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TATA AIG logo travel insurance TATA AIG student travel insurance for Germany

Buy TATA AIG student travel insurance online

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Tata AIG Travel Insurance

What are the key features of Tata AIG Student Guard plan?

  • Tata AIG student guard plans provide health insurance cover for students in overseas.
  • Cashless claims settlement being in overseas.
  • 24/7 insurance protection round the clock.
  • Offers coverage for Maternity expenses, Pre-existing diseases, Study Interruption, Sponsor protection, 2 way Compassionate visit and more.
  • There is no break in your overseas insurance cover when you travel to India for holidays and return back to overseas.
  • Premium paid in Indian rupees while coverage is in US dollars.

How can I extend or renew my TATA AIG student insurance while outside India?

Indian students who want to extend or renew click hear and fill the form TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

Germany: The higher education destination

Germany is emerging a favoured higher education destination overseas for Indian students. There has been 114% increase in the number of Indian students enrolling for higher education courses there since 2008, according to the latest figures released by the regional office of the German Academic Exchange Service (DAAD). The number of students enrolled has increased from 3,516 in the 2008-09 academic year to 7,532 in 2012-13.

There are several reasons for looking to Germany for higher education, along with the good engineering skills and exposure to German manufacturing companies, the cost of education is largely taken care of by the government. The Students have to mainly fend for their living expenses. Of late German universities are using English as the medium of instruction making it attractive to Indian students.

Last but certainly not the least is that education or research in Germany is an excellent way to connect with German companies who are all interested in employing top achievers. As German firms operate worldwide, careers with these German firms are possible not only within Germany or India but across the globe.

Please read through TATA AIG student insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can also complete an online TATA AIG Travelguard proposal form. You can also get the complete quotes using the TATA AIG Student premium chart

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What are the advantages of TATA AIG Germany student insurance?

These are unique advantages of TATA AIG student travel insurance which is not available by international university insurance options:
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Refund of the premium

A full refund of the premium if rejected by the university.

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Waiver form

Will help complete the university waiver form if required.

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Special approval

Special approval possible for students already outside India

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Study Interruption

TATA AIG student insurance reimburses the semester fee if the student is not able to complete the studies due to a medical emergency.

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Sponsor Protection

If the sponsor of the students education is fatally injured or left permanently disabled, the TATA AIG student insurance will help cover the tuition fees for the remainder of the course.

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Pay for the insurance in Indian Rupees to get coverage in US Dollars

When you buy the TATA AIG student travel insurance, your pay in Indian Rupees, but are covered in US Dollars. This makes the TATA AIG student medical insurance very affordable when compared to international student insurance options.

How much does TATA AIG student travel insurance for Germany cost in 2025?

The cost of insurance for Indian students studying abroad is significantly lower for Indian insurance plans compared to international plans, as the premium is paid in Indian Rupees. The cost of TATA AIG student insurance for students going to Germany price ranges between ₹1,241 to ₹1,886 per month depending on the age, type of plan and policy maximum coverage.

For students going to Germany
Plan Name Policy maximum Cost per month
Student Guard Plan A $50,000 ₹1,241
Student Guard Plan B $1,00,000 ₹1,382
Student Guard Ultimate $2,50,000 ₹1,615
Student Guard Ultimate Plus $5,00,000 ₹1,786
Student Supreme $5,00,000 ₹1,886

What are the steps to buy TATA AIG international student insurance for Germany?

The following are for buying TATA AIG student health insurance for Indian students abroad in Germany
  1. Find out from your University if they offer an University health insurance policy for international students
  2. If they offer a plan, is it mandatory to buy that University plan, or do they allow other student insurance plans
  3. If your university allowed to buy other student insurance, then you can compare student insurance plans offered by TATA AIG
  4. Compare the TATA AIG student medical insurance plans with the University plan based on price as well as coverage benefits
  5. Select the Germany student health insurance plan that best fits your budget and needs.
  6. If you buy the TATA AIG international student insurance online, you will receive the policy documents by email
  7. If applicable, we can complete the University insurance waiver form.

TATA AIG Germany student medical insurance - FAQ's

The free-look period is a 15-day buffer period during which students can review the policy documents and choose to cancel the policy without having to pay a cancellation fee. This is very useful if one is not sure of the University will accept the student insurance.

Yes, there is an age limit to be eligible to buy the TATA AIG student travel insurance. The student must be between the ages of 16 and 35 to satisfy eligibility.

Yes, If the student requires a dental surgery to treat acute pain from a natural tooth, the student medical insurance will help take care of the cost.

No, the TATA AIG student travel insurance will not cover any costs associated with treatment of a pre-existing ailment unless it is a life-threatening situation.

In circumstances where the student is hospitalised for over a month or cannot continue education due to a covered illness or injury, the student travel insurance will reimburse the student for any tuition fees that are already paid to the educational institution.

Student travel insurance is strongly recommended even if the students is traveling to a country where student travel insurance is not mandatory. Given the benefits of having student travel insurance, it is strongly advised to buy TATA AIG medical insurance for international students in Germany.

International students are not required to produce proof of student insurance for their F1 visa and there is no US government insurance requirements for studying in the US. However, very often US universities insist of student insurance requirements. It is however strongly advised to buy TATA AIG Germany student insurance given the benefits of good student travel insurance.

Even if not mandated by any authorities, good medical travel insurance plan can protect the student while outside India. Student medical insurance takes care of hospital related costs, medicine expenses and costs related to an emergency surgery.

In the U.S., access to low-cost or public health care is very limited, and international students typically are not eligible for most programs. Experts say students should contact universities about their specific policies, which can vary widely.

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Customer Testimonials

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Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".