TATA AIG Schengen Visa Travel Insurance - From ₹29/Day

Do I Need Travel Insurance for Schengen Countries?

Yes. an Indian national traveling to Schengen countries, travel insurance for Schengen countries is mandatory for a Schengen visa application. Schengen authorities require proof of insurance that covers:

• Medical emergencies
• Hospitalization
• Repatriation in case of death

TATA AIG Schengen travel insurance is designed to meet these requirements, giving you complete peace of mind while traveling in Europe.

How Much Does TATA AIG Schengen Travel Insurance Cost in 2026?

Tata AIG Schengen Visa Travel Insurance starts at ₹29 per day, with plans offering coverage between $50,000 and $1,000,000. Key benefits include medical expenses, emergency medical evacuation, baggage protection, and trip cancellation — making it ideal for travelers visiting the Schengen Area, whether you’re looking for budget-friendly or premium international coverage.

Who Needs to Apply for a Schengen Visa?

Indian nationals visiting Europe must apply for a Schengen visa. This visa permits travel in all Schengen countries for a total of 90 days out of 180 days.

A crucial aspect of your application involves TATA AIG travel insurance for Schengen visa, which covers you for medical needs and repatriation need as required by the consulate.

How Do I Apply for a Schengen Visa?

1. Choose the correct type of visa depending on the purpose of your visit, such as tourism, business, student, or transit.
2. Schedule an appointment either at your local VFS
3. Complete the visa application and prepare all the necessary documentation.
4. Buy TATA AIG Schengen travel insurance India to satisfy the insurance requirements.
5. Attend the visa interview and submit biometrics.

What Are the Schengen Visa Travel Insurance Requirements?

To obtain a Schengen visa, your travel insurance must meet these standards:

• Minimum medical coverage of €30,000 Euros (approx. $50,000 USD)
• Coverage for medical evacuation and repatriation
• Valid for the entire duration of your stay in Schengen countries

TATA AIG travel insurance Schengen satisfies all consulate requirements and is recognized across Europe.

What Is the Best Travel Insurance for Seniors Visiting Europe?

TATA AIG offers special senior citizen travel insurance plans for travelers aged up to 99 years. These plans include:

• Cashless medical treatment abroad
• No pre-policy medical check-up (up to certain ages)
• Pre-existing disease coverage options (as per plan terms)

Perfect for elderly parents or grandparents visiting family in Schengen countries.

€30,000 Is the Minimum - Is It Enough?

€30,000 (or $50,000 USD) coverage satisfies the minimum Schengen visa requirement, but a serious hospitalisation in Western Europe can exceed that quickly. Many travellers now choose higher cover - $250,000 or more - for longer trips, senior travellers, or anyone with a health condition, even though it isn't strictly required for the visa itself.

Why Choose TATA AIG Schengen Travel Insurance?

• Meets all Schengen visa insurance requirements
• Instant policy and visa certificate
• Cashless hospitalization across Schengen countries
• 24x7 multilingual customer support worldwide
• Simple online purchase and easy renewal options

What Does "Repatriation" Mean in My Schengen Policy?

Repatriation cover pays to transport you (or, in the worst case, your remains) back to India if you become seriously ill, are injured, or pass away while in a Schengen country. It's one of the three coverage areas - alongside medical treatment and evacuation - that Schengen consulates specifically require every applicant's policy to include.

What Happens to My Insurance If My Schengen Visa Is Rejected?

A Schengen visa rejection doesn't have to mean losing your insurance premium too. If your travel insurance policy hasn't started yet (i.e., your trip dates haven't begun), you can typically request a cancellation and refund, minus a nominal processing fee (if any) - talk to our team as soon as you receive a visa rejection letter so we can assist you in cancellation and refund of the policy.

Policy Cancellation Request Procedure »

How to Buy Travel Insurance for Schengen Visa Tata AIG

TATA AIG Schengen insurance plans are visa-compliant and easy to purchase online from India. Follow these steps:

• Go to the Tata AIG Schengen travel insurance on NRIOL.
• Enter travel destination, age of travelers, and travel dates.
• Choose the recommended TATA AIG Schengen travel insurance premium India plan.
• Complete the proposal form and make payment.
• Receive your TATA AIG travel insurance Schengen visa certificate instantly via email.
• Print the certificate to submit with your Schengen visa application.

What to Do If You Need Medical Care While in a Schengen Country

1. Call the 24/7 emergency assistance number on your policy schedule before, or as soon as possible after, seeking treatment to register your claim.
2. For cashless hospitalisation, approach the insurance help desk in the hospital, who will help you in getting cashless treatment for eligible medical expenses as per terms and conditions of the policy.
3. Keep every receipt, prescription, and discharge summary for reimbursement claims.
4. File your claim within the timeframe stated in your policy wording once you're back in India, or while still abroad if the treatment is ongoing.

What Are the Common Mistakes to Avoid When Buying Schengen Travel Insurance?

Avoid these mistakes to prevent visa rejection:

• Incomplete or incorrect visa application form
• No travel insurance or coverage under €30,000
• Failure to provide hotel or flight confirmations
• Weak financial documentation
• Expired or insufficient passport validity

How Do I Get a Certificate Showing I Have Travel Insurance?

After purchasing TATA AIG travel insurance for Schengen visa online:

• The Schengen visa insurance certificate (visa letter) will be automatically generated. Your policy document itself is your visa letter.
• You’ll receive it instantly via email in PDF format.
• You can download and print it to include with your Schengen visa documents.

What Does Schengen Visa Travel Insurance Cover?

TATA AIG Schengen travel insurance includes:

• Medical emergencies up to €30,000
• Hospitalization and treatment costs
• Repatriation and medical evacuation
• Travel assistance services
• Emergency support during your trip

Is the UK Covered Under My Schengen Insurance?

No - the UK is not part of the Schengen Area, so a UK-only trip needs separate UK travel insurance rather than a Schengen policy. If your travel itinerary includes both Schengen countries and the UK, then you'll need to make sure that you buy a single policy which coveres both your travel destinations. Tata AIG travel insurance buy online will lead you to a place where you can compare and buy a policy based on your age.

Is Travel Insurance Mandatory for Europe?

Indians traveling to Europe need to have the Schengen visa. The common Schengen visa allows travelers to visit 29 countries. One of the requirements while applying for the Schengen visa is adequate travel insurance for the entire duration of ones stay in the Schengen states. The Schengen consulates have clearly defined the overseas travel insurance which satisfy the Schengen visa insurance requirements. TATA AIG Schengen Travel Insurance offered by TATA AIG satisfies the Schengen visa insurance requirements and has been so recognized by the Schengen consulates. Compare quotes and buy TATA AIG schengen visa insurance.

The TATA Schengen travel insurance is available for all age group and people traveling to some of the schengen countries need to buy the insurance for minimum of 30 days period.

euro_symbol Europe travel insurance