International corporate travelers who travel overseas often on work should be properly insured to cover medical expenses in case they fall sick or meet with an accident while outside India. Tata AIG has designed international annual multi trip insurance for businessmen and corporate professionals who are frequent travelers. The TATA AIG Annual Multi-trip insurance allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip period has to be limited to either 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days depending on the plan chosen by the customer.
The TATA AIG Annual Multi-trip insurance allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip has to be limited to either 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days depending on the plan chosen by the customer.
USD 50 k / 1 Lac / 2.5 Lac / 5 Lac / 7.5 Lac / 10 Lac
1 year
12 years to 70 years
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
| Benefits | Gold | Platinum |
|---|---|---|
| Accident & Sickness medical Expenses Reimbursement | $250,000 | $500,000 |
| Accidental Death and Dismemberment Benefit(24 Hrs) | $15,000 | $25,000 |
| Accidental Death and Dismemberment Benefit(Common Carrier) | $5,000 | $5,000 |
| Sickness Dental Relief | $500 | $1000 |
| Emergency Medical Evacuation | Included under Accident and Sickness Medical Expenses Reimbursement | Included under Accident and Sickness Medical Expenses Reimbursement |
| Repatriation of Remains | Included under Accident and Sickness Medical Expenses Reimbursement | Included under Accident and Sickness Medical Expenses Reimbursement |
| Baggage Delay Benefit (After first 12 hrs Only) | $100 | $200 |
| Loss of Passport | $250 | $250 |
| Personal Liability | $200,000 | $1,00,000 |
| Flight Delay | Included | Included |
| Hijack | Deductible of 1 day, $100 per day & maximum $500 | Deductible of 1 day, $100 per day & maximum $500 |
| Home Burglary | Rs. 2 Lakhs | Rs. 2 Lakhs |
| Emergency Cash Advance | $1,000 | $1,500 |
| Fraudulent Charges (Payment Card Security) | $1,000 | $2,000 |
| Trip Cancellation | $750 Deductible: $75 |
$750 Deductible: $75 |
| Trip Curtailment | $750 Deductible: $75 |
$1000 Deductible: $100 |
| Missed Connection / Missed Departure | $750 Deductible: $75 |
$1000 Deductible: $100 |
| Bounced Hotel / Airline booking | $750 Deductible: $75 |
$1000 Deductible: $100 |
Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'
| Coverage | Benefits |
| Hospital Room and Board and Hospital miscellaneous | Max $1,500 per day upto 30 days whichever is less. |
| Surgical Treatment | Max $10,000 |
| Anesthetist Services | Upto 25% of Surgical Treatment |
| Physician’s Visit | Max $75 per Day upto 10 visits |
| Diagnostic and Pre-Admission Testing | Max $500 |
| Ambulance Services | Max $400 |
You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States,U.K ,Australia,etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.
For customers who do not want to use the online facility, payment can be made by cheques. Please email us for details.
Call us at 080-41101026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.
You are not covered if any expenses incurred directly or indirectly in respect of:
For other exclusions please refer to the policy wordings.
Single-trip insurance covers one short trip, annual multi-trip insurance covers multiple trips with same policy.
The Tata AIG Annual Multi-Trip Insurance covers multiple trips with same policy.This insurance will be cheaper for frequent travelers.
The traveller can travel multi times according with the selected slab duration for each trip.
Yes, there are different day slab/duration available for each trip. Tata AIG offers coverage with trips duration up to 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days per trip.
Yes, the traveler can travel to any country according to the destination (Worldwide, Excluding USA & Canada & SGN) , which has been selected.However, certain high-risk countries or regions may not be covered, so it's essential to review the policy terms and conditions.
You can buy Annual Multitrip insurance policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
Download TATA AIG Annual Multitrip insurance brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
