Tata AIG International Travel Insurance
Tata AIG International Travel Insurance starts at ₹29/day* and offers coverage of up to USD 1 million for Indian travellers travelling abroad. Plans can cover emergency medical expenses, cashless assistance, trip cancellation and baggage protection, with Schengen visa-compliant options available. Policies can be purchased online with instant policy issuance.
Get Your Tata AIG International Travel Insurance Quote
Tata AIG International Travel Insurance - A Plan for Every Journey
Tata AIG International Plus travel insurance offers reliable protection for Indian travelers going abroad for leisure, business, education, or longer stays. This international travel insurance from TATA AIG includes medical coverage, emergency assistance, baggage protection and trip-related benefits.
You Can Purchase- Single Trip or Round Trip plans for up to 360 days
- Annual multi-trip plans with flexible durations of 30, 45, 60 days, and more.
- Medical coverage up to USD 1 million.
- Coverage for life-threatening pre-existing conditions up to $20,000.
- Protection against travel inconveniences such as flight delays, cancellations, missed connections and baggage loss.
- optional add-ons for adventure sports, cruises, car rentals, and more.
- You can choose regional coverage options, including Schengen countries, worldwide including the USA/Canada, or excluding the USA/Canada.
With Tata AIG International Plus, you get wide-ranging benefits and global support, to ensure complete peace of mind wherever your journey takes you.
How Much Does Tata AIG International Travel Insurance Cost in 2026?
TATA AIG International travel insurance starts at ₹29/day*, with plans offering between $50,000 and $1,000,000 in cover. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation - ideal for travelers seeking either budget or premium international coverage. Get your instant quote in 2 minutes →
| Plan | Medical Cover | Pre-existing Conditions | Trip Cancellation | Starting Premium |
|---|---|---|---|---|
| Silver Plan | $50,000 | Up to $2,500 | $500 |
₹29/day* |
| Silver Plus Plan | $100,000 | Up to $5,000 | $500 |
₹35/day* |
| Gold Plan | $250,000 | Up to $10,000 | $750 |
₹38/day* |
| Platinum Plan | $500,000 | Up to $12,500 | $1,000 |
₹48/day* |
| Titanium Plan | $750,000 | Up to $15,000 | $1,000 |
₹53/day* |
| Titanium Plus | $1,000,000 | Up to $20,000 | $1,500 |
₹64/day* |
*Price shown is for a 60-day trip to Singapore for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
The difference between Silver (₹29/day*) and Titanium Plus (₹64/day*) is about ₹35 a day — roughly the cost of a cup of coffee - for 20x more medical cover ($50,000 vs $1,000,000).
TATA AIG International Travel Insurance: Cost & Best Plan Insights
What Is the Cheapest International Travel Insurance?
The Cheapest International Travel Insurance from TATA AIG is the Silver Plan starting at ₹29/day*
- check_circle Coverage up to $50,000
- check_circle Emergency evacuation $50,000
- check_circle Personal liability $100,000
Which Is the Best International Travel Insurance?
The Gold Plan is considered the Best International Travel Insurance from TATA AIG, starting at around ₹38/day*
- check_circle Coverage up to $250,000
- check_circle Emergency evacuation $250,000
- check_circle Personal liability $200,000
Choosing the Right TATA AIG International Travel Insurance Plan
Getting ready for a trip abroad? Whether it's for a vacation, business trip, or a last-minute family emergency, Tata AIG offers a variety of travel insurance plans to match different needs, age groups, and budgets.
- Different Plans for Different Needs: You'll find several options to choose from - like Silver, Silver Plus, Gold, Platinum, Titanium, and Titanium Plus. If you're a senior traveler, there are specialized plans designed for your age group.
- Coverage Amounts: Policy limits range from $50,000 to $1,000,000, where more comprehensive tiers deliver wider protection and additional advantages.
- Eligibility by Age: Most plans are open to travelers from 3 months up to 70 years old. For those over 70 or even 80, the Senior and Super Senior plans are tailored just for you.
- Pre-Existing Medical Conditions: Even serious health conditions aren't always a dealbreaker - some plans offer limited coverage for life-threatening pre-existing conditions, with better limits in premium options.
- What's Covered: Expect protection for medical emergencies, evacuations, lost baggage or passports, trip cancellations, missed flights, and other common travel mishaps.
Take a look at the detailed comparison tables below to find the plan that's right for your destination, age, health needs, and peace of mind.
Detailed Plan-Wise Benefit Tables
Expand each plan below for the full benefit schedule, including sub-limits and variants.
| Benefits | Silver |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $50,000 |
| Pre-Existing Disease Coverage (only in case of life-threatening conditions) | Up to $2,500 |
| Emergency Medical Evacuation | Up to $50,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $10,000; Accidental Disablement: Maximum $10,000; Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 |
| Delay of Checked-in Baggage | $40 |
| Loss of Checked-in Baggage | $200 |
| Loss of Passport | $250 |
| Trip Curtailment | $500 |
| Trip Cancellation | $500 |
| Missed Flight/Connection | $250 |
| Benefits | Silver Plus | Silver Plus Plan A | Silver Plus Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Pre-Existing Disease Coverage (life-threatening only) | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Emergency Medical Evacuation | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $10,000 each; Benefit Total - Maximum $10,000 | Maximum $10,000 each; Benefit Total - Maximum $10,000 | Maximum $10,000 each; Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $400 | $400 | $400 |
| Delay of Checked-in Baggage | $40 | - | $40 |
| Loss of Checked-in Baggage | $200 | - | $200 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $500 | - | $500 |
| Trip Cancellation | $500 | - | $500 |
| Missed Flight/Connection | $250 | - | $250 |
| Benefits | Gold | Gold Plan A | Gold Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Pre-Existing Disease Coverage (life-threatening only) | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Emergency Medical Evacuation | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $15,000 each; Benefit Total - Maximum $15,000 | Maximum $15,000 each; Benefit Total - Maximum $15,000 | Maximum $15,000 each; Benefit Total - Maximum $15,000 |
| Emergency Medical Dental Expenses | $500 | $500 | $500 |
| Delay of Checked-in Baggage | $45 | - | $45 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $750 | - | $750 |
| Trip Cancellation | $750 | - | $750 |
| Flight Delay | $45 for all overseas flights taken during Insured Trip | - | $45 for all overseas flights taken during Insured Trip |
| Personal Liability | $200,000 | - | - |
| Missed Flight/Connection | $500 | - | $500 |
| Benefits | Platinum | Platinum Plan A | Platinum Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Pre-Existing Disease Coverage (life-threatening only) | Up to $10,000 | Up to $12,500 | Up to $12,500 |
| Emergency Medical Evacuation | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $25,000 each; Benefit Total - Maximum $25,000 | Maximum $25,000 each; Benefit Total - Maximum $25,000 | Maximum $25,000 each; Benefit Total - Maximum $25,000 |
| Emergency Medical Dental Expenses | $1,000 | $1,000 | $1,000 |
| Delay of Checked-in Baggage | $50 | - | $50 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $1,000 | - | $1,000 |
| Trip Cancellation | $1,000 | - | $1,000 |
| Flight Delay | $50 for all overseas flights taken during Insured Trip | - | $50 for all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 | - | - |
| Missed Flight/Connection | $750 | - | $750 |
| Benefits | Titanium |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $750,000 |
| Pre-Existing Disease Coverage (life-threatening only) | Up to $15,000 |
| Emergency Medical Evacuation | Up to $750,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $50,000 each; Benefit Total - Maximum $50,000 |
| Emergency Medical Dental Expenses | $1,000 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $400 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,000 |
| Trip Cancellation | $1,000 |
| Flight Delay | $50 for all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
| Benefits | Titanium Plus |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $1,000,000 |
| Pre-Existing Disease Coverage (life-threatening only) | Up to $20,000 |
| Emergency Medical Evacuation | Up to $1,000,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $75,000 each; Benefit Total - Maximum $75,000 |
| Emergency Medical Dental Expenses | $1,200 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $500 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,500 |
| Trip Cancellation | $1,500 |
| Flight Delay | $50 for all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
Overseas Travel Insurance for Senior Citizens from India
TATA AIG offers dedicated senior citizen overseas travel insurance plans for Indian travellers aged 71 to 99 years. These are the most comprehensive overseas travel insurance for senior citizens from India, with medical coverage up to $100,000 and pre-existing condition protection for life-threatening situations - no medical tests required, instant policy issuance.
| Benefits | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Pre-Existing Disease Coverage (life-threatening only) | Up to $2,500 | Up to $3,000 | Up to $1,500 |
| Emergency Medical Evacuation | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $10,000 each; Benefit Total - Maximum $10,000 | Maximum $10,000 each; Benefit Total - Maximum $10,000 | Maximum $10,000 each; Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 | $500 | - |
| Delay of Checked-in Baggage | $40 | $40 | $40 |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 | $250 | $250 |
| Trip Curtailment | $500 | $500 | $500 |
| Trip Cancellation | $250 | $500 | $250 |
| Flight Delay | $40 for all overseas flights taken during Insured Trip | $40 for all overseas flights taken during Insured Trip | $40 for all overseas flights taken during Insured Trip |
| Personal Liability | $1,00,000 (Deductible: $200) | $1,00,000 (Deductible: $200) | $1,00,000 (Deductible: $200) |
| Missed Flight/Connection | $250 | $250 | $250 |
What Are the Exclusions Under the TATA AIG International Travel Insurance?
It's essential to understand the situations where your travel insurance policy may not provide coverage. Below are some general exclusions under the TATA AIG Travel insurance International Plus policy:
- Pre-existing conditions or complications, unless life-threatening.
- Claims resulting from self-inflicted injuries or illness, suicide, or attempted suicide.
- Claims arising from participation in adventure sports, unless the benefit has been opted for.
- Claims for death or disability due to involvement in illegal activities or breaking the law.
- Claims related to injuries or accidents if the insured was under the influence of alcohol or drugs.
- Claims for legal liability if the insured was engaged in illegal actions or voluntarily participated.
- Claims due to pregnancy, childbirth, or related complications.
- Claims resulting from consequential losses (e.g., nuclear materials, radioactivity, biological terrorism).
- Non-medical expenses that are not specified in the policy.
Best Tata AIG Plan by Destination
The right plan depends heavily on where you're travelling, since medical costs vary sharply by country. For the USA and Canada, where hospital costs are among the highest in the world, many travellers consider TATA AIG USA travel insurance with higher medical coverage. Platinum or Titanium plans may be suitable for travellers looking for higher limits of $500,000 – $750,000. For Schengen Europe, the Silver Plus plan already exceeds the mandatory €30,000 visa requirement and is the most cost-efficient choice for short leisure trips. For Southeast Asia and the Middle East, where treatment costs are lower, the Silver or Gold plan is usually sufficient for a standard holiday.
What Does $50,000 vs $1,000,000 Medical Cover Actually Pay For?
A single night in a US hospital ICU can run $10,000–$25,000 before treatment costs are even added. A $50,000 policy (Silver) comfortably covers a short illness or minor injury requiring a few days of care. A $500,000–$1,000,000 policy (Platinum/Titanium/Titanium Plus) is built for worst-case scenarios - major surgery, a multi-week ICU stay, or emergency medical evacuation by air ambulance, which alone can cost $50,000–$100,000 depending on distance.
Travel Safe with Trusted TATA AIG Insurance
Tata AIG International Travel Insurance Review
Discover the best Tata AIG International Travel Insurance plans and benefits for travelers.
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Discover Popular Travel Destinations with Tata AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 2 Decades and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
Which Plan Fits Your Trip Length?
| Trip Type | Typical Duration | Suggested Plan |
|---|---|---|
| Short holiday | Up to 15 days | Silver or Silver Plus |
| Business trip | 15–30 days | Gold |
| Extended family visit | 30–90 days | Platinum or Titanium |
| Semester abroad / long stay | 90–360 days | Titanium Plus |
| Frequent traveller | Multiple trips/year | Annual Multi-Trip |
Example: Insuring a Family of Four for a 2-Week Europe Trip
For two adults and two children travelling to Schengen countries for two weeks, the Silver Plus plan already exceeds the mandatory €30,000 per-person medical requirement for visa purposes, while keeping the combined daily premium for the family well under the cost of a single restaurant meal in most European cities. Families travelling with young children or elderly parents in the same trip often mix plans - a standard plan for adults and children, and a Senior plan for any traveller over 70 - since age-based pricing means insuring everyone on one high tier is rarely the most efficient choice.
My Trip Got Extended, Can I Extend My Policy From Abroad?
Yes, in most cases. If your return flight gets delayed or you decide to extend your stay, submit the extension request before your current policy expires - extensions requested after the original end date are far less likely to be approved. You'll need your good health declaration, passport pages, and original air ticket, the same documents required for a standard renewal. Approval typically depends on your remaining trip length falling within the same plan's maximum duration; if not, you may need to step up to a plan built for longer stays.
How to Buy Tata AIG International Travel Insurance Online
language Step 1: Select Destination
Select your destination country from Get Quote »
edit_note Step 2: Enter Traveller Details
Enter the age of all travellers and your travel dates.
tune Step 3: Choose a Plan
Choose a plan - Silver, Gold, Platinum, Titanium, Titanium Plus, Senior Plan, Senior Plus or Super Senior Plan.
payment Step 4: Pay Online
Complete the proposal form and pay via UPI, card, NEFT, or cheque.
verified_user Step 5: Get Instant Policy
Receive your policy document instantly via email. Download and travel.
Tata AIG International Insurance FAQs
| Age Band | Maximum Coverage available for purchase |
|---|---|
| 61 to 70 years of age | up to $500,000 |
| 71 to 80 years of age | up to $100,000 |
| 81+ years of age | up to $50,000 |
- Pre-existing medical conditions, except where life-threatening emergencies are covered as per the policy terms and conditions
- Planned or elective hospitalization and medical treatment
- Travel undertaken against the advice of a registered medical practitioner
- Self-inflicted injuries or attempted suicide
- Claims arising from war, civil unrest, or similar high-risk situations
- Other exclusions as specified in the policy wording
TATA AIG International Travel Insurance
Senior Citizen plan
TATA AIG insurance for senior citizens plan is specifically designed for older travelers above 70 years.
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Annual Multi Trip by TATA AIG allows the insured to travel multiple times within the coverage period of one year.
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Holidays in Asian countries like Hong Kong, Singapore, Thailand...are exotic and popular with many Indians.
Know more »Schengen Visa
Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
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