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TATA AIG Senior Citizen Travel Insurance from ₹95/Day*Indian senior citizens who are traveling overseas to US, Europe, UK, Australia, Singapore… should understandably take extra precautions for their overseas travel. Quite often their international travel begins with a long arduous flight often with layovers in different airports. The different security checks itself are tiresome and add to overall fatigue. Beyond the journey, international travellers are exposed to a new environment with different weather conditions, new food and water.
All of this can overwhelm any traveller, not only senior citizens. Seniors are also vulnerable as they can have weaker immune systems or can have an existing medical ailment flare up.While traveling overseas can be exciting, being forced to visit a hospital outside India can be traumatic. In this context, one can reduce the anxiety while traveling overseas by purchasing reliable international travel insurance. TATA AIG Travel Guard Plus insurance is very popular and is available for Indian senior citizen nationals up to the age of 99 years.
Indian travelers who want to extend or renew TATA AIG senior citizen travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
| Benefits (In US dollars) | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $2,500 | Up to $3,000 | Up to $1,500 |
| Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 Deductible : $75 |
$500 Deductible : $75 |
- |
| Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
| Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
| Trip Curtailment | $500 Deductible : $100 |
$500 Deductible : $100 |
$500 Deductible : $100 |
| Trip Cancellation | $250 Deductible : $50 |
$500 Deductible : $50 |
$250 Deductible : $50 |
| Flight Delay | $40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
| Missed Flight/Connection | $250 | $250 | $250 |
| Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $75 |
$250 Deductible : $50 |
| Home Content Burglary (in INR) | ₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
| Accommodation Extension | $50 per day Up to max of 10 days | $100 per day Up to max of 10 days | $50 per day Up to max of 10 days |
| Hijack/Kidnap Daily Allowance | $75 Per 12 hours, Up to max of 10 days | $100 Per 12 hours, Up to max of 10 days | $75 Per 12 hours, Up to max of 10 days |
| Flight Cancellation | - | $75 | - |
| Emergency Extension of the Policy | 7 days | 7 days | 7 days |
| Loss of Personal Baggage | - | $200 Deductible : $30 |
- |
| Compassionate Travel/Stay | Up to $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Up to $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Up to $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
| Medical Sublimit | Senior | Senior Plus | Super Senior Plus |
|---|---|---|---|
| Hospital Room Rent and Boarding expenses | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days |
| Emergency Room Services | $1,500 | $1,500 | $1,500 |
| ICU Charges | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days |
| Surgical Treatment Expenses | $12,500 | $12,500 | $12,500 |
| 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
| Physician Consultation Charges | $125 per day Up to 10 visits | $125 per day Up to 10 visits | $125 per day Up to 10 visits |
| Diagnostic Tests | Up to $750 | Up to $750 | Up to $750 |
| Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $500 |
| Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 |
| Emergency Room Services (Total) | $27,500 | $27,500 | $27,500 |
| Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $13,000 |
TATA AIG Travel Guard Plus travel insurance for Senior Citizens starts at just ₹95 per day for Worldwide coverage excluding USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
| Plan name(Premiums inclusive of GST @18%) | 61-70 years | |
|---|---|---|
| Silver ($50,000) | ₹2,874 (With sublimits) | ₹3,740 |
| Silver Plus ($100,000) | ₹3,674 (With sublimits) | ₹4,999 |
| Gold ($250,000) | ₹4,174 (With sublimits) | ₹5,915 |
| Platinum ($500,000) | ₹4,699 (With sublimits) | ₹7,004 |
| Plan name(Premiums inclusive of GST @18%) | 71-75 years | 76-80 years | 81 - 85 years | 86 - 90 years | 90 above years | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Senior ($50,000) |
₹5,845 (With sublimits) |
₹7,725 | ₹7,202 (With sublimits) |
₹11,174 | - | - | - | - | - | - |
| Senior Plus ($100,000) |
₹6,604 (With sublimits) |
₹10,683 | ₹9,352 (With sublimits) |
₹15,415 | - | - | - | - | - | - |
| Super Senior ($50,000) |
- | - | - | - | ₹13,936 (With sublimits) |
₹23,486 | ₹23,842 (With sublimits) |
₹40,555 | ₹32,511 (With sublimits) |
₹55,490 |
The TATA AIG Travel Guard Plus travel insurance for Senior Citizens starts at just ₹205 per day for Worldwide Including USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
Senior Travel Insurance by TATA AIG – Global Coverage (Including USA & Canada)| Plan name (Premiums inclusive of GST @18%) | 61-70 years (With sublimits) |
61-70 years |
| Silver ($50,000) | ₹6,175 | ₹11,902 |
| Silver Plus ($100,000) | ₹7,156 | ₹14,625 |
| Silver Plus Plan A($100,000) | ₹6,705 | ₹14,143 |
| Silver Plus Plan B($100,000) | ₹6,906 | ₹14,358 |
| Gold ($250,000) | ₹8,768 | ₹17,900 |
| Gold Plan A ($250,000) | ₹8,055 | ₹17,242 |
| Gold Plan B ($250,000) | ₹8,486 | ₹17,641 |
| Platinum ($500,000) | ₹9,403 | ₹20,368 |
| Platinum Plan A ($500,000) | ₹8,336 | ₹19,302 |
| Platinum Plan B ($500,000) | ₹8,823 | ₹19,789 |
| Plan name(Premiums inclusive of GST @18%) | 71-75 years | 76-80 years | 81 - 85 years | 86 - 90 years | 90 above years | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Senior ($50,000) |
₹9,097 (With sublimits) |
₹21,769 | ₹12,998 (With sublimits) |
₹31,450 | - | - | - | - | - | - |
| Senior Plus ($100,000) |
₹12,571 (With sublimits) |
₹24,351 | ₹17,922 (With sublimits) |
₹35,141 | - | - | - | - | - | - |
| Super Senior ($50,000) |
- | - | - | - | ₹25,504 (With sublimits) |
₹54,801 | ₹40,975 (With sublimits) |
₹88,582 | ₹51,634 (With sublimits) |
₹103,396 |
Tata AIG Senior Citizen travel insurance is a specialized travel insurance plan designed for older travelers above the age of 71, offering coverage for medical emergencies due to sickness, accidents, baggage loss, baggage delay, trip cancellations, and more during international travel. Tata AIG’s travel insurance is also polularly known Tata AIG travel insurance international plus which covers senior citizens.
Any Indian citizen above the age of 71 years traveling from India to USA, UK, Australia, Schengen area or any other country abroad can purchase this policy. There is no upper age limit for this senior citizen travel insurance India.
Yes, you can buy Tata AIG travel insurance international plus policy which has plans for senior citizens. Senior citizens traveling any where in the world can buy this plan. It is one of the best International travel insurance for parents and also best travel insurance for 70+ years.
TATA AIG travel insurance for Senior Citizens is applicable for senior citizens starting from 71 years of age with no upper age limit. There is no paper work involved and no medical tests needed to get this insurance. It also covers pre-existing conditions in case of life threatening.
Tata AIG senior citizen travel insurance offers health insurance cover for over 70 years with medical condition. It offers coverage of pre-existing illness cover for upto $3,000 depending upon the age in case of life threatening.
Buying Senior Citizen Travel Insurance Online from with Tata AIG is very easy. There is no paper work or medical tests involved and it can be bought online. First get a quote by entering the relevant travel details, choose the TATA travel insurance for senior citizens plan you want, fill the TATA AIG senior citizen travel guard online proposal form and complete the purchase using your credit card, debit card, internet banking, UPI. You can also international cards to purchase the TATA AIG's International Senior Citizen Travel Insurance
This overseas travel insurance for elderly is a special plan designed for senior citizens traveling from India to overseas. Some of medical expenses covered are listed below.
Tata AIG’s international senior citizen travel insurance will help elderly travelers by providing travel insurance for their overseas journey.
Some of the key benefit covered can be listed below.
The benefits will vary depending on the plan chosen. Please read the policy terms and conditions before you buy the travel insurance.
Yes, Tata AIG travel insurance for seniors with pre-existing conditions are covered only in life-threatening situations and subject to the limits mentioned in the policy schedule.
Yes, Tata AIG senior citizen travel insurance covers COVID-19 as any other illness, depending on the policy terms and conditions.
No medical tests are required to purchase this policy, making it convenient for elderly travelers traveling overseas.
Some of the exclusions under Tata AIG senior citizen travel insurance India are as follows.
Overseas travel insurance for elderly travelers depend on the age bracket and plan chosen. Currently travellers between 71 to 80 years can get maximum coverage up to $100,000 while travelers 81 years and above can get $50,000 maximum cover. The maximum coverage keeps updating from time to time. Please get (URL)free quotes from here, when you are planning to buy an insurance.
Tata AIG senior travel insurance cost varies with age, traveling country, travel duration and sum insured selected. For example a 75 year old elderly traveler traveling to USA for 30 days will be slightly higher as compared to travel to UK or UAE travel cost.
Yes, buying Tata AIG senior citizen travel insurance online is very easy in this digital age. The children being in overseas can buy this international travel insurance for parents comfortably. Here are the simple steps to follow.
If you are already having a policy and your trip gets extended. Then you have to renew the policy. Click here to renew Tata AIG senior citizen travel insurance. Once you fill the simple renew form our team will get in touch with you to follow further procedure. You will get an approval for your renewal of policy in 1 working day based on terms and conditions. If your request is approved, then you pay the renewal premium online and renew the policy.
To buy this plan you do not need to provide any documents or medical records.
Yes, you can customize your plan by selecting additional benefits as on add-ons the the existing standard benefits. Please get in touch with our experts who will guide you to buy the best senior citizen travel insurance.
Currently Tata AIG senior citizen plan can be purchased up to 360 days for one trip. You can also buy for the number of days you require. In case if you stay gets extended, then get in touch with us to renew your policy.
Yes, you can extend senior citizen travel insurance India policy from abroad. Fill the Renewal form and our team will get in touch with you to complete necessary formalities online. You will get the approval in 1 working day. If your extension request is approved from the insurance company, then you can renew the policy online through us. We suggest you get in touch with us before the expiry of the current policy, so that your policy is renewed in time to avoid break in insurance cover.
Yes, you can buy international travel insurance for parents or grandparents using your international /domestic credit or debit card, NEFT, UPI and other modes. Once you complete the purchase, you will get a policy copy by email.
To file a claim under Tata AIG senior citizen travel insurance. There are relevant toll free claims department numbers provided in the policy document. You have to call them and they will guide you as per your requirement throughout the claims process. Tata AIG provides 24/7 global assistance for claims and emergencies.
Yes, cashless hospitalization is available for Tata AIG policy holders abroad. You need to contact the assistance helpline for guidance. The assistance helpline numbers are printed in the policy which is shared to the policy holder.
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard Plus brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
Find out the best Tata AIG International Travel Insurance!
Most of the senior citizens travelling overseas would have pre-existing conditions. TATA AIG travel guard insurance for seniors covers pre-existing conditions in case of life saving unforeseen emergency.
A pre-existing condition is any condition or sickness for which there were symptoms and/or diagnosed and/or received medical care within 48 hours before the start of the insurance plan. In this case the company would reimburse up to $3,000 depending on the age per policy when the insured becomes medically fit or is cured from acute pain. The further related health care cost to recover or to prevent the onset of acute pain will be taken take care of by the insured and not the insurance plan.
TATA AIG travel insurance for older travellers above 70 years.
International travel insurance for Indian parents overseas.
TATA AIG travel insurance for pre-existing conditions.
TATA AIG overseas mediclaim insurance for older travelers above 80 years.
Prompt Claims Settlement
I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy. 
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Excellent Service Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Convenient & Effortless
Thanks a lot for making this so convenient and effortless. I really appreciate your efforts towards this.
Look forward to doing more business with you in future.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
