Accident and Sickness Medical Expenses
Covers eligible medical expenses incurred overseas due to illness or accident, excluding pre-existing conditions, up to the maximum limit specified in the policy schedule.
International Student Travel Insurance for Singapore from India - 2026
Indian students studying in Singapore can buy TATA AIG student travel insurance from ₹25/day* - covering medical emergencies, hospitalization, personal liability, and 24×7 travel assistance. Plans meet Singapore university and visa insurance requirements. Get your instant quote in 2 minutes.
Starting Premium
₹25/day*
Coverage Available
Upto $500,000
Eligible Age
16 years to 35 years
Worldwide Coverage
Cashless hospitalization?
Duration
3 years
Support Available
24x7
1 Lakh+ travellers
20+ years expertise
24/7 support available
TATA AIG Student Medical Insurance Cost Calculator
Why Indian Students Choose Singapore for Higher Education?
Singapore has become an inevitable place for Indian students who want to go abroad for educational purposes; it not only provides them with higher-quality education but also global exposure and tall partnerships for their future careers. Some of the greatest universities such as the National University of Singapore (NUS) and Nanyang Technological University (NTU) among others are situated here and offer outstanding programs in engineering, business, IT, and life sciences.
Singapore is a good place for Indian students to get international careers of success due to its English-speaking teaching, multicultural-friendly and safe atmosphere, and great post-study work opportunities. It is a good place for Indian students to get international careers of success due to its English-speaking teaching, multicultural-friendly, and safe atmosphere, and great post-study work opportunities. Academic excellence, affordability, and industry-oriented education have been a great reason for Singapore being the most popular choice for higher education abroad.
TATA AIG Singapore Student Insurance: Key Details at a Glance
| Feature | Details |
|---|---|
| Starting Premium | ₹25/day* |
| Medical Coverage | Up to $500,000 |
| Eligible Age | 16 to 35 years |
| Student Plans | Plan A, Plan B, Ultimate, Ultimate Plus, Supreme |
| Emergency Assistance | 24×7 |
| Purchase | Online from India, policy instantly by email |
As one of the most sought-after destinations for higher education, Singapore demands that Indian students carry valid insurance for students studying abroad. Whether you need overseas student travel insurance, medical insurance for students, or a comprehensive study abroad insurance plan, TATA AIG offers flexible options designed specifically for Indian students heading to Singapore.
Which TATA AIG Singapore Student Insurance Plan Is Right for You?
- Looking for budget-friendly student insurance? → Student Insurance Plan A → US$50,000 medical coverage, starting at ₹25/day*.
- Want a higher medical coverage limit at a moderate premium? → Student Insurance Plan B → US$100,000 medical coverage, starting at ₹29/day*.
- Need more protection against eligible medical expenses? → Student Ultimate → US$250,000 medical coverage, starting at ₹35/day*.
- Prefer a higher coverage limit for your studies in Singapore? → Student Ultimate Plus → US$500,000 medical coverage, starting at ₹39/day*.
- Want the highest listed medical coverage limit? → Student Supreme → US$500,000 medical coverage, starting at ₹42/day*.
How Much Does TATA AIG Student Travel Insurance Cost for Singapore in 2026?
The cost of TATA AIG student travel insurance for Singapore starts at just ₹25/day*, with the exact premium depending on the student's age, selected plan, coverage limit, and study duration.
| Plan Name | Policy Maximum | Cost for 1 Year | Cost for 3 Years |
|---|---|---|---|
| Student Insurance Plan A | $50,000 | ₹9,230 (~₹25 / day) | ₹24,864 |
| Student Insurance Plan B | $100,000 | ₹10,606 (~₹29 / day) | ₹28,940 |
| Student Ultimate | $250,000 | ₹12,859 (~₹35 / day) | ₹35,088 |
| Student Ultimate Plus | $500,000 | ₹14,517 (~₹39 / day) | ₹39,612 |
| Student Supreme | $500,000 | ₹15,487 (~₹42 / day) | ₹42,259 |
*Price shown is for a 365-day trip to International Student travel Insurance for an adult aged 22. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
TATA AIG Student Travel Insurance plans can also be purchased for up to 3 years, making them suitable for long-term international study programs.
Factors That Affect Tata AIG Singapore Student Travel Insurance Cost
The cost of Tata AIG Singapore student travel insurance depends on several key factors that insurers consider when calculating premiums:
Length of Trip
Longer study periods (e.g., 9-12 months compared to 3-6 months) result in higher premiums, as insurance coverage is required for an extended duration.
Destination
Traveling to countries like Singapore, where healthcare and living costs are relatively high, leads to higher insurance premiums compared to low-cost Asian destinations.
Sum Insured
Higher coverage limits provide greater financial protection but also increase the premium.
Why Student Travel Insurance Is Required to Travel to Singapore from India?
For Indian students purchasing Singapore travel insurance from India, having valid overseas student insurance is both a visa condition and a financial necessity. An overseas mediclaim policy for students ensures you are protected against unexpected medical costs, emergency hospitalization, and travel-related disruptions throughout your stay in Singapore.
The healthcare system in Singapore is top-notch but it can be pretty costly for foreign visitors who do not have any insurance. Travel insurance for students guarantees full protection against medical emergencies, hospital accidents, and doctor's visits, and prescriptions costs. Undertaking this also safeguards you against travel inconveniences such as lost luggage, missed connections, flight delays, and even emergency repatriation if needed.
The moment Indian students take off for Singapore until their studies there and beyond, they have the peace of mind and financial security that comes with the comprehensive student travel insurance. It does not only accomplish the purpose of meeting visa requirements but also provides coverage against unexpected circumstances letting students concentrate totally on their educational journey and life abroad.
Why Choose TATA AIG for Singapore Student Travel Insurance?
verified Trusted Global Insurance Provider
TATA AIG is a well-established international insurer known for reliable student travel and health insurance.
health_and_safety Comprehensive Student Coverage
Includes medical expenses, emergency evacuation, repatriation, accidental death & disability, and personal liability, designed for students studying in Singapore.
task_alt Visa-Compliant Insurance
Policies align with common Singapore student visa insurance requirements, supporting smooth visa approval.
bolt Instant Online Purchase
Buy TATA AIG Singapore student insurance online, make a secure payments, and receive your policy by email.
support_agent 24/7 Global Assistance
Access round-the-clock emergency support while studying and living in Singapore.
savings Affordable & Flexible Plans
Choose from competitive premiums, multiple sum insured options, and coverage that matches your course duration.
What Are the Advantages of Buying TATA AIG Singapore Student Insurance?
TATA AIG Student Travel Insurance offers several unique benefits for Indian students studying in Singapore that are not available with most international university insurance plans.
currency_exchange Premium Refund on Visa or University Rejection
Get a full refund of the insurance premium if your Singapore student visa or university admission is rejected.
description University Waiver Form Assistance
TATA AIG provides support in completing and submitting university insurance waiver forms, if required by the institution.
flight_land Special Approval for Students Already Abroad
Students who are already outside India may receive special approval to purchase TATA AIG student insurance, subject to underwriting guidelines.
school Study Interruption Coverage
In case of a medical emergency, TATA AIG reimburses the remaining semester tuition fees if the student is unable to continue their studies.
family_restroom Sponsor Protection Benefit
If the student’s sponsor suffers a fatal injury or permanent disability, the policy helps cover tuition fees for the remaining duration of the course.
attach_money Pay in INR and Get Coverage in USD
Students can pay the premium in Indian Rupees (INR) while receiving coverage in US Dollars (USD). This makes TATA AIG student medical insurance for Singapore more affordable compared to many international insurance options.
What Is Covered Under TATA AIG Student Medical Insurance for Singapore?
TATA AIG Student Travel Insurance offers comprehensive coverage for Indian students studying in Singapore, helping meet both student visa and university insurance requirements.
Repatriation of Mortal Remains
Covered under the Accident & Sickness benefit, including expenses for repatriation of remains in the unfortunate event of death abroad.
Study Interruption
Reimburses prepaid tuition fees for the current semester if studies are interrupted due to medical or compassionate reasons.
Sponsor Protection
If the student’s sponsor suffers accidental death or permanent disability, TATA AIG reimburses remaining tuition fees up to the limits mentioned in the policy.
Compassionate Visit (Two-Way)
Covers round-trip economy airfare and accommodation for an immediate family member if the student is hospitalized for more than 7 consecutive days. Also covers student travel in case of death or prolonged hospitalization of parents, spouse, or children, subject to policy limits.
Personal Accident Cover
Provides worldwide coverage for accidental death and permanent disability while the student is studying abroad.
Maternity Benefits
Covers medical expenses related to termination of pregnancy, subject to a 10-month waiting period and applicable policy limits.
Assistance Services
24×7 global assistance services including medical referrals and emergency support.
Mental and Nervous Disorders
Covers treatment for mental and nervous disorders, including alcoholism and drug dependency, when recommended by a physician and subject to applicable benefit limits.
Cancer Screening and Mammography
Medical expenses for cancer screening and mammography are covered when prescribed by a physician, subject to applicable policy limits.
RED24 Global Security Services
Access to RED24 global security advisory services to help manage personal safety risks worldwide.
Relocation Services
Includes AIG International Student Support Services such as 24-hour multilingual assistance to help students settle abroad. Included automatically in one-year policies.
Travel Safe to Singapore with Trusted TATA AIG Student Insurance
Student Destinations
Discover Popular Student Destinations with TATA AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 20+ years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
How Does TATA AIG Student Insurance for Singapore Work?
Example: An individual who has purchased TATA AIG student health insurance for Singapore with coverage of USD 100,000.
Let's say that this person has a medical emergency in Singapore and puts forward a claim of USD 17,000 which is allowed under the policy. Here the costs are broken down as follows:
| Medical Expense | Amount |
|---|---|
| X-ray and laboratory tests | USD 3,000 |
| Surgery | USD 11,000 |
| Hospital room rent | USD 1,000 per day for 3 days |
| Total medical expenses: USD 17,000 | |
Since the TATA AIG Singapore student insurance plan offers coverage of USD 100,000, the insurer pays the entire admissible claim amount of USD 17,000, subject to policy terms and conditions.
If a deductible applies, the student must pay the deductible amount first, and TATA AIG settles the remaining eligible claim as per the policy.
How the Coverage Helps the Student
- Medical expense protection: Eligible hospitalization and treatment expenses can be covered up to the applicable policy limits.
- Coverage for unexpected emergencies: The policy can provide financial protection when a student faces an unexpected medical emergency while studying in Singapore.
- Coverage remaining after the claim: After an admissible claim of USD 17,000, up to USD 83,000 of the original USD 100,000 coverage limit remains available, subject to the policy terms and overall limits.
- Protection against high medical costs: Student insurance can help reduce the financial burden of eligible medical treatment expenses incurred during the stay in Singapore.
- Deductible consideration: If a deductible applies to the selected plan, the student pays the applicable deductible first and TATA AIG settles the remaining eligible claim as per the policy.
- Financial support for students: Having travel insurance can help students and their families manage unexpected eligible expenses during the student's stay abroad.
For example: If a deductible of USD 500 applies to the claim, the student would pay the applicable USD 500 deductible, and the insurer would consider the remaining USD 16,500 for settlement, subject to policy terms and conditions.
Therefore, TATA AIG student insurance for Singapore can provide financial protection against eligible medical expenses and other covered travel-related risks during the student's stay in Singapore.
Steps to Buy TATA AIG International Student Insurance for Singapore
Follow these steps to purchase TATA AIG student health insurance for Indian students studying in Singapore.
fact_check Step 1: Check University Health Insurance Requirements
Find out whether your Singapore university offers a mandatory health insurance policy for international students.
rule Step 2: Confirm If External Insurance Is Allowed
If a university plan is available, verify whether students are permitted to purchase an alternative student insurance plan.
compare_arrows Step 3: Compare TATA AIG Student Insurance Plans
If external insurance is allowed, compare TATA AIG international student insurance plans for Singapore with the university-provided plan.
balance Step 4: Evaluate Coverage and Cost
Compare plans based on premium amount, medical coverage, study interruption, and sponsor protection benefits.
tune Step 5: Select the Best-Fit Insurance Plan
Choose the Singapore student health insurance plan that fits your budget and coverage needs.
payment Step 6: Buy TATA AIG Student Insurance Online
After completing the purchase online, policy documents are delivered instantly by email.
verified_user Step 7: University Insurance Waiver Assistance
If required, assistance is provided to complete and submit the university insurance waiver form.
TATA AIG Medical Insurance for International Students in Singapore - FAQs
Yes. TATA AIG student insurance for Singapore is widely accepted by both Singapore universities and colleges if the insurance meets their basic coverage criteria. Generally, the majority of institutions ask international students to have a health insurance plan that is valid, covers medical expenses, emergency treatment, repatriation, and the whole time of stay. Always check your specific university's insurance requirements prior to purchasing and if required, submit a waiver form along with the policy documents as support.
Yes. The TATA AIG student travel insurance plans are designed to satisfy Singapore student visa insurance requirements by providing comprehensive medical coverage and emergency benefits required by visa authorities. Your medical insurance is proof that you can get treatments, hospitalization, evacuation, and repatriation for the entire duration of your study. So, better be sure that the coverage of your chosen plan and the wording are consistent with the visa guidelines.
Yes, there is an age limit to be eligible to buy the TATA AIG student travel insurance. The student must be between the ages of 16 and 35 to satisfy eligibility.
Yes, if the student requires a dental surgery to treat acute pain from a natural tooth, the student medical insurance will help take care of the cost.
No, the TATA AIG student travel insurance will not cover any costs associated with treatment of a pre-existing ailment unless it is a life-threatening situation.
Yes. Students who are already outside India, including those in Singapore, may be eligible for special approval to purchase TATA AIG student travel insurance online. Approval is subject to underwriting guidelines.
Yes. Students can renew their existing TATA AIG student insurance policy online at any time before the expiry date. This allows you to extend coverage seamlessly if your study duration is prolonged.
TATA AIG is widely considered the best overseas student insurance Singapore offers for Indian students. It provides comprehensive travel insurance for students in Singapore covering medical emergencies, study interruption, sponsor protection, and 24×7 AIG Student Assist support - all at premiums starting from ₹25/day, paid in INR with 0% GST.
Yes. TATA AIG is one of the most trusted study abroad insurance providers for Indian students. As a comprehensive student overseas insurance plan, it covers health, accidents, study interruption, and emergency evacuation — meeting both Singapore university and visa requirements.
Student Insurance Plan A offers a $50,000 policy maximum with a published three-year premium of ₹24,864. Confirm the current premium and your university’s minimum insurance requirements before purchasing.
Student Ultimate Plus and Student Supreme both offer a $500,000 policy maximum. Their published one-year premiums are ₹14,517 and ₹15,487, respectively. Compare their benefits, exclusions and deductibles before choosing.
Routine treatment for pre-existing conditions should not be assumed to be covered. The page lists exclusions and mentions a possible exception for life-threatening situations. Verify the exact conditions and limits with TATA AIG before purchasing.
Students already abroad may require special approval. Contact NRIOL to confirm eligibility, the permitted policy duration, the effective date and the applicable premium before applying.
The page lists a maximum policy duration of three years. Published three-year premiums range from ₹24,864 for Plan A to ₹42,259 for Student Supreme. Confirm the policy dates and extension conditions before purchasing.
block What Are the Exclusions Under TATA AIG International Student Insurance for Singapore?
- Pre-existing medical conditions and related complications
- War, terrorism, nuclear risks, and illegal activities
- Professional or competitive sports and dangerous activities
- Pregnancy and childbirth (except termination of pregnancy)
- Suicide, attempted suicide, or self-inflicted injuries
- AIDS and related conditions
- Engagement in armed forces, mining, offshore work, or handling explosives
- Travel against medical advice or for obtaining treatment
For a complete list of exclusions and limitations, please refer to the official TATA AIG policy brochure.
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