TATA AIG Schengen Travel Insurance

How Much Travel Insurance Is Required for a Schengen Visa?

Schengen visa applicants generally need travel medical insurance with at least €30,000 in coverage. The insurance must cover emergency medical treatment, hospitalization and repatriation, including repatriation in the event of death, and must be valid throughout the Schengen territory for the intended stay.

Is €30,000 Travel Insurance Enough for a Schengen Visa?

Yes, €30,000 is the minimum medical insurance coverage required for a Schengen visa. Travellers can choose a higher coverage limit if they want more financial protection during their trip; the visa requirement itself remains a minimum of €30,000.

Which TATA AIG Schengen Travel Insurance Is Right for You?

Your Schengen travel insurance choice depends on the medical coverage you need, your budget, pre-existing condition coverage and trip cancellation requirements.

• I need affordable travel insurance for my Schengen visa → Silver Plan - Provides $50,000 medical coverage and starts from ₹29/day*.
• I need higher medical coverage for my Schengen trip → Silver Plus or Gold Plan - Silver Plus provides $100,000 medical coverage from ₹35/day*, while Gold provides $250,000 from ₹38/day*.
• I want $500,000 or more medical coverage for my Europe trip → Platinum, Titanium or Titanium Plus - These plans provide medical coverage from $500,000 to $1 million, with starting premiums from ₹48/day*.
• I have a pre-existing medical condition and need Schengen travel insurance → Compare plans based on pre-existing condition coverage - Available coverage ranges from up to $2,500 with Silver to up to $20,000 with Titanium Plus, subject to policy terms and eligibility.
• I want travel insurance with trip cancellation coverage → Gold, Platinum, Titanium or Titanium Plus - These plans provide trip cancellation coverage ranging from $750 to $1,500, depending on the plan selected.
• I am travelling to multiple Schengen countries → Choose a TATA AIG Schengen Travel Insurance plan - Select the medical coverage level that fits your trip and visa requirements when visiting multiple Schengen destinations.
• I want higher protection for an expensive European trip → Titanium Plus - Provides $1 million medical coverage, up to $20,000 for eligible pre-existing conditions, and $1,500 trip cancellation coverage, with a starting premium of ₹64/day*.

*Starting premiums are indicative and may vary based on age, travel dates, trip duration, destination, plan selected and applicable policy terms and conditions.

How Much Does TATA AIG Schengen Travel Insurance Cost in 2026?

Tata AIG Schengen Visa Travel Insurance starts at ₹29/day*, with plans offering coverage between $50,000 and $1,000,000. Key benefits include medical expenses, emergency medical evacuation, baggage protection, and trip cancellation — making it ideal for travelers visiting the Schengen Area, whether you’re looking for budget-friendly or premium international coverage.

*Price shown is for a 60-day trip to Germany for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.

Who Needs to Apply for a Schengen Visa?

Indian nationals visiting Europe must apply for a Schengen visa. This visa permits travel in all Schengen countries for a total of 90 days out of 180 days.

A crucial aspect of your application involves TATA AIG travel insurance for Schengen visa, which covers you for medical needs and repatriation need as required by the consulate.

How Do I Apply for a Schengen Visa?

1. Choose the correct type of visa depending on the purpose of your visit, such as tourism, business, student, or transit.
2. Schedule an appointment either at your local VFS
3. Complete the visa application and prepare all the necessary documentation.
4. Buy TATA AIG Schengen travel insurance India to satisfy the insurance requirements.
5. Attend the visa interview and submit biometrics.

What Are the Schengen Visa Travel Insurance Requirements?

To obtain a Schengen visa, your travel insurance must meet these standards:

• Minimum medical coverage of €30,000 Euros (approx. $50,000 USD)
• Coverage for medical evacuation and repatriation
• Valid for the entire duration of your stay in Schengen countries

TATA AIG travel insurance Schengen satisfies all consulate requirements and is recognized across Europe.

What Is the Best Travel Insurance for Seniors Visiting Europe?

TATA AIG offers special senior citizen travel insurance plans for travelers aged up to 99 years. These plans include:

• Cashless medical treatment abroad
• No pre-policy medical check-up (up to certain ages)
• Pre-existing disease coverage options (as per plan terms)

Why Choose TATA AIG Schengen Travel Insurance?

• Meets all Schengen visa insurance requirements
• Instant policy and visa certificate
• Cashless hospitalization across Schengen countries
• 24x7 multilingual customer support worldwide
• Simple online purchase and easy renewal options

What Does "Repatriation" Mean in My Schengen Policy?

Repatriation cover pays to transport you (or, in the worst case, your remains) back to India if you become seriously ill, are injured, or pass away while in a Schengen country. It's one of the three coverage areas - alongside medical treatment and evacuation - that Schengen consulates specifically require every applicant's policy to include.

What Happens to My Insurance If My Schengen Visa Is Rejected?

A Schengen visa rejection doesn't have to mean losing your insurance premium too. If your travel insurance policy hasn't started yet (i.e., your trip dates haven't begun), you can typically request a cancellation and refund, minus a nominal processing fee (if any) - talk to our team as soon as you receive a visa rejection letter so we can assist you in cancellation and refund of the policy.

How to Buy Travel Insurance for Schengen Visa Tata AIG

TATA AIG Schengen insurance plans are visa-compliant and easy to purchase online from India. Follow these steps:

• Go to the Tata AIG Schengen travel insurance on NRIOL.
• Enter travel destination, age of travelers, and travel dates.
• Choose the recommended TATA AIG Schengen travel insurance premium India plan.
• Complete the proposal form and make payment.
• Receive your TATA AIG travel insurance Schengen visa certificate instantly via email.
• Print the certificate to submit with your Schengen visa application.

What to Do If You Need Medical Care While in a Schengen Country

1. Call the 24/7 emergency assistance number on your policy schedule before, or as soon as possible after, seeking treatment to register your claim.
2. For cashless hospitalisation, approach the insurance help desk in the hospital, who will help you in getting cashless treatment for eligible medical expenses as per terms and conditions of the policy.
3. Keep every receipt, prescription, and discharge summary for reimbursement claims.
4. File your claim within the timeframe stated in your policy wording once you're back in India, or while still abroad if the treatment is ongoing.

What Are the Common Mistakes to Avoid When Buying Schengen Travel Insurance?

Avoid these mistakes to prevent visa rejection:

• Incomplete or incorrect visa application form
• No travel insurance or coverage under €30,000
• Failure to provide hotel or flight confirmations
• Weak financial documentation
• Expired or insufficient passport validity