arrow_upward
TATA AIG visitor insurance for Indian parents

TATA AIG Travel Insurance for Indian Parents Visiting USA(2026)

Looking for reliable visitor insurance for Indian parents visiting the USA? TATA AIG offers comprehensive travel insurance from ₹3,235/month - covering parents aged 55 to 99 years for medical emergencies, hospitalization, evacuation, and more. Buy online in minutes with no paperwork.

Secure Your Trip with TATA AIG – Now at 0% GST

Get Travel Insurance Now to Protect Your International Trip!

Choose your destination to get a personalized quote

How Many People Are Travelling?
No. of Traveler
Date of Birth
calendar_month
or years
Enter Your Travel Dates
Start Date
calendar_month
End Date
calendar_month
Days
View Plans That Suits Your Requirements
* Our customer support will assist you in finding the best policy.
VIEW PLANS arrow_circle_right
Why choose TATA AIG travel insurance for parents?
  • monetization_on
    Comprehensive coverage starting at just ₹35 per day*
  • health_and_safety
    Flexible plans to choose from
  • local_hospital
    Cashless hospitalization globally
  • healing
    Covers Pre-existing conditions under life-threatening situations*
  • work
    Outpatient, doctor visits, pharmacy bills covered
  • bolt
    Easy & Instant policy online with no paperwork
*₹35/day price is based on a 60-day trip to the United Kingdom for a traveller aged 55 on the Silver plan (excluding USA & Canada). Premiums vary by age, trip duration & destination. Get an instant quote for exact pricing.

International Travel Insurance for Indian Parents

Indian citizens and expatriates living overseas often have parents visiting them. While parents international travel consists of threats to health and life, to be on the safer side it is a good idea to have health insurance for overseas parents to receive quality medical treatment. Overseas health care is excellent but very expensive. The Indian domestic health insurance will not cover your parents outside India and parents are responsible for their expenses in case of medical emergency.

Also while applying for visa in countries like USA, UK, Australia, Europe (Schengen countries), Singapore… parents will have to show documents to prove that they can take care of all expenses while living in the visa applying country. Some parents may also have pre-existing illness which can distress them while abroad. Buying a good international travel insurance that covers pre-existing conditions can be liable for all medical expenses arising from receiving treatment in a healthcare center.

TATA AIG offers pre-existing conditions insurance for parents who are travelling from India to overseas / foreign countries under life threatening conditions only. The insured can reimburse from $1,500 upto to $20,000 based on the policy maximum chosen for which they have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

Why Travel Insurance is Important for Parents Visiting the USA from India

Going to the United States is really fun for a lot of parents who want to see their children and grandchildren. Getting medical help in the United States can cost a lot of money much more than in other countries. Even just going to see a doctor or going to a clinic can cost more than you think. That is why buying travel health insurance is ideal for parents who are going to the United States to visit their children and grandchildren. It is a part of planning a trip to the United States. Travel insurance for parents visiting the United States is very important.

Travel insurance for parents from India covers emergency medical expenses during hospitalization and during OPD medical expenses. Other benefits might include trip delays, baggage loss, passport loss, personal liability, and emergency assistance services. These benefits can be valuable when travelling internationally, especially during extended visits to the USA. TATA AIG travel insurance for parents from India offer multiple options of sum insured which senior citizens can choose from.

When comparing medical insurance for parents visiting USA plans, it is important to consider factors such as the traveller's age, destination, trip duration, medical coverage limits, and policy benefits. Choosing the right travel insurance for parents visiting the USA can help ensure access to assistance and financial support during covered medical and travel emergencies.

Travel Insurance for Parents with Diabetes, BP and Other Medical Conditions

Many travellers traveling overseas search for travel insurance for parents with diabetes, hypertension, thyroid disorders, cholesterol issues, or other pre-existing medical conditions. Coverage for pre-existing diseases varies by policy terms and conditions.

Children settled in foreign countries and willing to get their parents visit them for some time and Parents travelling abroad should carefully review policy benefits, exclusions, age limits, and emergency medical coverage before purchasing travel insurance. Comparing available plans can help identify the most suitable option based on destination, age, trip duration, and medical history.

What is Visitor Insurance for Indian Parents?

Visitor insurance for Indian parents also called overseas mediclaim or travel health insurance - is a short-term medical policy that covers your parents for the duration of their trip abroad. It is specifically designed for Indian citizens traveling internationally, since domestic health insurance policies issued in India provide no coverage outside the country.

When your parents visit you in the USA, UK, Canada, or any other country, they are personally responsible for all medical expenses the moment they land. A single visit to a US emergency room can cost over ₹4 lakh ($5,000). A week's hospitalization can easily exceed ₹40 lakh ($50,000). Visitor insurance protects your family from these unexpected costs by covering eligible medical expenses up to the chosen policy limit.

TATA AIG visitor insurance for Indian parents covers both emergency medical treatment and outpatient expenses such as doctor consultations, diagnostic tests, and pharmacy bills. Plans are available for parents aged 55 to 99 years, including dedicated Senior and Super Senior plans for parents above 70 years.

Why TATA AIG is Considered the Best Travel Insurance for Indian Parents

Many families ask which travel insurance is best for Indian parents visiting the USA or other countries. While there are several providers, TATA AIG stands out for a few key reasons that matter specifically to Indian families:

  • Accepted at hospitals worldwide: TATA AIG has a global cashless network, which means your parents can receive treatment at empanelled hospitals without paying upfront and waiting for reimbursement.
  • Pre-existing condition cover: Most insurers exclude pre-existing diseases entirely. TATA AIG covers pre-existing conditions under life-threatening situations, which is crucial for older parents with conditions like diabetes, hypertension, or heart disease.
  • Plans for ages up to 99: Very few insurers offer plans for parents above 80 years. TATA AIG's Super Senior plan covers parents aged 81 to 99, making it one of the best travel insurance options for elderly Indian parents.
  • No medical tests required to buy: You can purchase a policy online by self-declaring medical history. No pre-travel medical examination is needed.
  • Instant policy issuance: The policy document is issued immediately online and can be emailed directly — useful when parents are leaving on short notice.

For parents with no major pre-existing conditions aged 55–70, the Gold ($250,000) or Platinum ($500,000) plans offer the best balance of coverage and cost for a USA trip. For parents aged 71 and above, the Senior Plus ($100,000) plan is the most recommended option.

How Much Does Medical Insurance for Indian Parents Visiting the USA Cost?

The cost of medical insurance for Indian parents visiting the USA depends on three factors: your parent's age, the coverage amount (sum insured), and the trip duration. Here is a plain-language cost guide for 2026.

Cost for Parents Aged 50–70 Years (USA Trip)

For a 30-day trip to the USA, the monthly premium ranges from ₹3,235 for the basic Silver plan ($50,000 cover) to ₹7,342 for the Titanium Plus plan ($10,00,000 cover). Most families visiting the USA choose the Gold or Platinum plan for adequate protection against high US healthcare costs.

Cost for Parents Aged 71–80 Years (USA Trip)

Older parents fall under the Senior and Senior Plus plans. A 30-day USA trip costs between ₹8,817 (Senior, $50,000) and ₹17,193 (Senior Plus, $100,000) for parents aged 71–80 years.

Cost for Parents Above 80 Years (USA Trip)

For parents aged 81 and above, the Super Senior plan ($50,000 cover) costs ₹24,389/month for ages 81–85, ₹39,074/month for ages 86–90, and ₹49,190/month for ages 91–99.

Tip: If both parents are travelling together, a couple discount of 2.5% is available, which reduces the total premium for a pair of travelers.

How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

What are the Coverage Benefits of Visitor Insurance for Indian Parents?

  • Silver, Silver Plus, Gold, Platinum, Titanium, and Titanium Plus travel insurance plans are available with or without sublimit options, offering coverage for all countries except politically disturbed regions. The premium displayed for travelers traveling outside the USA

    Silver

    ₹1,574 for 30 days

    Age: 55 years | Plan: $50,000

    Buy Online »
    • Eligible age: 3 months to 70 years
    • Accident & Sickness coverage up to $50,000
    • Pre-existing disease coverage up to $2,500 under life-threatening situations
    • Emergency medical evacuation up to $50,000
    • Repatriation of mortal remains up to 25% of accident & sickness sum insured
    • Accidental Death & Disablement: Up to $10,000
    • Delay of checked-in baggage: $40
    • Loss of checked-in baggage: $200
    • Loss of passport: $250
    • Trip curtailment: $500
    • Trip cancellation: $500

    Sliver Plus

    ₹1,900 for 30 days

    Age: 55 years | Plan: $100,000

    Buy Online »
    • Eligible age: 3 months to 70 years
    • Accident & Sickness coverage up to $100,000
    • Pre-existing disease coverage up to $5,000 under life-threatening situations
    • Emergency medical evacuation up to $100,000
    • Repatriation of mortal remains up to 25% of accident & sickness sum insured
    • Accidental Death & Disablement: Up to $10,000
    • Delay of checked-in baggage: $40
    • Loss of checked-in baggage: $200
    • Loss of passport: $250
    • Trip curtailment: $500
    • Trip cancellation: $500

    Gold

    ₹2,215 for 30 days

    Age: 55 years | Plan: $250,000

    Buy Online »
    • Eligible age: 3 months to 70 years
    • Accident & Sickness coverage up to $250,000
    • Pre-existing disease coverage up to $10,000 under life-threatening situations
    • Emergency medical evacuation up to $250,000
    • Repatriation of mortal remains up to 25% of accident & sickness sum insured
    • Accidental Death & Disablement: Up to $15,000
    • Delay of checked-in baggage: $45
    • Loss of checked-in baggage: $300
    • Loss of passport: $250
    • Trip curtailment: $750
    • Trip cancellation: $750

    Platinum

    ₹2,570 for 30 days

    Age: 55 years | Plan: $500,000

    Buy Online »
    • Eligible age: 3 months to 70 years
    • Accident & Sickness coverage up to $500,000
    • Pre-existing disease coverage up to $12,500 under life-threatening situations
    • Emergency medical evacuation up to $500,000
    • Repatriation of mortal remains up to 25% of accident & sickness sum insured
    • Accidental Death & Disablement: Up to $25,000
    • Delay of checked-in baggage: $50
    • Loss of checked-in baggage: $300
    • Loss of passport: $250
    • Trip curtailment: $1,000
    • Trip cancellation: $1,000

    Titanium

    ₹3,021 for 30 days

    Age: 55 years | Plan: $750,000

    Buy Online »
    • Eligible age: 3 months to 60 years
    • Accident & Sickness coverage up to $750,000
    • Pre-existing disease coverage up to $15,000 under life-threatening situations
    • Emergency medical evacuation up to $750,000
    • Repatriation of mortal remains up to 25% of accident & sickness sum insured
    • Accidental Death & Disablement: Up to $50,000
    • Delay of checked-in baggage: $50
    • Loss of checked-in baggage: $400
    • Loss of passport: $500
    • Trip curtailment: $1,000
    • Trip cancellation: $1,000

    Titanium Plus

    ₹3,623 for 30 days

    Age: 55 years | Plan: $1,000,000

    Buy Online »
    • Eligible age: 3 months to 60 years
    • Accident & Sickness coverage up to $1,000,000
    • Pre-existing disease coverage up to $20,000 under life-threatening situations
    • Emergency medical evacuation up to $1,000,000
    • Repatriation of mortal remains up to 25% of accident & sickness sum insured
    • Accidental Death & Disablement: Up to $75,000
    • Delay of checked-in baggage: $50
    • Loss of checked-in baggage: $500
    • Loss of passport: $500
    • Trip curtailment: $1,500
    • Trip cancellation: $1,500
  • Senior, Senior Plus and Super Senior Plus travel insurance plans are available with or without sublimit options, offering coverage for all countries except politically disturbed regions.

    Senior

    ₹5,731 for 30 days

    Age: 73 years | Plan: $50,000

    Buy Online »
    • Eligible age: 71 to 80 years
    • Accident & Sickness coverage up to $50,000
    • Pre-existing disease coverage up to $2,500 under life-threatening situations
    • Emergency medical evacuation up to $50,000
    • Repatriation of mortal remains up to 25% of accident & sickness sum insured
    • Accidental Death & Disablement: Up to $10,000
    • Delay of checked-in baggage: $40
    • Loss of checked-in baggage: $200
    • Loss of passport: $250
    • Trip curtailment: $500
    • Trip cancellation: $250

    Senior Plus

    ₹6,450 for 30 days

    Age: 73 years | Plan: $100,000

    Buy Online »
    • Eligible age: 71 to 80 years
    • Accident & Sickness coverage up to $100,000
    • Pre-existing disease coverage up to $3,000 under life-threatening situations
    • Emergency medical evacuation up to $100,000
    • Repatriation of mortal remains up to 25% of accident & sickness sum insured
    • Accidental Death & Disablement: Up to $10,000
    • Delay of checked-in baggage: $40
    • Loss of checked-in baggage: $200
    • Loss of passport: $250
    • Trip curtailment: $500
    • Trip cancellation: $500

    Super Senior

    ₹13,410 for 30 days

    Age: 83 years | Plan: $50,000

    Buy Online »
    • Eligible age: 81+ years
    • Accident & Sickness coverage up to $50,000
    • Pre-existing disease coverage up to $1,500 under life-threatening situations
    • Emergency medical evacuation up to $50,000
    • Repatriation of mortal remains up to 25% of accident & sickness sum insured
    • Accidental Death & Disablement: Up to $10,000
    • Delay of checked-in baggage: $40
    • Loss of checked-in baggage: $200
    • Loss of passport: $250
    • Trip curtailment: $500
    • Trip cancellation: $250

How Much Does a Tata AIG Parents Travel Insurance Cost Per Month in 2026?

The Tata AIG parents travel insurance cost per month starts at just ₹1,574 for coverage Worldwide Excluding USA & Canada. Tata AIG parents travel insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG parents travel insurance plan variants.

Tata AIG travel insurance for parents outside USA & Canada
Plan Name 50-60 years 61-70 years
Silver $50,000 ₹1,574 ₹2,910
Silver Plus $100,000 ₹1,900 ₹3,668
Gold $250,000 ₹2,215 ₹4,145
Platinum $500,000 ₹2,570 ₹4,643
Titanium $750,000 ₹3,021 -
Titanium Plus $1,000,000 ₹3,623 -
Plan Name 71-75 years 76-80 years
Senior $50,000 ₹5,731 ₹7,019
Senior Plus $100,000 ₹6,450 ₹9,058
Plan Name 81-85 years 86-90 years 91-99 years
Super Senior $50,000 ₹13,410 ₹22,812 ₹31,040

The Tata AIG parents travel insurance cost per month starts at just ₹3,235 for coverage Worldwide Including USA & Canada. Tata AIG parents travel insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG parents travel insurance plan variants.

Tata AIG travel insurance for parents in USA & Canada
Plan Name 50-60 years 61-70 years
Silver $50,000 ₹3,235 ₹6,044
Silver Plus $100,000 ₹3,555 ₹6,974
Gold $250,000 ₹4,541 ₹8,504
Platinum $500,000 ₹5,025 ₹9,107
Titanium $750,000 ₹6,261 -
Titanium Plus $1,000,000 ₹7,342 -
Plan Name 71-75 years 76-80 years
Senior $50,000 ₹8,817 ₹12,520
Senior Plus $100,000 ₹12,114 ₹17,193
Plan Name 81-85 years 86-90 years 91-99 years
Super Senior $50,000 ₹24,389 ₹39,074 ₹49,190

Why Thousands of Families Choose NRIOL

  • Serving international travellers since 1997.
  • Specialized assistance for parents and senior citizen travel insurance.
  • Support before and after policy purchase.
  • Instant online policy issuance.
  • Assistance with policy extensions where permitted.
  • Dedicated customer support for travel insurance queries.

TATA AIG Travel Insurance for Parents - Frequently Asked Questions

Common Queries on parents insurance

Is travel insurance mandatory for parents visiting the USA from India?

Travel insurance is generally not mandatory for visiting the USA, but it is strongly recommended because medical treatment in the United States can be expensive. Travel insurance helps cover eligible emergency medical expenses and other covered travel risks

What is the best travel insurance for parents visiting the USA?

The best travel insurance for parents depends on their age, destination, trip duration, coverage requirements, and budget. Many families compare medical coverage limits, senior citizen benefits, and emergency assistance services before choosing a plan.

Can I buy travel insurance for my parents from India?

Yes. Sons, daughters, and family members can purchase travel insurance online for their parents before the journey begins, subject to policy eligibility requirements.

Does travel insurance cover parents above 70 years of age?

Coverage availability depends on the selected plan and eligibility conditions. Some travel insurance plans provide coverage for senior citizens above 70 years, subject to policy terms and conditions.

Does travel insurance cover diabetes and hypertension?

Coverage for pre-existing medical conditions varies by policy. Travellers should review policy wording carefully to understand benefits, limitations, and exclusions.

How much travel insurance coverage do parents need for the USA?

Parents visiting USA from India, should ideally a minimum of $250,000 sum insured medical coverage plan with no medical restrictions. Though the cost for this plan is slightly on the higher side when compared to restricted coverage plan. Because US healthcare costs are among the highest globally — a single ER visit can exceed $5,000 and a week's hospitalization can exceed $50,000. TATA AIG offers plans from $50,000 (Silver) up to $1,000,000 (Titanium Plus).For parents above 70, the Senior and Senior Plus plans cover up to $100,000. Most families visiting the USA opt for the Gold or Platinum plan for adequate protection.

What is parents travel insurance and why do I need it?

Tata AIG travel insurance international plus covers elderly parents traveling overseas for their unforeseen emergency medical and non-medical expenses. The medical emergencies might be due to any sickness or an accident. Non-medical expenses might be for example like trip cancellation, baggage loss, delay and more.


Why is travel insurance necessary for parents visiting abroad?

Keeping in mind the age of your parents and health issues during the old age, getting a comprehensive health insurance cover for your parents is necessary while visiting abroad.


Which insurance is best for Indian parents traveling abroad?

Comprehensive travel insurance, such as Tata AIG international travel plus for seniors are preferred for parents traveling abroad as they offer adequate coverage and benefits ideal for older travelers.


Is Tata AIG travel insurance accepted by hospitals in the USA, UK, Canada or any other country?

Yes, Tata AIG travel insurance is a well-known insurance company worldwide. It has well connected networks in overseas. The relevant numbers are printed in the policy document which you can use while using the policy.


Can I buy Tata AIG travel insurance for parents already outside India?

Tata AIG travel insurance has to be purchased before your parents travel from India to overseas. If it just couple of days, then you can try by filling the traveler outside form. Once you fill the form, our insurance advisors will get in touch you to try and help you to get insurance.


Coverage & Benefits

What are the key benefits of Tata AIG travel insurance for parents?

The key benefits covered under this plan can be put forward as below:

  1. Cashless hospitalization for accident and sickness medical emergencies.
  2. Out patient medical expenses, doctor visits, pharmacy bills.
  3. Coverage for pre-existing diseases in life-threatening situations.
  4. Emergency medical evacuation and repatriation
  5. Flight delay, flight cancellation, missed connection.
  6. Baggage loss, passport loss and delay.
  7. Trip cancellation and more.

Does the plan cover COVID-19 or other infectious diseases?

Yes, COVID-19 or other infectious diseases are covered as any other illness as per the policy terms and conditions.


Which Tata AIG plan is best for parents visiting USA, UK, Canada or any other country with pre-existing conditions?

The coverage for pre-existing varies with age group of your parents and sum insured opted for.

For example
  • If your parents are in age bracket of 55 to 60 years, then you can get coverage for pre-existing under life threatening situation up to $20,000.
  • If your parents are in age bracket of 61 to 70 years, then you can get coverage for pre-existing under life threatening situation up to $15,000.
  • If your parents are in age bracket of 71 + years, then you can get coverage for pre-existing under life threatening situation ranging from $1,500 to $3,000 depending on their age and sum insured chosen.
  • Please get the latest information before you purchase the policy.

What's the difference between Tata AIG plans with and without medical sublimits? Do medical sublimits apply differently for older parents (above 70)?

Tata AIG travel insurance for elderly parents come with the option of with and without medical sublimits. The plan with sublimits are cheaper as they have capping on certain benefits like room rent, ICU charges, surgery costs and more. While without sublimits provide more flexibility in expense allocation within the overall sum insured. It is better to choose without sublimit plan as it gives comprehensive cover for your parents.


Does Tata AIG cover pre-existing conditions for parents?

Yes, Tata AIG travel insurance cover pre-existing conditions for parents under life threatening situations only. The amount of coverage depends on the age of the parents and coverage chosen. The medical conditions will be covered as per policy terms and conditions.


What pre-existing medical conditions are covered for Indian parents traveling abroad?

Tata AIG travel insurance international plus covers pre-existing medical conditions under life-threatening situations only. There is no list of diseases saying these are excluded. These plans includes acute pain relief for diseases or accidents arising from pre-existing conditions. Any treatment taken to maintain stable conditions or prevent onset of acute pain is excluded. Please go through the terms and conditions before you purchase the policy.


Policy Purchase and Renewal

What documents are required to buy Tata AIG travel insurance for parents?

To buy travel insurance for your parent’s international trip, you need not submit any documents or reports. Keep the below information in front of you while buying policy.

  1. Passport details
  2. Travel dates
  3. Destination
  4. Medical history (if any, to be filled in the online application)

How much does TATA AIG travel insurance for parents cost? What is the cost of Tata AIG travel insurance for parents visiting USA, UK, Europe or any other country?

The cost of Tata AIG travel insurance for parents depends on their age, destination of travel and duration of travel.

For example
  1. Parents aged 67 and 62 traveling to USA for 30 days and opting for $50,000 sum insured. The premium will be Rs.12,043 /- the cheapest plan with 2.5% discount applied for couple.
  2. Parents aged 67 and 62 traveling to UK for 30 days and opting for $50,000 sum insured. The premium will be Rs.5,604 /- the cheapest plan with 2.5% discount applied for couple.
  3. Parents aged 67 and 62 traveling to Europe for 15 days and opting for $50,000 sum insured. The premium will be Rs.4,637 /- the cheapest plan with 2.5% discount applied for couple.
  4. Premiums are not static, they keep changing. Please get quote (URL) to know the latest premiums.

Can I purchase Tata AIG travel insurance online for my parents?

Follow the step by step process to buy the policy for parents online.

  1. Visit the Parents travel insurance
  2. Put the necessary parameters and click on view plans.
  3. Then you will see the available plans for the given parameters.
  4. Go through the benefits and premiums and continue.
  5. Fill the proposal form and review the details.
  6. Make payment online using credit/debit cards, direct fund transfer, NEFT, UPI, or cheque.
  7. Receive policy

How can I renew Tata AIG travel insurance for parents already abroad?

Yes, you can renew your parents policy while they are abroad online by following simple steps.


Claims and Support

Can my parent get cashless treatment at any hospital in USA, UK, Europe or any country they are visiting?

Yes, Tata AIG is a well known insurance company worldwide. Depending on the emergency either before visiting the hospital or immediately after admitting your parent, get in touch with Tata AIG claims department and they will arrange for the cashless treatment. Your parent is covered as per the policy terms and conditions.


My diabetic parent had complications abroad - what's covered vs. what's not?

In this example, Tata AIG travel insurance for parents covers only life-threatening complications from diabetes up to the limit mentioned in the policy document. Regular check-ups and routine diabetes management are excluded.


Can my parent get treatment for high blood pressure medication?

Regular check-ups and routine medication related to high BP are not covered. Any medical condition related to high blood pressure is critical , then it will be covered. The company goes by the doctor's report to decide whether it was life threatening or not.


What happens if my parents flight is delayed or cancelled?

As per the terms and conditions of the policy you purchased for your parents, this benefit will be covered up to the limit mentioned in the policy document.

For example
  1. Flight delay is covered ranging from $40 to $50 after 4 hours of delay.
  2. Flight cancellation is covered ranging from $75 to $250
  3. Missed flight/connection is covered ranging from $250 to $750

Are baggage-related expenses covered for Indian parents traveling abroad?

As per the terms and conditions of the policy you purchased for your parents, this checked-in baggage benefit will be covered up to the limit mentioned in the policy document.

For example
  1. Loss of checked-in baggage is covered ranging from $200 to $500.
  2. Delay of Checked-in Baggage is covered ranging from $40 to $50 after 4 hours
  3. Loss of personal baggage is covered ranging from $200 to $500.

Visitor Insurance for Indian Parents

What is the difference between travel insurance and visitor insurance for Indian parents?

"visitor insurance" and "travel insurance" refer to the same type of overseas medical policy when purchased for parents traveling abroad. The term "visitor insurance" is commonly used when an Indian citizen is visiting a child settled overseas, particularly in the USA or Canada. TATA AIG's travel insurance plans serve this purpose and cover eligible medical emergencies, hospitalization, and travel-related losses during the visit.

Which is the best travel insurance for Indian parents visiting the USA in 2026?

The best travel insurance for Indian parents depends on their age and the coverage amount needed. For parents aged 55–70 visiting the USA, the TATA AIG Gold ($250,000) or Platinum ($500,000) plan is recommended because a single hospitalization in the USA can exceed $50,000. For parents aged 71–80, the Senior Plus ($100,000) plan provides dedicated senior-focused coverage. Parents above 80 should opt for the Super Senior ($50,000) plan, which is specifically available for travellers up to age 99.

How much does TATA AIG visitor insurance cost for Indian parents visiting the USA?

TATA AIG visitor insurance for Indian parents visiting the USA costs from ₹3,235 per month for the Silver plan (ages 50–60, $50,000 coverage). The cost increases with age and coverage chosen. For parents aged 61–70, the Silver plan costs ₹6,044/month. For parents aged 71–75, the Senior plan starts at ₹8,817/month. You can get an exact quote based on your parents' dates of birth and travel dates using the form at the top of this page.

Can I buy TATA AIG travel insurance for my parents visiting the USA from outside India?

If you are an NRI living in the USA and your parents are traveling to visit you, you can purchase TATA AIG travel insurance on their behalf online from anywhere in the world — including from within the USA. The policy must be purchased before your parents depart from India. Payment can be made by credit/debit card, UPI, or bank transfer.

Does TATA AIG travel insurance cover COVID-19 for parents visiting the USA?

Yes. COVID-19 is treated like any other illness under TATA AIG travel insurance. If your parent contracts COVID-19 and requires hospitalization or medical treatment in the USA, the eligible costs will be covered as per the policy terms and the selected sum insured.

What are the travel tips to consider while buying visitors insurance for Parents from India?

flight_land

Being old, it is advisable for parents to do some planning before leaving India. This includes counseling about the health care treatment and prevention of health threats while overseas.

person

Visit the doctor to get opinion on the travel precautions and health care. If you have pre-existing conditions carry necessary medications.

water_drop

While travelling it is necessary to drink lots of water it will keep them hydrated. It is advisable to carry less baggage so it will be easy to move around. Carrying unwanted luggage can be burdensome.

volunteer_activism

Try to take care of your health overseas, stay warm, and avoid eating food that doesn’t suit you. Do not do anything that can result in sickness or accident.

description

Take copies of travel documents, passports, tickets, extra pair of glasses, medical prescriptions and doctor’s advice.

TATA AIG travel insurance for Indian parents

elderly
Parents above 70 years

TATA AIG travel insurance for older travellers above 70 years.

diversity_3
Parents travel insurance

International travel insurance for Indian parents overseas.

stethoscope
Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

elderly
Senior Citizen Insurance

TATA AIG overseas mediclaim insurance for older travelers above 80 years.

Customers Testimonials

TATA AIG Citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 2 Decades and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".