Indian senior citizens who are traveling overseas to US, Europe, UK, Australia, Singapore… should understandably take extra precautions for their overseas travel. Quite often their international travel begins with a long arduous flight often with layovers in different airports. The different security checks itself are tiresome and add to overall fatigue. Beyond the journey, international travellers are exposed to a new environment with different weather conditions, new food and water.
All of this can overwhelm any traveller, not only senior citizens. Seniors are also vulnerable as they can have weaker immune systems or can have an existing medical ailment flare up.While traveling overseas can be exciting, being forced to visit a hospital outside India can be traumatic. In this context, one can reduce the anxiety while traveling overseas by purchasing reliable international travel insurance. TATA AIG Travelguard insurance is very popular and is available for Indian senior citizen nationals up to the age of 99 years.
The international travel medical insurance coverage for seniors up to the age of 70 years is $500,000 USD and after the age of 70 years is $50,000 USD. This policy also covers pre-existing conditions up to $1500 USD. There are two options for TATA AIG travel insurance for senior citizens, one plan with sub-limits which is cheaper and another comprehensive coverage without sub-limits which is more expensive.This travel insurance for seniors is designed specifically to cover most the medical expenses. The medical insurance coverage includes pre-admission tests, ambulance services, physician visits, emergency medical evacuation, hospital room charges, ICU charges and surgical treatment.
USD 50 k / 1 Lac / 2.5 Lac / 5 Lac / 10 Lac
180 days
180 days to 99 years
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
| Plan Benefits | Senior Silver plan | Deductible |
|---|---|---|
| Accident & Sickness Medical Expenses | $50,000 | $100 |
| Emergency Medical Evacuation | Included under the benefit limit of accident & Sickness medical expense reimbursement | NIL |
| Repatriation of Remains | Included under the benefit limit of accident & Sickness medical expense reimbursement | NIL |
| Baggage Loss (Checked Baggage) | $500 | NIL |
| Baggage Delay | $50 | After first 12 hours |
| Loss of Passport | $250 | $30 |
| Personal Liability | $1,00,000 | $200 |
| Emergency Cash Advance | $500 | NIL |
The senior citizen travel insurance policy offered by Tata AIG is applicable for senior citizens starting from 71 years of age with no upper age limit. There is no paper work involved and no medical tests needed to get this insurance. It also covers pre-existing conditions in case of life threatening.
Tata AIG senior citizen travel insurance offers health insurance cover for over 70 years with medical condition. It offers coverage of pre-existing illness cover for $1,500 in case of life threatening.
Buying Senior Citizen Travel Insurance Online from with Tata AIG is very easy. There is no paper work or medical tests involved and it can be bought online. First get a quote by entering the relevant travel details, choose the TATA AIG senior citizen travel insurance plan you want, fill the TATA AIG senior citizen travel guard online proposal form and complete the purchase using your credit card, debit card, internet banking, UPI. You can also international cards to purchase the TATA AIG's International Senior Citizen Travel Insurance
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
Most of the senior citizens travelling overseas would have pre-existing conditions. TATA AIG travel guard insurance for senior citizens covers pre-existing conditions in case of life saving unforeseen emergency.
A pre-existing condition is any condition or sickness for which there were symptoms and/or diagnosed and/or received medical care within 48 hours before the start of the insurance plan. In this case the company would reimburse $1,500 per policy when the insured becomes medically fit or is cured from acute pain. The further related health care cost to recover or to prevent the onset of acute pain will be taken take care of by the insured and not the insurance plan.
TATA AIG travel insurance for older travellers above 70 years.
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TATA AIG travel insurance for pre-existing conditions.
TATA AIG overseas mediclaim insurance for older travelers above 80 years.
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
