Tata AIG Overseas Travel Medical Insurance
TATA AIG Overseas Travel Medical Insurance provides overseas medical coverage for Indian travellers, with coverage of up to USD 1 million, emergency medical evacuation, trip benefits and worldwide assistance. TATA AIG travel medical insurance and overseas health insurance plans start from ₹29/day*. Compare plans online and buy instantly.
TATA AIG Overseas Travel Medical Insurance Cost Calculator
TATA AIG Overseas Travel Medical Insurance
More Indians are exploring the world thanks to affordable travel and rising incomes. But whether you're flying for leisure, business, or family visits, international trips can expose you to unexpected health risks-especially if you're an older traveler.
Whether you're looking for an overseas mediclaim policy from India or comprehensive international travel medical insurance from India, TATA AIG offers flexible plans to suit every budget. Thousands of Indian travelers rely on TATA AIG for travel insurance for international trips - covering medical emergencies, baggage loss, trip cancellation and more.
Why Do You Need Overseas Travel Insurance?
Accidents, Sudden illness, Baggage loss, Baggage delay, Passport loss, trip delay etc are some of the unanticipated incidents that may curtail your travel plan. You may consider international travel insurance as an extra expenditure but it is very essential to avoid financial disaster during an emergency.
How Much Does Tata AIG Overseas Travel Medical Insurance Cost in 2026?
TATA AIG Overseas Travel Medical Insurance starts at ₹29/day*, with plans offering between $50,000 and $1,000,000 in cover. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation - ideal for travelers seeking either budget or premium international coverage. Get your instant quote in 2 minutes →
Affordable Overseas Travel Insurance for Indian Travelers
Looking for cheap overseas travel insurance from India? The TATA AIG Silver Plan is the most affordable travel medical insurance option, starting at just ₹29/day*. TATA AIG USA travel insurance cost begins at the same rate - making it one of the most cost-effective policies for Indian travelers heading to the United States.
| Plan | Medical Cover | Pre-existing Conditions | Trip Cancellation | Starting Premium |
|---|---|---|---|---|
| Silver Plan | $50,000 | Up to $2,500 | $500 |
₹29/day* |
| Silver Plus Plan | $100,000 | Up to $5,000 | $500 |
₹35/day* |
| Gold Plan | $250,000 | Up to $10,000 | $750 |
₹38/day* |
| Platinum Plan | $500,000 | Up to $12,500 | $1,000 |
₹48/day* |
| Titanium Plan | $750,000 | Up to $15,000 | $1,000 |
₹53/day* |
| Titanium Plus | $1,000,000 | Up to $20,000 | $1,500 |
₹64/day* |
*Price shown is for a 60-day trip to Singapore for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
| Trip length | Recommended starting tier |
|---|---|
| Under 15 days | Silver -$50,000 or Silver Plus - $100,000 |
| 15–90 days | Gold - $250,000 |
| 90+ days / long family visits | Platinum - $500,000 or Titanium - $750,000 |
Which Tata AIG Overseas Travel Medical Insurance is Right for You?
What Is the Cheapest Overseas Travel Medical Insurance?
The TATA AIG Silver Plan is the most affordable option for overseas travel medical insurance, starting at ₹29/day* with up to $50,000 in medical coverage.
- check_circle Coverage up to $50,000
- check_circle Emergency evacuation $50,000
- check_circle Personal liability $100,000
Which TATA AIG Overseas Travel Medical Insurance Plan Offers Higher Coverage?
The TATA AIG Gold Plan offers higher medical coverage and enhanced travel benefits compared with the Silver Plan, starting at ₹38/day*. It is an option for travellers looking for more coverage than the entry-level Silver Plan.
- check_circle Coverage up to $250,000
- check_circle Emergency evacuation $250,000
- check_circle Personal liability $200,000
TATA AIG Overseas Travel Medical Insurance: Key Benefits and Coverage
- Meets Schengen Visa requirements
- Access to Europ Assistance network in the USA
- No sub-limits for travelers up to 56 years
- Medical Maximum Coverage from USD 50,000 to USD 1,000,000 for travelers under 70
- Medical Maximum Coverage limited to USD 100,000 for travelers above 70
- Coverage for pre-existing conditions in life-threatening situationsT&C apply (up to $20,000 )
- Worldwide coverage with overseas emergency medical coverage for eligible hospitalization and emergency evacuation
- Plans cover both baggage loss and overseas medical expenses - starting from ₹29/day*
- Six coverage tiers for Indian travellers, with medical coverage from USD 50,000 to USD 1,000,000
About Tata AIG Insurance
Tata AIG insurance company is an Indian General insurance company that is a joint venture of American International Group and Tata Group.
American International Group travel insurance is a US based company a leading health insurance company and is quite popular in the US.
AIG hold 49% stake in the joint venture while Tata group holds 51%. TATA AIG has been offering a wide range of insurance products to individuals and businesses over the past 20+ years.
It offers a wide range of comprehensive insurance for medical expenses, personal accidents, marine cargo, travel expenses, liability... It is popularly known for its fast claims settlement and global assistance services.
TATA AIG's overseas mediclaim policy is one of the most trusted insurance products for Indian travellers, offering financial protection against unexpected medical expenses anywhere in the world.
Best Overseas Travel Insurance for Indians - TATA AIG Health Insurance Abroad
TATA AIG is widely regarded as the best overseas health insurance for Indian travellers and Indian tourists visiting international destinations. As international medical insurance for Indian tourists, it combines comprehensive medical coverage with 24/7 global assistance.
- Comprehensive Coverage – TATA AIG's Travel insurance offers best visitor medical insurance coverage while traveling outside India.
- Strong Global Network – Tata AIG partnered with Europ Assistance which has a good nework of hospitals in overseas.
- Wide Protection – Tata AIG insurance for health overseas covers expenses from personal accidents, emergency hospitalization, baggage loss, baggage delay and loss of passport.
- Worldwide Assistance – Worldwide coverage with emergency assistance services
- For All Age Groups – Visitor health insurance available for senior citizens up to 99 years, with no sub-limits.
- Cashless Treatment – Access to cashless hospitalization in preferred network hospitals (after the applicable deductible).
Schengen Travel Insurance by TATA AIG Travel Insurance
The TATA overseas travel insurance plan can be purchased while applying for the Schengen visa.
The Schengen visa insurance requirements are :
- €30,000 Euro travel insurance coverage (We recommend a minimum of $50,000 USD)
- Coverage to include repatriation & evacuation charges
Travel Insurance for Europe from India
Indian travellers applying for a Schengen visa need TATA AIG travel insurance for Schengen visa compliance. This serves as valid travel insurance for Europe from India, meeting the mandatory €30,000 minimum medical coverage requirement across all 29 Schengen member countries.
The common Schengen visa is valid for the following countries: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland
How to Buy Tata AIG Overseas Travel Medical Insurance Online
edit_note Step 1: Complete the Quote Form
Complete the Travel Insurance for International travel. quote form online.
group Step 2: Enter Traveler Details
Provide number of travelers, age, and travel dates to compare Tata AIG plan options.
tune Step 3: Select the Best Overseas Travel Insurance Plan
Compare the plans and select the best travel insurance plan for International travel.
payment Step 4: Pay Securely Online
Complete payment via credit/debit card, UPI, or net banking.
verified_user Step 5: Get Your Policy Instantly
On successful purchase, policy will be generated instantly and you can download the policy.
Tip: Keep both digital and printed copies of your policy during your trip.
Travel Safe with Trusted TATA AIG Insurance
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TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 2 Decades and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
What Are the Coverage Options Under TATA AIG Overseas Travel Medical Insurance?
Tata AIG Overseas Travel Medical Insurance from NRIOL offers a range of flexible plans designed to suit travelers across all age groups. Each plan comes with different sum insured options and benefits, allowing customers to choose coverage based on their travel needs.
Every TATA AIG plan provides travel insurance with medical coverage abroad along with baggage and trip protection. Whether you need basic cover or a premium plan, each tier bundles baggage and overseas medical coverage into a single policy - no separate add-ons required.
Plan Options and Coverage Limits:- Silver: Up to $50,000
- Silver Plus: Up to $100,000
- Gold: Up to $250,000
- Platinum: Up to $500,000
- Titanium: Up to $750,000
- Titanium Plus: Up to $1,000,000
- Senior: Up to $100,000
The below table gives you wide range of sum insured available for the particular age group and the benefits offered for that particular age bracket and the plan.
| Benefits | Silver |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $50,000 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $2,500 |
| Emergency Medical Evacuation | Up to $50,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Accidental Death: Maximum $10,000; Accidental Disablement: Maximum $10,000; Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 |
| Delay of Checked-in Baggage | $40 |
| Loss of Checked-in Baggage | $200 |
| Loss of Passport | $250 |
| Trip Curtailment | $500 |
| Trip Cancellation | $500 |
| Missed Flight/Connection | $250 |
| Benefits | Silver Plus | Silver Plus Plan A | Silver Plus Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Pre Existing Disease Coverage (life threatening only) | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Emergency Medical Evacuation | Up to $100,000 | Up to $100,000 | Up to $100,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $10,000 each; Benefit Total - Maximum $10,000 | Maximum $10,000 each; Benefit Total - Maximum $10,000 | Maximum $10,000 each; Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $400 | $400 | $400 |
| Delay of Checked-in Baggage | $40 | - | $40 |
| Loss of Checked-in Baggage | $200 | - | $200 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $500 | - | $500 |
| Trip Cancellation | $500 | - | $500 |
| Missed Flight/Connection | $250 | - | $250 |
| Benefits | Gold | Gold Plan A | Gold Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Pre Existing Disease Coverage (life threatening only) | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Emergency Medical Evacuation | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $15,000 each; Benefit Total - Maximum $15,000 | Maximum $15,000 each; Benefit Total - Maximum $15,000 | Maximum $15,000 each; Benefit Total - Maximum $15,000 |
| Emergency Medical Dental Expenses | $500 | $500 | $500 |
| Delay of Checked-in Baggage | $45 | - | $45 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $750 | - | $750 |
| Trip Cancellation | $750 | - | $750 |
| Flight Delay | $45 for all overseas flights taken during Insured Trip | - | $45 for all overseas flights taken during Insured Trip |
| Personal Liability | $200,000 | - | - |
| Missed Flight/Connection | $500 | - | $500 |
| Benefits | Platinum | Platinum Plan A | Platinum Plan B |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years |
| Destination | All countries covered, Excluding politically disturbed countries | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Pre Existing Disease Coverage (life threatening only) | Up to $10,000 | Up to $12,500 | Up to $12,500 |
| Emergency Medical Evacuation | Up to $500,000 | Up to $500,000 | Up to $500,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $25,000 each; Benefit Total - Maximum $25,000 | Maximum $25,000 each; Benefit Total - Maximum $25,000 | Maximum $25,000 each; Benefit Total - Maximum $25,000 |
| Emergency Medical Dental Expenses | $1,000 | $1,000 | $1,000 |
| Delay of Checked-in Baggage | $50 | - | $50 |
| Loss of Checked-in Baggage | $300 | - | $300 |
| Loss of Passport | $250 | - | $250 |
| Trip Curtailment | $1,000 | - | $1,000 |
| Trip Cancellation | $1,000 | - | $1,000 |
| Flight Delay | $50 for all overseas flights taken during Insured Trip | - | $50 for all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 | - | - |
| Missed Flight/Connection | $750 | - | $750 |
| Benefits | Titanium |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $750,000 |
| Pre Existing Disease Coverage (life threatening only) | Up to $15,000 |
| Emergency Medical Evacuation | Up to $750,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $50,000 each; Benefit Total - Maximum $50,000 |
| Emergency Medical Dental Expenses | $1,000 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $400 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,000 |
| Trip Cancellation | $1,000 |
| Flight Delay | $50 for all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
| Benefits | Titanium Plus |
|---|---|
| Sublimits | With sublimit / Without Sublimit |
| Age | 3 months - 60 years |
| Destination | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Up to $1,000,000 |
| Pre Existing Disease Coverage (life threatening only) | Up to $20,000 |
| Emergency Medical Evacuation | Up to $1,000,000 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $75,000 each; Benefit Total - Maximum $75,000 |
| Emergency Medical Dental Expenses | $1,200 |
| Delay of Checked-in Baggage | $50 |
| Loss of Checked-in Baggage | $500 |
| Loss of Passport | $500 |
| Trip Curtailment | $1,500 |
| Trip Cancellation | $1,500 |
| Flight Delay | $50 for all overseas flights taken during Insured Trip |
| Personal Liability | $500,000 |
| Missed Flight/Connection | $750 |
Overseas Travel Insurance for Senior Citizens from India
TATA AIG offers dedicated senior citizen overseas travel insurance plans for Indian travellers aged 71 to 99 years. These are the most comprehensive overseas travel insurance for senior citizens from India, with medical coverage up to $100,000 and pre-existing condition protection for life-threatening situations - no medical tests required, instant policy issuance.
| Benefits | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness Medical Expenses | Upto $50,000 | Upto $100,000 | Upto $50,000 |
| Pre Existing Disease Coverage (life threatening only) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
| Emergency Medical Evacuation | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement | Maximum $10,000 each; Benefit Total - Maximum $10,000 | Maximum $10,000 each; Benefit Total - Maximum $10,000 | Maximum $10,000 each; Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 | $500 | - |
| Delay of Checked-in Baggage | $40 | $40 | $40 |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 | $250 | $250 |
| Trip Curtailment | $500 | $500 | $500 |
| Trip Cancellation | $250 | $500 | $250 |
| Flight Delay | $40 for all overseas flights taken during Insured Trip | $40 for all overseas flights taken during Insured Trip | $40 for all overseas flights taken during Insured Trip |
| Personal Liability | $1,00,000 (Deductible: $200) | $1,00,000 (Deductible: $200) | $1,00,000 (Deductible: $200) |
| Missed Flight/Connection | $250 | $250 | $250 |
assignment How do I Claim TATA AIG Travel Insurance?
TATA AIG offers 24x7 global assistance to help you with claims, medical emergencies, and travel support.
support_agent Assistance Services
- Pre-departure information about foreign locations, passport / visa requirements, immunization needs etc
- 24/7 travel agency support (airline/hotel bookings)
- Medical help & hospital coordination
- Medical evacuation & repatriation: In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of traveler condition.
- Lost documents & embassy referrals
- Emergency message relay
- Guidance for claims submission
call 24x7 Contact Support
For Americas (USA & Canada)- +1-833-440-1575
- tata.aig@europ-assistance.in
- +91-22-68227600
- ea.tataclaims@europ-assistance.in
location_on Claim Submission (India)
Claims Department
Tata AIG General Insurance Co. Ltd.
7th & 8th Floor, Romell Tech Park,
Cama Industrial Estate,
Western Express Highway,
Goregaon (E), Mumbai – 400063
local_hospital US Medical Claims
Europ Assistance India
Star Hub Building No. 2, Floor 7,
Near ITC Maratha, Andheri (E),
Mumbai – 400059
- +1-833-440-1575
- tata.aig@europ-assistance.in
TATA AIG Travel Insurance for USA
Travellers visiting the USA can choose TATA AIG travel insurance with medical coverage based on their selected plan. TATA AIG travel insurance USA coverage may include eligible hospitalization, medical treatment and emergency assistance during the trip, subject to the policy terms.
For information about the TATA AIG USA network hospital list, travellers should check the latest insurer-provided network and assistance information before travelling, as available network and cashless arrangements may vary.
TATA AIG Overseas Travel Medical Insurance – FAQs
What Are Some of the Exclusions in TATA AIG Travel Insurance?
Travel insurance covers unanticipated adverse circumstances. Any planned situation or preventive healthcare or regular treatment to an existing medical ailment will not be covered. The following are some of the exclusions under the travel policy. For complete details, please refer to the policy document.
Medical Expenses Exclusions
- Traveling against the advice of a medical practitioner
- Complications or treatment for a pre-existing medical ailment
- Self-inflicted injuries
- Pregnancy-related issues
- Conditions related to mental disorders, STDs, or injuries from alcohol/drugs not medically prescribed
Baggage Related Exclusions
- Loss or delay if baggage was shipped separately before travel date
- Loss occurring outside the insured travel destination (e.g., within India)
- Claims without valid supporting documents from relevant authorities
Other Exclusions
- Involvement in illegal activities, burglary, or malicious acts
- Participation in high-risk adventure sports (motocross, skydiving, scuba diving, etc.)
- Engaging in manual labour or harmful work
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