TATA AIG Senior Citizen Travel Insurance
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Why Choose Tata AIG Senior Citizen Travel Insurance?
Trusted by 15,000+ Travelers
TATA AIG Senior Citizen Travel Insurance – Key Highlights for Elderly Indian Travellers
- Ideal for elderly Indians (up to 99 years) looking for TATA AIG senior citizen travel insurance for trips to the USA, Europe, UK, Australia, Singapore, and other countries.
- Senior citizens often face long, tiring international flights with multiple layovers, security checks, and airport transfers, increasing fatigue during travel.
- Exposure to new weather conditions, unfamiliar food, and different water quality can cause discomfort or illness during international travel.
- Older travelers may have weaker immune systems or may face flare-ups of existing medical conditions, making comprehensive senior citizen travel insurance essential.
- Falling sick or getting hospitalized outside India can be expensive and stressful, especially for elderly travelers.
- Buying TATA AIG Travel insurance for seniors on NRIOL offers reliable medical coverage abroad, financial protection, and peace of mind during their overseas trip.
- The plan is popular for offering affordable TATA AIG parents travel insurance and coverage benefits tailored for Indian senior travelers.
- Ideal for seniors looking for cashless hospitalization abroad, emergency medical coverage, and travel protection during their international journey.
Tata AIG Comprehensive Travel Insurance for Senior Citizens – Key Benefits
- Tata AIG Comprehensive Travel Insurance for Seniors provides robust international travel medical coverage specifically designed for elderly Indian travelers going to the USA, Europe, UK, Australia, Singapore, and other global destinations.
- Seniors aged 71–80 years get up to $1,00,000 USD, and Travelers 81 years and above get $50,000 USD coverage — making it one of the best senior citizen travel insurance options for Indians.
- The plan offers best pre-existing condition coverage under life-threatening situations up to $3,000 USD, depending on age, a key benefit for those searching for travel insurance with pre-existing medical conditions for seniors.
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Two policy options available for elderly travelers:
- Plan with sub-limits – a cheaper senior citizen travel insurance option for budget-conscious travelers.
- Comprehensive plan without sub-limits – offers enhanced medical coverage for seniors seeking maximum protection.
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Designed to cover most medical expenses abroad, including:
- Pre-admission medical tests
- Ambulance services
- Physician and specialist visits
- Emergency medical evacuation
- Hospital room & ICU charges
- Surgical treatment
Why Choose TATA AIG Senior Citizen Travel Insurance?
- Trusted protection for elderly Indian travelers — Tata AIG elderly parent travel insurance safeguards your parents, seniors, and older family members traveling from India.
- No paperwork or medical tests required, making it one of the easiest senior citizen travel insurance plans to buy online.
- Offers comprehensive health insurance coverage for Indian senior citizens, including emergency and non-emergency medical needs.
- International travel insurance with cashless hospitalization abroad for Indian seniors through an extensive international network — a key benefit for seniors seeking hassle-free medical care overseas.
- Covers outpatient treatment, doctor consultations, and pharmacy bills, making it ideal for seniors with frequent medical needs during travel.
- Provides pre-existing disease coverage under life-threatening conditions, making it suitable for travelers searching for the best travel insurance with pre-existing medical coverage for seniors.
- Offers higher sum insured options:
- Up to $100,000 USD for travelers aged 71–80 years
- $50,000 USD for travelers 81+ years — great for those looking for high-coverage senior travel insurance
- Quick and simple online senior travel insurance purchase process, perfect for families buying travel insurance for elderly parents.
- Tata AIG Senior travel insurance renewal online is easy even while the traveler is abroad, giving flexibility to seniors on extended trips.
- 24/7 global travel and medical assistance, ensuring senior travelers are supported anywhere in the world.
What Are the Coverage Options Under TATA AIG Senior Citizen Travel Insurance?
| Benefits | Senior (71–80 yrs) |
Senior Plus (71–80 yrs) |
Super Senior (81+ yrs) |
|---|---|---|---|
| Sum Insured for Accident & Sickness | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Pre-Existing Disease Coverage | Up to $2,500 | Up to $3,000 | Up to $1,500 |
| Emergency Medical Evacuation | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Repatriation of Mortal Remains | Up to 25% of Sum Insured | Up to 25% of Sum Insured | Up to 25% of Sum Insured |
| Accidental Death & Disablement | Maximum $10,000 | Maximum $10,000 | Maximum $10,000 |
| Trip Cancellation | $250 | $500 | $250 |
| Trip Curtailment | $500 | $500 | $500 |
| Baggage Loss | $200 | $200 | $200 |
| Flight Delay | $40 (after 4 hours) | $40 (after 4 hours) | $40 (after 4 hours) |
| Compassionate Travel | Up to $2,500 | Up to $5,000 | Up to $2,500 |
For detailed medical sublimits and inpatient/outpatient coverage, please check the full policy document
How Much Does a TATA AIG Travel Insurance for Senior Citizens Cost Per Day?
TATA AIG International travel insurance for Senior Citizens starts at just ₹165/day for an 72-year-old traveling to the UAE. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG International travel insurance for seniors plan variants.
71–80 Years – Senior Plans
| Plan | Medical Cover | Pre-Existing Coverage | Baggage Loss | Trip Cancellation | Starting Price |
|---|---|---|---|---|---|
| Senior Plan | $50,000 | Up to $2,500 | $200 | $250 | |
| Senior Plus Plan | $100,000 | Up to $3,000 | $200 | $500 |
TATA AIG International travel insurance for Senior Citizens starts at just ₹336/day for an 82-year-old traveling to the UAE. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
81+ Years – Super Senior Plan
| Plan | Medical Cover | Pre-Existing Coverage | Baggage Loss | Trip Cancellation | Starting Price |
|---|---|---|---|---|---|
| Super Senior Plan | $50,000 | Up to $1,500 | $200 | $250 |
⭐ Recommended Plans Based on Age
- Age 71–75 years: – Best balance of premium and benefits. Ideal for travelers looking for TATA AIG senior citizen travel insurance or the best travel insurance for seniors over 70.
- Age 76–80 years: (if affordable) OR – Choose based on medical history and budget. Suitable for those seeking travel insurance above 70 or insurance policy for 75 year old travelers.
- Age 81–99 years: – Only plan available above 81 years. Perfect for seniors looking for international travel insurance for seniors over 80 or travel insurance for 80 plus.
⭐ Recommended Plans Based on Destination
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USA, Canada, Europe, UK, Australia:
- Choose (71–80) or – Recommended for high-cost medical countries. Great option for foreign travel insurance for senior citizens or travel insurance from India to UK for senior citizens.
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UAE, Singapore, Qatar, Malaysia:
- is sufficient. Affordable coverage for travel insurance for seniors over 70 India and senior citizen travel insurance from India.
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Ireland:
- For 80 years:
- For 81+:
Cashless Hospitalization for Seniors with TATA AIG Travel Insurance Worldwide
For senior travelers, cashless hospitalization under TATA AIG travel insurance for senior citizens ensures you don’t have to pay hospital bills upfront anywhere in the world. Whether you’re visiting Australia, Europe, the USA, or any other country, TATA AIG settles eligible medical expenses directly with the hospital through its extensive assistance network.
How Seniors Can Get Cashless Treatment Worldwide
- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the 24/7 assistance team immediately: You or the hospital can call the helpline mentioned on your policy card. This is crucial for seniors who may need immediate support during a medical emergency abroad.
- Hospital verification: The assistance team verifies whether the hospital is part of the insurer’s global cashless network.
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment, confirming they will pay the eligible medical expenses directly.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly, reducing stress for seniors.
- Payment of non-covered items: Seniors only pay for expenses not included in the policy (e.g., personal comfort items, phone charges).
Cashless hospitalization is ideal for travel insurance for seniors over 70 or international travel insurance for seniors over 80, ensuring medical emergencies are handled smoothly without financial burden, anywhere in the world.
TATA AIG Travel Insurance for Senior Citizens – Frequently Asked Questions
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General questions on pre-existing conditions
What is Tata AIG Senior Citizen travel insurance?Tata AIG Senior Citizen travel insurance is a specialized travel insurance plan designed for older travelers above the age of 71, offering coverage for medical emergencies due to sickness, accidents, baggage loss, baggage delay, trip cancellations, and more during international travel. Tata AIG’s travel insurance is also polularly known Tata AIG travel insurance international plus which covers senior citizens.
Who is eligible for Tata AIG Senior Citizen Travel Insurance? What is the age limit for buying TATA AIG Senior Citizen Travel Insurance?Any Indian citizen above the age of 71 years traveling from India to USA, UK, Australia, Schengen area or any other country abroad can purchase this policy. There is no upper age limit for this senior citizen travel insurance India.
Can I buy Tata AIG Senior Citizen Travel Insurance for international travel? Can I buy senior citizen travel insurance online from India?Yes, you can buy Tata AIG travel insurance international plus policy which has plans for senior citizens. Senior citizens traveling any where in the world can buy this plan. It is one of the best International travel insurance for parents and also best travel insurance for 70+ years.
Which is the best international travel insurance for senior citizens?TATA AIG travel insurance for Senior Citizens is applicable for senior citizens starting from 71 years of age with no upper age limit. There is no paper work involved and no medical tests needed to get this insurance. It also covers pre-existing conditions in case of life threatening.
What is the best travel insurance for over 70 with medical conditions?Tata AIG senior citizen travel insurance offers health insurance cover for over 70 years with medical condition. It offers coverage of pre-existing illness cover for upto $3,000 depending upon the age in case of life threatening.
Can I get travel insurance if I am over 70?Buying Senior Citizen Travel Insurance Online from with Tata AIG is very easy. There is no paper work or medical tests involved and it can be bought online. First get a quote by entering the relevant travel details, choose the TATA travel insurance for senior citizens plan you want, fill the TATA AIG senior citizen travel guard online proposal form and complete the purchase using your credit card, debit card, internet banking, UPI. You can also international cards to purchase the TATA AIG's International Senior Citizen Travel Insurance
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Coverage Details
What medical expenses are covered under this policy?This overseas travel insurance for elderly is a special plan designed for senior citizens traveling from India to overseas. Some of medical expenses covered are listed below.
- Emergency medical expenses like hospitalization, surgery, ICU, ambulance and medical expenses due to accident
- Outpatient medical expenses
- Doctor visits
- Pharmacy bills
- Prescription medication / drugs
- Pre-existing medical conditions under life-threatening situations only
- Emergency medical evacuation and repatriation
Tata AIG’s international senior citizen travel insurance will help elderly travelers by providing travel insurance for their overseas journey.
Some of the key benefit covered can be listed below.
- Emergency medical expenses due to sickness or illness.
- Emergency medical expenses due to accident.
- Coverage of pre-existing diseases under life-threatening situations.
- Baggage loss and delay.
- Flight delay.
- Trip cancellations and trip curtailment.
- Missed Flight/Connection
- Bounced Hotel/Airline booking and more.
The benefits will vary depending on the plan chosen. Please read the policy terms and conditions before you buy the travel insurance.
Does Tata AIG Senior Citizen Travel Insurance cover pre-existing medical conditions? Are pre-existing medical conditions covered?Yes, Tata AIG travel insurance for seniors with pre-existing conditions are covered only in life-threatening situations and subject to the limits mentioned in the policy schedule.
Does the policy cover COVID-19-related expenses?Yes, Tata AIG senior citizen travel insurance covers COVID-19 as any other illness, depending on the policy terms and conditions.
Is a medical check-up required to buy Tata AIG senior citizen travel insurance? Is a medical test required to buy this insurance?No medical tests are required to purchase this policy, making it convenient for elderly travelers traveling overseas.
What is not covered under the policy?Some of the exclusions under Tata AIG senior citizen travel insurance India are as follows.
- Travelling against the advice of a doctor.
- Travelling for the purpose of obtaining treatment.
- Any pre-existing disease or any complication arising from it unless in case of life-threatening condition.
- Other general exclusions.
Overseas travel insurance for elderly travelers depend on the age bracket and plan chosen. Currently travellers between 71 to 80 years can get maximum coverage up to $100,000 while travelers 81 years and above can get $50,000 maximum cover. The maximum coverage keeps updating from time to time. Please get (URL)free quotes from here, when you are planning to buy an insurance.
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Policy Purchase and Renewal
what is the cost of travel insurance for seniors?Tata AIG senior travel insurance cost varies with age, traveling country, travel duration and sum insured selected. For example a 75 year old elderly traveler traveling to USA for 30 days will be slightly higher as compared to travel to UK or UAE travel cost.
How can I buy or renew Tata AIG senior citizen travel insurance online?Yes, buying Tata AIG senior citizen travel insurance online is very easy in this digital age. The children being in overseas can buy this international travel insurance for parents comfortably. Here are the simple steps to follow.
- Visit the Tata AIG senior citizen travel insurance
- Put the necessary parameters and click on view plans.
- Then you will see the available plans for the given parameters.
- Go through the benefits and premiums and continue.
- Fill the proposal form and review the details.
- Make payment.
- Receive policy
If you are already having a policy and your trip gets extended. Then you have to renew the policy. Renew your Tata AIG senior citizen travel insurance. Once you fill the simple renew form our team will get in touch with you to follow further procedure. You will get an approval for your renewal of policy in 1 working day based on terms and conditions. If your request is approved, then you pay the renewal premium online and renew the policy.
What documents are required to buy the policy?To buy this plan you do not need to provide any documents or medical records.
Can I customize my coverage?Yes, you can customize your plan by selecting additional benefits as on add-ons the the existing standard benefits. Please get in touch with our experts who will guide you to buy the best senior citizen travel insurance.
How long can I get coverage for?Currently Tata AIG senior citizen plan can be purchased up to 360 days for one trip. You can also buy for the number of days you require. In case if you stay gets extended, then get in touch with us to renew your policy.
Can I extend the insurance coverage while I’m still abroad?Yes, you can extend senior citizen travel insurance India policy from abroad. Fill the Renewal form and our team will get in touch with you to complete necessary formalities online. You will get the approval in 1 working day. If your extension request is approved from the insurance company, then you can renew the policy online through us. We suggest you get in touch with us before the expiry of the current policy, so that your policy is renewed in time to avoid break in insurance cover.
Can I buy travel insurance for my parents or grandparents?Yes, you can buy international travel insurance for parents or grandparents using your international /domestic credit or debit card, NEFT, UPI and other modes. Once you complete the purchase, you will get a policy copy by email.
Claims and Assistance
How do I file a claim under Tata AIG senior citizen travel insurance? How do I file a claim while traveling abroad?To file a claim under Tata AIG senior citizen travel insurance. There are relevant toll free claims department numbers provided in the policy document. You have to call them and they will guide you as per your requirement throughout the claims process. Tata AIG provides 24/7 global assistance for claims and emergencies.
Is cashless hospitalization available?Yes, cashless hospitalization is available for Tata AIG policy holders abroad. You need to contact the assistance helpline for guidance. The assistance helpline numbers are printed in the policy which is shared to the policy holder.
Travel Worry-Free as a Senior Citizen We’ve Got You Covered with TATA AIG
How to Extend or Renew Your TATA AIG Senior Citizen Travel Insurance?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
Why Buy Travel Insurance for Senior Citizens from NRIOL?
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verifiedTrusted TATA AIG Plans
Access Tata AIG senior citizen travel insurance and best senior citizen travel insurance India policies, designed for Indian travelers aged 70+ looking for travel insurance for seniors over 70 India or foreign travel insurance for senior citizens.
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attach_moneyAffordable Premiums
Transparent pricing for travel insurance for seniors over 70, insurance policy for 75 year old travelers, and travel medical insurance for seniors, with no hidden costs or surprises.
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schoolExpert Guidance
Over 20 years of experience helping older travelers choose the best travel insurance for seniors over 80, best travel insurance for seniors over 70 India, or tata travel insurance for senior citizens for leisure, medical, or family trips.
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editEasy Policy Management
Modify travel dates, passport info, or personal details online for your Tata AIG senior citizen travel insurance, travel insurance for 70+ or travel insurance for 70 years and above policy.
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updateFlexible Extensions
Extend or renew your senior citizen travel insurance or international travel insurance for seniors over 80 even if your trip is delayed or extended abroad.
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support_agent24/7 Claims Support
Fast claims assistance and emergency support anywhere during your travels with Tata AIG senior travel health insurance, ideal for those searching for travel insurance for 80 plus or travel insurance for elderly.
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Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
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Calculate TATA AIG international travel insurance premium for Indian travelers and senior citizens abroad.
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For Claim or reimbursement, Contact TATA AIG via toll-free helpline.
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Download TATA AIG Travel Insurance brochure online!
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Renew your TATA AIG travel insurance policy online anytime before expiry.
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Tata AIG International Travel Insurance Review
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Discover Popular Travel Destinations with Tata AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
What Are the Pre-Existing Conditions Under TATA AIG Senior Citizen Travel Insurance?
Most of the senior citizens travelling overseas would have Pre-existing conditions. TATA AIG travel insurance for seniors covers pre-existing conditions in case of life saving unforeseen emergency.
A pre-existing condition is any condition or sickness for which there were symptoms and/or diagnosed and/or received medical care within 48 hours before the start of the insurance plan. In this case the company would reimburse up to $3,000 depending on the age per policy when the insured becomes medically fit or is cured from acute pain. The further related health care cost to recover or to prevent the onset of acute pain will be taken take care of by the insured and not the insurance plan.
Travel Tips for Senior Citizens Overseas
- Having someone from the family to help with the flight reservations is advisable. Do let your children book your tickets and make other travel reservations for you.
- Always book a non-stop flight if possible to avoid missing flights and minimize travel time.
- Try looking for senior discounts as some flights claim to offer them
- While booking a flight it is better to choose the right disability option. The airlines may offer special assistance while travelling.
- Travel during the right time of the day as the elderly travelers may get exhausted travelling at odd times
- Do not forget to carry all the required medications as some may not be available in the country you are visiting. Carrying a list of medicines and their dosages is also recommended.
- Carry light and sufficient luggage with things that are necessary and not unwanted substances.
- Requesting a wheelchair at the airport as walking can be tiring
- It is advisable to have a family member travel with senior citizens who could help out with luggage and immigration
- When senior visit you plan activities sparingly so that they always have time to relax and lie down.
*Disclaimer: Travel insurance for a 72-year-old senior citizen traveling to the UAE for 60 days.
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