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TATA AIG travel insurance

Tata AIG International Travel Insurance Plans & Pricing 2026

Compare coverage options up to $1 Million and choose the right Tata AIG plan for your trip.

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Why Choose Tata AIG International Travel Insurance?
  • health_and_safety
    Comprehensive coverage for all age groups
  • local_hospital
    Cashless hospitalization worldwide
  • healing
    Covers Pre-existing conditions in life-threatening emergencies*
  • schedule
    Flexible trip duration up to 360 days
  • healing
    Reimbursement for pharmacy bills & doctor consultations
  • schedule
    Multiple plans to match your travel needs
  • bolt
    Buy instantly with zero paperwork
  • support_agent
    24x7 Global assistance support

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Which Tata AIG Travel Insurance Plan Is Best for You?

Compare Available Options
Silver Plan $50,000 add
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  • Policy maximum?
    $50,000
  • Coverage period
    Upto 360 days
  • Eligibility
    3 months - 70 years
  • Limited Coverage?
    From 56 - 70 years
  • Unlimited Coverage?
    3 months - 70 years
  • Destination: All countries covered, Excluding politically disturbed countries
  • Accident & Sickness medical expenses: Up to $50,000
  • Pre Existing Disease Coverage: Up to $2,500 under life-threatening situations
  • Missed Flight/Connection: $250
  • Delay of Checked-in Baggage: $40
  • Loss of Checked-in Baggage: $200
  • Loss of Passport: $250
  • Trip Curtailment: $500
  • Trip Cancellation: $500
  • Emergency medical evacuation: Up to $50,000
  • Repatriation of Mortal Remains: Up to 25% of Accident & Sickness Sum Insured
Silver Plus Plan $100,000 add
Get My Price Instantly →
  • Policy maximum?
    $100,000
  • Coverage period
    Upto 360 days
  • Eligibility
    3 months - 70 years
  • Limited Coverage?
    From 56 - 70 years
  • Unlimited Coverage?
    3 months - 70 years
  • Destination: All countries covered, Excluding politically disturbed countries
  • Accident & Sickness medical expenses: Up to $100,000
  • Pre Existing Disease Coverage: Up to $5,000 under life-threatening situations
  • Flight Cancellation: $75
  • Missed Flight/Connection: $250
  • Delay of Checked-in Baggage: $40
  • Loss of Checked-in Baggage: $200
  • Loss of Passport: $250
  • Trip Curtailment: $500
  • Trip Cancellation: $500
  • Emergency medical evacuation: Up to $100,000
  • Repatriation of Mortal Remains: Up to 25% of Accident & Sickness Sum Insured
Gold Plan $250,000 add
Get My Price Instantly →
  • Policy maximum?
    $250,000
  • Coverage period
    Upto 360 days
  • Eligibility
    3 months - 70 years
  • Limited Coverage?
    From 56 - 70 years
  • Unlimited Coverage?
    3 months - 70 years
  • Destination: All countries covered, Excluding politically disturbed countries
  • Accident & Sickness medical expenses: Up to $250,000
  • Pre Existing Disease Coverage: Up to $10,000 under life-threatening situations
  • Flight Delay: $45
  • Flight Cancellation: $75
  • Missed Flight/Connection: $500
  • Delay of Checked-in Baggage: $45
  • Loss of Checked-in Baggage: $300
  • Loss of Passport: $250
  • Trip Curtailment: $750
  • Trip Cancellation: $750
  • Emergency medical evacuation: Up to $250,000
  • Repatriation of Mortal Remains: Up to 25% of Accident & Sickness Sum Insured
Platinum Plan $500,000 add
Get My Price Instantly →
  • Policy maximum?
    $500,000
  • Coverage period
    Upto 360 days
  • Eligibility
    3 months - 70 years
  • Limited Coverage?
    From 56 - 70 years
  • Unlimited Coverage?
    3 months - 70 years
  • Destination: All countries covered, Excluding politically disturbed countries
  • Accident & Sickness medical expenses: Up to $500,000
  • Pre Existing Disease Coverage: Up to $10,000 under life-threatening situations
  • Flight Delay: $50
  • Flight Cancellation: $150
  • Missed Flight/Connection: $750
  • Delay of Checked-in Baggage: $50
  • Loss of Checked-in Baggage: $300
  • Loss of Passport: $250
  • Trip Curtailment: $1,000
  • Trip Cancellation: $1,000
  • Emergency medical evacuation: Up to $500,000
  • Repatriation of Mortal Remains: Up to 25% of Accident & Sickness Sum Insured
Titanium Plan $750,000 add
Get My Price Instantly →
  • Policy maximum?
    $750,000
  • Coverage period
    Upto 360 days
  • Eligibility
    3 months - 60 years
  • Limited Coverage?
    From 56 - 60 years
  • Unlimited Coverage?
    3 months - 60 years
  • Destination: All countries covered, Excluding politically disturbed countries
  • Accident & Sickness medical expenses: Up to $750,000
  • Pre Existing Disease Coverage: Up to $15,000 under life-threatening situations
  • Flight Delay: $50
  • Flight Cancellation: $200
  • Missed Flight/Connection: $750
  • Delay of Checked-in Baggage: $50
  • Loss of Checked-in Baggage: $400
  • Loss of Passport: $500
  • Trip Curtailment: $1,000
  • Trip Cancellation: $1,000
  • Emergency medical evacuation: Up to $750,000
  • Repatriation of Mortal Remains: Up to 25% of Accident & Sickness Sum Insured
Titanium Plus Plan $1,000,000 add
Get My Price Instantly →
  • Policy maximum?
    $1,000,000
  • Coverage period
    Upto 360 days
  • Eligibility
    3 months - 60 years
  • Limited Coverage?
    From 56 - 60 years
  • Unlimited Coverage?
    3 months - 60 years
  • Destination: All countries covered, Excluding politically disturbed countries
  • Accident & Sickness medical expenses: Up to $1,000,000
  • Pre Existing Disease Coverage: Up to $20,000 under life-threatening situations
  • Flight Delay: $50
  • Flight Cancellation: $250
  • Missed Flight/Connection: $750
  • Delay of Checked-in Baggage: $50
  • Loss of Checked-in Baggage: $500
  • Loss of Passport: $500
  • Trip Curtailment: $1,500
  • Trip Cancellation: $1,500
  • Emergency medical evacuation: Up to $1,000,000
  • Repatriation of Mortal Remains: Up to 25% of Accident & Sickness Sum Insured
Senior Plan $50,000 add
Get My Price Instantly →
  • Policy maximum?
    $50,000
  • Coverage period
    Upto 360 days
  • Eligibility
    71 - 80 years
  • Limited Coverage?
    71 - 80 years
  • Unlimited Coverage?
    71 - 80 years
  • Destination: All countries covered, Excluding politically disturbed countries
  • Accident & Sickness medical expenses: Up to $50,000
  • Pre Existing Disease Coverage: Up to $2,500 under life-threatening situations
  • Flight Delay: $40
  • Missed Flight/Connection: $250
  • Delay of Checked-in Baggage: $40
  • Loss of Checked-in Baggage: $200
  • Loss of Passport: $250
  • Trip Curtailment: $500
  • Trip Cancellation: $250
  • Emergency medical evacuation: Up to $50,000
  • Repatriation of Mortal Remains: Up to 25% of Accident & Sickness Sum Insured
Senior Plus Plan $100,000 add
Get My Price Instantly →
  • Policy maximum?
    $100,000
  • Coverage period
    Upto 360 days
  • Eligibility
    71 - 80 years
  • Limited Coverage?
    71 - 80 years
  • Unlimited Coverage?
    71 - 80 years
  • Destination: All countries covered, Excluding politically disturbed countries
  • Accident & Sickness medical expenses: Up to $100,000
  • Pre Existing Disease Coverage: Up to $3,000 under life-threatening situations
  • Flight Delay: $40
  • Flight Cancellation: $75
  • Missed Flight/Connection: $250
  • Delay of Checked-in Baggage: $40
  • Loss of Checked-in Baggage: $200
  • Loss of Passport: $250
  • Trip Curtailment: $500
  • Trip Cancellation: $500
  • Emergency medical evacuation: Up to $100,000
  • Repatriation of Mortal Remains: Up to 25% of Accident & Sickness Sum Insured
Super Senior Plan $50,000 add
Get My Price Instantly →
  • Policy maximum?
    $100,000
  • Coverage period
    Upto 360 days
  • Eligibility
    81 - 99 years
  • Limited Coverage?
    81 - 99 years
  • Unlimited Coverage?
    81 - 99 years
  • Destination: All countries covered, Excluding politically disturbed countries
  • Accident & Sickness medical expenses: Up to $50,000
  • Pre Existing Disease Coverage: Up to $1,500 under life-threatening situations
  • Flight Delay: $40
  • Missed Flight/Connection: $250
  • Delay of Checked-in Baggage: $40
  • Loss of Checked-in Baggage: $200
  • Loss of Passport: $250
  • Trip Curtailment: $500
  • Trip Cancellation: $250
  • Emergency medical evacuation: Up to $50,000
  • Repatriation of Mortal Remains: Up to 25% of Accident & Sickness Sum Insured

Is Tata AIG Travel Insurance Worth It? Pros and Cons

Pros

  • Cashless hospitalization worldwide
  • Instant policy in pdf format
  • Coverage up to $1,000,000 for high-cost destinations like the USA
  • Dedicated Senior - $50,000 and Super Senior - $100,000 plans up to age 99

Cons

  • Pre-existing conditions are covered only in life-threatening emergencies, with capped limits
  • Travelers above 56 years face medical sub-limits unless they pay additional premium to get waiver of medical sub limits.
  • Titanium - $750,000 and Titanium Plus - $1000,000 plans stop at age 60, pushing older travellers to lower cover amounts

Tata AIG Travel Insurance Price Per Day

Approximate starting premiums for a healthy adult under 60, per day of travel (0% GST applied):

PlanCoverFrom (₹/day)
Silver$50,000₹29
Silver Plus$100,000₹35
Gold$250,000₹38
Platinum$500,000₹48
Titanium$750,000₹53
Titanium Plus$1,000,000₹64

Final premium depends on age, trip duration, and destination. Use the quote form above for an exact price.

How Much Tata AIG Cover Do You Actually Need? Real Trip Scenarios

  • 2-week Europe holiday, age 30: Silver Plus ($100,000) meets Schengen visa minimums comfortably
  • 6-month USA visit to see family, age 45: Given US treatment costs, Platinum ($500,000) or higher is advisable
  • Parents visiting from India, age 72: Senior Plus ($100,000), noting the medical sub-limits that apply above 56

What Happens If You Travel Without Insurance?

EmergencyTypical cost abroadWith Tata AIG
US hospital admission (3 days)$15,000–$30,000Covered up to policy maximum
Emergency medical evacuation$25,000+Covered up to policy maximum

Minimum Insurance Requirements by Destination

DestinationMinimum medical cover typically required
Schengen countries€30,000
USA (visa not required but recommended)$100,000+

Not Sure Which Plan Fits Your Trip?

Tell us your destination and age, and an advisor will call you with a recommendation no obligation.

Single Trip or Annual Multi-Trip - Which Saves More?

If you travel internationally more than twice a year, an annual multi-trip plan is usually cheaper than buying single-trip cover each time. For one trip a year under 30 days, single-trip plans on this page are more cost-effective.

What Happens Right After You Buy

Your policy PDF is emailed instantly. Save the 24x7 assistance number to your phone before you fly, and carry a printed copy along with your passport.

Comparing Tata AIG Insurance Plans - FAQ's

Which Tata AIG travel insurance plan is best for first-time international travelers?

For first-time international travelers, the Tata AIG International Plus Gold plan is often considered the best choice because it offers a good mix of affordable pricing and comprehensive coverage. It includes up to $250,000 medical coverage along with benefits like trip delay protection, baggage loss coverage, emergency evacuation, and coverage for life-threatening pre-existing conditions.

If you are looking for a more budget-friendly option with essential medical and travel coverage, you can consider the Tata AIG Silver or Silver Plus plans.

Below are the few differences between Tata AIG Silver Plan vs Tata AIG Gold Plan.
Description Tata AIG Silver Plan Tata AIG Gold Plan
Medical Coverage $50,000 $250,000
Pre Existing disease cover (T&C apply) $2,500 $10,000
Flight Delay Not Available $45
Flight Cancellation Not Available $75
Trip Cancellation $500 $750

Tata AIG offers Senior ($50,000), Senior Plus ($100,000), and Super Senior ($50,000) plans designed for travelers above 70. While senior travelers from 61 to 70 years can get insurance cover up to $500,000. These plans provide tailored medical coverage, emergency hospitalization, and assistance services for older travelers.

The Titanium plan is for people who want to be covered but it is usually for travelers who are under 60 years old. If you are over 70 years old Tata AIG says you should look at the Senior Citizen plans because these plans are made for people in age groups like the Senior Citizen plans. The Titanium plan is not the choice for older people so Tata AIG suggests the Senior Citizen plans for people, in this age group.

The Tata AIG International Plus Titanium Plus plan gives you the medical coverage. It covers you up to one million US dollars. This includes costs when you are in the hospital, evacuation and treatment, without paying cash. All of this is available worldwide.

The International Plus Silver Plus plan is a choice because it is affordable and it has strong coverage. This plan has medical limits than the Silver plan. The International Plus Silver Plus plan also has benefits for trip cancellation and baggage loss. This makes the International Plus Silver Plus plan a value, for most travelers who buy the International Plus Silver Plus plan.

Tata AIG international plus gold is ideal plan for a family traveling overseas. Get discount on premiums up to 15% depending on the number of family members insured. It clubs multiple family members under one policy, simplifying management and offering comprehensive protection to the family.

For USA trips, tata aig travel insurance platinum plan or tata aig travel insurance titanium plus plan is recommended because of the high medical costs in the US. These plans provide extensive coverage limits and benefits tailored for destinations with expensive healthcare.

Yes, Tata AIG international plus Gold plan meets Schengen visa requirements. It offers $250,000 for medical coverage. It also includes benefits like emergency hospitalization and medical evacuation which is required to get Schengen visa. This plan is widely accepted for visa applications.

You can file a claim by contacting an assistance provider for Tata AIG’s. You need to submit required documents (policy copy, medical bills, passport details), and following the reimbursement or cashless claim process depending on the type of claim. Assistance is available worldwide.

Yes. Covid-19 related hospitalization and treatment is covered under the standard accident and sickness medical expense benefit, up to the plan's policy maximum, the same as any other illness. Check the dedicated Covid travel insurance page for country-specific requirements.

Standard plans exclude injuries from hazardous or adventure activities. Travelers planning skiing, scuba diving, or similar sports should confirm adventure sports cover with our support team before purchase, as it may require an add-on or a specific plan variant.

Claims are most often delayed or rejected due to missing original bills, treatment for a pre-existing condition outside the life-threatening exception, or travel to a destination excluded from cover. Keeping digital copies of your policy, passport, and all medical bills during the trip significantly speeds up reimbursement.

Upgrades are generally only possible before the policy start date. Once your trip has begun, you cannot increase the sum insured on an active policy choose your cover carefully at purchase.

How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Customers Reviews

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TATA AIG Citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 2 Decades and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".