Bajaj General Travel Insurance After Departure from India
If you have already left India for the USA, Canada, UK or another overseas destination without purchasing travel insurance, you may be looking for travel insurance while already abroad.
Traveller Outside India
Already outside India? Enter your travel and contact details below. We will review your request and get back to you.
Travel insurance is generally purchased before departure from India. However, if your journey has already started, you can submit your travel details for review. Depending on your individual circumstances and the insurer's underwriting requirements, we can explore whether suitable travel medical insurance options may be available for the remaining period of your overseas trip.
Approval is not automatic, and submitting the form does not guarantee that a policy will be issued. Eligibility and available coverage depend on factors such as your current location, date of departure from India, remaining travel duration, age, health declaration and other insurer requirements.
If you want to contact our advisors, you reach out to us via email or whatsapp. Alternatively, you can call us at (080)-41101026
Already Outside India? Explore Your Travel Insurance Options
Leaving India without travel insurance can happen for many reasons. You may have forgotten to buy a policy before your flight, believed that your existing health insurance would cover you overseas, or realised after arrival that you need travel medical coverage.
If you are currently abroad and searching for travel insurance already abroad, it is important to understand that buying insurance after departure is different from purchasing a policy before your trip begins.
Instead of assuming that a policy can be issued immediately, you can submit your travel details for review. Depending on your circumstances, Bajaj General may assess whether your request can be considered.
Can I Buy Bajaj General Travel Insurance After Leaving India?
You may submit a request after leaving India, but the availability of Bajaj travel insurance after departure is subject to individual review and approval. It cannot be assumed that insurance will automatically be issued simply because you are already travelling abroad.
When travel insurance is purchased before departure, the insurer generally has the opportunity to issue coverage before the journey begins. A request made after departure may require additional review because the traveller is already outside India.
Who Should Use the Traveler Outside India Form?
The Traveler Outside India Form is intended for Indian travellers who have already departed from India and want to check whether their request for travel insurance can be considered. You may use this form if you are currently:
- Outside India and travelling without travel insurance
- Already abroad and looking for travel medical coverage
- On an overseas holiday or family visit
- Travelling for business
- Staying temporarily in another country
- Looking for travel insurance while already abroad
- Unsure whether a new policy can be issued after departure
What Happens After You Submit Your Details?
After you submit the Traveler Outside India Form, your request can be reviewed based on the information provided. The next steps may include:
- Reviewing your travel and current location details.
- Checking whether your request can be considered under the applicable eligibility requirements.
- Contacting you if additional information is needed.
- Informing you about the available next steps, if your request is eligible for consideration.
A request submitted after departure should not be treated as an instant insurance purchase or confirmation of coverage.
What Travel Medical Coverage May Be Relevant When You Are Already Abroad?
When people look for travel insurance while abroad they often worry about sudden medical costs during their trip.
Depending on the policy and the rules that come with it travel insurance for trips can cover certain medical emergencies. These may include things, like hospital stays, emergency treatments or other health-related issues that happen while traveling, such as:
- Emergency medical expenses - Look for plan which covers for emergency accident and sickness medical expenses arising due to unforeseen emergency situations in overseas. Also look for plans which cover cashless hospitalization and also cover outpatient medical expenses.
- Emergency Medical Evacuation - Evacuating you to the nearest hospital or back to India for better medical facilities.
- Repatriation of Remains - In case of death of policy holder, the cost involved sending back the body back to India.
- Pre-existing Conditions - Depending on the plan, some of the companies provide pre-existing diseases cover under life threatening as per terms and conditions.
- No Sub-limits - Look for a comprehensive medical cover plan which covers for your medical and non medical expenses without any limits.
- Baggage Loss or Delay - Reimbursement for expenses due to checked-in baggage is lost or delayed.
- Additional Benefits - Look for plans that provide coverage for passport loss, trip cancellations, missed flight connections, and more.
The exact benefits, coverage limits, exclusions and eligibility conditions depend on the policy that may be available and the terms under which it is issued.
If you are already overseas, it is particularly important not to assume that every travel medical insurance benefit is automatically available for every situation. Coverage is governed by the issued policy and its terms and conditions.
Already Abroad in the USA, Canada, UK or Another Country?
If you are currently outside India, your location may be relevant when your request is reviewed. For example, travellers may search for:
- Post departure travel insurance USA
- Travel insurance already abroad in Canada
- Post departure travel insurance UK
- Travel insurance after departure Singapore
- Travel insurance while overseas
Whether you are in the USA, Canada, UK, Europe, Singapore or another country, the availability of travel insurance after departure cannot be assumed.
Your current country, travel itinerary, duration of stay and other circumstances may be relevant when your request is assessed.
If you are already abroad, submit your current travel details through the Traveler Outside India Form. This allows your specific situation to be considered rather than relying on a general assumption that travel insurance can always be purchased after arrival.
Important Things to Understand Before Applying After Departure
Before submitting a request for travel insurance after departure, keep the following points in mind.
Approval is not guaranteed
A request made after you have already left India may be subject to individual review. Submitting your information does not guarantee that a policy will be issued.
Existing medical or travel events may not be covered
Insurance cannot generally be expected to cover events, illnesses, accidents or expenses that occurred before the applicable policy coverage became effective.
Coverage depends on the issued policy
If insurance is issued, the available benefits, limits, exclusions and conditions will be determined by the policy wording and the specific plan issued.
Your current location may matter
When you are already abroad, your present country and travel circumstances may be relevant to the assessment of your request.
Do not delay if you need urgent medical help
Travel insurance is not a substitute for immediate emergency assistance. If you have a medical emergency, seek appropriate emergency medical care immediately.
Already Have Travel Insurance? Extension and New Insurance Are Different
If you already purchased travel insurance before leaving India, your situation may be different from someone trying to buy a completely new policy after departure.
Extending an existing travel insurance policy
An extension generally relates to continuing or extending an insurance policy that was already purchased before or during the eligible travel period. Whether an extension is available depends on the policy terms and the insurance company's requirements.
Buying new travel insurance after departure
A new insurance request is different. If you are already abroad and do not currently have suitable travel insurance, you may be requesting a new policy after your journey has already started.
The eligibility process, approval requirements and available options may therefore be different.
If you are unsure whether your situation involves an extension or a new request, provide the details of your existing insurance, if any, when submitting your information.
What you'll need when applying after departure
Approval is never guaranteed once you've already left India, but having the following ready speeds up the review:
- A short note explaining why the policy wasn't purchased before departure
- A declaration of good health as of the date of travel
- Confirmation that no claim has yet been made for this trip
- Passport details, travel dates, and destination country
- Details of any pre-existing conditions, if relevant
Already have a policy that's expiring while you're abroad?
If you purchased a policy before leaving India and it's due to expire while you're still travelling, that's a renewal or extension - a different (and usually more straightforward) process than applying fresh from abroad. Apply for your extension 7 days before your current policy expires. See the renewal process here.
What won't be covered if my policy is approved after departure?
If a post-departure policy is approved, it typically cannot cover any incident, illness, or loss that occurred before the policy's approval and start date. Coverage begins from issuance, not retroactively from your original departure date — which is exactly why buying before you leave gives you continuous protection from day one.
How late can I buy travel insurance before I leave India?
Travel insurance can typically be purchased right up until your date of departure, including the day you're due to fly - as long as you are still physically in India when the policy is issued. Buying it as soon as you've made your booking, rather than waiting until the last day, gives you the widest choice of plans and avoids the risk of being caught out if you can't complete the purchase in time. If you're already abroad, Indian insurers cannot issue a fresh policy for a trip that has already begun — see the sections above for what you can do in that situation.
What should I do if I forgot to buy travel insurance before leaving India?
Indian travel medical insurance plans should be purchased before you depart from India. If you forget to buy travel insurance before leaving India, then it becomes difficult to get travel medical insurance from India. Please fill this simple form and our insurance advisors will assist you in getting a suitable travel medical insurance. you reach out to us via email or whatsapp. Alternatively, you can call us at (080)-41101026
Can I buy travel insurance from an Indian insurer if I am already outside India?
As per IRDAI guidelines, you need to buy travel medical insurance from India before your depatrue. Once you depart from India it become to get health insurance from any Indian insurance company. You can reach us via email or via WhatsApp, so that we can try and help you.
Are there any exceptions to this rule?
In exceptional cases, some Indian insurers might consider giving you the policy while you are already abroad. But this is not guaranteed, it all depends on the merits of the application and specfic to the underwriter team of that inurance company.
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
Frequently Asked Questions About Bajaj Travel Insurance After Departure
If you have already departed from India, you may submit your travel details for consideration. Whether Bajaj General travel insurance can be issued after departure depends on the review of your individual circumstances and is subject to the insurance company's approval. Submitting a request does not guarantee policy issuance.
You may be able to submit a request for travel insurance while already abroad, depending on your circumstances and the insurance company's eligibility requirements. Availability and approval are not guaranteed for travellers who have already started their journey.
If you have already left India without travel insurance, submit your current travel details through the Traveler Outside India Form. Your request can then be reviewed to determine whether a suitable option may be available.
No. Post departure travel insurance is subject to the insurance company's review and approval. A request made after leaving India does not automatically result in the issuance of an insurance policy.
You may submit a request if you are already overseas and looking for travel medical coverage. The availability of insurance depends on your travel circumstances, eligibility and the insurer's review.
No. Submitting the form only provides information for your request to be reviewed. You are insured only after a policy is issued and coverage becomes effective according to the applicable policy terms and conditions.
An extension of an existing policy and a new request for travel insurance after departure are different situations. The possibility of extending an existing policy depends on its terms, eligibility requirements and the insurance company's approval.
You can submit your travel details if you are already outside India. Your current location and travel circumstances may be relevant when determining whether your request can be considered. Policy issuance remains subject to review and approval.