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TATA AIG student travel insurance

TATA AIG Senior Citizen Travel Insurance

Having the best international travel insurance for senior citizens is very important as older travellers are vulnerable while traveling overseas. Long airline journeys as well as being in unfamiliar weather conditions makes senior citizen travellers vulnerable to needing medical assistance. Some seniors also have pre-existing conditions which can trigger health issues unexpectedly. Therefore it is important to have the best travel insurance for seniors as healthcare outside India can be extremely expensive.
Buy Overseas Senior Citizen Travel Insurance
No. of Travelers
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End Date
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Above 70 years Senior plan highlights

  • No medical tests required to buy international travel health insurance for seniors.
  • Travel insurance available up to age 99 years
  • Effective coverage with better benefits
  • Covers pre-existing medical conditions under life threatening situations for up to $1,500
  • Senior citizens have an option of buying plan with no sub limits.
  • Cover senior citizen inpatient and outpatient medical expenses for overseas travel
  • TATA AIG travel insurance covers Covid19 under Hospitalization Medical Expenses.

TATA AIG travel insurance renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL »

TATA AIG Travel Insurance Review

Sum Insured

USD 50,000

Tenure Options

180 days( can be extended for further)

Age of Entry

180 days to 99 years

TATA AIG student travel insurance

No medical check up

Instant policy

Best seniors travel insurance, Elderly travel insurance

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How to buy TATA AIG overseas travel insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

TATA AIG traveler outside India
Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.

TATA AIG travel insurance premium chart
TATA AIG travel insurance premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas

TATA AIG travel insurance claims
TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

TATA AIG student travel insurance Brochure
TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!

TATA AIG travel plan renewal
TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

What are the important factors to consider while buying TATA travel insurance for the elderly?

The following are the important factors to consider while buying travel insurance for elderly:

  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel insurance for over 80 years old plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

What are the main benefits of TATA AIG senior citizen travel insurance?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Accident and Sickness medical expense
Medical expenses from $50,000 US Dollar coverage
Accidental Death and Dismemberment (24 Hours)
Up to $10,000
Emergency Medical evacuation
This is included
Repatriation of Remains
This is included as part of accident and sickness benefit
Baggage delay (After 12 hours)
$50
Checked Baggage loss
$500
Loss of Passport
$250
Personal Liability
Up to $1,00,000
Emergency cash advance
Up to $1500

International travel insurance for Indian seniors - Know More

Health insurance for senior citizens travelling abroad is very important given one's vulnerability while outside their familiar environment, be it food, water, weather ... while outside India. TATA travel insurance for senior citizens insures these senior travellers going overseas. Tata's travel insurance for Indian senior citizens is also available with coverage for pre-existing ailments. TATA AIG senior citizen plans is for travelers above 70 years up to the age of 99 and can be purchased online without any paper work or any special approval. Pre-existing ailments are covered up to $1,500 in case of life threatening situations only.

TATA AIG senior citizen insurance also offers an option of international travel insurance for senior citizens travelling abroad without sub limits, while there is a cheaper plan option with sub limits. The TATA travel insurance also include overseas medical insurance policy with repatriation clause. Compare TATA AIG travel insurance plans and buy best travel insurance for over 70.

TATA AIG travel insurance for senior citizen India - FAQ's

Yes, Tata AIG senior citizen travel insurance plan offers travel insurance for 70+ senior citizens. A senior citizen who is 75, 80, 85, 80, 90+ years of age can buy this plan. It means a traveler who has crossed more than 70 years can buy this plan. This Tata AIG senior citizen travel guard is one of the best travel insurance for senior citizens in India.

Tata AIG travel insurance for senior citizens costs depends on the country he/she is traveling and the duration of the travel. If the senior citizen is traveling for longer duration, then the premium is more. But he can reduce the cost of his senior citizen travel insurance by opting for lesser medical maximum coverage.

Tata AIG travel insurance works in the similar way as other policies. Tata AIG senior citizen travel plan offers cashless hospitalization for sickness medical expenses. Outpatient medical expenses are on a reimbursement basis. In case of using the policy senior citizens can call the relevant phone numbers and the service provider offers assistance as per the needs of the senior citizens.

Senior citizen travel insurance by Tata AIG is a cashless policy when it involves hospitalization. It offers cashless claim settlement for hospitalization medical expenses. Senior citizens can get the help needed by contacting the service provider using the phone numbers that are provided in the travel policy.

Tata AIG will reimburse $1,500 for expenses of treatment arising from pre-existing conditions under life threatening conditions. The expenses will be paid until the insured becomes medically stable.

The maximum entry age for Tata AIG Travel Guard policy is 99 years.

Please read through TATA AIG travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the

Yes if Tata AIG travel insurance for Seniors offers cashless settlement, if the insured is admitted to one of the preferred network hospital as inpatient for more than 24 hours. AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount.

TATA AIG travel insurance for seniors covers both inpatient and outpatient medical expenses during their stay in overseas. Inpatient medical expenses are cashless while outpatient medical expenses are reimbursement basis. There is a deductible of $100 the policy holder has to bear after which the claim is settled.

There are many senior citizen travel packages. TATA AIG older traveler plan is the best travel insurance for seniors over 70. TATA AIG provides health coverage under its overseas travel insurance for senior citizens plan.

For 70+ year old senior citizens TATA AIG offers $50,000 maximum coverage. Below are the medical sub limits on the policy.

  • Hospital Room and Board and Hospital miscellaneous - up to $1,500 per day, maximum 30 days
  • Intensive Care Unit - up to $3,000 per day, maximum 7 days.
  • Surgical Treatment - up to $10,000
  • Anesthetist Services - up to 25% of Surgical Treatment
  • Physician's Visit - up to $75 per day, maximum 10 visits
  • Diagnostic and Pre-Admission Testing - up to $500
  • Ambulance Services - up to $400

Some of the exclusions under the TATA AIG senior citizen travel health insurance are as follows

  • Traveling against the advice of the physician.
  • Traveling overseas for obtaining treatment.
  • Any pre-existing condition or any complication arising from it unless it is life threatening.
  • Pregnancy and related issues.
  • Does not cover risks directly or indirectly associated with travel in, to, or through Afghanistan, Cuba or Democratic Republic of Congo.
  • Adventure sports and professional sports.
  • War and many more

TATA AIG Senior citizen travel health insurance can be renewed online. The initial purchase days and the sum total of subsequent renewal days cannot exceed 180 days. Renewal is based on good health, no claims and approval from the underwriting team.

Yes, however you have to buy the TATA AIG travelguard "without sub limit" policy.

Yes, TATA AIG offers plan without sub limits of $50,000 policy maximum for senior citizens.

One of the best Indian travel insurance for USA is the TATA AIG travel insurance. It covers travelers of all age group starting from 6 months. It offers a wide range of plans starting from $50,000 to $500,000 maximum coverage. An older traveler who are 56 years and above has an option of buying the plan without any medical sublimit. TATA AIG travel insurance for USA works with popular networks like Hygeia, First Health and PHCS and hence the travelers traveling to US from India will get the assistance service of a local provider in the US. Faster and good claim settlement ratio. Covers for pre-existing ailments for a limited for $1,500 under life threatening situations. Popular brand among overseas travelers.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy weblink where he / she can pay online and renew Tata AIG travel insurance for senior citizens India policy.

Yes, TATA AIG does offer travel insurance if you are over 90 years even if you have pre-existing medical concerns. The TATA AIG Senior citizen overseas travel insurance protects you in case of medical crises, assisting in in the prevention of unexpected medical bills and unnecessary complications that can occur during international travel.

Yes, TATA AIG’s travel insurance does increase at the age of 65 years. Travelers aged between 18 to 64 will pay one price, while those aged 65 or over will pay a higher premium.

Travel insurance plans are mainly meant to cover medical problems while traveling in case of an emergency, Tata AIG senior citizens travel insurance also offers a limited coverage for pre-existing conditions.

COVID-19* Covered
TATA AIG travel insurance includes Covid19 related expenses under hospitalization medical expenses.

Affordable Policies
Our senior citizen travel insurance policies start at just INR 188 per day! This affordable cost provides a significant layer of safety and peace of mind while traveling outside India.

Insurance Claims support
TATA AIG insured senior citizens can call 080-41101026 at any time to file a claim or get additional assistance while abroad.

Coverage for all ages
TATA AIG provides coverage for your international travels regardless of your age.

No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.

TATA AIG travel insurance is one of the best travel insurance, It offers the best travel insurance from India with features such as

  • Affordable price.
  • Cashless hospitalization claim settlement.
  • No paper work while buying travel insurance

What is the cost of TATA AIG travel insurance for seniors over 80?

The cost of TATA AIG elderly travel insurance depends on the following factors :
  • Age of the traveler: The older the traveler the higher the cost of travel insurance.
  • Length of travel: The cost of travel insurance increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $500,000.
  • Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

TATA AIG senior citizen travel insurance for 70+, TATA AIG seniors travel insurance

Please read through TATA AIG travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the TATA AIG travel insurance senior citizen India premium chart. You can also complete an online TATA AIG Travelguard proposal form. You can renew/extend the plan using TATA AIG travel insurance extension on expiry. TATA AIG works with United Healthcare Visitor Insurance in the USA, this is very important in travel insurance for seniors visiting USA. United Healthcare network providers has popular hospitals and best doctors which customers can access while in US.

Please Note
  • Senior Citizens (best travel insurance for over 70s) can buy best travel insurance for seniors over 70 up to maximum 180 days.
  • Medical insurance for seniors traveling abroad is renewable with no claims and a good health declaration if the total number of travel days does not exceed 180 days.
Payment mode
Payment payment
Other payment options include
  • Cash Cards - ItZ cash, Pay Cash
  • Mobile Payments - Paymate, IMPS , Scan N Pay
  • Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
  • UPI - Unified Payment Interface
  • Google Pay

TATA AIG senior citizen travel insurance India plan details

Benefits of Tata AIG travel insurance for seniors over 75
Accident& Sickness Medical Expenses Benefits Senior Plan: 50,000
Deductible: 100
Accidental Death and Dismemberment Benefit Senior Plan: 10,000
Deductible: NIL
Emergency Medical Evacuation Senior Plan: Included under the benefit limit of accident & Sickness medical expense reimbursement
Deductible: NIL
Repatriation of Remains Senior Plan: Included under the benefit limit of accident & Sickness medical expense reimbursement
Deductible: NIL
Baggage Loss (Checked Baggage) Senior Plan: 500
Deductible: Nil
Baggage Delay Senior Plan: 50
Deductible: After first 12 hours
Loss of Passport Senior Plan: 250
Deductible: 30
Personal Liability Senior Plan: 1,00,000
Deductible: 200
Emergency Cash Advance Senior Plan: 500
Deductible: NIL

Note : **Option of buying the policy without medical sublimits for the age above 56 years

SUB LIMITS
The following medical sub limits are applicable for travelers older than 56 years.
However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMITS'
Medical Expenses Description
Hospital Room rent, Board and Hospital miscellaneous Max $1,500 per day upto 30 days.
Intensive Care Unit Max $3,000 per day upto 7 days.
Surgical TreatmentMax $10,000
Anesthetist ServicesMax up to 25% of Surgical Treatment
Physician's VisitMax $75 per day up to 10 visits
Diagnostic and Pre-Admission TestingMax up to $500
Ambulance ServicesMax up to $400
LIMITATIONS
(Applicable for all plans / coverages)
Pre-existing Condition or any complication arising from it in a Life saving unforeseen emergency condition would be reimburse up to $1,500 per policy.
Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable
Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below

Senior citizens travel health insurance from TATA AIG

You can find different sections of insurance types here.

  • Get best quotes for travel insurance for over 80 years old
  • Pre-existing coverage travel insurance
  • Parents travel insurance
  • Individual travel insurance
Travel insurance India senior citizens

Seniors above 80 years

TATA AIG overseas insurance for older travelers above 80 years.

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Pre-existing coverage insurance

Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

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Parents Travel insurance

Parents travel insurance

International travel insurance for Indian parents overseas.

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overseas travel insurance

Individual travel insurance

TATA AIG individual overseas travel insurance online

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What does TATA AIG travel insurance elderly cover?


Medical expenses coverage

The plan covers for medical expenses due to accident and sickness while traveling outside India.


Checked baggage loss

Reimbursement for loss of checked in baggage.


Loss of Passport

Coverage for expenses incurred in obtaining a duplicate or new passport.


Sickness Dental Relief

The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.


Personal liability

Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.


Hijacking

In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.


Trip Delay

Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).


Personal Accident

Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.


Baggage delay

Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

Find out more about TATA AIG Travel insurance

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Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

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