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TATA AIG Annual Multitrip travel insurance TATA AIG Annual Multitrip Travel Insurance

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Tata AIG Annual Multitrip Travel Insurance

International corporate travelers who travel overseas often on work should be properly insured to cover medical expenses in case they fall sick or meet with an accident while outside India. Tata AIG has designed international annual multi trip insurance for businessmen and corporate professionals who are frequent travelers. The TATA AIG Annual Multi-trip insurance allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip period has to be limited to either 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days depending on the plan chosen by the customer.

The TATA AIG Annual Multi-trip insurance allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip has to be limited to either 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days depending on the plan chosen by the customer.

TATA AIG multitrip travel insurance highlights

assignment
Sum Insured

USD 50 k / 1 Lac / 2.5 Lac / 5 Lac / 7.5 Lac / 10 Lac

lists
Coverage period

1 year

person
Eligibility

12 years to 80 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

TATA AIG annual multitrip benefits

  • Benefits Gold Platinum
    Accident & Sickness medical Expenses Reimbursement $250,000 $500,000
    Accidental Death and Dismemberment Benefit(24 Hrs) $15,000 $25,000
    Accidental Death and Dismemberment Benefit(Common Carrier) $5,000 $5,000
    Sickness Dental Relief $500 $1000
    Emergency Medical Evacuation Included under Accident and Sickness Medical Expenses Reimbursement Included under Accident and Sickness Medical Expenses Reimbursement
    Repatriation of Remains Included under Accident and Sickness Medical Expenses Reimbursement Included under Accident and Sickness Medical Expenses Reimbursement
    Baggage Delay Benefit (After first 12 hrs Only) $100 $200
    Loss of Passport $250 $250
    Personal Liability $200,000 $1,00,000
    Flight Delay Included Included
    Hijack Deductible of 1 day, $100 per day & maximum $500 Deductible of 1 day, $100 per day & maximum $500
    Home Burglary Rs. 2 Lakhs Rs. 2 Lakhs
    Emergency Cash Advance $1,000 $1,500
    Fraudulent Charges (Payment Card Security) $1,000 $2,000
    Trip Cancellation $750
    Deductible: $75
    $750
    Deductible: $75
    Trip Curtailment $750
    Deductible: $75
    $1000
    Deductible: $100
    Missed Connection / Missed Departure $750
    Deductible: $75
    $1000
    Deductible: $100
    Bounced Hotel / Airline booking $750
    Deductible: $75
    $1000
    Deductible: $100
  • Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'

    Coverage Benefits
    Hospital Room and Board and Hospital miscellaneous Max $1,500 per day upto 30 days whichever is less.
    Surgical Treatment Max $10,000
    Anesthetist Services Upto 25% of Surgical Treatment
    Physician’s Visit Max $75 per Day upto 10 visits
    Diagnostic and Pre-Admission Testing Max $500
    Ambulance Services Max $400
    1. Medical Services provider referral
    2. Arrangement of hospital admissions
    3. Lost luggage assistance
    4. Emergency Travel Services
    5. Embassy referral services
    6. Claims procedure information services
  • Credit Card

    Credit card purchase procedure

    You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States,U.K ,Australia,etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.

    Cheque

    Cheque payment purchase

    For customers who do not want to use the online facility, payment can be made by cheques. Please email us for details.

    Call us at 080-41101026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.

    Paymentpayment

    Payment options

    • Cash Cards - ItZ cash,Pay Cash
    • Mobile Payments - Paymate,IMPS,Scan N Pay
    • Wallet - Paytm,Mobikwik,Oxigen wallet,Freecharge,Jio Money etc ...
    • UPI - Unified Payment Interface
    Note: To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.
  • You are not covered if any expenses incurred directly or indirectly in respect of:

    • Traveling against the advice of a Physician
    • For obtaining treatment
    • Pre-existing ailments& complications arising out of them
    • Suicide or attempted suicide
    • War
    • Terrorism
    • Illegal Acts
    • Dangerous Sports etc.

    For other exclusions please refer to the policy wordings.

TATA AIG annual multitrip travel insurance FAQ's

What is the difference between a single-trip and an annual multi-trip insurance plan?

Single-trip insurance covers one short trip, annual multi-trip insurance covers multiple trips with same policy.

The Tata AIG Annual Multi-Trip Insurance covers multiple trips with same policy.This insurance will be cheaper for frequent travelers.

The traveller can travel multi times according with the selected slab duration for each trip.

Yes, there are different day slab/duration available for each trip. Tata AIG offers coverage with trips duration up to 30 Days /45 Days /60 Days /90 Days /120 Days /150 Days /180 Days per trip.

Yes, the traveler can travel to any country according to the destination (Worldwide, Excluding USA & Canada & SGN) , which has been selected.However, certain high-risk countries or regions may not be covered, so it's essential to review the policy terms and conditions.

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

Customer testimonials