Tata AIG International Travel Insurance Review
Tata AIG International Travel Insurance starts at ₹29/day* and offers coverage of up to USD 1 million for Indian travellers travelling abroad. Plans can cover emergency medical expenses, cashless assistance, trip cancellation and baggage protection, with Schengen visa-compliant options available. Policies can be purchased online with instant policy issuance.
Starting Premium
₹29/day*
Coverage Available
Up to $1,000,000
Coverage
3 Months – 99 Years
Discounts
Multiple Travelers?
Duration
360 Days
1 Lakh+ travellers
20+ years expertise
24/7 support available
Get Your Tata AIG Travel Insurance Quote
Why Choose Tata AIG Travel Insurance?
- Comprehensive coverage for all age groups
- Cashless hospitalization worldwide
- Covers pre-existing conditions in life-threatening emergencies*
- Flexible trip duration up to 360 days
- Reimbursement for pharmacy bills and doctor consultations
- Multiple plans to match your travel needs
- Buy instantly with zero paperwork
- 24x7 global assistance support
Find your Tata AIG international travel insurance
Recommended for your trip
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Estimated premium
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*Indicative premium for the age and destination selected: 10 days for Asia, 14 days for Schengen and 60 days for Worldwide plans. The final premium is confirmed in your quote. Benefits are summaries; read the policy wording before buying.
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Which TATA AIG International Travel Insurance Is Right for You?
Your ideal TATA AIG international travel insurance plan depends on your destination, budget, required medical coverage, pre-existing condition benefits, and trip cancellation needs.
- I want affordable international travel insurance → Silver Plan - Provides $50,000 medical coverage, with starting premiums of ₹29/day*.
- I want higher medical coverage for my overseas holiday → Silver Plus or Gold Plan - Silver Plus provides $100,000 coverage from ₹35/day*, while Gold provides $250,000 from ₹38/day*.
- I am travelling to the USA or Canada, where medical expenses can be high → Platinum, Titanium or Titanium Plus - Offers medical coverage of $500,000, $750,000 or $1 million, respectively, with starting premiums from ₹48/day*.
- I have a pre-existing medical condition → Compare TATA AIG Plans - Listed benefits for eligible life-threatening situations range from up to $2,500 under Silver to up to $20,000 under Titanium Plus, subject to policy terms and eligibility.
- I want trip cancellation protection for my international trip → Gold, Platinum, Titanium or Titanium Plus - Listed trip cancellation coverage ranges from $750 to $1,500, depending on the plan.
- I am visiting popular destinations such as the UK, Europe, Singapore or Thailand → Choose a Plan Based on Your Destination - Compare medical coverage and select the appropriate regional option, including worldwide coverage with or without the USA and Canada, as applicable.
- I want the highest available medical coverage for an expensive overseas trip → Titanium Plus - Provides $1 million medical coverage, up to $20,000 for eligible pre-existing conditions, and $1,500 trip cancellation coverage, with starting premiums of ₹64/day*.
*Starting premiums are indicative. The page lists ₹29/day for an adult aged 35 travelling to Singapore for 60 days; actual premiums vary by age, destination, trip duration, selected plan, and applicable policy terms.
How Much Does Tata AIG International Travel Insurance Cost in 2026?
TATA AIG International travel insurance starts at ₹29/day*, with plans offering between $50,000 and $1,000,000 in cover. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation - ideal for travelers seeking either budget or premium international coverage. Get your instant quote in 2 minutes →
| Plan | Medical Cover | Pre-existing Conditions | Trip Cancellation | Starting Premium |
|---|---|---|---|---|
| Silver Plan | $50,000 | Up to $2,500 | $500 |
₹29/day* |
| Silver Plus Plan | $100,000 | Up to $5,000 | $500 |
₹35/day* |
| Gold Plan | $250,000 | Up to $10,000 | $750 |
₹38/day* |
| Platinum Plan | $500,000 | Up to $12,500 | $1,000 |
₹48/day* |
| Titanium Plan | $750,000 | Up to $15,000 | $1,000 |
₹53/day* |
| Titanium Plus | $1,000,000 | Up to $20,000 | $1,500 |
₹64/day* |
*Price shown is for a 60-day trip to Singapore for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
The difference between Silver (₹29/day*) and Titanium Plus (₹64/day*) is about ₹35 a day - roughly the cost of a cup of coffee - for 20x more medical cover ($50,000 vs $1,000,000).
TATA AIG International Travel Insurance: Cost & Best Plan Insights
What Is the Cheapest International Travel Insurance?
The Cheapest International Travel Insurance from TATA AIG is the Silver Plan starting at ₹29/day*
- check_circle Coverage up to $50,000
- check_circle Emergency evacuation $50,000
- check_circle Personal liability $100,000
Which Is the Best International Travel Insurance?
The Gold Plan is considered the Best International Travel Insurance from TATA AIG, starting at around ₹38/day*
- check_circle Coverage up to $250,000
- check_circle Emergency evacuation $250,000
- check_circle Personal liability $200,000
TATA AIG Travel Insurance Review - Pros, Cons and Is It Worth It?
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Pros
- Cashless hospitalization for eligible medical expenses, subject to policy terms
- Instant policy issuance in PDF format
- Coverage of up to $1,000,000 for high-cost destinations such as the USA, subject to plan eligibility
- Dedicated Senior ($50,000) and Super Senior ($100,000) plans available for eligible travelers up to age 99
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Cons
- Coverage for pre-existing conditions is limited to eligible life-threatening emergencies, subject to policy terms and specified limits
- Medical sub-limits may apply to travelers above age 56 unless they opt for the available medical sub-limit waiver by paying an additional premium
- Titanium ($750,000) and Titanium Plus ($1,000,000) plans have age eligibility restrictions, with coverage options for older travelers potentially limited to lower sum-insured plans
How Much Tata AIG Cover Do You Actually Need? Real Trip Scenarios
- 2-week Europe holiday, age 30: Silver Plus ($100,000) meets Schengen visa minimums comfortably
- 6-month USA visit to see family, age 45: Given US treatment costs, Platinum ($500,000) or higher is advisable
- Parents visiting from India, age 72: Senior Plus ($100,000), noting the medical sub-limits that apply above 56
What Happens If You Travel Without Insurance?
| Emergency | Typical cost abroad | With Tata AIG |
|---|---|---|
| US hospital admission (3 days) | $15,000–$30,000 | Covered up to policy maximum |
| Emergency medical evacuation | $25,000+ | Covered up to policy maximum |
Minimum Insurance Requirements by Destination
| Destination | Minimum medical cover typically required |
|---|---|
| Schengen countries | €30,000 |
| USA (visa not required but recommended) | $100,000+ |
Travel Safe with Trusted TATA AIG Insurance
Tata AIG International Travel Insurance Review
Discover the best Tata AIG International Travel Insurance plans and benefits for travelers.
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TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 2 Decades and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
How to Buy Tata AIG International Travel Insurance Online
language Step 1: Select Destination
Select your destination country from Get Quote »
edit_note Step 2: Enter Traveller Details
Enter the age of all travellers and your travel dates.
tune Step 3: Choose a Plan
Choose a plan - Silver, Gold, Platinum, Titanium, Titanium Plus, Senior Plan, Senior Plus or Super Senior Plan.
payment Step 4: Pay Online
Complete the proposal form and pay via UPI, card, NEFT, or cheque.
verified_user Step 5: Get Instant Policy
Receive your policy document instantly via email. Download and travel.
Tata AIG International Insurance FAQs
Tata AIG International Travel Insurance is a comprehensive travel insurance plan for Indian travelers going abroad. It covers emergency medical expenses up to $1,000,000, trip cancellation, baggage loss, flight delay, missed connections, and 24/7 global assistance. Plans start from ₹29/day*.
For first-time international travelers, the Tata AIG International Plus Gold plan is often considered the best choice because it offers a good mix of affordable pricing and comprehensive coverage. It includes up to $250,000 medical coverage along with benefits like trip delay protection, baggage loss coverage, emergency evacuation, and coverage for life-threatening pre-existing conditions. If you are looking for a more budget-friendly option with essential medical and travel coverage, you can consider the Tata AIG Silver or Silver Plus plans.
Tata AIG offers Senior ($50,000), Senior Plus ($100,000), and Super Senior ($50,000) plans designed for travelers above 70. While senior travelers from 61 to 70 years can get insurance cover up to $500,000. These plans provide tailored medical coverage, emergency hospitalization, and assistance services for older travelers.
The Titanium plan is for people who want to be covered but it is usually for travelers who are under 60 years old. If you are over 70 years old Tata AIG says you should look at the Senior Citizen plans because these plans are made for people in age groups like the Senior Citizen plans. The Titanium plan is not the choice for older people so Tata AIG suggests the Senior Citizen plans for people, in this age group.
The Tata AIG International Plus Titanium Plus plan gives you the medical coverage. It covers you up to one million US dollars. This includes costs when you are in the hospital, evacuation and treatment, without paying cash. All of this is available worldwide.
The International Plus Silver Plus plan is a choice because it is affordable and it has strong coverage. This plan has medical limits than the Silver plan. The International Plus Silver Plus plan also has benefits for trip cancellation and baggage loss. This makes the International Plus Silver Plus plan a value, for most travelers who buy the International Plus Silver Plus plan.
Tata AIG international plus gold is ideal plan for a family traveling overseas. Get discount on premiums up to 15% depending on the number of family members insured. It clubs multiple family members under one policy, simplifying management and offering comprehensive protection to the family.
For USA trips, tata aig travel insurance platinum plan or tata aig travel insurance titanium plus plan is recommended because of the high medical costs in the US. These plans provide extensive coverage limits and benefits tailored for destinations with expensive healthcare.
Yes, Tata AIG international plus Gold plan meets Schengen visa requirements. It offers $250,000 for medical coverage. It also includes benefits like emergency hospitalization and medical evacuation which is required to get Schengen visa. This plan is widely accepted for visa applications.
You can file a claim by contacting an assistance provider for Tata AIG’s. You need to submit required documents (policy copy, medical bills, passport details), and following the reimbursement or cashless claim process depending on the type of claim. Assistance is available worldwide.
Check that your TATA AIG policy provides at least €30,000 in medical coverage, Standard plans exclude injuries from hazardous or adventure activities. Travelers planning skiing, scuba diving, or similar sports should confirm adventure sports cover with our support team before purchase, as it may require an add-on or a specific plan variant.
Claims are most often delayed or rejected due to missing original bills, treatment for a pre-existing condition outside the life-threatening exception, or travel to a destination excluded from cover. Keeping digital copies of your policy, passport, and all medical bills during the trip significantly speeds up reimbursement.
Upgrades are generally only possible before the policy start date. Once your trip has begun, you cannot increase the sum insured on an active policy choose your cover carefully at purchase.
Yes, the Tata AIG Senior Plus Plan is listed for travellers aged 71–80 and provides up to $100,000 in medical coverage. It also lists up to $3,000 for eligible life-threatening pre-existing disease emergencies. Medical sub-limits apply to older travellers, so review the benefit limits and obtain an individual premium quote before buying.
Tata AIG lists limited coverage for pre-existing diseases in life-threatening situations, subject to policy conditions. For example, the Gold Plan provides up to $10,000 for eligible emergencies involving pre-existing diseases. This does not mean routine diabetes treatment, medicines or every diabetes-related complication is covered. Verify the condition-specific exclusions and disclosure requirements before purchasing.
The Tata AIG Platinum Plan provides up to $500,000 in medical coverage and is worth comparing for a six-month USA trip. The permitted policy duration and eligibility depend on the applicable terms. Request a quote based on the traveller’s age, travel dates and destination, and verify the coverage limits before purchasing.
The Tata AIG Silver Plus Plan offers $100,000 in medical coverage and may suit budget-conscious travellers. Schengen visa applicants generally need travel medical insurance with at least €30,000 in coverage. Confirm that the policy meets the destination’s visa requirements, including emergency medical treatment and repatriation, before purchasing.
What Are the Exclusions Under the TATA AIG International Travel Insurance?
It's essential to understand the situations where your travel insurance policy may not provide coverage. Below are some general exclusions under the TATA AIG Travel insurance International Plus policy:
- Pre-existing conditions or complications, unless life-threatening.
- Claims resulting from self-inflicted injuries or illness, suicide, or attempted suicide.
- Claims arising from participation in adventure sports, unless the benefit has been opted for.
- Claims for death or disability due to involvement in illegal activities or breaking the law.
- Claims related to injuries or accidents if the insured was under the influence of alcohol or drugs.
- Claims for legal liability if the insured was engaged in illegal actions or voluntarily participated.
- Claims due to pregnancy, childbirth, or related complications.
- Claims resulting from consequential losses (e.g., nuclear materials, radioactivity, biological terrorism).
- Non-medical expenses that are not specified in the policy.
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