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TATA AIG logo travel insurance Universities accepting TATA AIG student insurance

Buy TATA AIG student travel insurance online

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Tata AIG Travel Insurance

What are the key features of Tata AIG student insurance?

Covers sickness and accident medical expenses in overseas up to policy maximum
Full refund of premium if your university rejects this policy
If required we facilitate signing and completion of University’s insurance waiver form
Pay for TATA AIG Student Travel Guard insurance in Indian Rupees and get coverage in US Dollars
Also includes coverage for Study Interruption, Sponsor Protection, Compassionate Visit
Available for 1 year and can be renewed up to 2 years

Which universities accept TATA AIG student insurance?

This is a list of some of the Universities whose students have purchased TATA AIG student insurance in the past. This list is not all inclusive, and if an university is not listed here, it does not mean that that university does not accept TATA AIG student insurance.

Universities List
University of North Carolina - Charlotte, Charlotte, NC New York University, New York, NY
Columbia University, New York, NY University of Illinois - Urbana-Champaign, Champaign, IL
Purdue University - Main Campus, West Lafayette, IN University of Michigan - Ann Arbor, Ann Arbor, MI
University of California - Los Angeles, Los Angeles, CA University of Texas - Austin, Austin , TX
Harvard University, Cambridge, MA Boston University, Boston, MA
University of Pennsylvania, Philadelphia, PA SUNY University at Buffalo, Buffalo, NY
Indiana University - Bloomington, Bloomington, IN Ohio State University - Main Campus, Columbus, OH
Michigan State University, East Lansing, MI University of Florida, Gainesville, FL
Texas A&M University, College Station, TX Arizona State University - Tempe Campus, Tempe, AZ
Cornell University, Ithaca, NY University of Wisconsin - Madison, Madison , WI
Stanford University, Stanford, CA Pennsylvania State University - University Park, University Park, PA
University of Minnesota - Twin Cities, Minneapolis, MN Georgia Institute of Technology, Atlanta, GA
University of Houston, Houston, TX University of Maryland - College Park, College Park, MD
Massachusetts Institute of Technology, Cambridge, MA Wayne State University, Detroit, MI
University of California - Berkeley, Berkeley, CA University of Washington, Seattle, WA
Santa Monica College, Santa Monica, CA University of Chicago, Chicago, IL
Illinois Institute of Technology, Chicago, IL University of Texas - Arlington, Arlington, TX
Carnegie Mellon University, Pittsburgh, PA Florida International University, Miami, FL
University of Arizona, Tucson, AZ SUNY Stony Brook University, Stony Brook, NY
Iowa State University, Ames, IA Rutgers University - New Brunswick, New Brunswick, NJ
Brigham Young University, Provo, UT University of Illinois - Chicago, Chicago, IL
Northeastern University, Boston, MA University of Texas - Dallas, Richardson, TX
San Jose State University, San Jose, CA Academy of Art University, San Francisco, CA
De Anza College, Cupertino, CA Virginia Polytechnic Institute and State University, Blacksburg, VA
Syracuse University, Syracuse, NY San Francisco State University, San Francisco, CA
University of Texas - El Paso, El Paso, TX Duke University and Medical Center, Durham, NC
University of North Texas, Denton, TX University of Virginia - Main Campus, Charlottesville, VA
North Carolina State University, Raleigh, NC University of Iowa, Iowa City, IA
The New School, New York, NY University of Pittsburgh - Pittsburgh Campus, Pittsburgh, PA
University of Bridgeport, Bridgeport, CT Drexel University, Philadelphia, PA
Yale University, New Haven, CT University of California - Davis, Davis, CA
Northwestern University, Evanston, IL California State University - Northridge, Northridge, CA
SUNY Binghamton University, Binghamton, NY University of Cincinnati, Cincinnati, OH
Montgomery College, Rockville, MD University of Hawaii - Manoa, Honolulu, HI
Oklahoma State University - Main Campus, Stillwater, OK University of South Florida, Tampa, FL
Temple University, Philadelphia, PA North Harris Montgomery Community College, The Woodlands, TX
George Mason University, Fairfax, VA George Washington University, Washington, DC
University of California - San Diego, La Jolla, CA University of Missouri - Columbia, Columbia, MO
Georgetown University, Washington, DC Wichita State University, Wichita, KS
University of Massachusetts - Amherst, Amherst, MA Louisiana State University and A&M College, Baton Rouge, LA
San Diego State University, San Diego, CA University of Utah, Salt Lake City, UT
California State University - Fullerton, Fullerton, CA University of Delaware, Newark, DE
California State University - Long Beach, Long Beach, CA University of Central Florida, Orlando, FL
Florida State University, Tallahassee, FL University of Miami, Coral Gables, FL
University of Kansas, Lawrence, KS University of California - Irvine, Irvine, CA
New Jersey Institute of Technology, Newark, NJ CUNY Borough of Manhattan Community College, New York, NY
Portland State University, Portland, OR Washington University in St. Louis, St. Louis, MO
University of Oklahoma - Norman Campus, Norman, OK University of Nebraska - Lincoln, Lincoln, NE
University of North Carolina - Chapel Hill, Chapel Hill, NC Northern Virginia Community College, Annandale, VA
University of Rochester, Rochester, NY University of Oregon, Eugene, OR
Washington State University, Pullman, WA Emory University, Atlanta, GA
Virginia Commonwealth University, Richmond, VA University of Nevada - Las Vegas, Las Vegas, NV
University of Connecticut, Storrs, CT Johnson and Wales University, Providence, RI
Texas Tech University, Lubbock, TX Kansas State University, Manhattan, KS
University of Kentucky, Lexington, KY Southern Illinois University - Carbondale, Carbondale, IL
Georgia State University, Atlanta, GA Princeton University, Princeton, NJ
New York Institute of Technology - Old Westbury, Old Westbury, NY University of Colorado - Boulder, Boulder, CO
Hawaii Pacific University, Honolulu, HI Fairleigh Dickinson University, Teaneck, NJ
University of Georgia, Athens, GA Ohio University - Main Campus, Athens, OH
West Virginia University, Morgantown, WV Miami-Dade College, Miami, FL
Case Western Reserve University, Cleveland, OH University of Central Oklahoma, Edmond, OK
Diablo Valley College, Pleasant Hill, CA St. John's University, Jamaica, NY
Indiana University - Purdue University at Indianapolis, Indianapolis, IN California State University - East Bay, Hayward, CA
St. Cloud State University, St. Cloud, MN Nassau Community College, Garden City, NY
University of California - Santa Barbara, Santa Barbara, CA Foothill College, Los Altos Hills, CA
Polytechnic Institute of NYU, Brooklyn, NY City College of San Francisco, San Francisco, CA
SUNY University at Albany, Albany, NY University of California - Riverside, Riverside, CA
Brigham Young University - Hawaii Campus, Laie, HI Old Dominion University, Norfolk, VA
D'Youville College, Buffalo, NY University of Texas - San Antonio, San Antonio, TX
CUNY Graduate School and University Center, New York, NY Brandeis University, Waltham, MA
DePaul University, Chicago, IL Colorado State University, Fort Collins, CO
Clemson University, Clemson, SC CUNY City College of New York, New York, NY
Pasadena City College, Pasadena, CA Green River Community College, Auburn, WA
University of Tennessee - Knoxville, Knoxville, TN Seattle Central Community College, Seattle, WA
Cleveland State University, Cleveland, OH Vanderbilt University, Nashville, TN
Brown University, Providence, RI

How much does TATA AIG student travel insurance cost in 2025?

The cost of insurance for Indian students studying abroad is significantly lower for Indian insurance plans compared to international plans, as the premium is paid in Indian Rupees. The cost of TATA AIG student insurance for students other than USA & Canada price ranges between ₹1,241 to ₹1,886 per month depending on the age, type of plan and policy maximum coverage. These plans are designed to satisfy overseas university insurance requirements.

For students other than USA & Canada
Plan Name Policy maximum Cost per month
Student Guard Plan A $50,000 ₹1,241
Student Guard Plan B $1,00,000 ₹1,382
Student Guard Ultimate $2,50,000 ₹1,615
Student Guard Ultimate Plus $5,00,000 ₹1,786
Student Supreme $5,00,000 ₹1,886

How can I extend or renew my TATA AIG student insurance while outside India?

Indian students who want to extend or renew click hear and fill the form TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

What are the coverage options under TATA AIG international student guard insurance?

  • Policy benefits of TATA Student Guard insurance

    Coverage in USD Plan A Plan B Ultimate Ultimate Plus Supreme
    Accident & Sickness Medical Expenses Reimbursement
    Deductible: 100
    $50,000 $1,00,000 $2,50,000 $5,00,000 $5,00,000
    Emergency Evacuation $5,000 10,000 $15,000 $25,000 $25,000
    Repatriation of Remains $2,500 $5,000 $7,500 $10,000 $10,000
    AD & D 24 Hrs $10,000 $25,000 $25,000 $30,000 $50,000
    Felonious Assault (AD&D) $5,000 $5,000 $25,000 $25,000 $25,000
    Baggage Loss (CHECKED)Deductible: 10% or 50% $500 $1,000 $2,000 $2,500 $2,500
    Baggage Delay (After 12 hours only) N/A $50 $150 $250 $250
    Loss of Passport Deductible: 30 $250 $250 $250 $250 $250
    Personal Liability Deductible: 200 $,100,000 $1,00,000 $5,00,000 $5,00,000 $5,00,000
    Study Interruption $7,500 $7,500 $15,000 $25,000 $25,000
    Sponsor Protection $10,000 $10,000 $20,000 $25,000 $25,000
    Compassionate Visit (2-Way) $1,500 $5,000 $7,500 $10,000 $10,000
    Bail Bond $500 $1,000 $5,000 $5,000 $5,000
    Maternity Benefit (Only Inpatient Treatment incl 1 month post Natal Cover) Waiting Period - 10 Months $500 $1,000 $2,000 $2,500 $3,000
    Treatment for Mental and Nervous Disorders Including Alcoholism and Drug Dependency N/A $500 $1,000 $2,000 $2,500
    Cancer Screening and Mammography Examinations $250 $500 $1,500 $2,500 $3,000
    Assistance Services Included Included Included Included Included
  • Coverage benefits of TATA Student Guard insurance

    • Accident and Sickness Medical Expenses
      • TATA AIG StudentGuard will pay you Covered Medical Expenses incurred overseas by you, which are not due to a pre-existing condition up to the maximum stated in the Policy Schedule or the Schedule of Benefits.

    • Repatriation of remains
      • TATA AIG StudentGuard included under Accident & Sickness Medical Expenses

    • Study Interruption
      • TATA AIG General insurance will reimburse tuition fee paid in advance for the current semester if your studies are interrupted due to medical or compassionate reasons.

    • Sponsor Protection
      • In the event of accidental death or permanent disablement of your sponsor, TATA AIG will reimburse the remaining school fees up to a specified maximum limit shown in the table of benefits.

    • Compassionate Visit (2-way)*
      • Visit by Family Member: - If you are hospitalized for more than seven (7) consecutive days, TATA AIG will cover the cost of round-trip economy class air ticket and accommodation expenses for an immediate family member to be with you.
      • Visit by Student: In the event of death or hospitalization of parent(s)/spouse/child(ren) for more than seven (7) consecutive days, we will cover the cost of a round trip economy class air ticket. (* Subject to maximum coverage as provided in the Schedule of Benefits.)

    • Personal Accident
      • Student Guard Plus provides worldwide coverage against Accidental death and permanent Disablement whilst you are abroad, upto maximum limit shown in the Schedule of Benefits.

    • Maternity Benefits
      • Medical expenses related to termination of pregnancy are covered subject to maximum amount as provided in the Schedule of Benefits subject to a waiting period of 10 months from the effective date of policy.

    • Assistance Services
      • Our assistance team will be available around the clock for any assistance or referral services.


    • Mental and Nervous disorder
      • Treatment for mental and nervous disorders on recommendation of a physician, including alcoholism and drug dependency are covered subject to maximum amount as provided in the schedule of benefits.

    • Cancer Screening and mammography
      • Medical expenses related to Cancer Screening and mammography examination on recommendation from a physician are covered subject to maximum amount as provided in the schedule of benefits.

    • Red 24 Services ( https://www.red24.com/)
      • Red 24 is a unique global security services providing advice to help individuals avoid and manage personal risks for themselves and their families.

    • Relocation Services
      • The AIG International Services Student Support Membership provides solutions to the problems students face in the United States. Through our 24-hour multilingual services center, we offer access to a board range of benefits that are designed to make the transition easy and hassle free. If you choose a One year policy this is already included in the student insurance plan.
  • List of TATA Student Guard insurance features

    • 24 Hours Worldwide Emergency Assistance Service.
    • Emergency Medical Evacuation.
    • Repatriation of Remains.
    • Felonious Assault.
    • Personal Liability Abroad.
    • Accident and Sickness Medical Reimbursement.
    • US Drivers License & Social Security Application Information.
    • 24-Hours Emergency Translation Services.
    • Personal security services from red24.
    • Worldwide Assistance Services.

    Eligibility for Indian overseas student health insurance

    1. Any individual, between sixteen (16) and thirty-five (35) years of age, enrolled in a registered educational institution of higher learning, outside Republic of India.
    2. The insured person can only be covered under one such policy for the period.
  • What are the exclusions under TATA AIG international student health insurance?

    • Acts of war, terrorism, Participation in illegal acts, professional and/or competitive sports, pregnancy or childbirth except for termination of pregnancy, suicide or self inflicted injury, AIDS.
    • Any Pre-existing conditions or complications arising there from.
    • Any loss due to your engagement in any branch of armed forces or operating; acting as a crew member or an operator of any carrier; testing of any kind of conveyance; engagement in any kind of labor work; engagement in offshore or mining or aerial photography; handling explosives.
    • Also you are not covered if any expenses incurred directly or indirectly in respect of: traveling against the advice of the physician; for obtaining treatment; pre-existing ailments & complications arising out of them; Suicide or attempted suicide; war; terrorism; illegal acts; dangerous sports etc.
    For other exclusions please refer to the Tata AIG Student Guard brochure.

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Customer Testimonials

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Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".