TATA AIG Domestic Travel Insurance India
TATA AIG domestic travel insurance in India offers coverage options for individuals and families travelling within the country, with benefits designed to help protect against unexpected travel-related expenses, subject to policy terms and conditions.
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What Is TATA AIG Domestic Travel Insurance?
TATA AIG Domestic Travel Insurance is designed to provide financial protection for eligible trips within India. Depending on the policy and selected benefits, it can cover unexpected events such as accidental medical emergencies, emergency medical evacuation, personal liability, trip delays and loss of eligible air or rail tickets. TATA AIG also offers annual multi-trip options for frequent domestic travellers. Coverage, limits, deductibles and exclusions are subject to the applicable policy terms.
Who Can Buy TATA AIG Domestic Travel Insurance?
TATA AIG currently lists domestic travel insurance eligibility for travellers aged 6 months to 70 years. Eligibility and policy conditions may vary, so travellers should verify the applicable requirements before purchase.
- Individuals travelling within India
- Families travelling within India
- Leisure and holiday travellers
- Eligible business travellers
- Travellers taking domestic air or rail journeys
What Are the TATA AIG Domestic Travel Insurance Plans and Coverage Options?
India given its cultural, culinary, geographic diversity remains one of the most exciting travel destinations in the world. While the outside world is only beginning to discover India, Indians have the luxury of traveling to different nooks and corners of this amazing country. However, travel whether it is within India or overseas can have unfortunate situations such as flight delays, baggage loss, ticket loss etc. which can end up spoinling the whole experience. TATA AIG domestic travel insurance is an excellent product to shield oneself from these messy situations.
| Benefit | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
|---|---|---|---|---|---|
| Accidental Death and Dismemberment (Common Carrier) | Rs. 50,000 | Rs. 1 Lakh | Rs. 1.5 Lakh | Rs. 2 Lakh | Rs. 2.5 Lakh |
| Accident Medical Expense Reimbursement (Deductible: Rs.250) |
Rs. 20,000 | Rs. 40,000 | Rs. 60,000 | Rs. 80,000 | Rs. 1 Lakh |
| Emergency Medical Evacuation | Rs. 10,000 | Rs. 20,000 | Rs. 30,000 | Rs. 40,000 | Rs. 50,000 |
| Repatriation of Remains | Rs. 10,000 | Rs. 20,000 | Rs. 30,000 | Rs. 40,000 | Rs. 50,000 |
| Personal Liability (Deductible: Rs.200) |
Rs. 1 Lakh | Rs. 2 Lakh | Rs. 3 Lakh | Rs. 4 Lakh | Rs. 5 Lakh |
| In-Hospital Indemnity Benefit (max 7 days) (Deductible: 1 day) |
Rs. 500 | Rs. 1,000 | Rs. 1,500 | Rs. 2,000 | Rs. 2,500 |
| Add On Benefits | |||||
|---|---|---|---|---|---|
| Accommodation charges due to Trip Delay Benefit- flight/ rail **upto (max 2 days) (Deductible: 5 hours) |
Rs. 1,500/day | Rs. 3,000/day | Rs. 4,500/day | Rs. 6,000/day | Rs. 7,500/day |
| Loss of Ticket - Rail/Air (Deductible: Rs. 150 or 10% of ticket cost) |
Rs. 20,000 | Rs. 40,000 | Rs. 60,000 | Rs. 80,000 | Rs. 1 Lakh |
| Family Transportation (up to) | Rs. 10,000 | Rs. 20,000 | Rs. 30,000 | Rs. 40,000 | Rs. 50,000 |
| Replacement of Staff (Business Trip only) (up to) | Rs. 10,000 | Rs. 20,000 | Rs. 30,000 | Rs. 40,000 | Rs. 50,000 |
| Missed Departure - Rail/Air (up to) | Rs. 10,000 | Rs. 20,000 | Rs. 30,000 | Rs. 40,000 | Rs. 50,000 |
How Much Does TATA AIG Domestic Travel Insurance India Cost in 2026
The TATA AIG Domestic tarvel insurance price ranges between ₹276 to ₹1,381 per month for 6 months to 70 years travelers, based on type of plan and policy maximum coverage.
| Plan Name | Policy Maximum (US $) | Cost for One Month |
|---|---|---|
| Domestic Guard Plan 1 | ₹50,000 | ₹276 |
| Domestic Guard Plan 2 | ₹1,00,000 | ₹552 |
| Domestic Guard Plan 3 | ₹1,50,000 | ₹828 |
| Domestic Guard Plan 4 | ₹2,00,000 | ₹1,104 |
| Domestic Guard Plan 5 | ₹2,50,000 | ₹1,381 |
What Is the Difference Between Domestic and International Travel Insurance?
| Feature | Domestic Travel Insurance | International Travel Insurance |
|---|---|---|
| Travel destination | Within India | Outside India |
| Emergency medical cover | Available as per the selected policy | Available as per the selected policy |
| Medical evacuation | Covered subject to policy terms | Covered subject to policy terms |
| Personal liability | Available under applicable plans | Available under applicable plans |
| Travel disruption benefits | Selected domestic travel benefits | Benefits depend on the international plan |
Domestic Travel Insurance- FAQ's
Yes, Tata Aig provides domestic multi trip insurance with 30 days slab duration.
TATA AIG Domestic Travel Insurance is designed for individuals and families travelling within India. Coverage eligibility, age limits, trip duration, and other conditions depend on the policy terms and the plan selected.
Yes, TATA AIG offers travel insurance options for different travel needs. If you travel within India multiple times, check the available multi-trip option and its eligibility, coverage period, limits, and conditions before purchasing.
Yes, eligible emergency medical evacuation may be covered under the policy when medically necessary and subject to the applicable terms, conditions, limits, and exclusions.
The policy may be extendable subject to TATA AIG's terms and conditions. If you need to extend your coverage, check the policy's extension rules and apply before the existing coverage period ends. Any extension is subject to eligibility, applicable premium, and policy conditions.
To file a claim under TATA AIG Domestic Travel Insurance, notify TATA AIG as soon as possible and submit the required claim form and supporting documents. Depending on the type of claim, documents may include medical records, bills, travel tickets, delay or cancellation certificates, and other relevant proof. The claim will be reviewed according to the policy terms, conditions, exclusions, and applicable coverage limits.
The cost of TATA AIG Domestic Travel Insurance can vary based on factors such as the traveller’s age, trip duration, number of travellers, type of coverage selected, and applicable policy benefits. The premium is calculated based on the details provided when purchasing the policy and the plan selected.
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Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 2 Decades and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".