Bajaj General Travel Insurance from India
Bajaj General Travel Insurance from India starts at ₹19/day* for international trips. Plans provide overseas medical coverage up to $1 million, with options for Schengen countries, the USA, Canada, Europe, Asia and other destinations. Compare Bajaj General travel insurance plans by age, destination, trip duration and coverage amount to get the right premium for your trip.
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Bajaj General vs Bajaj Allianz Travel Insurance - Same Company?
If you have been searching for Bajaj Allianz travel insurance, you are in the right place. Bajaj General Insurance (formerly known as Bajaj Allianz General Insurance) is the same company - the travel insurance products, plans, and claim support remain unchanged. The company rebranded from Bajaj Allianz to Bajaj General Insurance, but all existing and new policies are issued under the Bajaj General brand and are backed by the same robust global network.
Whether you are looking for Bajaj Allianz travel insurance for USA, Bajaj Allianz overseas travel insurance India, or a Schengen visa plan - all these are now available as Bajaj General travel insurance plans through NRIOL.
Bajaj General Travel Insurance: Key Details at a Glance
| Feature | Details |
|---|---|
| Starting premium | ₹19/day* |
| Medical coverage | Up to $1 million, depending on plan/age |
| Traveller age | 1-99 years, subject to plan eligibility |
| Pre-existing conditions | Covered in specified life-threatening emergencies, subject to plan limits |
| Destinations | USA, Canada, Europe, Schengen, Asia and More |
| Assistance | 24x7 |
| Purchase | Online |
How Much Does Bajaj Travel Insurance Cost in 2026?
The Bajaj General travel insurance cost ranges from ₹19 to ₹36 per day for a 35-year-old traveler, depending on the plan type and coverage amount. Get your instant quote in 2 minutes →
| Feature | Travel Companion | Travel ACE | Travel Prime |
|---|---|---|---|
| Medical cover | $50,000 | $50,000 | $50,000 |
| Pre-existing Conditions | Up to $3,000 | Up to $3,000 | Up to $3,000 |
| Baggage loss | $250 | $500 | $500 |
| Trip cancellation | Nil | $1,000 | $500 |
| Starting premium | ₹19/day* |
₹32/day* |
₹36/day* |
*Price shown is for a 180-day trip to Europe, Asia, and beyond coverage for an adult aged 35. Get an instant quote for your trip.
What Is the Cheapest Travel Insurance from Bajaj General?
The cheapest travel insurance from Bajaj General is the Travel Companion Plan starting at ₹19/day*
Why Choose the Travel Companion Plan?
- check_circle Medical coverage up to $50,000
- check_circle Plans starting at ₹19/day*
- check_circle Emergency medical evacuation: up to $50,000
- check_circle Baggage loss coverage: $250.
Travel Companion is suitable for travellers looking for essential travel protection at a lower premium.
Which Is the Best Travel Insurance from Bajaj General?
Bajaj Travel ACE is a recommended for travellers seeking enhanced coverage and benefits, starting at ₹32/day.*
Why Choose Travel ACE?
- check_circle Medical coverage up to $50,000
- check_circle Premiums starting at ₹32/day*
- check_circle Emergency medical evacuation: up to $50,000.
- check_circle Baggage loss coverage: $500.
The right plan depends on your destination, age, trip duration and coverage requirements.
Bajaj General Travel Insurance Plans for Every Type of Traveller
Bajaj General offers travel insurance plans for international travellers, senior citizens, students, frequent travellers and visitors to specific destinations. Compare the available plans and coverage options below to find the policy that suits your trip.
| Bajaj General Travel Insurance Plan | Coverage / Purpose |
|---|---|
| Travel ACE | Medical coverage options up to $50,000, $200,000 and $500,000 |
| Travel ACE - Choose Your Own Plan | Choose a Travel ACE plan based on your required coverage |
| Travel Prime | Medical coverage options up to $50,000, $200,000, $500,000, $750,000 and $1,000,000 |
| Travel Elite | Medical coverage options up to $50,000, $200,000 and $500,000 |
| Travel Companion | Medical coverage options up to $50,000, $200,000 and $500,000 |
| Senior Citizen Travel Insurance | Travel insurance for senior citizens with coverage up to $50,000 |
| Multi-Trip Travel Insurance | Annual multi-trip coverage options of $250,000 and $500,000 |
| Asia Travel Insurance | Travel insurance for trips of 1-30 days within eligible Asian countries, excluding Japan |
| Schengen Travel Insurance | Plans that meet the €30,000 minimum medical insurance requirement for Schengen visa applications |
| Travel Assist | Medical coverage options up to $50,000, $200,000 and $500,000 |
What Factors Affect the Cost of Bajaj General Travel Insurance?
The cost of Bajaj General travel insurance depends on your age, destination, trip duration, coverage amount and selected plan.
- As with most insurance products, older travelers typically face higher premiums.
- This is because the risk of medical issues increases with age.
- Regions with higher medical costs (e.g., USA, Western Europe) lead to higher insurance costs than destinations in Asia or other low-cost countries.
- The longer the period you need coverage (i.e., more days abroad), the higher your premium will be.
- If you have known medical conditions, risk loading or exclusions may apply, which can raise the cost.
- Having a higher deductible can reduce the premium.
- Ceilings or limits on particular services (e.g., hospitalization per day) can also influence pricing.
- Features like trip cancellation, baggage loss, personal liability, emergency evacuation, or dental cover increase the premium depending on how comprehensively you include them.
- Purchasing the policy well in advance allows you ample time to review the product benefits and select a plan that best suits your requirements and budget.
- Opting for higher medical coverage and benefits (e.g., USD 500,000 vs USD 100,000) directly increases the overall premium cost.
- If you travel frequently, the annual multi-trip option may cost more overall but offer better per-trip value compared to buying separate single-trip policies each time.
- Bajaj General offers annual multi-trip policies, which many frequent travelers find more economical.
- For senior travelers or higher-risk individuals, plans that impose sub-limits (caps on certain benefit categories) are cheaper.
- Plans without sub-limits offer more flexible coverage but at a higher cost, especially important when facing high medical bills in countries like the U.S.
Bajaj General Travel Insurance for Pre-Existing Diseases
Bajaj General travel insurance plans cover pre-existing medical conditions - but only in life-threatening emergency situations that occur while you are abroad. All plans (Companion, ACE, Prime, Elite, Assist) include this benefit up to the limits shown in the plan tables. There is no specific disease exclusion list - the coverage applies to any pre-existing condition that causes a life-threatening emergency.
Common pre-existing conditions covered in life-threatening emergencies include:
- Diabetes (diabetic coma, severe hypoglycaemia, ketoacidosis)
- Hypertension / High Blood Pressure (hypertensive crisis, stroke)
- Heart disease / Coronary Artery Disease (heart attack, cardiac arrest)
- Asthma (severe acute asthma attack requiring hospitalisation)
- Cancer (acute emergency episodes during treatment)
- Kidney disease (acute kidney failure flare-up)
- Epilepsy / Seizure disorders (status epilepticus)
- COPD / Chronic lung conditions (acute respiratory failure)
- Thyroid disorders (thyroid storm or myxedema coma)
Coverage limits vary by plan - from $1,000 (Travel Assist) up to $5,000 (Travel ACE Platinum) and $3,000 (Travel Prime / Elite / Companion). For maximum pre-existing condition protection, the Travel ACE Platinum Plan is recommended.
Routine medication, planned treatment, and regular check-ups for pre-existing conditions are not covered. No medical reports are required at the time of policy purchase.
What Are The Coverage Options Under Bajaj General Travel Insurance?
health_and_safety Bajaj General Travel Insurance Features
Bajaj General overseas travel insurance provides comprehensive mediclaim coverage for Indian residents traveling abroad including the USA, Canada, UK, Europe (Schengen visa), Singapore, UAE (Dubai, Abu Dhabi), or Australia. Bajaj General is trusted globally for its prompt claim settlement and reliable service.
description How to Access or Manage Your Plan
verified_user Plans Without Sublimits
- Available up to 90+ years of age
- Extensive coverage for high overseas medical expenses
- Priced higher than plans with sublimits
placeWhat Are the Popular Travel Destinations?
Explore Bajaj General travel insurance options for your trips to the most popular destinations worldwide.
- For travel insurance from India to the UK, select 'Excluding America' as the destination.
- For travel insurance from India to Australia or New Zealand, choose 'Excluding America'.
- For travel insurance from India to the USA and Canada (North and South America), select 'Including America'.
- For travel within Asia like Singapore, UAE (Dubai, Abu Dhabi), Thailand, or Malaysia (excluding Japan), there is a short-term Asia Plan (up to 30 days only). For trips longer than 30 days, select 'Excluding America'.
- For Europe and Schengen countries, select "Schengen Countries" as your destination.
Bajaj General Schengen Travel Insurance (Schengen Visa Insurance for Europe)
Bajaj General Schengen Travel Insurance Requirements
Repatriation coverage
Emergency medical evacuation
Bajaj General tie-ups across Europe for local support
Get Free Schengen Travel Insurance Quotes
Fill the Quote Form to receive free quotes for Bajaj General Schengen plans.
Select Schengen Countries as your travel destination.
Bajaj General Schengen travel insurance satisfies Schengen visa requirements and is accepted by consulates of all Schengen countries. You can purchase it to obtain a visa for the following countries:
shopping_cart How to Buy Bajaj General Travel Insurance?
You can buy Bajaj General travel insurance online with Credit/Debit Card, Cheque, Demand Draft, or Net Banking.
- Purchase Bajaj General Travel Insurance online using a credit or debit card from anywhere in the world.
- Popular among customers from USA, UK, UAE, Europe, Canada, Singapore, and Australia - especially for parents visiting abroad.
- For Europe, Schengen travel insurance is mandatory, and Bajaj General policies meet all Schengen visa requirements.
- Instant acknowledgement and policy documents are sent via email immediately after purchase.
- Full premium refunds (minus cancellation fees) are available if the insured cancels before the trip begins.
Customers can also pay via cheque, demand draft, or net banking. The policy is issued once payment is received. Call 080-41101026 in India for assistance from our advisors who will help you select the right plan.
- Cash Cards - ItZ Cash, Pay Cash
- Mobile Payments - Paymate, IMPS, Scan N Pay
- Wallets - Paytm, Mobikwik, Oxigen, Freecharge, Jio Money
- UPI - Unified Payments Interface
Secure Your Travels with Trusted Coverage
Travel Destinations
Discover Popular Travel Destinations with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says, NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online.
What Are the Important Factors to Consider While Buying Bajaj General Travel Insurance?
When choosing a Bajaj General overseas travel insurance plan, here are the key points to keep in mind:
Frequency of travel:
- If you are a frequent corporate traveler or businessperson going abroad several times a year, an annual multi-trip plan is more suitable as it covers multiple journeys under one policy.
- For leisure travelers taking an occasional holiday outside India, a single-trip travel insurance plan is usually sufficient.
Medical coverage required:
- Bajaj General offers different plans with varying maximum medical coverage limits.
- The higher the coverage, the broader the protection against unexpected hospitalization or treatment costs abroad.
- Choose the sum insured that best matches your destination and anticipated medical expenses.
Sub-limits vs No Sub-limits:
- For senior travelers (especially above 56 years), some plans may come with sub-limits on hospitalization and medical expenses.
- While such policies are affordable, they may restrict benefits in case of major medical emergencies.
- For more comprehensive protection, especially when traveling to the USA or Europe, it is recommended to opt for plans without sub-limits for better coverage and peace of mind.
Bajaj General Travel Insurance for Different Travellers and Destinations
Whether you’re a student heading abroad, a senior exploring new destinations, a frequent flyer on business trips, traveling across Asia, or journeying within India—Bajaj General offers travel insurance plans to keep you protected and stress-free.
Specially designed plans for travelers above 60 years, offering coverage for medical expenses, emergencies, and trip disruptions for journeys up to 180 days.
Bajaj General Senior Citizen Travel InsuranceBajaj General Schengen travel insurance provides the minimum €30,000 medical coverage required for Schengen visa applications, subject to the applicable policy and visa requirements.
Bajaj General Schengen Travel InsuranceCovers medical costs, study interruptions, and sponsor protection. Eligible for Indian students aged 16 to 35 who are enrolled in full-time courses overseas.
Bajaj General Student Travel InsuranceAnnual multi-trip travel insurance crafted for frequent flyers, business executives, and corporate professionals who travel multiple times a year.
Bajaj General Multitrip Travel InsuranceAffordable plan tailored for trips across Asia (excluding Japan and Korea), available for travelers up to 70 years, with a maximum trip duration of 30 days.
Bajaj General Asia Travel InsuranceIdeal for individuals or families traveling within India, covering medical emergencies, baggage loss, and trip delays on domestic journeys.
Bajaj General Domestic Travel InsuranceBajaj General Travel Insurance for Top Destinations
Bajaj General overseas travel insurance covers Indian travellers to all major international destinations. Here is a quick guide for the most popular countries:
- Bajaj General travel insurance for USA: Select "Including America" as your destination. Plans available up to $1,000,000 - recommended for the USA given high medical costs. The Travel Prime plan is most popular for USA travel.
- Bajaj General travel insurance for UK: Select "Excluding America" as your destination. Coverage is available across all plans from $50,000 to $1,000,000. The UK does not require a specific visa insurance level, but the Gold / Prime plans are recommended for peace of mind.
- Bajaj General travel insurance for Canada: Select "Including America" (covers both USA and Canada). High medical costs in Canada make $500,000+ coverage advisable. Travel Prime is recommended for Canadian trips.
- Bajaj General travel insurance for Europe / Schengen: Select "Schengen Countries" as your destination. Plans meet mandatory EUR 30,000 (or higher) Schengen visa requirements and are accepted at all European consulates.
- Bajaj General travel insurance for Australia / New Zealand: Select "Excluding America". Plans from $50,000 to $1,000,000 available.
- Bajaj General travel insurance for Asia (Singapore, Dubai, Thailand, Malaysia): Select "Asia" for trips up to 30 days, or "Excluding America" for longer stays.
Why Is Travel Insurance Important for International Trips?
health_and_safety Why You Need Travel Insurance?
- Medical emergencies and hospitalization
- Accidents and sickness
- Loss or delay of baggage
- Passport loss
When you buy Bajaj General travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.
star_rate Key Benefits of Travel Insurance
- Covers emergency medical expenses overseas
- Covers pre-existing medical conditions under life-threatening situations
- Worldwide coverage with high service reliability
- Affordable premiums offering best value
- Plans without sub-limits available up to 90+ years
- Coverage ranges from $15,000 to $1,000,000
Bajaj General Travel Insurance India - International Plans & Benefits
Bajaj General International Travel Insurance from NRIOL offers a variety of plans to meet the needs of travelers of all ages. Customers can choose the right level of coverage depending on travel duration, age, and destination.
The below table provides details of the sum insured available for different age groups, along with the benefits for each plan type.
Bajaj General Travel Insurance - Cashless Hospitalisation Worldwide
One of the key advantages of Bajaj General overseas travel insurance is cashless hospitalisation - meaning your insurer pays the hospital directly, so you do not have to pay large medical bills out of pocket while abroad. Here is how it works:
- Planned hospitalisation: Call the Bajaj General assistance helpline before admission. Provide your policy details and a Guarantee of Payment (GOP) will be arranged with the hospital.
- Emergency hospitalisation: Inform Bajaj General assistance as soon as possible after admission. GOP is issued for covered benefits.
- Minimum stay: Cashless is available for inpatient stays of 24 hours or more, after payment of the applicable deductible.
- OPD / Outpatient care: Pay upfront and claim reimbursement after your return.
- USA & Canada: Call +1-877-874-8800 for cashless coordination.
- Rest of World: Call +91-22-6678-6666 for cashless coordination.
Always call the assistance helpline before seeking treatment for the smoothest cashless experience. Do not pay the hospital directly for inpatient care without first contacting Bajaj General assistance.
| Benefits | Travel Ace |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 (Deductible: $50) |
| Pre-existing Conditions | Covered only in life-threatening situations (Platinum Plan only, up to $5,000) |
| Refund on Early Return | Premium refunded (subject to terms & conditions) |
| Benefits | Travel Prime |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 / $750,000 / $1,000,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 |
| Pre-existing Conditions | Covered only in life-threatening situations (up to $3,000) |
| Refund on Early Return | Premium refunded (subject to terms & conditions) |
| Benefits | Travel Elite |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 (Deductible: $50) |
| Pre-existing Conditions | Covered only in life-threatening situations (up to $3,000) |
| Refund on Early Return | Premium refunded (subject to terms & conditions) |
| Benefits | Travel Companion |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 (Deductible: $50) |
| Pre-existing Conditions | Covered only in life-threatening situations (up to $3,000) |
| Refund on Early Return | Not available |
| Benefits | Travel Assist |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 (Deductible: $100) |
| Pre-existing Conditions | Covered only in life-threatening situations (up to $1,000) |
| Refund on Early Return | Premium refunded (subject to terms & conditions) |
| Coverages in USD | Companion Asia Flair | Companion Asia Supreme | Elite Asia Flair | Elite Asia Supreme | Prime Asia Flair | Prime Asia Supreme |
|---|---|---|---|---|---|---|
| Medical Expenses, Evacuation | $15,000 Deductible: $50 |
$25,000 Deductible: $50 |
$15,000 Deductible: $50 |
$25,000 Deductible: $50 |
$15,000 Deductible: $100 |
$25,000 Deductible: $100 |
| Repatriation | Included under medical expenses | Included under medical expenses | $5,000 | |||
| Emergency Dental Treatment | $500 Deductible: $50 |
$500 Deductible: $50 |
$500 Deductible: $50 |
$500 Deductible: $50 |
$500 Deductible: $100 |
$500 Deductible: $100 |
| AD & D Common Carrier | NA | $2,500 | $2,500 | $2,500 | $2,500 | |
| Personal Accident* | $7,500 | $7,500 | $7,500 | $7,500 | $7,500 | $7,500 |
| Loss of Checked Baggage** | $200 | $200 | $200 | $200 | $200 | $200 |
| Delay of Baggage | $100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
| Trip Delay | NA | $20 per 12 hrs to max $120 | $30 per 12 hrs to max $180 Deductible: 12 hrs |
$20 per 12 hrs to max $120 Deductible: 12 hrs |
$30 per 12 hrs to max $180 Deductible: 12 hrs |
|
| Loss of Passport | $100 Deductible: $15 |
$100 Deductible: $15 |
$100 Deductible: $25 |
$100 Deductible: $25 |
$100 Deductible: $15 |
$100 Deductible: $15 |
| Personal Liability | $10,000 Deductible: $100 |
$10,000 Deductible: $100 |
$10,000 Deductible: $100 |
$10,000 Deductible: $100 |
$10,000 Deductible: $100 |
$10,000 Deductible: $100 |
| Hijack | $20/day up to $200 | $20/day up to $200 | $50/day up to $300 | $60/day up to $360 | $50/day up to $300 | $60/day up to $360 |
| Emergency Cash Advance*** | NA | $500 | $500 | $500 | $500 | |
*Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Cash Advance Would include delivery charges.
| Coverage | Senior Citizen Plan | Prime Super Age | Travel Ace Super Age |
|---|---|---|---|
| Medical Expenses | $50,000 (Deductible: $100) | $50,000 (Deductible: $100) | $50,000 (Deductible: $100) |
| Any One Illness | $8,500 (71-75), $7,500 (76-80), $5,000 (81-85) | Details provided below | Included in Medical Expenses |
| Any One Accident | $20,000 (71-85) | Details provided below | $50,000 |
| Medical Evacuation | Included | Included | Up to $50,000 |
| Medical Repatriation | Included | $5,000 | Up to $50,000 |
| Personal Accident | $10,000 | $10,000 | Up to $10,000 |
| Home Burglary Insurance | Nil | - | Included (INR, with Fire & Perils cover) |
| Loss of Checked-In Baggage | $500 (Nil) | $500 | Up to $500 |
| Delay of Checked-In Baggage | $100 (After 12 hrs) | $100 (After 12 hrs) | Abroad: $200, India: ₹2,000 (After 8 hrs) |
| Loss of Passport | $250 (Deductible: $25) | $250 (Deductible: $25) | Up to $250 |
| Daily Hospitalisation Allowance | $25/day, Max $100 (Nil) | $25/day, Max $100 | $50/day, Max 7 days |
| Emergency Dental Treatment | - | $500 (Included in Medical, Deductible: $100) | Up to $500 (Deductible: $25) |
| AD&D - Common Carrier | $1,500 (Nil) | $1,500 | Up to $2,000 |
| Trip Cancellation | $500 (Nil) | $500 | Up to $1,000 |
| Trip Delay | $20 per 12 hrs, Max $120 (12 hrs) | $20 per 12 hrs, Max $120 (12 hrs) | Up to $80 (After 6 hrs) |
| Trip Curtailment / Interruption | $200 | $200 | Up to $500 |
| Missed Connection | - | - | Up to $300 |
| Personal Liability | $100,000 (Deductible: $100) | $100,000 (Deductible: $100) | Up to $100,000 |
| Hijack Daily Allowance | $50/day, Max $300 (Nil) | $50/day, Max $300 | Up to $3,000 |
| Emergency Cash Assistance | $500 | $500 | Up to $1,000 |
| Golfer Hole-in-One | $250 (Nil) | $250 | $250 |
| Personal Accident Cover in India | - | - | ₹1,00,000 |
| Bounced Hotel | - | - | Up to $500 |
- Indian Senior Citizens can buy the Bajaj General seniors travel medical insurance up to Max 180 days. The Bajaj Senior Citizen travel medical insurance is not renewable
- Bajaj General Senior Citizen health insurance for Indians will be issued in one business day
assignmentHow do I Claim Bajaj General Travel Insurance?
Bajaj General offers 24x7 global assistance to help you with claims, medical emergencies, and travel support.
support_agentAssistance Services
- Pre-departure information about foreign locations, passport / visa requirements, immunization needs etc.
- 24x7 travel agency support (airline/hotel bookings)
- Medical help & hospital coordination
- Medical evacuation & repatriation: In the event of a medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of the traveller's condition.
- Lost documents & embassy referrals
- Emergency message relay
- Guidance for claims submission
call24x7 Contact Support
For Americas (USA & Canada)- +1-877-874-8800
- travel@bajajgeneral.com
- +91-22-6678-6666
- travel@bajajgeneral.com
location_onClaim Submission (India)
Claims Department
Bajaj General Insurance Co. Ltd.
G-21 & 22, Ackruti Trade Centre, MIDC Road,
Andheri (E), Mumbai - 400093
local_hospitalUS Medical Claims
Bajaj General Assistance
7th Floor, Tower B, Peninsula Business Park,
Lower Parel, Mumbai - 400013
- +1-877-874-8800
- travel@bajajgeneral.com
blockWhat Are Some of the Exclusions in Bajaj General Travel Insurance?
Travel insurance covers unanticipated adverse circumstances. Any planned situation, preventive healthcare, or regular treatment for an existing medical ailment will not be covered. The following are some of the exclusions under the Bajaj General travel policy. For complete details, please refer to the policy document.
Medical Expenses Exclusions
- Traveling against the advice of a medical practitioner
- Complications or treatment for a pre-existing medical ailment not covered under the policy
- Self-inflicted injuries
- Pregnancy-related issues or childbirth complications
- Conditions related to mental disorders, STDs, or injuries from alcohol/drugs not medically prescribed
Baggage-Related Exclusions
- Loss or delay if baggage was shipped separately before the travel date
- Loss occurring outside the insured travel destination (e.g., within India)
- Claims without valid supporting documents from relevant authorities
Other Exclusions
- Involvement in illegal activities, burglary, or malicious acts
- Participation in high-risk adventure sports (motocross, skydiving, scuba diving, etc.) not covered under the plan
- Engaging in manual labour or hazardous work during the insured trip
Bajaj General Travel Insurance - FAQs
Bajaj General travel insurance online offers cashless hospitalization (for more than 24 hours stay) after payment of the deductible.
How is Bajaj General international travel insurance India? Is it good?
It is popular in India and provides Bajaj General overseas travel insurance India with cashless hospitalization and medical benefits worldwide.
Is Bajaj General travel insurance for USA reliable?
Yes, multiple plans offer comprehensive coverage at competitive rates. You can get a Bajaj General travel insurance quote online and renew your policy easily.
Can I buy travel insurance without medical cover?
No, all plans include medical coverage. Check the Bajaj General travel insurance policy purchase details before filing claims.
Why is travel insurance so expensive?
Longer trips, overseas healthcare costs, and high-risk destinations increase the Bajaj General travel insurance cost from India. Plans in INR with USD coverage provide good value.
Is Bajaj General the same as Bajaj Allianz travel insurance?
Yes. Bajaj General Insurance was formerly known as Bajaj Allianz General Insurance. The company rebranded to Bajaj General Insurance, but all travel insurance products, plans, coverage benefits, and claim processes remain the same. If you are searching for Bajaj Allianz travel insurance, you can buy the equivalent plan from Bajaj General through NRIOL.
- Available for all travelers up to 90+ years, no medical reports needed for most plans.
- Coverage up to $10,00,000 depending on plan and age.
- Cashless hospitalization for stays over 24 hours after deductible.
- Outpatient expenses reimbursed after deductible.
- Bajaj General travel insurance pre existing disease coverage included in Assist Card plan.
- Approved for Bajaj General Schengen travel insurance for Europe trips up to 90+ years.
- Coverage for Baggage Loss, Trip Delay, Trip Cancellation, Trip Curtailment, Missed Connection, and more.
- Accident coverage from home to airport and back.
Does Bajaj General travel insurance for diabetes cover pre-existing ailments?
Travel Assist Card Insurance provides limited coverage for pre-existing conditions, including diabetes.
What are the different travel insurance plans offered?
- Travel Companion - Affordable, coverage up to $500,000 (under 60 yrs), $50,000 (61-70 yrs)
- Travel Elite - Higher benefits, coverage up to $500,000 (up to 70 yrs), $50,000 (71-85 yrs)
- Travel Prime - Popular plan, coverage up to $1,000,000 (up to 70 yrs), $50,000 (71-90+ yrs)
- Travel Assist Card - Limited pre-existing coverage, $500,000 (under 60 yrs), $50,000 (61-70 yrs)
What is the maximum entry age for Bajaj General senior citizen travel insurance?
Travel Prime Insurance is available for travelers up to 90+ years.
Can I get a comprehensive policy without medical restrictions for parents 60+?
Bajaj General does not currently offer comprehensive coverage without sub-limits for travelers above 60 years.
How do I check the Bajaj General travel insurance premium chart?
You can view the Bajaj General travel insurance premium chart on our website. The chart shows premiums by age group, trip duration, destination (Including America / Excluding America / Schengen / Asia), and plan type. Alternatively, use the quote tool above to get an instant personalised premium for your specific trip.
Does Bajaj General travel insurance cover pre-existing diseases like diabetes or hypertension?
Yes. All Bajaj General travel insurance plans cover pre-existing diseases - including diabetes, hypertension, heart disease, asthma, and more - but only in life-threatening emergency situations while you are abroad. Coverage limits range from $1,000 (Travel Assist) to $5,000 (Travel ACE Platinum). Routine medication and planned treatment for pre-existing conditions are not covered. No medical reports are required to buy the policy.
What is the maximum age for Bajaj General senior citizen travel insurance?
Bajaj General Travel Prime Insurance is available for senior travellers up to 90+ years of age. The Senior Citizen Plan covers travellers aged 71 to 85 years. The Travel Ace Super Age plan also covers travellers above 60 with $50,000 medical coverage. Senior plans can be purchased for trips up to 180 days.
Does Bajaj General travel insurance cover travel to Canada?
Yes. For travel to Canada, select "Including America" as your destination when getting a quote. This covers both USA and Canada under the same plan. Given Canada's high medical costs, a minimum of $500,000 coverage is recommended - the Travel Prime plan is most suitable for Canadian travel.
Renew online using the renewal form. Insurance advisors process approval and provide a payment link for renewal.
Can I extend my Bajaj General international travel insurance India while abroad?
Yes, fill the renewal form to extend the policy, subject to health and no claims.
How soon does coverage start after Bajaj General travel insurance policy purchase?
Coverage begins on the policy start date mentioned in your documents.
Claims can be made for:
- Planned Hospitalization: Call assistance, provide certificate and insured details, and receive direct settlement for covered expenses.
- Emergency Hospitalization: Notify assistance after hospitalization. GOP (guarantee of payment) issued for covered benefits.
Does Bajaj General travel insurance for visa cover outpatient expenses?
Yes, initially paid by the policyholder and reimbursed later after deductible.
What is the process for cashless hospitalization during travel?
Available for planned and emergency cases. Communicate with the assistance provider for smooth processing.
How do I file a claim?
Inpatient medical expenses are cashless after deductible; OPD expenses reimbursed. Refer to claim procedure webpage.
How long does it take to settle a claim?
Once documents are verified, settlement may take a few weeks.
Who do I contact for emergency assistance while traveling?
Use helpline numbers provided in your policy documents.
How can I check my Bajaj General travel insurance quote status?
Call toll-free numbers or email provided in the policy document.
Is Bajaj General travel insurance good? What do customers say?
Bajaj General is one of India's most established general insurers, offering overseas travel insurance to Indian travellers since 2001. NRIOL has been a Bajaj General partner for 20+ years. Customer reviews on this page reflect consistently positive experiences with prompt policy issuance and claim support. p>
Yes, if you haven’t traveled overseas. Proof of cancellation required.
How do I cancel policy before start date?
Follow the cancellation procedure on the official webpage.
Is the premium refundable if I cancel my trip?
Yes, if the trip is canceled before policy start date. Cancellation fee may apply.
Why do I need Bajaj General travel insurance online?
- Protects savings, covers medical emergencies, accidents, emergency evacuation, and repatriation.
- Covers pre-existing medical conditions (Bajaj General travel insurance pre existing disease / Travel ACE Insurance).
- Covers lost belongings, trip delays, and legal assistance.
Is it worth buying Buy Bajaj General insurance?
Yes, it provides financial protection, overseas medical coverage, and peace of mind for travelers.