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TATA AIG student travel insurance Tata AIG Overseas Travel Insurance

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Why Buy TATA AIG Overseas Travel Insurance?


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Starting Premium
₹23/day*
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Available for travelers
3 Months – 99 Years
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Coverage Available
Upto $1,000,000
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Worldwide Coverage
Cashless hospitalization?
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Duration
360 Days
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Support Available
24/7

Trusted by 10,000+ Happy Travelers

20+ Years of Trusted Insurance Expertise

TATA AIG Overseas Travel Medical Insurance

More Indians are exploring the world thanks to affordable travel and rising incomes. But whether you’re flying for leisure, business, or family visits, international trips can expose you to unexpected health risks—especially if you’re an older traveler.

Why Do You Need Overseas Travel Insurance?

Accidents, Sudden illness, Baggage loss, Baggage delay, Passport loss, trip delay etc are some of the unanticipated incidents that may curtail your travel plan. You may consider international travel insurance as an extra expenditure but it is very essential to avoid financial disaster during an emergency.

Key Highlights

  • Meets Schengen Visa requirements
  • Access to United Healthcare network in the USA
  • No sub-limits for travelers up to 56 years
  • Medical Maximum Coverage from USD 50,000 to USD 1,000,000 for travelers under 70
  • Medical Maximum Coverage limited to USD 50,000 for travelers above 70
  • Coverage for pre-existing conditions in life-threatening situations (up to $20,000)

Choosing the Right TATA AIG Overseas Travel Medical Insurance Plan

What Is the Cheapest Overseas Travel Medical Insurance?

The Cheapest Overseas Travel Medical Insurance from TATA AIG is the Silver Plan starting at ₹23/day*
  • Coverage up to $50,000
  • Emergency evacuation $50,000
  • Personal liability $100,000

Which Is the Best Overseas Travel Medical Insurance?

The Gold Plan is considered the Best Overseas Travel Medical Insurance from TATA AIG, starting at around ₹31/day*
  • Coverage up to $250,000
  • Emergency evacuation $250,000
  • Personal liability $200,000

How Much Does TATA AIG Overseas Travel Medical Insurance Cost?

TATA AIG Overseas Travel Medical Insurance starts at ₹23 per day, with plans offering between $50,000 and $1,000,000 in cover. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation — ideal for travelers seeking either budget or premium international coverage.

Silver Plan
Medical Cover
$50,000
Pre-existing Conditions
Up to $2,500
Baggage Loss
$200
Trip Cancellation
$500
Starting at ₹23/day*
Silver Plus Plan
Medical Cover
$1 lakh
Pre-existing Conditions
Up to $5,000
Baggage Loss
$200
Trip Cancellation
$500
Starting at ₹29/day*
Gold Plan
Medical Cover
$2.5 lakh
Pre-existing Conditions
Up to $10,000
Baggage Loss
$300
Trip Cancellation
$750
Starting at ₹32/day*
Platinum Plan
Medical Cover
$5 lakh
Pre-existing Conditions
Up to $12,500
Baggage Loss
$300
Trip Cancellation
$1,000
Starting at ₹40/day*
Titanium Plan
Medical Cover
$7.5 lakh
Pre-existing Conditions
Up to $15,000
Baggage Loss
$400
Trip Cancellation
$1,000
Starting at ₹45/day*
Titanium Plus
Medical Cover
$10 lakh
Pre-existing Conditions
Up to $20,000
Baggage Loss
$500
Trip Cancellation
$1,500
Starting at ₹55/day*

*Price shown is for a 60-day trip to Singapore for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.

About Tata AIG Insurance

Tata AIG insurance company is an Indian General insurance company that is a joint venture of American International Group and Tata Group.

American International Group travel insurance is a US based company a leading health insurance company and is quite popular in the US.

AIG hold 49% stake in the joint venture while Tata group holds 51%. TATA AIG has been offering a wide range of insurance products to individuals and businesses over the past 18 years.

It offers a wide range of comprehensive insurance for medical expenses, personal accidents, marine cargo, travel expenses, liability... It is popularly known for its fast claims settlement and global assistance services.

TATA AIG Health Insurance for Travel Abroad

  • Comprehensive Coverage – TATA AIG’s Travel insurance offers best visitor medical insurance coverage while traveling outside India.
  • Strong Global Network – Tata AIG partnered with United Healthcare Visitor Insurance, the leading Health Care Network provider in the USA offers travel health insurance for USA to Indian tourists.
  • Wide Protection – Tata AIG insurance for health overseas covers expenses from personal accidents, emergency hospitalization, baggage loss, baggage delay and loss of passport.
  • Worldwide Assistance – Worldwide coverage with emergency assistance services
  • For All Age Groups – Visitor health insurance available for senior citizens up to 99 years, with no sub-limits.
  • Cashless Treatment – Access to cashless hospitalization in preferred network hospitals (after the applicable deductible).

Schengen Travel Insurance by TATA AIG Travel Insurance

The TATA overseas travel insurance plan can be purchased while applying for the Schengen visa.

The Schengen visa insurance requirements are :

The common Schengen visa is valid for the following countries: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland. Travelers should buy the following TATA AIG schengen visa travel insurance plans.

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What Are the Coverage Options Under TATA AIG Overseas Travel Medical Insurance?

Tata AIG Overseas Travel Medical Insurance from NRIOL offers a range of flexible plans designed to suit travelers across all age groups. Each plan comes with different sum insured options and benefits, allowing customers to choose coverage based on their travel needs.

Plan Options and Coverage Limits:
  • Silver: Up to $50,000
  • Silver Plus: Up to $100,000
  • Gold: Up to $250,000
  • Platinum: Up to $500,000
  • Titanium: Up to $750,000
  • Titanium Plus: Up to $1,000,000
  • Senior: Up to $100,000

The below table gives you wide range of sum insured available for the particular age group and the benefits offered for that particular age bracket and the plan.

  • Benefits Silver
    Sublimits With sublimit / Without Sublimit
    Age 3 months - 70 years
    Destination All countries covered, Excluding politically disturbed countries
    Sum Insured for Accident & Sickness Medical Expenses Up to $50,000
    Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $2,500
    Emergency Medical Evacuation Up to $50,000
    Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Emergency Medical Dental Expenses $300
    Delay of Checked-in Baggage $40
    Loss of Checked-in Baggage $200
    Loss of Passport $250
    Trip Curtailment $500
    Trip Cancellation $500
    Missed Flight/Connection $250
  • Benefits Silver Plus Silver Plus Plan A Silver Plus Plan B
    Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit
    Age 3 months - 70 years 3 months - 70 years 3 months - 70 years
    Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide
    Sum Insured for Accident & Sickness Medical Expenses Up to $100,000 Up to $100,000 Up to $100,000
    Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $5,000 Up to $5,000 Up to $5,000
    Emergency Medical Evacuation Up to $100,000 Up to $100,000 Up to $100,000
    Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Emergency Medical Dental Expenses $400 $400 $400
    Delay of Checked-in Baggage $40 - $40
    Loss of Checked-in Baggage $200 - $200
    Loss of Passport $250 - $250
    Trip Curtailment $500 - $500
    Trip Cancellation $500 - $500
    Missed Flight/Connection $250 - $250
  • Benefits Gold Gold Plan A Gold Plan B
    Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit
    Age 3 months - 70 years 3 months - 70 years 3 months - 70 years
    Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide
    Sum Insured for Accident & Sickness Medical Expenses Up to $250,000 Up to $250,000 Up to $250,000
    Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $10,000 Up to $10,000 Up to $10,000
    Emergency Medical Evacuation Up to $250,000 Up to $250,000 Up to $250,000
    Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement Accidental Death: Maximum $15,000
    Accidental Disablement: Maximum $15,000
    Benefit Total - Maximum $15,000
    Accidental Death: Maximum $15,000
    Accidental Disablement: Maximum $15,000
    Benefit Total - Maximum $15,000
    Accidental Death: Maximum $15,000
    Accidental Disablement: Maximum $15,000
    Benefit Total - Maximum $15,000
    Emergency Medical Dental Expenses $500 $500 $500
    Delay of Checked-in Baggage $45 - $45
    Loss of Checked-in Baggage $300 - $300
    Loss of Passport $250 - $250
    Trip Curtailment $750 - $750
    Trip Cancellation $750 - $750
    Flight Delay $45 For all overseas flights taken during Insured Trip - $45 For all overseas flights taken during Insured Trip
    Personal Liability $200,000 - -
    Missed Flight/Connection $500 - $500
  • Benefits Platinum Platinum Plan A Platinum Plan B
    Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit
    Age 3 months - 70 years 3 months - 70 years 3 months - 70 years
    Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide
    Sum Insured for Accident & Sickness Medical Expenses Up to $500,000 Up to $500,000 Up to $500,000
    Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $10,000 Up to $12,500 Up to $12,500
    Emergency Medical Evacuation Up to $500,000 Up to $500,000 Up to $500,000
    Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement Accidental Death: Maximum $25,000
    Accidental Disablement: Maximum $25,000
    Benefit Total - Maximum $25,000
    Accidental Death: Maximum $25,000
    Accidental Disablement: Maximum $25,000
    Benefit Total - Maximum $25,000
    Accidental Death: Maximum $25,000
    Accidental Disablement: Maximum $25,000
    Benefit Total - Maximum $25,000
    Emergency Medical Dental Expenses $1,000 $1,000 $1,000
    Delay of Checked-in Baggage $50 - $50
    Loss of Checked-in Baggage $300 - $300
    Loss of Passport $250 - $250
    Trip Curtailment $1,000 - $1,000
    Trip Cancellation $1,000 - $1,000
    Flight Delay $50 For all overseas flights taken during Insured Trip - $50 For all overseas flights taken during Insured Trip
    Personal Liability $500,000 - -
    Missed Flight/Connection $750 - $750
  • Benefits Titanium
    Sublimits With sublimit / Without Sublimit
    Age 3 months - 60 years
    Destination All countries covered, Excluding politically disturbed countries
    Sum Insured for Accident & Sickness Medical Expenses Up to $750,000
    Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $15,000
    Emergency Medical Evacuation Up to $750,000
    Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement Accidental Death: Maximum $50,000
    Accidental Disablement: Maximum $50,000
    Benefit Total - Maximum $50,000
    Emergency Medical Dental Expenses $1,000
    Delay of Checked-in Baggage $50
    Loss of Checked-in Baggage $400
    Loss of Passport $500
    Trip Curtailment $1,000
    Trip Cancellation $1,000
    Flight Delay $50 For all overseas flights taken during Insured Trip
    Personal Liability $500,000
    Missed Flight/Connection $750
  • Benefits Titanium Plus
    Sublimits With sublimit / Without Sublimit
    Age 3 months - 60 years
    Destination All countries covered, Excluding politically disturbed countries
    Sum Insured for Accident & Sickness Medical Expenses Up to $1,000,000
    Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $20,000
    Emergency Medical Evacuation Up to $1,000,000
    Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement Accidental Death: Maximum $75,000
    Accidental Disablement: Maximum $75,000
    Benefit Total - Maximum $75,000
    Emergency Medical Dental Expenses $1,200
    Delay of Checked-in Baggage $50
    Loss of Checked-in Baggage $500
    Loss of Passport $500
    Trip Curtailment $1,500
    Trip Cancellation $1,500
    Flight Delay $50 For all overseas flights taken during Insured Trip
    Personal Liability $500,000
    Missed Flight/Connection $750
  • Benefits Senior Senior Plus Super Senior
    Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit
    Age 71-80 years 71-80 years 81+ years
    Destination All countries covered, Excluding politically disturbed countries All countries covered, Excluding politically disturbed countries All countries covered, Excluding politically disturbed countries
    Sum Insured for Accident & Sickness Medical Expenses Upto $50,000 Upto $100,000 Upto $50,000
    Pre Existing Disease Coverage (only in case of life threatening conditions) Upto $2,500 Upto $3,000 Upto $1,500
    Emergency Medical Evacuation Up to $50,000 Up to $100,000 Up to $50,000
    Repatriation of Mortal Remains Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Emergency Medical Dental Expenses $300 $500 -
    Delay of Checked-in Baggage $40 $40 $40
    Loss of Checked-in Baggage $200 $200 $200
    Loss of Passport $250 $250 $250
    Trip Curtailment $500 $500 $500
    Trip Cancellation $250 $500 $250
    Flight Delay $40 For all overseas flights taken during Insured Trip $40 For all overseas flights taken during Insured Trip $40 For all overseas flights taken during Insured Trip
    Personal Liability $1,00,000
    Deductible : $200
    $1,00,000
    Deductible : $200
    $1,00,000
    Deductible : $200
    Missed Flight/Connection $250 $250 $250

Secure Your Travels with Trusted Coverage

Secure Your Travels with Trusted Coverage

Tata AIG International Travel Insurance Review

Discover the best Tata AIG International Travel Insurance plans and benefits for travelers.

Know more »

Why Buy from NRIOL?

  • verified
    Trusted TATA AIG Plans

    Access TATA AIG international travel insurance policies, trusted by thousands of Indian travelers worldwide.

  • attach_money
    Affordable Premiums

    Transparent pricing for TATA AIG overseas travel insurance, with no hidden costs.

  • school
    20+ Years of Expertise

    Expert guidance tailored for Indian travelers planning international trips.

  • edit
    Easy Policy Management

    Modify travel dates, passport details, or personal information for your TATA AIG travel insurance online.

  • update
    Flexible Extensions

    Extend or renew your TATA AIG international travel insurance while abroad if your trip is delayed.

  • support_agent
    24/7 Claims Support

    Get fast claims assistance and emergency support anywhere during your overseas journey with TATA AIG travel insurance.

How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Travel Destinations

Discover Popular Travel Destinations with Tata AIG Travel Insurance

TATA AIG Citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

assignment How do I Claim TATA AIG Travel Insurance?

TATA AIG offers 24x7 global assistance to help you with claims, medical emergencies, and travel support.

support_agent Assistance Services

  • Pre-departure information about foreign locations, passport / visa requirements, immunization needs etc
  • 24/7 travel agency support (airline/hotel bookings)
  • Medical help & hospital coordination
  • Medical evacuation & repatriation: In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of traveler condition.
  • Lost documents & embassy referrals
  • Emergency message relay
  • Guidance for claims submission

call 24x7 Contact Support

For Americas (USA & Canada)
  • +1-833-440-1575
  • tata.aig@europ-assistance.in
For Rest of the World
  • +91-22-68227600
  • ea.tataclaims@europ-assistance.in

location_on Claim Submission (India)

Claims Department
Tata AIG General Insurance Co. Ltd.
7th & 8th Floor, Romell Tech Park,
Cama Industrial Estate,
Western Express Highway,
Goregaon (E), Mumbai – 400063

local_hospital US Medical Claims

Europ Assistance India
Star Hub Building No. 2, Floor 7,
Near ITC Maratha, Andheri (E),
Mumbai – 400059

  • +1-833-440-1575
  • tata.aig@europ-assistance.in
Note: Always call the assistance number before seeking treatment. For OPD (outpatient) care, retain all receipts and bills for reimbursement.

block What Are Some of the Exclusions in TATA AIG Travel Insurance?

Travel insurance covers unanticipated adverse circumstances. Any planned situation or preventive healthcare or regular treatment to an existing medical ailment will not be covered. The following are some of the exclusions under the travel policy. For complete details, please refer to the policy document.

Medical Expenses Exclusions

  • Traveling against the advice of a medical practitioner
  • Complications or treatment for a pre-existing medical ailment
  • Self-inflicted injuries
  • Pregnancy-related issues
  • Conditions related to mental disorders, STDs, or injuries from alcohol/drugs not medically prescribed

Baggage Related Exclusions

  • Loss or delay if baggage was shipped separately before travel date
  • Loss occurring outside the insured travel destination (e.g., within India)
  • Claims without valid supporting documents from relevant authorities

Other Exclusions

  • Involvement in illegal activities, burglary, or malicious acts
  • Participation in high-risk adventure sports (motocross, skydiving, scuba diving, etc.)
  • Engaging in manual labour or harmful work

TATA AIG International Travel Insurance — Frequently Asked Questions

  • Does TATA AIG travel insurance have cashless settlement?

    Yes Tata AIG travel health insurance offers cashless settlement for expenses incurred from hospitalization for more than 24 hours provided the coverage is admissible under policy terms and conditions.

    The hospital must be in the preferred network. AIG IS or ISOS will offer cashless settlement by paying 100% of the claim amount to the hospital which is subject to deductibles under the plan conditions.


    Will Tata AIG cover pre-existing conditions?

    Tata AIG overseas travel insurance will reimburse up to $20,000 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.


    What is the maximum entry age for buying TATA AIG Overseas Travel Insurance?

    Senior citizens or olders travelers are eligible to buy Tata AIG travel health insurance up to the age of 99 years.


    What is the best travel insurance for USA from India?

    More than half of Indian international travelers travel to the United States. Many of them are either visiting family members or pursuing their education there. While the US is a health place to visit, it can be a financially crippling situation if forced to visit an US hospital, especially without any India to US travel insurance.

    In this context, TataAIG travel insurance works as the best travel insurance for USA from India. For one, the India to USA travel insurance is usually cheaper when compared to buying an US policy, since Indian customers pay the premium is in Indian Rupees while the coverage is in US Dollars.

    More importantly TATA AIG being an collaboration between the renowned Indian Tata Group and American International Group travel insurance makes it the most reputed Indian insurance entity globally. The TATA AIG travel health insurance USA works well particularly for the US since US customer are dealing directly with US customer support at Houston, Texas.

    The AIG travel assist works with the largest network of hospitals in the US making it very convenient for Indian travelers while in the US. In essence this is indeed the best health insurance for visitors to USA from India.


    How is Tata AIG travel insurance? Is Tata AIG travel insurance good?

    TATA AIG travel insurance is the best Indian travel insurance for overseas travel since TATA AIG has the largest market share amongst all Indian insurance companies for international travel insurance from India.

    TATA AIG travel insurance the popular well known general insurance company which offers health insurance cover for you and your dear ones in overseas for different reasons. TATA AIG travel insurance takes care of your health issues when the travelers are in overseas.

    If offers cashless hospitalization claims benefit while visit to a doctor and pharmacy bills are reimbursed. TATA AIG has also good claims settlement ratio. It is a well-known brand in the insurance industry worldwide.


    How do I check the status of my travel insurance policy?

    TATA AIG travel insurance policies are issued soon after the online transaction is completed. If you have any questions after receiving your policy or if there you have received your policy, please contact our customer service team at 080-41101026.


  • How much does TATA AIG international travel insurance cost?

    The cost of travel insurance depends on different factors like the age of the traveler, travel duration, coverage required, destinations, extra or special coverage needed.

    • Age of the traveler: Travel insurance for senior citizen is more expensive than for younger travelers as the risk involved in covering older travelers is extremely high as they are more prone to emergency sickness and accidents.
    • Travel Duration: The cost of travel insurance increases in price depending on the number of travel days.
    • Destinations: Coverage in countries like US, Canada… where health care while sophisticated is also expensive. Travelers insurance cost in these countries is more when compared to countries in Asia.
    • Travel insurance maximum: The higher the medical maximum coverage required the greater is the premium for the insurance plan.
    • Sublimits: The cost of travel insurance with sublimits would be less than that of travel insurance without sublimits. Travel insurance without sublimits offer comprehensive coverage without have any specific limits on the medical expenses up to plan maximum. Whereas Travel insurance with sublimits would have defined limits on specific medical expenses.
  • How Long Can I Buy TATA AIG Overseas Medical Insurance For?

    Policies can be purchased for trips as short as 1 day up to 180 days, and extendable further depending on age and approval.


    Can I buy TATA AIG travel insurance after starting the journey?

    The traveler can buy Tata AIG travel medical insurance after leaving India after the approval from the underwriter. Complete the traveler already outside India form and send it to us.

    We will try getting an approval for you to buy overseas travel insurance while you are away from your home country.


    How can I renew my TATA AIG travel policy? How do I extend my TATA AIG travel insurance? Can I extend my TATA AIG travel insurance while abroad?

    Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

    Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

    However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

  • How do I claim TATA AIG travel insurance?

    There are two ways in which a claim can be made.

    Under emergency conditions:
    • After hospital admission, the insured must submit the policy schedule to the hospital.
    • Within four hours the insured must register with AIG IS / AIG Travel Assist / United Healthcare.
    • After verification and processing that the claim falls within the scope of the policy, the Assistance Company will take necessary steps for Guarantee of Payment (GOP) and subsequent settlement of bills.
    • The insured has to pay only the deductible amount as per the policy conditions.
    Planned hospitalization:
    • Within four hours the insured must register with AIG IS / AIG Travel Assist / United Healthcare .
    • After verification and processing that the claim falls within the scope of the policy, the Assistance Company will take necessary steps for Guarantee of Payment (GOP) and subsequent settlement of bills.
    • The insured has to pay only the deductible amount as per the policy conditions.

    We will refund the full premium with a cancellation fee for TATA AIG travel medical insurance trip cancellation if the traveler cancels his trip and does not travel outside India.

    You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

    The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.


    What happens if my claim is rejected?

    Your travel insurance claim will be settled according to the policy terms and conditions. Claims against your travel insurance policy can be denied for a variety of circumstances which do not satisfy the claims conditions and if this occurs, you will be clearly informed of the reason for denting your travel insurance claim.


    What happens if you extend you travel and want to extend your travel insurance?

    If you extend your travel while outside India, you may be eligible for extending your travel insurance coverage. Please complete this TATA AIG travel insurance extension from, and we will try to get approval from your travel insurance company to extend your policy.

TATA AIG Travel Insurance India

elderly
Senior Citizen plan

TATA AIG insurance for senior citizens plan is specifically designed for older travelers above 70 years.

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Annual Multi Trip

Annual Multi Trip by TATA AIG allows the insured to travel multiple times within the coverage period of One Year.

globe_asia
Asia Travel Insurance

Holidays in Asian countries like Hong Kong, Singapore, Thailand...is exotic and popular with many Indians.

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Plan without sub-limits

TATA AIG Travel insurance plan now includes comprehensive coverage even for older travelers.