Bajaj General Sweden Schengen Visa Travel Insurance from India 2026
Affordable Schengen visa compliant travel insurance for Sweden starting from ₹19/day, covering €30,000+ medical expenses, emergency evacuation, baggage loss, and trip protection.
Secure Your Trip with Bajaj General – At 0% GST
Why Choose Bajaj Travel Insurance for Sweden?
Trusted by 15,500+ Travelers
Do I Need Travel Insurance to Go to Sweden in 2026?
Yes. travel insurance is mandatory for Indian nationals applying for a Sweden Schengen visa. The Swedish Migration Agency and VFS Global require a valid insurance certificate as part of your visa application. Without it, your application will be considered incomplete and can be rejected.
Beyond the visa requirement, Sweden has one of the highest costs of living in Europe. A visit to a Stockholm emergency room can cost upwards of SEK 3,000–5,000 (approximately ₹25,000–₹45,000) for a foreign visitor and that is before any medication, tests, or overnight stay. Bajaj General Sweden Schengen travel insurance protects you against these costs from ₹19/day.
| Traveller Type | Is Travel Insurance Required? |
|---|---|
| Applying for Sweden Schengen visa from India | Yes - mandatory. Must cover min. €30,000 across all Schengen countries. |
| Already holds a valid Schengen visa | Strongly recommended; not enforced at entry but essential for financial protection. |
| Travelling to Sweden for work or study (long-stay visa) | Separate Swedish health insurance or residence permit insurance typically required. |
Note on Swedish public healthcare: Sweden's public healthcare system (Sjukvård) is largely free for Swedish residents. However, as a foreign visitor on a short-stay Schengen visa, you are not entitled to free treatment. You will be billed at full international rates making travel insurance essential, not optional.
How Much Does Bajaj General Travel Insurance For Sweden Cost in 2026?
The Bajaj General travel insurance for Sweden from India costs ranges from ₹19 to ₹36 per day for a 25-year-old traveler, depending on the plan type and coverage amount. Get your instant quote in 2 minutes →
*Price shown is for a 180-day trip to Sweden for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
What Is the Cheapest Travel Insurance for a Sweden Schengen Visa from India?
The cheapest Schengen-compliant travel insurance from India for a Sweden visa starts at ₹19/day with the Bajaj General Travel Companion Plan. For a standard 10-day Sweden trip, that is approximately ₹190–₹200 in total insurance cost far less than a single café lunch in Stockholm.
| Trip Duration | Companion Plan (₹19/day) | ACE Plan (₹32/day) | Prime Plan (₹36/day) |
|---|---|---|---|
| 7 days | ~₹133 | ~₹224 | ~₹252 |
| 10 days | ~₹190 | ~₹320 | ~₹360 |
| 15 days | ~₹285 | ~₹480 | ~₹540 |
| 30 days | ~₹570 | ~₹960 | ~₹1,080 |
*Indicative prices for a 25-year-old traveller. Actual premiums vary by age, trip duration, and plan. Get an exact quote on this page.
Is ₹2 Lakhs Enough for a Sweden / Schengen Visa Application?
Sweden is one of Europe's more expensive destinations - Stockholm consistently ranks among the priciest cities for visitors. For the Schengen visa application itself, the Swedish Migration Agency (via VFS Global) expects you to demonstrate sufficient funds for your entire stay. A general guideline is €50–€100 per day in Sweden (~₹4,500–₹9,000/day).
For a 10-day trip, that means needing roughly €500–€1,000 in accessible travel funds separate from flights and accommodation already booked. Most visa advisors recommend maintaining a bank balance of at least ₹3–₹5 lakh for a short Sweden trip application to demonstrate financial comfort, especially for first-time Schengen applicants.
₹2 lakhs may be considered borderline for a 7–10 day trip if your flights and hotels are pre-booked and confirmed. Travel insurance, confirmed return tickets, and hotel bookings all strengthen your visa application regardless of the bank balance shown.
compare_arrowsCheapest and Best Travel Insurance for Sweden Schengen
monetization_onCheapest Travel Insurance for Sweden from Bajaj General?
The cheapest travel insurance for Sweden from Bajaj General is the Travel Companion Plan, starting at just ₹19/day*.
- Medical coverage up to $50,000 for accidents and sickness.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $250.
starsWhich Is the Best Travel Insurance for Sweden from Bajaj General?
The Travel ACE Plan is the best travel insurance plan from Bajaj General for trips to Sweden, starting at just ₹32/day*
- Medical coverage up to $50,000 for accidents and sickness.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $500.
Do I Need to Apply for Sweden Schengen Visa?
Yes. Indian passport holders need to apply for a Sweden Schengen Visa to enter Sweden for tourism, business, or family visits. This visa allows travel across all Schengen countries for up to 90 days.
How Do I Apply for a Sweden Schengen Visa?
You can complete the visa application online, scheduling an appointment with VFS Global, and submitting your documents including the policy certificate from Bajaj General Insurance. After biometric submission, you can track your visa application status.
Why Choose Bajaj General Travel Health Insurance for Sweden?
- Accepted by Sweden Embassy and VFS for visa processing.
- Valid in all Schengen countries, not just Sweden.
- Instant policy issuance by email (ready for visa submission).
- Cashless hospitalization? option at network hospitals abroad.
- Supported by General Group worldwide (hence recognized globally as General travel insurance Sweden).
Mandatory Schengen Travel Insurance Requirements
| Requirement | Minimum Rule |
|---|---|
| Medical Coverage | At least €30,000 (~USD $50,000) |
| Validity | Must cover all Schengen countries |
| Coverage Duration | Must match your entire trip stay |
| Must Include | Emergency medical care, hospitalization, repatriation |
Is Health Insurance Free in Sweden for Indian Visitors?
This is one of the most common questions from Indians planning a Sweden trip, and the answer has an important distinction:
- For Swedish residents and EU/EEA nationals: Healthcare in Sweden is heavily subsidised by the government and largely free or very low cost.
- For Indian tourists and short-stay visa holders: You are not covered by Sweden's public healthcare system. As a foreign visitor, you will be charged at full private rates, which are among the most expensive in Europe.
A standard GP visit in Sweden can cost SEK 200–500 (approx. ₹1,700–₹4,200) with a Swedish ID card subsidy but without it, foreign visitors can be billed the full unsubsidised rate. Emergency hospitalisation, surgery, or specialist care can cost tens of thousands of SEK without insurance. In serious cases, medical evacuation back to India can exceed ₹20–₹30 lakh.
Bajaj General Sweden travel insurance covers these medical costs up to USD $50,000 (~SEK 5.5 lakh), giving you full financial protection whether you need a routine doctor visit or emergency hospitalisation in Stockholm, Gothenburg, or anywhere across the Schengen region.
For Indian travellers, buying travel insurance before your Sweden trip is essential both for the visa and for real financial protection in one of Europe's most expensive healthcare environments. Get your free quote →
Travelling to Sweden or the Schengen Zone from India?
Bajaj General Sweden Schengen travel insurance offers reliable and cost-effective protection for Indian travellers heading to Sweden or any of the 27 Schengen countries. Whether your trip is for tourism, education, business, or visiting family, this insurance ensures you stay protected against unexpected medical and travel-related emergencies.
From sudden illness to flight delays or lost baggage, this plan provides a safety net so you can explore Sweden - Stockholm's UNESCO-listed old town Gamla Stan, the natural wonder of the Northern Lights in Abisko, the medieval city walls of Visby on Gotland island, or the archipelago islands outside Gothenburg - without financial worry.
If you're looking to travel from India to Sweden or anywhere within the Schengen Zone, Bajaj General has what you need with a comprehensive travel insurance plan that covers all 29 countries in the Schengen area at an affordable price point.
Bajaj General's travel insurance for Sweden/Schengen provides coverage for unforeseen medical emergencies that may arise during your trip and covers unexpected travel-related emergencies, including trip cancellations, baggage loss, and travel delay due to sickness.
With the assurance that Bajaj General covers you while discovering Sweden's unique highlights its midnight sun summers, glass-and-ice design hotels in Lapland, and the vibrant food and design scene in Malmö you can travel with complete peace of mind.
Travel Safe to the Sweden with Trusted Bajaj General Insurance
How can I extend or renew my Bajaj General travel insurance from Sweden?
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Here are the simple steps to renew travel insurance online.
- Click the url extend or renew Bajaj General Insurance online.
- Fill the renewal form with correct information and click on submit.
- Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
- Your filled form will be then sent for approval to the head office.
- Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
- If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
- Once payment is success you will get your renewed policy.
- In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).
Why Buy Bajaj General Sweden Schengen Travel Insurance from NRIOL?
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verifiedSweden Visa-Compliant Plans
All Bajaj General Sweden Schengen Travel Insurance plans meet mandatory Schengen visa insurance requirements including medical and emergency coverage.
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attach_moneyAffordable Schengen Premiums
Get low-cost travel insurance for Sweden from India with transparent pricing and no hidden charges.
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school20+ Years of Experience
NRIOL has helped Indian travelers choose the best travel insurance for Sweden for tourism, study, business trips, and family visits.
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editEasy Policy Changes
Modify travel dates or traveler details on your Bajaj General Sweden Travel Insurance smoothly before departure.
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updateFlexible Trip Extension
You can easily extend Sweden Schengen Travel Insurance if your travel dates change unexpectedly.
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support_agent24/7 Global Assistance
Enjoy worldwide claims and emergency support while traveling in Sweden and the Schengen region.
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » -
assessmentTraveler outside India
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
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descriptionBajaj General Travel Brochure
Download Bajaj General Travel Insurance brochure online!
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autorenewBajaj General Policy Renewal
Renew your Bajaj General travel insurance policy online anytime before expiry.
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Schengen Destinations
Discover Popular Schengen Countries with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
Bajaj General Travel Insurance for Indians Visiting Sweden Schengen Countries
Sweden has become a popular destination for Indian travellers due to its digital-friendly environment, universities, and beautiful architecture. Choosing travel insurance from India to Sweden is essential not only for safety but also because it is a mandatory requirement for the Sweden Schengen visa.
Sweden travel insurance for Indians includes wide-ranging benefits such as emergency medical treatment, hospitalization cover, loss of passport protection, delayed or lost baggage support, and trip interruption coverage. Since healthcare costs in Europe can be very high, having a Schengen-compliant insurance policy ensures you are financially protected throughout your stay.
Bajaj General Sweden travel insurance meets all Schengen visa requirements, including medical coverage of EUR 30,000, emergency evacuation, and repatriation. With simple online purchase, affordable premiums, global 24/7 assistance, and cashless medical support across the Schengen region, it remains one of the best travel insurance plans for Sweden from India.
Factors Influencing the Cost of Bajaj General Travel Insurance for Sweden
- Age of the Traveller: Premiums differ based on age, with higher rates for senior travellers due to increased medical care requirements during an Sweden or Schengen trip.
- Duration of Stay: Longer trips to Sweden or across the Schengen Zone increase the total cost of insurance since the risk period is extended.
- Destination Requirements: Medical treatment in Sweden and the wider Schengen region can be costly, and having a Bajaj General Sweden Schengen visa travel insurance plan is mandatory for securing a Schengen visa.
- Sum Insured: Higher medical coverage limits—required for Schengen visa applications—provide stronger financial protection but also raise the overall premium.
- Sub-limits: Opting for comprehensive plans with no sub-limits or enhanced benefits under Sweden Schengen travel medical insurance may cost slightly more but ensures wider and more reliable coverage.
Key Benefits of Bajaj General Insurance for Sweden (Schengen Visa)
| Benefit | Details |
|---|---|
| VFS / Schengen-visa compliant | Meets Schengen travel insurance requirements for Sweden visa applications. |
| Wide age eligibility | Covers travellers from children to senior citizens (age range depends on plan). |
| High sum insured options | Coverage available in multiple levels (e.g., USD 50,000 and above depending on plan). |
| Cashless hospitalisation | Cashless treatment possible for eligible inpatient hospitalisation abroad. |
| Outpatient medical coverage | Reimbursement for OPD visits and doctor consultations as per policy terms. |
| Pre-existing illness (limited cover) | Some plans offer limited coverage for pre-existing conditions; varies by product. |
| 24x7 assistance worldwide | Global support team available for claim assistance and guidance. |
| Policy duration & extension | Coverage available up to 180 days; extensions may be possible while overseas. |
| Affordable premium | Multiple plans to choose from based on age & coverage requirement. |
| Flexible purchase options | Buy online using card/net banking/wallet; documents issued instantly. |
What Does Bajaj General (Formerly Bajaj Allianz) Sweden Travel Insurance Cover?
Here is a practical summary of what is typically covered and what is not under Bajaj General Sweden Schengen travel insurance plans. Always read the full policy wording for complete details.
| ✅ What Is Covered | ❌ What Is Typically Not Covered |
|---|---|
| Emergency medical treatment and hospitalisation in Sweden | Planned / elective medical treatment (non-emergency) |
| Emergency medical evacuation and repatriation to India | Pre-existing conditions (except life-threatening emergencies, up to $5,000) |
| Accidental death and permanent disability | Self-inflicted injuries or consequences of illegal activity |
| Loss of checked baggage and passport | Loss of cash, jewellery, or unattended valuables (varies by plan) |
| Trip cancellation due to covered emergencies (ACE/Prime plans) | Cancellations due to change of mind or non-covered reasons |
| Flight delay and missed connection (ACE/Prime plans) | Delay caused by airlines' own schedule changes (varies by plan) |
| COVID-19 hospitalisation and medical treatment | COVID-19 quarantine costs in some plan tiers (check policy wording) |
| 24/7 emergency assistance worldwide | Travel to countries under active government travel advisories |
Important note on exclusions: The table above reflects standard exclusions across most Bajaj General travel insurance plans. Specific exclusions vary by plan tier (Companion, ACE, or Prime). For a precise list applicable to your chosen plan, refer to the Bajaj General travel insurance policy wording PDF or speak to our team at call (080)-41101026
How to Buy Bajaj General Insurance for Sweden Schengen Visa
Buying Bajaj General travel insurance for Sweden and Schengen Visa online is simple and fast:
Complete the Travel Insurance for Sweden quote form online.
Provide number of travelers, age, and travel dates to compare Bajaj General plan options.
Compare the plans and select the best travel insurance plan for Sweden.
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj General Insurance policy will be issued immediately and emailed to you.
💡 Tip: Keep both digital and printed copies of your policy during your trip.
location_on Indian Embassy & Consular Contact in Sweden
Indian travellers visiting Sweden can contact the Embassy of India in Stockholm for passport services, visa assistance, emergency support, and other consular queries:
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Embassy of India, Stockholm
Kommendörsgatan 30, 114 48 Stockholm, Sweden
What Is Cashless Hospitalization in Bajaj General Travel Insurance for Sweden?
Cashless means that when you’re hospitalized or receive medical treatment in Sweden, you don’t have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network.
How Cashless Hospitalization Works Under Bajaj General Travel Insurance for Sweden?
💡 How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
flight_takeoff Travel Tips for Indians Visiting Sweden
- 💳 Carry an international debit/credit card and some local currency (Swedish krona, SEK). Sweden is largely cashless, but SEK is useful in smaller towns.
- 📞 Save the Bajaj General 24 × 7 Assistance Number and Indian Embassy / Consulate contacts.
- 🏥 Check nearby hospitals and clinics that allow cashless treatment under your policy.
- 🛂 Keep digital and printed copies of passport, Schengen visa, and travel insurance with you.
- 🚇 Learn basic Swedish phrases and get familiar with public transport systems (Tunnelbana metro in Stockholm, trams, and regional trains).
- 🌦️ Sweden weather varies by region — pack accordingly especially during winter and rainy seasons.
✈️ With Bajaj General Schengen travel insurance for Sweden, you can travel confidently knowing your health and trip are financially protected.
Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to Sweden Schengen Countries
- Schengen Visa-Approved Insurance
Bajaj General travel insurance meets all Sweden Schengen visa insurance requirements, including minimum medical coverage, emergency evacuation, and repatriation—essential for visa approval. - Wide Medical Coverage in Sweden
Healthcare costs in Sweden and across Europe can be high. This plan covers hospitalization, outpatient treatment, emergency care, and medical evacuation as per policy terms. - COVID-19 Protection
Includes coverage for COVID-19 medical treatment, hospitalization, quarantine expenses, or trip cancellation based on policy guidelines. - Accidental Injury & Repatriation Cover
Provides financial support for accidental death, permanent disability, and international repatriation of remains. - Trip Cancellation & Trip Disruptions
Reimbursement for non-refundable expenses if your Sweden trip is cancelled or interrupted due to emergencies. - Baggage & Passport Loss Cover
Compensation for lost or delayed baggage and coverage for loss of passport while travelling in Sweden or the Schengen region. - Cashless Medical Support in Europe
Access to a large network of cashless hospitals across Sweden and other Schengen countries, subject to policy terms. - 24/7 Emergency Assistance
Round-the-clock global support for medical, travel, or claim-related emergencies anywhere in Sweden or Europe. - Affordable Plans for All Traveller Types
Budget-friendly options ideal for tourists, students, business travellers, families, and senior citizens visiting Sweden.
With Bajaj General Schengen travel insurance for Sweden, you can explore the country with peace of mind, knowing you are protected from major medical and travel-related uncertainties.
Why Choose Bajaj General for Sweden Travel?
Bajaj General Sweden Schengen travel insurance provides reliable, visa-compliant, and cost-effective coverage for Indian travellers visiting Sweden and the wider Schengen region.
Comprehensive Coverage
- Eligible for travellers between 6 months and 99 years.
- Multiple sum-insured options based on travel needs.
- Covers medical emergencies, baggage loss, flight delays, and missed connections.
- Includes COVID-19 hospitalization and evacuation cover (as per policy wording).
- Option to extend coverage if your stay in Sweden is prolonged (subject to approval).
Hassle-Free Experience
- Instant online purchase using card/UPI/net banking.
- Easy renewal and policy extension for changing travel plans.
- Cashless hospitalization across Europe, along with reimbursement-based claims.
- 24 × 7 global assistance for travellers visiting Sweden or any Schengen nation.
Additional Highlights
- Premium paid in INR while coverage applies in EUR/USD value.
- Mandatory for Sweden Schengen visa application.
- No medical tests required for most age groups and trip durations.
Which Travel Insurance Is Best for a Sweden Schengen Visa from India?
For Indian travellers applying for a Sweden Schengen visa, the best travel insurance must meet three requirements: accepted by the Swedish Migration Agency and VFS Global, minimum €30,000 medical cover valid across all Schengen countries, and issued by an IRDAI-licensed Indian insurer. Here is how Bajaj General measures up:
| What Matters for Sweden Visa | Bajaj General - How It Qualifies |
|---|---|
| Accepted by VFS Global Sweden | ✅ Yes - IRDAI-regulated, widely accepted by Schengen embassies |
| €30,000+ medical cover | ✅ All plans start at USD $50,000 (~€46,000) — exceeds minimum |
| Valid across all 29 Schengen nations | ✅ One policy for the entire Schengen zone |
| Instant policy certificate (for same-day visa submission) | ✅ Emailed within minutes of payment |
| Swedish krona & euro countries covered | ✅ Sweden uses SEK; policy covers medical costs in any currency |
| Cashless hospitalisation in Europe | ✅ Partner hospital network across Schengen; T&C apply |
| Pre-existing condition coverage | ✅ Limited cover up to $5,000 for life-threatening emergencies |
| Affordable INR premium | ✅ From ₹19/day - 0% GST; coverage value in USD/EUR |
For budget travellers, the Travel Companion Plan (₹19/day) covers the visa requirement with solid medical protection. For broader coverage including baggage protection and trip cancellation, the Travel ACE Plan (₹32/day) offers the strongest overall value for a Sweden trip.
Bajaj General Sweden Travel Insurance Frequently Asked Questions
If you are applying for Sweden visa, the consular authorities can ask you to have adequate travel insurance for Sweden. However given the fact that your domestic Indian health insurance provides little coverage in Sweden, it is important for Indian travelers to buy good Bajaj General travel health insurance for Sweden.
The cost for the Sweden travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Sweden travel insurance required, the greater will be the cost.
You can get buy Bajaj General travel insurance for Sweden by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.
Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while traveling, so it is important to be prepared.
Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies..etc and the cost of travel insurance is very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.
Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans which provide comprehensive protection at a nominal cost.
Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like all the Schengen states eg - Italy, Greece, Portugal, Spain, France, Austria, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa.
However beyond mandated requirement for the visa, it is prudent to buy travel insurance for from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance .
No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
If the traveler is already outside India, they can complete the 'Traveler Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.
- Competitive price.
- Cashless hospitalization claim settlement in Sweden.
- No age limit and no paper work
You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.
The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
No. Sweden's subsidised public healthcare system is available to Swedish residents and EU/EEA nationals not to Indian tourists on a short-stay Schengen visa. As a foreign visitor, you will be charged full unsubsidised rates for any medical treatment. A standard ER visit in Stockholm can cost SEK 3,000–5,000 (~₹25,000–₹42,000) or more for a visitor without insurance. Bajaj General Sweden Schengen travel insurance covers medical costs up to $50,000 so you are never out of pocket for emergency treatment.
The cheapest Schengen-compliant travel insurance from India for a Sweden visa is the Bajaj General Travel Companion Plan, starting from ₹19/day. For a 10-day trip, that comes to approximately ₹190–₹200 in total insurance premium. It covers €30,000+ medical expenses (mandatory for Schengen visa), emergency evacuation, and baggage loss — all requirements met at the lowest available price point.
Bajaj General travel insurance for Sweden covers emergency medical treatment and hospitalisation, emergency evacuation and repatriation to India, accidental death and disability, loss of baggage and passport, trip cancellation (ACE and Prime plans), flight delays (ACE and Prime plans), and COVID-19 medical treatment as per policy terms. Coverage is available from USD $50,000 medical cover (~€46,000) exceeding the Schengen minimum of €30,000.
Standard exclusions under Bajaj General Sweden travel insurance include planned or elective medical treatment, pre-existing conditions (except life-threatening emergencies up to $5,000), self-inflicted injuries, loss of cash or unattended valuables, cancellations due to change of mind, and travel to countries under active Indian government travel advisories. Specific exclusions vary by plan always read the full policy wording before purchasing. Download the policy PDF or call (080) 41101026 for clarification.
For a Sweden Schengen visa, the insurance policy must be issued by an IRDAI-licensed insurer, cover at least €30,000 in medical expenses valid across all Schengen countries, include emergency evacuation and repatriation, and match your travel dates. Bajaj General Insurance meets all these criteria and its policy certificates are accepted by VFS Global and the Swedish Migration Agency. The certificate is emailed to you instantly after purchase.
General Information About Sweden
Northern Europe
Stockholm
Swedish krona
May to September
10,161,797
Swedish, Finnish,Romani
Stockholm, Gothenburg, Malmö, Visby (Gotland), Uppsala, Kiruna (Northern Lights), Abisko National Park, Dalarna, Öland Island.
Which are the Popular Tourist Destinations in Sweden?
