TATA AIG Travel Insurance for USA From India
Safeguard Your Journey Against Medical Emergencies and Travel Risks
Secure Your Trip with TATA AIG – Now at 0% GST
Why Buy TATA AIG Travel Insurance USA?
Trusted by 15,000+ Travelers
Travel Health Insurance for Indian Tourists Visiting the USA
The Indian American community (about Three million strong) is one of the most enterprising immigrant communities in the United States. Indian Americans have reached the highest offices in the US in diverse fields ranging from academia, medicine, information technology, entrepreneurship, hotel management and of late even in Judiciary and politics. One of the endearing attributes of this community is the strong ties it retains with India.
This community often hosts friends and family members from India in the United States. It is also very common to see parents and grand-parents visiting children in the US. These visits often extend up to six months. While visiting the US is fun, visiting an US hospital especially without any insurance is devastating.
Benefits of Buying TATA AIG Travel Insurance for Indians to USA
- Covers health expenses in the USA - Ideal protection against US high medical costs during your visit.
- Popular among parents - Widely preferred as visitor insurance for senior travelers.
- Strong network of hospitals - Access to United Healthcare network in the U.S. for cashless treatment.
- Local customer support in the USA - Dedicated assistance from TATA AIG while you're abroad
Factors Affecting the Cost of TATA AIG Travel Insurance for the USA
The cost of the best medical insurance for visitors to USA from India, such as TATA AIG travel medical insurance, depends on several factors:- Age of the traveler:
- Senior citizens (above 70) are more prone to medical emergencies and accidents.
- Premiums are higher and may include additional restrictions for older travelers.
- Length of travel:
- Longer trips require higher coverage durations, which increases the cost of insurance.
- Travel Destination:
- Countries with high healthcare costs like the USA have higher premiums compared to other destinations.
- Policy Maximum Limit:
- Plans with higher accident and sickness coverage limits cost more but provide better protection.
- Sub-limits vs No Sub-limits:
- Applicable mainly for travelers over 56.
- Plans with sublimits are cheaper but less comprehensive. Plans without sublimits are more expensive but provide full financial protection.
How Much Does TATA AIG Travel Insurance for USA from India Cost?
The Best travel insurance for USA from India price ranges between ₹1,350 to ₹5,699 per month for 25 years old traveler, based on type of plan and policy maximum coverage.
| Plan Name | Policy maximum (US $) | Cost for 10 days | Cost for 20 days | Cost for 30 days |
|---|---|---|---|---|
| $50,000 | ₹1,350 | ₹1,656 | ₹2,474 | |
| $1,00,000 | ₹1,689 | ₹2,025 | ₹2,956 | |
| $2,50,000 | ₹1,963 | ₹2,331 | ₹3,347 | |
| $5,00,000 | ₹2,150 | ₹2,689 | ₹3,549 | |
| $7,50,000 | ₹2,707 | ₹3,388 | ₹4,775 | |
| $1,000,000 | ₹3,262 | ₹4,066 | ₹5,699 |
Real-Life Scenario / Claim Example in the USA
Example: How a “$250,000” plan helps vs “$50,000”Ms. Tina (age 56) traveled to New York for 45 days. She developed pneumonia and required hospitalization in a private hospital. The total bill (room, ICU, diagnostics, medicines) came to USD 120,000.
With a policy of USD 50,000, after paying deductible, she would have to pay ~USD 70,000 out-of-pocket.
Had she chosen a USD 250,000 plan, the insurer would cover the full admissible cost (minus deductible), saving her tens of thousands of dollars.
What Are the Benefits of TATA AIG Travel Insurance from India to USA?
| Plan Variant | Sum Insured | Key Benefits |
|---|---|---|
| $50,000 | Covers loss of passport, fraudulent credit card charges, and home burglary protection (in INR) while abroad. Ideal for short trips. | |
| $100,000 | Includes trip curtailment, loss of International Driving License (IDL), and protection against fraudulent charges. Perfect for budget travelers. | |
| $250,000 | Adds coverage for flight delays, bounced hotel/flight bookings, and personal accident coverage in India. Great for frequent travelers. | |
| $500,000 | Offers emergency policy extension, hijack/kidnap daily allowance, and compassionate travel/stay benefits if you need to visit a sick family member abroad. | |
| $750,000 | Covers personal accident in India, rental vehicle cover, and rental vehicle return — ideal for long stays or business trips. | |
| $1,000,000 | Top-tier coverage with accommodation extension in case of delayed return and loss of personal baggage. Best for extended trips or senior travelers. |
Best Plan Options for Your Trip to the USA
Compare the cheapest and best plans to choose the right coverage for your USA trip.
Cheapest USA Travel Insurance
- Medical Cover: $50,000
- Pre-existing Conditions: Up to $2,500
- Baggage Loss: $200
- Cancellation: $500
Best USA Travel Insurance
- Medical Cover: $250,000
- Pre-existing Conditions: Up to $10,000
- Baggage Loss: $300
- Cancellation: $750
Features of TATA AIG US Travel Insurance
TATA AIG travel insurance for the USA is designed to protect the traveller against different unforeseen incidents that may occur while travelling. It provides the traveller a buffer for unexpected financial loss while traveling in an overseas environment. Here are some features of travel insurance for the USA worth noting.- Low Entry Age: Our travel insurance plans for the USA cover people who are 3 months old. This should give a guardian adequate comfort in the travel insurance policy to cover their loved ones travelling.
- High Sum Insured: TATA AIG travel insurance offers high sums insured of up to $10,00,000. High sums insured means more expenses are covered under the plan and less out-of-pocket expense for you.
- Discount: You can save up to 15% on your travel insurance premium when you travel with your family. Enjoy a special family discount, subject to applicable terms and conditions.
- Options: TATA AIG Travel Insurance is available to policyholders in 6 options. Each option has specific and unique attribute benefits to meet needs. The options available to the policyholder are Silver, Silver Plus, Gold, Platinum, Titanium and Titanium Plus.
What Does TATA AIG Travel Insurance for the USA Not Cover?
- Self Inflicted Harm/Injury: No compensation or assistance is provided if the insured gets sick or injured as a result of a self-inflicted injury. It also includes injuries or harm caused due to a suicide attempt.
- Loss Due to War, Invasion, Etc: Injuries or health conditions caused due to acts of war, terrorism, civil unrest, military power, etc., are a part of the travel insurance USA exclusions.
- Adventure Sports or Dangerous Activity: Any injuries and hospital expenses incurred as a result of participating in adventure sports or dangerous activities will not be covered unless specified in the plan.
- Cosmetic & Obesity Procedures: Expenses related to cosmetic procedures or obesity treatments are not included under the scope of our travel insurance.
- Pre-Existing Diseases: The insured will not receive any compensation for treatment of pre-existing diseases. It includes those diseases that were present prior to the trip to the USA.
How to Buy TATA AIG Travel Insurance for the USA Online
Buying travel insurance for the USA from TATA AIG is quick and hassle-free. Follow these simple steps to get your policy online within minutes.
language Step 1: Complete the TATA AIG USA Travel Insurance Quote Form
Fill out the Travel Insurance for USA quote form online to get started.
edit_note Step 2: Enter Traveler Details
Provide number of travelers, age, and travel dates to compare Tata AIG plan options.
tune Step 3: Select the Best USA Travel Insurance Plan
Enter details such as No. of Traveler, traveler’s age, and number of nights. Compare India to USA travel insurance plans and pick the best match.
payment Step 4: Pay Online
Once you’ve chosen your plan, proceed to secure online payment using your preferred method — credit/debit card, UPI, or net banking.
verified_user Step 5: Get Instant Policy Issuance
After successful payment, your TATA AIG Travel Insurance policy will be issued instantly. You’ll receive the policy document via email, which you can print or store digitally for visa and travel purposes.
Travel Safe to the USA with Trusted TATA AIG Insurance
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Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
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Calculate TATA AIG international travel insurance premium for Indian travelers and senior citizens abroad.
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For Claim or reimbursement, Contact TATA AIG via toll-free helpline.
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Download TATA AIG Travel Insurance brochure online!
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Renew your TATA AIG travel insurance policy online anytime before expiry.
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Tata AIG International Travel Insurance Review
Discover the best Tata AIG International Travel Insurance plans and benefits for travelers.
Know more »Why Buy from NRIOL?
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Access TATA AIG international travel insurance policies, trusted by thousands of Indian travelers worldwide.
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Transparent pricing for TATA AIG overseas travel insurance, with no hidden costs.
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Expert guidance tailored for Indian travelers planning international trips.
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Modify travel dates, passport details, or personal information for your TATA AIG travel insurance online.
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Extend or renew your TATA AIG international travel insurance while abroad if your trip is delayed.
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Get fast claims assistance and emergency support anywhere during your overseas journey with TATA AIG travel insurance.
How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
Travel Destinations
Discover Popular Travel Destinations with Tata AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
location_on Indian Embassy & Consulate Details in the USA
In case of emergencies such as loss of passport or legal assistance, you can reach out to the nearest Indian Embassy or Consulate in the USA.
- Embassy of India, Washington D.C.
- Consulate General of India, New York
- Consulate General of India, San Francisco
- Consulate General of India, Chicago
- Consulate General of India, Houston
💡 Keep a copy of the emergency contact numbers and your travel insurance helpline handy during your trip.
flight_takeoff Travel Tips for Indians Visiting the USA
- 💳 Carry an international debit/credit card and keep some USD cash for small expenses.
- 📞 Save the TATA AIG 24x7 Assistance Number for emergencies.
- 🏥 Know the nearest network hospitals covered under TATA AIG for cashless treatment.
- 🛂 Keep a digital and printed copy of your passport, visa, and insurance policy (in case of loss).
- 🚘 If you have rented a vehicle, make sure you understand local traffic laws, as some plans will include rental vehicle coverage.
- 🌦️ Lookup the local weather forecast before leaving and pack for your travel destination.
✈️ With TATA AIG's worldwide support, you can travel across the USA with absolute peace of mind and smart coverage.
Benefits of Buying TATA AIG Travel Insurance for Indians Traveling to the USA
- Comprehensive Medical Coverage
Healthcare expenses in the U.S. can be extremely expensive. TATA AIG’s travel insurance provides complete medical coverage for hospital admissions, surgeries, outpatient treatment, and emergency medical evacuations - protecting your financial stability with unplanned health issues abroad. - COVID-19 Medical Coverage
Get the peace of mind you need while traveling in the U.S. with COVID-19 coverage for treatment, cancellation, or curtailment if you have to alter your travel arrangements because of COVID-19 infection or lockdown protocols. - Accidental Death & Repatriation of Remains
TATA AIG travel insurance will pay you compensation in the event of an unexpected death by accident; and will reimburse the cost of repatriation of remains back to India - relieving a burden for your family both financially and emotionally. - Trip Cancellations & Interruptions
Your trip can be disrupted unexpectedly. TATA AIG allows for a claim if costs are non-refundable for your cancelled, interrupted, or delayed trip due to an emergency situation - so you won’t lose the money for unused portions of travel. - Loss of Baggage or Passport
When checked luggage is lost, delayed, or stolen, or a passport is lost, TATA AIG will reimburse for expenses incurred to replace the luggage or travel arrangements and restore your journey. - Global Cashless Hospital Network
With TATA AIG, you get access to a vast international network of hospitals — including leading facilities in the USA — for cashless medical treatment whenever needed. - 24x7 Worldwide Assistance
Travel worry-free with round-the-clock emergency and claim support. Whether you need medical help or travel assistance, TATA AIG’s helpline is available anytime, anywhere. - Affordable Premiums
Comprehensive coverage doesn’t have to be expensive. TATA AIG offers affordable protection for every Indian traveler heading to the USA.
Why Choose Tata AIG Travel Insurance USA for Your USA Trip?
- Visa-compliant coverage for Indian travelers
- No medical tests required for most applicants
- Quick online policy issuance & instant documentation
- Reliable claim support and strong global network
TATA AIG USA travel insurance, TATA AIG Health Insurance USA - FAQ's
The US government has recently introduced a rule which makes it compulsory from November 2019 for all new immigrant visa applicants to provide proof of adequate US health insurance while in the United States. This new rule will directly impact new US immigrant visa applications, such as for parents and family members of the Indian diaspora in the United States.
The aim of this compulsory US immigrant health insurance is to reduce the burden on the US hospitals, the US health care system and finally on US tax payers by uninsured new US immigrants. While this rule is focused on those applying for US immigrant visas, we are getting customer feedback that even travelers on tourist visas are being expected to have proper short term visitor insurance.
The travel insurance plans offered here work ideally for visitors to the US. After purchasing these US visitor insurance plan, customers will receive the insurance document by email. Customers can use this visitor insurance document as proof of travel health insurance in the US while applying for the US tourist visa. Given the high cost of US healthcare, it is in any case very important for all tourists to buy adequate US health insurance.
Yes, Tata AIG works very well in the USA. Since AIG is a local company and very popular company. It is widely accepted across the US.
- Inpatient medical expenses are cashless after deductible.
- Outpatient medical expenses, doctor visits and pharmacy bills are pay upfront and get it reimbursed.
- Non medical expenses are covered as per policy terms and conditions.
The policy maximum amount of coverage is the highest amount Tata AIG US travel insurance will pay out for all covered claims combined during your policy period. In countries USA where healthcare is sophisticated and costs extremely high, choosing an adequate plan maximum is important. Sometimes $50,000 may not be sufficient because of the exorbitant cost of medical expenses. Tata AIG offers the following plan maximum options for different options:
- Travelers up to age of 60 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000, $750,000, $1,000,000.
- Travelers up to age of 70 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000.
- Travelers aged 71 to 80 years can choose $50,000 or $100,000 coverage.
- For travelers above 80+ years, only $50,000 maximum coverage is available.
Tata AIG single trip travel insurance offers a maximum coverage duration of up to 365 days (one full year) per individual trip. This maximum duration of 365 days makes Tata AIG single trip travel insurance one of the most flexible options available for long-term travelers, or professionals on extended work assignments. Tata AIG Travel Insurance extension is also available and enables you to extend/renew the policy online before its expiry date.
Tata AIG travel insurance plans for the USA offer coverage to individuals as young as 3 months old up to the age of 99 years, ensuring that travelers of all ages can get coverage.
Yes, Tata AIG offers cashless treatment facilities for international travel insurance policyholders, subject to certain conditions.
TATA AIG travel insurance cost for USA starts at just ₹67 per day*. The cost for the USA travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of USA travel insurance required, the greater will be the cost. You can get buy TATA AIG travel insurance USA by getting free quotes on our website and then completing the TATA AIG travel insurance USA proposal form and buying the Indian overseas mediclaim policy online.
Yes, Tata AIG travel insurance is very good in USA as the company is partly owned by AIG in the US and works with the known providers in the country. TATA travel insurance is the preferred choice of travellers to USA from India. Tata AIG USA travel insurance from India provides cashless hospitalization for sickness and accident medical expenses making your journey a worry free.
Tata AIG travel insurance USA is one of the best international health insurance in USA for Indians traveling to the US. Tata AIG travel insurance for USA covers for your emergency sickness medical expenses. This plan offers cashless travel insurance for USA.
If you are applying for the USA visa, the consular authorities can ask you to have adequate travel insurance for the USA. However given the fact that your domestic Indian health insurance provides little coverage in USA, it is important for Indian travelers to buy good TATA AIG travel insurance for the USA.
TataAIG travel insurance is the best Indian travel insurance provider given the fact that TATA AIG has the largest market share amongst all Indian insurance companies for overseas travel insurance from India. TATA AIG travel insurance for USA is particularly good as travel insurance for travelers to USA from India since it has local customer support in the US and works with popular national PPO network like United healthcare.
The steps to claim travel insurance TATA AIG are :
Cashless
- Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
- Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
- The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
- The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.
Reimbursement
- Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
- The travelers calls the assistance service provider to register a claim.
- Submits all the documents in original to the claims department back in India.
- The claims department verifies the submitted documents. Claim is approved or rejected.
- If approved the claims amount after deductible will be reimbursed to the traveler.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Mostly not. Foreign claims are rarely covered by Indian domestic health policies (or only with severe limitations). So travel insurance is essential to fill that gap.
Travel insurance for Parents & Senior Citizens visiting the USA
Tata AIG offers travel insurance plans specifically designed for parents and seniors. It's plans are designed to protect seniors from unexpected medical and travel emergencies. While you are selecting travel insurance plans for your parents or senior citizens, the key features you have to look for are
- Should cover for emergency medical expenses for sickness and accident.
- Should cover emergency medical evacuation and repatriation.
- Should offer cashless claims settlement.
- Should cover pre-existing medical conditions under life threatening.
- Comprehensive coverage for parents and senior citizens.
- 24/7 emergency assistance.
- No paper work and reports submission.
- Cover for baggage loss, delays, loss of passport.
- Should cover for flight delay, flight cancellation, missed connection and more.
Tata AIG travel insurance for Senior Citizens satisfies all the benefits which parents and seniors are looking for. The policy can be purchased online.
Some of the best plans for parents and senior citizens are
| Age Band | Cheaper | Popular |
|---|---|---|
| 56 to 60 years | Silver plan with sub limits with $50,000 sum insured Reason: Limited coverage, Capping on medical expenses |
Titanium Plus plan without sub limits with $10,00,000 sum insured Reason : No capping on medical expenses. Covered up to sum insured |
| 61 to 70 years | Silver plan with sub limits with $50,000 sum insured Reason: Limited coverage, Capping on medical expenses |
Platinum plan without sub limits with $500,000 sum insured Reason: No capping on medical expenses. Covered up to sum insured |
| 71 to 80 years | Senior plan with sub limits with $50,000 sum insured Reason: Limited coverage, Capping on medical expenses |
Senior Plus plan without sub limits with $100,000 sum insured Reason: No capping on medical expenses. Covered up to sum insured |
| 81+ years | Super Senior plan with sub limits with $50,000 sum insured Reason: Limited coverage, Capping on medical expenses |
Super Senior plan without sub limits with $100,000 sum insured Reason: No capping on medical expenses. Covered up to sum insured |
Get full details and buy TATA AIG Parents Travel Insurance online.
New Health Insurance Requirements for Indians Applying for US Visas
The U.S. government now places greater attention on an Indian visitor overall health status and ability to pay for any future health expenses while in the United States. Consular officers may consider pre-existing health conditions such as diabetes, asthma, hypertension, heart disease, mental health issues or obesity to decide whether a visitor will be a “public charge,” or financially dependent on U.S. resources.
To strengthen your visa application and to demonstrate your financial preparedness to pay for unplanned medical expenses while in USA, it is strongly recommended to buy TATA AIG travel insurance with pre-existing conditions coverage which will cover expenses from unexpected medical emergencies or complications ensuring that travelers are not a burden on the US resources during their stay.
USA - General Information
9.834 million km²
Washington, D.C.
United States Dollar
Spring and Autumn
33.49 crores
American English
New York City, Los Angeles, Chicago, Las Vegas, Washington, D.C., Yellowstone, San Francisco, Jacksonville, Savannah, New Orleans, Asheville, Hawaii.
Which Are the Popular Tourist Destinations in USA?
This national park provides plenty of attractions to excite nature lovers, from steaming geysers to bubbling hot springs to hiking trails that stretch for miles.
Grand Canyon in Arizona, with its layered bands of red rock revealing millions of years of geological history.
Los Angeles is a sprawling Southern California city and the center of the nation’s film and television industry.
The White House in Washington DC is the official residence and office of the President of the United States.
TATA AIG Travel Insurance Claims in the United States, TATA AIG Insurance USA
TATA AIG Travel insurance is ideal for Indian travelers in the United States since the international partner in TATA AIG is an US company. AIG is a known brand in the United States and US customer calls are handled locally within the United States.
US medical claims Mail medical claims to: Europ Assistance IndiaStar Hub Building number 2,floor 7, Near ITC Maratha,Andheri E Mumbai – 400059
