA AIG student travel insurance online. Approval is subject to underwriting guidelines.
Yes. Students can renew their existing TATA AIG student insurance policy online at any time before the expiry date. This allows you to extend coverage seamlessly if your study duration is prolonged.
Students aged 16-35 can explore TATA AIG student insurance. Confirm whether a two-year policy or renewal is available, as the premium and coverage duration require verification.
Coverage is not guaranteed. Pre-existing conditions and related complications may be excluded, subject to specified exceptions. Confirm eligibility for asthma-related treatment with the insurer before buying.
Purchase after arrival may require special approval and underwriting. Confirm eligibility, the policy start date and any restrictions directly with the provider before relying on coverage.
block What Are the Exclusions Under TATA AIG International Student Insurance for Canada?
- Pre-existing medical conditions and related complications
- War, terrorism, nuclear risks, and illegal activities
- Professional or competitive sports and dangerous activities
- Pregnancy and childbirth (except termination of pregnancy)
- Suicide, attempted suicide, or self-inflicted injuries
- AIDS and related conditions
- Engagement in armed forces, mining, offshore work, or handling explosives
- Travel against medical advice or for obtaining treatment
For a complete list of exclusions and limitations, please refer to the official TATA AIG policy brochure.
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