TATA AIG Travel Insurance
Secure Your Trip with TATA AIG – Now at 0% GST
Why Choose Tata AIG Travel Insurance?
Trusted by 10,000+ Happy Travelers
What Are the Important Factors to Consider While Buying TATA Travel Insurance?
The following are the important factors to consider while buying TATA AIG overseas insurance:
- Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
- Medical coverage required: Travelers should choose between the different TATA AIG overseas insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
- Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance without these sub-limits, which will provide comprehensive health coverage in Europe and the United States.
What Factors Affecting the Cost of TATA AIG Travel Insurance?
Several key elements determine the premium you pay, ranging from age and trip duration to destination and coverage options.
The older the traveler, the higher the cost of travel insurance.
Cost increases with the duration of insurance coverage required.
The US is most expensive, followed by Europe. Costs in Asia and India are cheaper.
Higher coverage increases cost. Options range from $50,000 to $1,000,000.
For travelers over 56 years. No Sub-limit plans provide comprehensive coverage and cost more.
How Much Does TATA AIG Travel Insurance Cost?
TATA AIG travel insurance starts at ₹23 per day, with plans offering between $50,000 and $1,000,000 in cover. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation — ideal for travelers seeking either budget or premium international coverage.
*Price shown is for a 60-day trip to Singapore for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
TATA AIG Travel Insurance India — International Plans & Benefits
Tata AIG International Travel Insurance from NRIOL offers a range of flexible plans designed to suit travelers across all age groups. Each plan comes with different sum insured options and benefits, allowing customers to choose coverage based on their travel needs.
Plan Options and Coverage Limits:- Silver: Up to $50,000
- Silver Plus: Up to $100,000
- Gold: Up to $250,000
- Platinum: Up to $500,000
- Titanium: Up to $750,000
- Titanium Plus: Up to $1,000,000
- Senior: Up to $100,000
The below table gives you wide range of sum insured available for the particular age group and the benefits offered for that particular age bracket and the plan.
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Benefits Silver Sublimits With sublimit / Without Sublimit Age 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Up to $50,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $2,500 Emergency Medical Evacuation Up to $50,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Emergency Medical Dental Expenses $300 Delay of Checked-in Baggage $40 Loss of Checked-in Baggage $200 Loss of Passport $250 Trip Curtailment $500 Trip Cancellation $500 Missed Flight/Connection $250 -
Benefits Silver Plus Silver Plus Plan A Silver Plus Plan B Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 3 months - 70 years 3 months - 70 years 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide Sum Insured for Accident & Sickness Medical Expenses Up to $100,000 Up to $100,000 Up to $100,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $5,000 Up to $5,000 Up to $5,000 Emergency Medical Evacuation Up to $100,000 Up to $100,000 Up to $100,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Emergency Medical Dental Expenses $400 $400 $400 Delay of Checked-in Baggage $40 - $40 Loss of Checked-in Baggage $200 - $200 Loss of Passport $250 - $250 Trip Curtailment $500 - $500 Trip Cancellation $500 - $500 Missed Flight/Connection $250 - $250 -
Benefits Gold Gold Plan A Gold Plan B Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 3 months - 70 years 3 months - 70 years 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide Sum Insured for Accident & Sickness Medical Expenses Up to $250,000 Up to $250,000 Up to $250,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $10,000 Up to $10,000 Up to $10,000 Emergency Medical Evacuation Up to $250,000 Up to $250,000 Up to $250,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $15,000
Accidental Disablement: Maximum $15,000
Benefit Total - Maximum $15,000Accidental Death: Maximum $15,000
Accidental Disablement: Maximum $15,000
Benefit Total - Maximum $15,000Accidental Death: Maximum $15,000
Accidental Disablement: Maximum $15,000
Benefit Total - Maximum $15,000Emergency Medical Dental Expenses $500 $500 $500 Delay of Checked-in Baggage $45 - $45 Loss of Checked-in Baggage $300 - $300 Loss of Passport $250 - $250 Trip Curtailment $750 - $750 Trip Cancellation $750 - $750 Flight Delay $45 For all overseas flights taken during Insured Trip - $45 For all overseas flights taken during Insured Trip Personal Liability $200,000 - - Missed Flight/Connection $500 - $500 -
Benefits Platinum Platinum Plan A Platinum Plan B Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 3 months - 70 years 3 months - 70 years 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide Sum Insured for Accident & Sickness Medical Expenses Up to $500,000 Up to $500,000 Up to $500,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $10,000 Up to $12,500 Up to $12,500 Emergency Medical Evacuation Up to $500,000 Up to $500,000 Up to $500,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $25,000
Accidental Disablement: Maximum $25,000
Benefit Total - Maximum $25,000Accidental Death: Maximum $25,000
Accidental Disablement: Maximum $25,000
Benefit Total - Maximum $25,000Accidental Death: Maximum $25,000
Accidental Disablement: Maximum $25,000
Benefit Total - Maximum $25,000Emergency Medical Dental Expenses $1,000 $1,000 $1,000 Delay of Checked-in Baggage $50 - $50 Loss of Checked-in Baggage $300 - $300 Loss of Passport $250 - $250 Trip Curtailment $1,000 - $1,000 Trip Cancellation $1,000 - $1,000 Flight Delay $50 For all overseas flights taken during Insured Trip - $50 For all overseas flights taken during Insured Trip Personal Liability $500,000 - - Missed Flight/Connection $750 - $750 -
Benefits Titanium Sublimits With sublimit / Without Sublimit Age 3 months - 60 years Destination All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Up to $750,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $15,000 Emergency Medical Evacuation Up to $750,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $50,000
Accidental Disablement: Maximum $50,000
Benefit Total - Maximum $50,000Emergency Medical Dental Expenses $1,000 Delay of Checked-in Baggage $50 Loss of Checked-in Baggage $400 Loss of Passport $500 Trip Curtailment $1,000 Trip Cancellation $1,000 Flight Delay $50 For all overseas flights taken during Insured Trip Personal Liability $500,000 Missed Flight/Connection $750 -
Benefits Titanium Plus Sublimits With sublimit / Without Sublimit Age 3 months - 60 years Destination All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Up to $1,000,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $20,000 Emergency Medical Evacuation Up to $1,000,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $75,000
Accidental Disablement: Maximum $75,000
Benefit Total - Maximum $75,000Emergency Medical Dental Expenses $1,200 Delay of Checked-in Baggage $50 Loss of Checked-in Baggage $500 Loss of Passport $500 Trip Curtailment $1,500 Trip Cancellation $1,500 Flight Delay $50 For all overseas flights taken during Insured Trip Personal Liability $500,000 Missed Flight/Connection $750 -
Benefits Senior Senior Plus Super Senior Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 71-80 years 71-80 years 81+ years Destination All countries covered, Excluding politically disturbed countries All countries covered, Excluding politically disturbed countries All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Upto $50,000 Upto $100,000 Upto $50,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Upto $2,500 Upto $3,000 Upto $1,500 Emergency Medical Evacuation Up to $50,000 Up to $100,000 Up to $50,000 Repatriation of Mortal Remains Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Emergency Medical Dental Expenses $300 $500 - Delay of Checked-in Baggage $40 $40 $40 Loss of Checked-in Baggage $200 $200 $200 Loss of Passport $250 $250 $250 Trip Curtailment $500 $500 $500 Trip Cancellation $250 $500 $250 Flight Delay $40 For all overseas flights taken during Insured Trip $40 For all overseas flights taken during Insured Trip $40 For all overseas flights taken during Insured Trip Personal Liability $1,00,000
Deductible : $200$1,00,000
Deductible : $200$1,00,000
Deductible : $200Missed Flight/Connection $250 $250 $250
TATA AIG Travel Insurance Plans for Every Type of Traveler
Whether you’re a senior exploring abroad, a student studying overseas, a frequent business traveler, planning a trip across Asia, or traveling within India, TATA AIG offers travel insurance to keep you protected and worry-free.
| Plan Type | Variants | Coverage | Key Features |
|---|---|---|---|
| Individual & Family | Silver, Silver Plus, Platinum, Titanium, Titanium Plus | $50,000 to $1,000,000 | Available for Individuals and Families aged 3 months to 99 years for 360 days. Enjoy discounted premiums when you travel with your family under the same policy. |
| Senior Citizen | Senior, Senior Plus, Super Senior | $50,000 to $100,000 | Senior Citizens can buy the best travel insurance for seniors over 70, up to a maximum of 360 days. |
| No Sublimit (Senior Citizen) |
Without Sublimit Plan | $50,000 to $1,000,000 | TATA AIG’s Travel Insurance Without Sublimits provides extensive medical coverage for senior citizens up to 99 years, offering greater peace of mind while abroad. |
| Asia Travel | Silver, Silver Plus, Gold | $50,000 to $200,000 | Asia Plan is available only for 30 days and up to 70 years. This plan does not cover Japan and Korea. |
| Annual Multi-trip | Silver, Silver Plus, Platinum, Titanium, Titanium Plus | $50,000 to $1,000,000 | Annual Multi-trip designed for businessmen and corporate professionals who are frequent international travelers. |
| Student | Student Guard Plan A, Plan B, Ultimate, Ultimate Plus, Supreme | $50,000 to $500,000 | Student Coverage comparable to university health plans. Indian students aged 16 to 35 enrolled full-time in colleges outside India are eligible. |
Travel Safe with Trusted TATA AIG Insurance
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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assessmentTATA AIG Premium Chart
Calculate TATA AIG international travel insurance premium for Indian travelers and senior citizens abroad.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact TATA AIG via toll-free helpline.
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descriptionTATA AIG Travel Brochure
Download TATA AIG Travel Insurance brochure online!
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autorenewTATA AIG Policy Renewal
Renew your TATA AIG travel insurance policy online anytime before expiry.
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Tata AIG International Travel Insurance Review
Discover the best Tata AIG International Travel Insurance plans and benefits for travelers.
Know more »Why Buy from NRIOL?
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verifiedTrusted TATA AIG Plans
Access TATA AIG international travel insurance policies, trusted by thousands of Indian travelers worldwide.
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attach_moneyAffordable Premiums
Transparent pricing for TATA AIG overseas travel insurance, with no hidden costs.
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school20+ Years of Expertise
Expert guidance tailored for Indian travelers planning international trips.
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editEasy Policy Management
Modify travel dates, passport details, or personal information for your TATA AIG travel insurance online.
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updateFlexible Extensions
Extend or renew your TATA AIG international travel insurance while abroad if your trip is delayed.
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support_agent24/7 Claims Support
Get fast claims assistance and emergency support anywhere during your overseas journey with TATA AIG travel insurance.
How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
Travel Destinations
Discover Popular Travel Destinations with Tata AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
Cheapest and Best Travel Insurance from Tata AIG
What Is the Cheapest Travel Insurance from Tata AIG?
The Cheapest Travel Insurance from Tata AIG is the Silver Plan starting at ₹23/day*
- Medical coverage up to $50,000 for accidents and sickness.
- Pre-existing life-threatening conditions: up to $2,500.
- Emergency medical evacuation: up to $50,000.
- Repatriation of mortal remains: up to 25% of sum insured.
- Accidental death & disablement: $10,000 max.
Which Is the Best Travel Insurance from Tata AIG?
The Gold Plan is considered the Best Travel Insurance Plan from Tata AIG, starting at around ₹31/day*
- Medical coverage up to $250,000 for accidents and sickness.
- Pre-existing life-threatening conditions: up to $10,000.
- Emergency medical evacuation: up to $250,000.
- Repatriation of mortal remains: up to 25% of sum insured.
- Accidental death & disablement coverage: $15,000 max.
What Are The Coverage Options Under TATA AIG Travel Insurance?
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health_and_safety TATA AIG Travel Insurance Features
Tata AIG travel health insurance for travel abroad provides overseas mediclaim coverage for Indian residents, including the USA, Canada, the UK, Europe (Schengen visa), Singapore, UAE (Dubai, Abu Dhabi), or Australia. TATA's insurance is well known globally for its reliability and prompt claims reimbursement.
health_and_safety Why You Need Travel Insurance
- Accidents
- Sickness and serious medical emergencies involving hospitalization
- Baggage loss or delay
- Losing passports
When you buy Tata AIG visitor insurance, you are insured against these risks and can use their services through multi-lingual staff familiar with local conditions.
star_rate Key Highlights
- High service standards, reliability, and worldwide coverage
- Best value for money
- Plans without sub-limits available up to 99 years (more expensive than plans with sublimits)
- Coverage limits from $50,000 to $1,000,000
description How to Access or Manage Your Plan
verified_user Plans Without Sublimits
- Available for travelers up to 99 years
- Comprehensive coverage for expensive medical expenses abroad
- More expensive than Travelguard insurance with sublimits
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place What Are the Popular Travel Destinations?
Explore travel insurance options for your trips to the most popular destinations worldwide.
- Travel insurance for UK visitors from India should select the destination as 'Excluding America'.
- The destination should be 'Excluding America' for travel insurance from India to Australia.
- The destination should be 'Including America' for travel insurance India to USA and Canada (North and South America).
- For travel within Asia like to Singapore, UAE (Dubai, Abu Dhabi) Thailand (excluding Japan), there is the Asia plan. However this is limited to short trips within 14 days only. For more than 14 days travel insurance to Singapore from India, you should choose the destination as 'Excluding America'.
- For travel to Schengen Countries select "Schengen Countries" as your destination.
TATA AIG Schengen Travel Insurance (Schengen Visa Insurance for Europe)
TATA AIG Schengen Travel Insurance Requirements
local_hospital 30,000 Euro / $50,000 travel medical insuranceflight_landRepatriation coverage
healingEmergency medical evacuation
businessTATA AIG office located in Europe for local support
assignmentGet Free Schengen Travel Insurance Quotes
Fill the Quote Form to avail free quotes for these plans.
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Select Schengen Countries as your travel destination.Tata AIG Schengen insurance satisfies Schengen visa requirements and is approved by the consulates of Schengen countries. This plan can be purchased to obtain a visa for Schengen countries such as:
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shopping_cart How to Buy TATA AIG Travel Insurance?
You can purchase TATA AIG travel insurance online using Credit/Debit Card, Cheque, Demand Draft, or Net Banking.
Travel insurance India using Credit or Debit Card
You can buy tata aig international travel insurance online using a credit card from anywhere in the world. Most of our customers buy these plans from the USA, the UK, UAE, Europe, Canada, Singapore, Australia ... as being ideal tata aig visitors insurance for parents from India. For travel to Europe from India, customers need the TATA AIG schengen travel insurance as the Schengen consulates insist on this travel insurance which satisfies specific criteria before issuing the Schengen visa. Customers can buy the plan using an credit or debit card. After completing the application form, you will receive an immediate acknowledgement. The policy along with other relevant documents will be emailed to the ID in the online application. If requested, the insurance policy will also be couriered to the Indian address in the application. We will refund the full premium with a cancellation fee for TATA AIG travel insurance trip cancellation if the traveler cancels his trip and does not travel outside India. Buy TATA Travel insurance using a Credit/Debit card for instant policy.
For customers who do not want to use a credit card, payment can be made by Cheque or Demand draft. The tata aig visitors medical insurance will be issued on receiving the cheque or Demand draft.Cheque / Demand draft / Net Banking - Purchase options
Call us at 080-41101026 in India. Our travel insurance Advisor will assist you with specific details and you can select the travel plan you need. The tata aig international travel insurance policy is available only to Indian residents. It is ideal travel medical insurance online from India to Australia, Singapore, UAE, Europe, Canada, USA.Payment options
- Cash Cards - ItZ cash, Pay Cash
- Mobile Payments - Paymate, IMPS , Scan N Pay
- Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
- UPI - Unified Payment Interface
assignment How do I Claim TATA AIG Travel Insurance?
TATA AIG offers 24x7 global assistance to help you with claims, medical emergencies, and travel support.
support_agent Assistance Services
- Pre-departure information about foreign locations, passport / visa requirements, immunization needs etc
- 24/7 travel agency support (airline/hotel bookings)
- Medical help & hospital coordination
- Medical evacuation & repatriation: In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of traveler condition.
- Lost documents & embassy referrals
- Emergency message relay
- Guidance for claims submission
call 24x7 Contact Support
For Americas (USA & Canada)- +1-833-440-1575
- tata.aig@europ-assistance.in
- +91-22-68227600
- ea.tataclaims@europ-assistance.in
location_on Claim Submission (India)
Claims Department
Tata AIG General Insurance Co. Ltd.
7th & 8th Floor, Romell Tech Park,
Cama Industrial Estate,
Western Express Highway,
Goregaon (E), Mumbai – 400063
local_hospital US Medical Claims
Europ Assistance India
Star Hub Building No. 2, Floor 7,
Near ITC Maratha, Andheri (E),
Mumbai – 400059
- +1-833-440-1575
- tata.aig@europ-assistance.in
block What Are Some of the Exclusions in TATA AIG Travel Insurance?
Travel insurance covers unanticipated adverse circumstances. Any planned situation or preventive healthcare or regular treatment to an existing medical ailment will not be covered. The following are some of the exclusions under the travel policy. For complete details, please refer to the policy document.
Medical Expenses Exclusions
- Traveling against the advice of a medical practitioner
- Complications or treatment for a pre-existing medical ailment
- Self-inflicted injuries
- Pregnancy-related issues
- Conditions related to mental disorders, STDs, or injuries from alcohol/drugs not medically prescribed
Baggage Related Exclusions
- Loss or delay if baggage was shipped separately before travel date
- Loss occurring outside the insured travel destination (e.g., within India)
- Claims without valid supporting documents from relevant authorities
Other Exclusions
- Involvement in illegal activities, burglary, or malicious acts
- Participation in high-risk adventure sports (motocross, skydiving, scuba diving, etc.)
- Engaging in manual labour or harmful work
TATA AIG Overseas Travel Insurance Online, NRIOL Travel Insurance - FAQ's
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Which is the best Tata AIG travel insurance plan?
The best plan depends on your specific needs and budget. However, comprehensive coverage without sub-limits and higher sum insured amounts are generally recommended for better protection, especially for international travel.
How does Tata AIG travel insurance compare to other providers?Tata AIG is considered one of the best international travel insurance providers in India due to its excellent claim settlement record, brand reputation, worldwide recognition, and comprehensive coverage options.
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Why should I choose Tata AIG travel insurance over others?
Tata AIG is a trusted choice and best travel insurance for international travelers from India due to its
- Global acceptance.
- Wide-ranging coverage for all age groups.
- Competitive premiums.
- 24/7 worldwide support.
- Seamless cashless claim facilities.
- Widely accepted for visa applications like the Schengen visa.
These benefits make it a convenient and reliable option for safe, worry-free travel.
Does TATA AIG travel insurance include COVID-19 coverage?Yes, COVID-19 is covered as any sickness under sickness medical expenses.
Is cashless hospitalization available?Yes, Tata AIG travel insurance international plus plan offers cashless hospitalization in overseas of all its plans.
Is there coverage for senior citizens or travelers over 70?Yes, Tata AIG senior citizen travel insurance plan covers for over 70 year old traveler. The maximum coverage available under this plan is $100,000.
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Why is Tata AIG travel insurance cost-effective? How much does TATA AIG travel insurance cost?
Tata AIG travel insurance is cost-effective because you pay premiums in Indian Rupees but get coverage in US Dollars, making it very competitive. The cost varies based on age, destination, and duration.
What payment methods are accepted for Tata AIG travel insurance?You can buy Tata AIG travel insurance international plus insurance online using credit/debit cards (international and domestic), UPI, direct funds transfer, NEFT, RTGS, and cheque.
What factors affect the premium of an international travel insurance plan?Several key factors influence the premium of an international travel insurance policy:
- Traveler’s Age: Younger travelers typically pay lower premiums compared to older travelers, as age is a significant risk factor.
- Duration of Travel: Shorter trips usually result in lower premiums, while longer durations increase the cost.
- Coverage Amount: Choosing basic coverage will result in a lower premium, whereas opting for higher coverage limits will increase the cost.
- Travel Destination: Premiums vary by destination. Travel to countries like the USA or Canada generally incurs higher premiums compared to travel within Asia or other lower-risk regions.
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How can I buy TATA AIG travel insurance online?
Yes, buying Tata AIG travel insurance online is very easy in this digital age. Here are the simple steps to follow.
- Visit the TATA AIG travel insurance.
- Put the necessary parameters and click on view plans.
- Then you will see the available plans for the given parameters.
- Go through the benefits and premiums and continue.
- Fill the proposal form and review the details.
- Make payment using different modes like UPI, card payment, NEFT etc.
- Receive policy.
You can renew the policy while you are still in abroad. Please follow the simple steps as mentioned in the page TATA AIG Online Renewal.
What documents are required to buy or renew TATA AIG travel insurance?To buy you do not need any documents. To renew you might be required to submit documents like good health declaration form, air ticket etc. To renew your policy, please get in touch with us and we will help to renew your policy.
How soon does coverage start after purchase?Coverage starts on the policy start date mentioned in the policy.
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What is the process for cashless hospitalization during travel?
Cashless hospitalization is available in two scenarios:
- Planned Hospitalization: If you have a scheduled treatment, you must inform the assistance company in advance. They will coordinate with the hospital and provide approval for cashless services before your treatment begins.
- Emergency Hospitalization: In case of a medical emergency, you can get admitted immediately. Once hospitalized, you or a representative should promptly notify the assistance company to initiate the cashless approval process.
In both cases, timely communication with the assistance provider is essential to ensure smooth processing.
How do I file a claim with TATA AIG travel insurance?You have to follow certain process to file a claim. Learn more about the TATA AIG travel insurance claims procedure.
How long does it take to settle a claim?Once the document or bills verfication is complete, then it may take a weeks time to settle your claims amount.
What are common reasons for claim denial?The acceptance or denial of claims solely depends on the assistance company. Below are the common reasons for claim denial.
- Incomplete documents submitted or missing.
- Delay in filing the claim. Trying to file a claim after deadline.
- Pre-existing medical diseases are not disclosed.
- The plan which that you purchased does not cover the benefit which you are trying to claim.
- The incident occurred outside the scope of the policy.
- Traveled with the intention of getting better treatment.
- And more…
Who do I contact for emergency assistance while traveling?Yes, there are helpline numbers provided in the policy documents. Please call the emergency assistance and they will be able to help you as per your needs.
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Can I cancel my Tata AIG travel insurance policy?
Yes, Yes, you can cancel your Tata AIG International Travel Insurance policy. You’ll need to provide a valid reason for the cancellation. Once the request is approved, the unused premium will be refunded in accordance with the policy terms and conditions. For more details on the TATA AIG travel insurance cancellation procedure.
Can I cancel my policy midway?No, once the coverage period has started, the policy cannot be canceled midway. Cancellations are only allowed before the policy start date, subject to terms and conditions.
Is the premium refundable if I cancel my trip?Yes, the premium is refundable if the trip is cancelled before the policy start date. However, please note that the insurance company may deduct a cancellation fee as per their terms and conditions.