call (080) 41101026
call (080) 41101026
Bajaj General Overseas Travel InsuranceWith affordable international airfares and budget travel packages, more Indians are exploring global destinations. According to Tourism Australia, Indian travelers are expected to rise from 15 million to 50 million by 2020. As global travel grows, so does the awareness of the importance of Overseas Travel Insurance.
Bajaj General Overseas Travel Insurance safeguards your health and belongings when traveling abroad. It offers coverage for medical emergencies, loss of passport, baggage loss, and even burglary protection for your home in India while you’re away.
Covers hospitalization and medical bills in any country.
Compensation for misplaced baggage or lost passport.
Covers burglary of your house in India while abroad.
The plan is available for travel across USA, UK, Canada, Europe, Australia, and Asia (including Singapore, Hong Kong, and Thailand). It also meets the Schengen Visa insurance requirements.
Bajaj General Travel Insurance starts at ₹14 per day, with plan options offering coverage from $15,000 and $25,000. It is specially is designed for individuals traveling to Asian nations, excluding Japan.
*Price shown is for a 30-day trip to Singapore/Asia coverage for an adult aged 35.
The cheapest travel insurance from Bajaj General is the Travel Companion Plan starting at ₹14/day*
The Travel Prime Plan is considered the best travel insurance plan from Bajaj General, starting at ₹17/day*
Bajaj General International Travel Insurance from NRIOL offers a variety of plans to meet the needs of travelers of all ages. Customers can choose the right level of coverage depending on travel duration, age, and destination.
The below table provides details of the sum insured available for different age groups, along with the benefits for each plan type.
| Benefits | Travel Ace |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 (Deductible: $50) |
| Pre-existing Conditions | Covered only in life-threatening situations (Platinum Plan only, up to $5,000) |
| Refund on Early Return | Premium refunded (subject to terms & conditions) |
| Benefits | Travel Prime |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 / $750,000 / $1,000,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 |
| Pre-existing Conditions | Covered only in life-threatening situations (up to $3,000) |
| Refund on Early Return | Premium refunded (subject to terms & conditions) |
| Benefits | Travel Elite |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 (Deductible: $50) |
| Pre-existing Conditions | Covered only in life-threatening situations (up to $3,000) |
| Refund on Early Return | Premium refunded (subject to terms & conditions) |
| Benefits | Travel Companion |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 (Deductible: $50) |
| Pre-existing Conditions | Covered only in life-threatening situations (up to $3,000) |
| Refund on Early Return | Not available |
| Benefits | Travel Assist |
|---|---|
| Sum Insured | $50,000 / $200,000 / $500,000 (depending on age) |
| Cashless Settlement | Worldwide, inpatient hospitalization (24+ hrs after deductible) |
| Emergency Dental Expenses | $500 (Deductible: $100) |
| Pre-existing Conditions | Covered only in life-threatening situations (up to $1,000) |
| Refund on Early Return | Premium refunded (subject to terms & conditions) |
| Coverages in USD | Companion Asia Flair | Companion Asia Supreme | Elite Asia Flair | Elite Asia Supreme | Prime Asia Flair | Prime Asia Supreme |
| Medical Expenses, Evacuation | $15,000 Deductible: $50 |
$25,000 Deductible: $50 |
$15,000 Deductible: $50 |
$25,000 Deductible: $50 |
$15,000 Deductible: $100 |
$25,000 Deductible: $100 |
| Repatriation | Included under medical expenses | Included under medical expenses | $5,000 | |||
| Emergency Dental Treatment | $500 Deductible: $50 |
$500 Deductible: $50 |
$500 Deductible: $50 |
$500 Deductible: $50 |
$500 Deductible: $100 |
$500 Deductible: $100 |
| AD & D Common Carrier | NA | $2,500 | $2,500 | $2,500 | $2,500 | |
| Personal Accident* | $7,500 | $7,500 | $7,500 | $7,500 | $7,500 | $7,500 |
| Loss of Checked Baggage** | $200 | $200 | $200 | $200 | $200 | $200 |
| Delay of Baggage | $100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
$100 Deductible: 12 hrs |
| Trip Delay | NA | $20 per 12 hrs to max $120 | $30 per 12 hrs to max $180 Deductible: 12 hrs |
$20 per 12 hrs to max $120 Deductible: 12 hrs |
$30 per 12 hrs to max $180 Deductible: 12 hrs |
|
| Loss of Passport | $100 Deductible: $15 |
$100 Deductible: $15 |
$100 Deductible: $25 |
$100 Deductible: $25 |
$100 Deductible: $15 |
$100 Deductible: $15 |
| Personal Liability | $10,000 Deductible: $100 |
$10,000 Deductible: $100 |
$10,000 Deductible: $100 |
$10,000 Deductible: $100 |
$10,000 Deductible: $100 |
$10,000 Deductible: $100 |
| Hijack | $20/day up to $200 | $20/day up to $200 | $50/day up to $300 | $60/day up to $360 | $50/day up to $300 | $60/day up to $360 |
| Emergency Cash Advance*** | NA | $500 | $500 | $500 | $500 | |
*Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
**Per baggage maximum 50% and per item in the baggage restricted to 10%.
***Cash Advance Would include delivery charges.
| Coverage | Senior Citizen Plan | Prime Super Age | Travel Ace Super Age |
|---|---|---|---|
| Medical Expenses | $50,000 (Deductible: $100) | $50,000 (Deductible: $100) | $50,000 (Deductible: $100) |
| Any One Illness | $8,500 (71–75), $7,500 (76–80), $5,000 (81–85) | Details provided below | Included in Medical Expenses |
| Any One Accident | $20,000 (71–85) | Details provided below | $50,000 |
| Medical Evacuation | Included | Included | Up to $50,000 |
| Medical Repatriation | Included | $5,000 | Up to $50,000 |
| Personal Accident | $10,000 | $10,000 | Up to $10,000 |
| Home Burglary Insurance | Nil | – | Included (INR, with Fire & Perils cover) |
| Loss of Checked-In Baggage | $500 (Nil) | $500 | Up to $500 |
| Delay of Checked-In Baggage | $100 (After 12 hrs) | $100 (After 12 hrs) | Abroad: $200, India: ₹2,000 (After 8 hrs) |
| Loss of Passport | $250 (Deductible: $25) | $250 (Deductible: $25) | Up to $250 |
| Daily Hospitalisation Allowance | $25/day, Max $100 (Nil) | $25/day, Max $100 | $50/day, Max 7 days |
| Emergency Dental Treatment | – | $500 (Included in Medical, Deductible: $100) | Up to $500 (Deductible: $25) |
| AD&D – Common Carrier | $1,500 (Nil) | $1,500 | Up to $2,000 |
| Trip Cancellation | $500 (Nil) | $500 | Up to $1,000 |
| Trip Delay | $20 per 12 hrs, Max $120 (12 hrs) | $20 per 12 hrs, Max $120 (12 hrs) | Up to $80 (After 6 hrs) |
| Trip Curtailment / Interruption | $200 | $200 | Up to $500 |
| Missed Connection | – | – | Up to $300 |
| Personal Liability | $100,000 (Deductible: $100) | $100,000 (Deductible: $100) | Up to $100,000 |
| Hijack Daily Allowance | $50/day, Max $300 (Nil) | $50/day, Max $300 | Up to $3,000 |
| Emergency Cash Assistance | $500 | $500 | Up to $1,000 |
| Golfer Hole-in-One | $250 (Nil) | $250 | $250 |
| Personal Accident Cover in India | – | – | ₹1,00,000 |
| Bounced Hotel | – | – | Up to $500 |
When determining the premium you’d pay for a Bajaj General overseas travel insurance policy, several critical variables come into play:
Bajaj General overseas travel insurance provides comprehensive mediclaim coverage for Indian residents traveling abroad including the USA, Canada, UK, Europe (Schengen visa), Singapore, UAE (Dubai, Abu Dhabi), or Australia. Bajaj General is trusted globally for its prompt claim settlement and reliable service.
Explore Bajaj General travel insurance options for your trips to the most popular destinations worldwide.
Repatriation coverage
Emergency medical evacuation
Bajaj General tie-ups across Europe for local support
Fill the Quote Form to receive free quotes for Bajaj General Schengen plans.
Select Schengen Countries as your travel destination.
Bajaj General Schengen travel insurance satisfies Schengen visa requirements and is accepted by consulates of all Schengen countries. You can purchase it to obtain a visa for the following countries:
You can buy Bajaj General travel insurance online with Credit/Debit Card, Cheque, Demand Draft, or Net Banking.
Customers can also pay via cheque, demand draft, or net banking. The policy is issued once payment is received. Call 080-41101026 in India for assistance from our advisors who will help you select the right plan.
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more »Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
Know more »For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
Know more »Download Bajaj General Travel Insurance brochure online!
Know more »Renew your Bajaj General travel insurance policy online anytime before expiry.
Know more »Access Bajaj General international travel insurance policies, trusted by thousands of Indian travelers worldwide.
Transparent pricing for Bajaj General overseas travel insurance, with no hidden costs.
Expert guidance for Indian travelers planning international trips with reliable coverage.
Modify travel dates, personal details, or coverage options online with Bajaj General travel insurance.
Extend or renew your Bajaj General international travel insurance if your trip gets delayed.
Get fast claims assistance and emergency support anywhere during your overseas journey with Bajaj General travel insurance.
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Here are the simple steps to renew travel insurance online.
Discover Popular Travel Destinations with Bajaj General Travel Insurance
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
When choosing a Bajaj General overseas travel insurance plan, here are the key points to keep in mind:
Whether you’re a student heading abroad, a senior exploring new destinations, a frequent flyer on business trips, traveling across Asia, or journeying within India — Bajaj General offers travel insurance plans to keep you protected and stress-free.
When you buy Bajaj General travel insurance, you are financially secure against these unexpected events and can access multilingual assistance worldwide.
Bajaj General offers 24x7 global assistance to help you with claims, medical emergencies, and travel support.
Claims Department
Bajaj General Insurance Co. Ltd.
G-21 & 22, Ackruti Trade Centre, MIDC Road,
Andheri (E), Mumbai – 400093
Bajaj General Assistance
7th Floor, Tower B, Peninsula Business Park,
Lower Parel, Mumbai – 400013
Travel insurance covers unanticipated adverse circumstances. Any planned situation, preventive healthcare, or regular treatment for an existing medical ailment will not be covered. The following are some of the exclusions under the Bajaj General travel policy. For complete details, please refer to the policy document.
Any Indian resident between 6 months and 90+ years of age traveling abroad can buy Bajaj General travel insurance.
Yes. Bajaj General travel insurance offers visa-compliant plans suitable for Schengen, UK, USA, and other destinations.
Yes. It provides wide coverage, cashless hospitalization worldwide, and affordable premiums for international trips.
Bajaj General offers multiple plan variants such as Standard, Silver, Gold, and Platinum with coverage ranging from USD 50,000 to USD 500,000.
You can easily buy it online through NRIOL.com or the official Bajaj General website by selecting your travel details and paying online.
Yes. Fill the online renewal form. Renewal is approved based on good health and no previous claims.
Yes. You can request an extension by filling the renewal form. Extensions are subject to approval and can be granted up to an additional 6 months.
The policy can initially cover up to 6 months and can be renewed for another 6 months if required.
Contact the Bajaj General assistance helpline at 1800 209 5858 or +91 124 6174720. Submit the required claim documents as instructed by the team.
Yes, cashless service is available for hospitalizations exceeding 24 hours (after deductible). For smaller expenses, you can pay first and then file for reimbursement.
Yes, outpatient treatment expenses are reimbursed after you pay initially and submit valid documents (subject to the deductible mentioned in your plan).
Yes, cancellation is allowed if you haven’t traveled and no claims have been made. You must provide proof of visa rejection or trip cancellation.
Send a written request with policy details and supporting documents to travel@bajajallianz.co.in. Refunds are processed after approval from the insurer.
Partial refund may be applicable for the unused travel period, subject to no claims being filed.
Choose the right Bajaj General plan based on your age group for Schengen visa compliance.
| Age Group | Available Plans |
|---|---|
| 6 months - 60 years | Travel ACE | Travel Prime | Travel Elite | Assist Card | Travel Companion |
| 61 years - 70 years | Travel ACE | Travel Prime |
| 71 years and above | Travel ACE | Travel Prime |