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Bajaj travel insurance

Bajaj General Malta Schengen Visa Travel Insurance from India 2026

Affordable Schengen visa compliant travel insurance for Malta starting from ₹19/day, covering €30,000+ medical expenses, emergency evacuation, baggage loss, and trip protection.

Secure Your Trip with Bajaj General – At 0% GST

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Why Choose Bajaj Travel Insurance for Malta?

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Coverage Available
Upto $1,000,000
groups
Coverage
6 Months – 99 Years
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Pre-existing condition coverage
Upto $5,000?
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Worldwide Coverage
Cashless hospitalization?
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Duration
180 Days
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Support Available
24x7

Trusted by 15,500+ Travelers

20+ Years of Trusted Insurance Expertise

Do I Need Travel Insurance for Malta?

Yes. Indian travelers visiting Malta must have Schengen-approved travel insurance. Plans such as Bajaj General travel insurance Malta is recognized by the Malta Embassy and are required when applying for the Malta Schengen Visa. Bajaj General travel health insurance for Malta insurance helps cover medical expenses, hospitalization, emergency evacuation, and repatriation while abroad.

How Much Does Bajaj General Travel Insurance For Malta Cost in 2026?

The Bajaj General travel insurance for Malta from India costs ranges from ₹19 to ₹36 per day for a 25-year-old traveler, depending on the plan type and coverage amount. Get your instant quote in 2 minutes →

Travel Companion
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$250
Cancellation
Nil
Starting at ₹19/day*
Travel ACE
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$500
Cancellation
$1,000
Starting at ₹32/day*
Travel Prime
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$500
Cancellation
$500
Starting at ₹36/day*

*Price shown is for a 180-day trip to Malta for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.

compare_arrowsCheapest and Best Travel Insurance for Malta Schengen

monetization_onCheapest Travel Insurance for Malta from Bajaj General?

The cheapest travel insurance for Malta from Bajaj General is the Travel Companion Plan, starting at just ₹19/day*.

Key Benefits of the Travel Companion Plan
  • Medical coverage up to $50,000 for accidents and sickness.
  • Emergency medical evacuation: up to $50,000.
  • Baggage loss coverage: $250.
This plan provides basic yet sufficient protection for budget-conscious travelers.

starsWhich Is the Best Travel Insurance for Malta from Bajaj General?

The Travel ACE Plan is the best travel insurance plan from Bajaj General for trips to Malta, starting at just ₹32/day*

Key Benefits of the Travel ACE Plan
  • Medical coverage up to $50,000 for accidents and sickness.
  • Emergency medical evacuation: up to $50,000.
  • Baggage loss coverage: $500.
Discount available for multiple travelers booking together. T&C apply)

Do I Need to Apply for Malta Schengen Visa?

Yes. Indian passport holders need to apply for a Malta Schengen Visa to enter Malta for tourism, business, or family visits. This visa allows travel across all Schengen countries for up to 90 days.

How Do I Apply for a Malta Schengen Visa?

You can complete the visa application online, scheduling an appointment with VFS Global, and submitting your documents including the policy certificate from Bajaj General Insurance. After biometric submission, you can track your visa application status.

Do I Need Travel Insurance for a Malta Work Visa?

If you are applying for a Malta work visa or employment permit rather than a tourist Schengen visa, the insurance requirement depends on the type of permit you are applying for:

  • Short-stay work authorization (up to 90 days): Applicants typically require the same Schengen-compliant travel insurance with a minimum €30,000 medical cover as tourist visa applicants. Bajaj General's plans are accepted for this purpose.
  • Long-stay work permit (beyond 90 days): Malta's national employment permit may require a different type of health insurancetypically a local or international health policy rather than a standard Schengen travel insurance plan. We recommend confirming specific requirements with the Identità (Malta's Identity and Residency Agency) or your employer before applying.

For short-duration work assignments, Bajaj General's Malta Schengen visa travel insurance covers the trip duration and satisfies standard visa insurance requirements. Coverage is available for stays up to 180 days, with an option to extend if your assignment is prolonged.

Get a quote for your Malta work trip →

Why Choose Bajaj General Travel Health Insurance for Malta?

  • Accepted by Malta Embassy and VFS for visa processing.
  • Valid in all Schengen countries, not just Malta.
  • Instant policy issuance by email (ready for visa submission).
  • Cashless hospitalization? option at network hospitals abroad.
  • Supported by General Group worldwide (hence recognized globally as General travel insurance Malta).

Mandatory Schengen Travel Insurance Requirements

Requirement Minimum Rule
Medical Coverage At least €30,000 (~USD $50,000)
Validity Must cover all Schengen countries
Coverage Duration Must match your entire trip stay
Must Include Emergency medical care, hospitalization, repatriation

Malta Travel Insurance: Costs, Coverage and Common Questions Answered

How much does travel insurance for Malta cost from India?

Malta travel insurance from India costs between ₹19 and ₹36 per day for a 25-year-old, depending on the plan selected. As a quick reference:

Plan Price (per day) Approx. 15-day trip cost Medical Cover
Travel Companion ₹19/day ~₹285 $50,000
Travel ACE ₹32/day ~₹480 $50,000
Travel Prime ₹36/day ~₹540 $50,000

*Prices shown for a 25-year-old. Premiums vary by age and trip duration. Senior travellers (60+) pay higher premiums.

What is the €30,000 Schengen travel insurance requirement?

Every Schengen visa applicantincluding those applying for a Malta Schengen visamust show proof of travel insurance with a minimum medical coverage of €30,000 (approximately USD $50,000 or ₹27–28 lakh at current rates). This requirement covers emergency hospitalisation, surgery, and repatriation costs if you fall ill or have an accident during your trip.

All three Bajaj General Malta insurance plans meet this threshold with $50,000 in medical coverage, satisfying the mandatory €30,000 Schengen insurance rule comfortably.

Is ₹2 lakh enough for a Schengen visa insurance requirement?

No. ₹2 lakh is approximately €22,000 at current exchange rateswhich falls below the mandatory €30,000 minimum required for all Schengen visa applications, including Malta. Submitting a policy with insufficient coverage is a common reason for visa delays or rejections. All Bajaj General plans for Malta include USD $50,000 (≈ €46,000) in medical coverage, which clearly exceeds the minimum threshold and ensures your visa application is not held up due to insufficient insurance.

Which insurance is accepted for a Malta Schengen visa?

To be accepted for a Malta Schengen visa, your travel insurance policy must:

  • Provide a minimum of €30,000 in medical and emergency coverage.
  • Be valid across all 29 Schengen member states, not only Malta.
  • Cover your entire period of stay, including arrival and departure dates.
  • Include emergency evacuation and repatriation of remains.
  • Be issued by an insurer recognised by the relevant embassy or VFS Global.

Bajaj General Malta Schengen travel insurance satisfies all of the above and is accepted by VFS Global and the Malta Embassy for visa processing.

What are the main types of travel insurance coverage for Malta?

Travel insurance for Malta typically includes four core coverage types:

  • Medical coverage - Hospitalisation, outpatient treatment, surgery, and emergency evacuation. Mandatory for the Malta Schengen visa (minimum €30,000).
  • Trip cancellation and interruption - Reimbursement for non-refundable bookings if your trip is cancelled or cut short due to unforeseen events.
  • Baggage and personal belongings - Compensation for lost, stolen, or delayed baggage and loss of passport during your Malta trip.
  • Personal accident cover - Lump-sum benefit for accidental death or permanent disability during the journey.

The Travel ACE Plan combines all four types in one policy, making it the most comprehensive option among Bajaj General's Malta travel insurance plans.

What is not covered by Bajaj General travel insurance for Malta?

While Bajaj General's Malta travel insurance provides broad coverage, standard exclusions typically apply:

  • Pre-existing conditions - Only covered up to $3,000 and limited to life-threatening emergencies; routine treatment of known conditions is excluded.
  • Adventure sports and hazardous activities - Injuries from extreme sports (e.g., paragliding, skydiving) are generally excluded unless specified.
  • Self-inflicted injuries - Intentional self-harm or injuries resulting from intoxication are not covered.
  • Non-medical personal expenses - Phone charges, room service, and personal comfort items during hospitalisation are not reimbursed.
  • Travel against medical advice - Trips taken despite a doctor's advice not to travel are excluded.
  • War and civil unrest - Claims arising from war, invasion, or civil disturbances are typically excluded.

Always read the full policy wording for a complete list of exclusions. Download the Bajaj General Travel Insurance Brochure (PDF).

Is Bajaj General (formerly Bajaj Allianz) a reliable travel insurer for Malta?

Yes. Bajaj General Insuranceformerly known as Bajaj Allianz General Insurance - is one of India's most established general insurers with over two decades of experience serving Indian travellers. It consistently receives strong claim settlement ratings from IRDAI and is trusted by more than 15,500 NRIOL customers. The insurer's global assistance network supports travellers across Malta and all Schengen countries 24/7 for medical emergencies, cashless hospitalisation, and claim support. If you have been searching for Bajaj Allianz Malta travel insurance or Bajaj Allianz Schengen insurance, the same products are now available under the Bajaj General brand with no change in coverage or acceptance at embassies.

Travelling to Malta or the Schengen Zone from India?

Bajaj General Malta Schengen travel insurance offers dependable and affordable protection for Indian travellers visiting Malta or any of the 27 Schengen member countries. Whether your trip is for sightseeing, business activities, studies, or meeting family, this plan ensures you are covered against unexpected medical and travel-related emergencies.

From sudden medical issues to flight delays, missed connections, or baggage concerns, this insurance gives you a secure safety net. Enjoy Malta’s rich history, crystal-clear beaches, ancient temples, and charming coastal towns without worrying about unexpected expenses.

If you’re travelling from India to Malta or anywhere in the Schengen Zone, Bajaj General provides a Schengen-compliant travel insurance plan that covers all 29 countries at an affordable premium, making your journey smooth and stress-free.

Bajaj General's travel insurance for Malta/Schengen includes coverage for medical emergencies, hospitalization, evacuation, repatriation, trip cancellation, loss of baggage, and travel delays due to sickness or unforeseen events.

With the confidence that Bajaj General supports you throughout your Malta trip—whether you’re exploring Valletta, Mdina, Blue Lagoon, or the island’s stunning coastline—you can focus on enjoying your holiday.

Bajaj General Travel Insurance for Indians Visiting Malta Schengen Countries

Malta is becoming a preferred destination for Indian travellers due to its Mediterranean climate, historic architecture, and vibrant cultural experiences. Purchasing travel insurance from India to Malta is essential not only for security but also because it is mandatory for obtaining the Malta Schengen visa.

Malta travel insurance for Indians offers comprehensive benefits such as emergency medical treatment abroad, hospitalization cover, loss of passport protection, delayed or lost baggage support, and trip interruption coverage. Since healthcare costs in Europe are high, a Schengen-approved policy ensures you stay financially protected during your entire trip.

Bajaj General Malta travel insurance satisfies all Schengen visa requirements, including EUR 30,000 medical coverage, emergency medical evacuation, and repatriation. With easy online purchase, competitive premiums, round-the-clock assistance, and cashless medical support across the Schengen region, it is one of the best travel insurance plans for Malta from India.

Factors Influencing the Cost of Bajaj General Travel Insurance for Malta

  • Age of the Traveller: Premiums differ based on age, with higher rates for senior travellers due to increased medical care requirements during an Malta or Schengen trip.
  • Duration of Stay: Longer trips to Malta or across the Schengen Zone increase the total cost of insurance since the risk period is extended.
  • Destination Requirements: Medical treatment in Malta and the wider Schengen region can be costly, and having a Bajaj General Malta Schengen visa travel insurance plan is mandatory for securing a Schengen visa.
  • Sum Insured: Higher medical coverage limits—required for Schengen visa applications—provide stronger financial protection but also raise the overall premium.
  • Sub-limits: Opting for comprehensive plans with no sub-limits or enhanced benefits under Malta Schengen travel medical insurance may cost slightly more but ensures wider and more reliable coverage.

Key Benefits of Bajaj General Insurance for Malta (Schengen Visa)

Benefit Details
VFS / Schengen-visa compliant Meets Schengen travel insurance requirements for Malta visa applications.
Wide age eligibility Covers travellers from children to senior citizens (age range depends on plan).
High sum insured options Coverage available in multiple levels (e.g., USD 50,000 and above depending on plan).
Cashless hospitalisation Cashless treatment possible for eligible inpatient hospitalisation abroad.
Outpatient medical coverage Reimbursement for OPD visits and doctor consultations as per policy terms.
Pre-existing illness (limited cover) Some plans offer limited coverage for pre-existing conditions; varies by product.
24x7 assistance worldwide Global support team available for claim assistance and guidance.
Policy duration & extension Coverage available up to 180 days; extensions may be possible while overseas.
Affordable premium Multiple plans to choose from based on age & coverage requirement.
Flexible purchase options Buy online using card/net banking/wallet; documents issued instantly.

compare_arrowsCheapest and Best Travel Insurance for Malta Schengen

monetization_onCheapest Travel Insurance for Malta from Bajaj General?

The cheapest travel insurance for Malta from Bajaj General is the Travel Companion Plan, starting at just ₹19/day*.

Key Benefits of the Travel Companion Plan
  • Medical coverage up to $50,000 for accidents and sickness.
  • Emergency medical evacuation: up to $50,000.
  • Baggage loss coverage: $250.
This plan provides basic yet sufficient protection for budget-conscious travelers.

starsWhich Is the Best Travel Insurance for Malta from Bajaj General?

The Travel ACE Plan is the best travel insurance plan from Bajaj General for trips to Malta, starting at just ₹32/day*

Key Benefits of the Travel ACE Plan
  • Medical coverage up to $50,000 for accidents and sickness.
  • Emergency medical evacuation: up to $50,000.
  • Baggage loss coverage: $500.
Discount available for multiple travelers booking together. T&C apply)

How to Buy Bajaj General Insurance for Malta Schengen Visa

Buying Bajaj General travel insurance for Malta and Schengen Visa online is simple and fast:

🌐
Step 1: Complete the Bajaj Schengen visa insurance quote form

Complete the Travel Insurance for Malta quote form online.

📅
Step 2: Enter Traveler Details

Provide number of travelers, age, and travel dates to compare Bajaj General plan options.

🧳
Step 3: Select the Best Malta Visa Travel Insurance Plan

Compare the plans and select the best travel insurance plan for Malta

💳
Step 4: Pay Securely Online

Complete payment via credit/debit card, UPI, or net banking.

Step 5: Get Your Policy and Schengen visa letter Instantly

Your Bajaj General Insurance policy will be issued immediately and emailed to you.

💡 Tip: Keep both digital and printed copies of your policy during your trip.

location_on Indian Embassy & Consular Contact for Malta

Indian travellers visiting Malta can reach out to the Embassy of India in Rome (which is accredited to Malta) for passport services, visa-related assistance, emergency support, or any other consular requirements:

  • Embassy of India, Rome (Accredited to Malta)

    Via XX Settembre 5, 00187 Rome, Italy

travel health insurance for Malta from india

Travel Safe to the Malta with Trusted Bajaj General Insurance

How can I extend or renew my Bajaj General travel insurance from Malta?

Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.

Here are the simple steps to renew travel insurance online.

  1. Click the url extend or renew Bajaj General Insurance online.
  2. Fill the renewal form with correct information and click on submit.
  3. Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
  4. Your filled form will be then sent for approval to the head office.
  5. Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
  6. If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
  7. Once payment is success you will get your renewed policy.
  8. In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).

Why Buy Bajaj General Malta Schengen Travel Insurance from NRIOL?

  • verified
    Malta Visa-Compliant Plans

    All Bajaj General Malta Schengen Travel Insurance plans meet mandatory Schengen visa insurance requirements including medical and emergency coverage.

  • attach_money
    Affordable Schengen Premiums

    Get low-cost travel insurance for Malta from India with transparent pricing and no hidden charges.

  • school
    20+ Years of Experience

    NRIOL has helped Indian travelers choose the best travel insurance for Malta for tourism, study, business trips, and family visits.

  • edit
    Easy Policy Changes

    Modify travel dates or traveler details on your Bajaj General Malta Travel Insurance smoothly before departure.

  • update
    Flexible Trip Extension

    You can easily extend Malta Schengen Travel Insurance if your travel dates change unexpectedly.

  • support_agent
    24/7 Global Assistance

    Enjoy worldwide claims and emergency support while traveling in Malta and the Schengen region.

Schengen Destinations

Discover Popular Schengen Countries with Bajaj General Travel Insurance

Bajaj General Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".

What Is Cashless Hospitalization in Bajaj General Travel Insurance for Malta?

Cashless means that when you’re hospitalized or receive medical treatment in Malta, you don’t have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network.

How Cashless Hospitalization Works Under Bajaj General Travel Insurance for Malta?

💡 How Cashless Treatment Works
  1. Emergency occurs: You fall sick or have an accident during your trip.
  2. Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
  3. Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
  4. Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
  5. Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
  6. You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.

flight_takeoff Travel Tips for Indians Visiting Malta

  • 💳 Carry an international debit/credit card and some local currency (EUR).
  • 📞 Save the Bajaj General 24 × 7 Assistance Number and Indian Embassy / Consulate contacts.
  • 🏥 Check nearby hospitals and clinics that allow cashless treatment under your policy.
  • 🛂 Keep digital and printed copies of passport, Schengen visa, and travel insurance with you.
  • 🚇 Learn basic Malta phrases and get familiar with public transport systems (S-Bahn, U-Bahn, Trams).
  • 🌦️ Malta weather varies by region — pack accordingly especially during winter and rainy seasons.

✈️ With Bajaj General Schengen travel insurance for Malta, you can travel confidently knowing your health and trip are financially protected.

Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to Malta Schengen Countries

  1. Schengen Visa-Approved Insurance
    Bajaj General travel insurance meets all Malta Schengen visa insurance requirements, including minimum medical coverage, emergency evacuation, and repatriation—essential for visa approval.
  2. Wide Medical Coverage in Malta
    Healthcare costs in Malta and across Europe can be high. This plan covers hospitalization, outpatient treatment, emergency care, and medical evacuation as per policy terms.
  3. COVID-19 Protection
    Includes coverage for COVID-19 medical treatment, hospitalization, quarantine expenses, or trip cancellation based on policy guidelines.
  4. Accidental Injury & Repatriation Cover
    Provides financial support for accidental death, permanent disability, and international repatriation of remains.
  5. Trip Cancellation & Trip Disruptions
    Reimbursement for non-refundable expenses if your Malta trip is cancelled or interrupted due to emergencies.
  6. Baggage & Passport Loss Cover
    Compensation for lost or delayed baggage and coverage for loss of passport while travelling in Malta or the Schengen region.
  7. Cashless Medical Support in Europe
    Access to a large network of cashless hospitals across Malta and other Schengen countries, subject to policy terms.
  8. 24/7 Emergency Assistance
    Round-the-clock global support for medical, travel, or claim-related emergencies anywhere in Malta or Europe.
  9. Affordable Plans for All Traveller Types
    Budget-friendly options ideal for tourists, students, business travellers, families, and senior citizens visiting Malta.

With Bajaj General Schengen travel insurance for Malta, you can explore the country with peace of mind, knowing you are protected from major medical and travel-related uncertainties.

Why Choose Bajaj General for Malta Travel?

Bajaj General Malta Schengen travel insurance provides reliable, visa-compliant, and cost-effective coverage for Indian travellers visiting Malta and the wider Schengen region.

Comprehensive Coverage

  • Eligible for travellers between 6 months and 99 years.
  • Multiple sum-insured options based on travel needs.
  • Covers medical emergencies, baggage loss, flight delays, and missed connections.
  • Includes COVID-19 hospitalization and evacuation cover (as per policy wording).
  • Option to extend coverage if your stay in Malta is prolonged (subject to approval).

Hassle-Free Experience

  • Instant online purchase using card/UPI/net banking.
  • Easy renewal and policy extension for changing travel plans.
  • Cashless hospitalization across Europe, along with reimbursement-based claims.
  • 24 × 7 global assistance for travellers visiting Malta or any Schengen nation.

Additional Highlights

  • Premium paid in INR while coverage applies in EUR/USD value.
  • Mandatory for Malta Schengen visa application.
  • No medical tests required for most age groups and trip durations.

Bajaj General Malta Travel Insurance Frequently Asked Questions

Do I Need Travel Insurance for Malta?

If you are applying for Malta visa, the consular authorities can ask you to have adequate travel insurance for Malta. However given the fact that your domestic Indian health insurance provides little coverage in Malta, it is important for Indian travelers to buy good Bajaj General travel health insurance for Malta.

The cost for the Malta travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Malta travel insurance required, the greater will be the cost.

You can get buy Bajaj General travel insurance for Malta by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.

Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while traveling, so it is important to be prepared.

Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies..etc and the cost of travel insurance is very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.

Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans which provide comprehensive protection at a nominal cost.

Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like all the Schengen states eg - Italy, Greece, Portugal, Spain, France, Austria, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa.

However beyond mandated requirement for the visa, it is prudent to buy travel insurance for from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance .

No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.

If the traveler is already outside India, they can complete the 'Traveler Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.

Bajaj travel insurance is one of the best travel insurance for Malta from India. It offers the best travel insurance for the Malta from India with incredible features such as
  • Competitive price.
  • Cashless hospitalization claim settlement in Malta.
  • No age limit and no paper work

You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Yes. Bajaj General Insurance (formerly Bajaj Allianz General Insurance) is one of India's leading general insurers, regulated by IRDAI, with a strong claim settlement record and over 20 years of experience in travel insurance. The insurer offers 24/7 global assistance, a wide cashless hospital network, and plans that are accepted by VFS Global and the Malta Embassy. NRIOL has served more than 15,500 Indian travellers using Bajaj General policies without issues. If you have seen searches for Bajaj Allianz Malta travel insurance, the same trusted coverage is now sold under the Bajaj General brand.

All Schengen visa applicants, including those applying for a Malta Schengen visa, must provide proof of travel insurance with a minimum of €30,000 in medical coverage (approximately USD $50,000 or ₹27–28 lakh). This ensures you can cover emergency hospitalisation, surgery, and repatriation costs during your stay. A policy with only ₹2 lakh (~€22,000) does not meet this threshold and may result in visa rejection. All three Bajaj General Malta plans include USD $50,000 in medical cover, comfortably exceeding the €30,000 minimum.

Standard exclusions under Bajaj General's Malta travel insurance plans include: treatment of pre-existing conditions beyond the limited emergency cover ($3,000), injuries from adventure or extreme sports, self-inflicted injuries, claims arising from intoxication, travel taken against medical advice, and losses due to war or civil unrest. Personal comfort expenses during hospitalisation (phone calls, meals, personal items) are also not covered. For the complete list of exclusions, refer to the Bajaj General Travel Insurance Policy Wording (PDF).

For short-stay work assignments to Malta (up to 90 days), Bajaj General's Schengen travel insurance is typically accepted as it meets the required €30,000 medical coverage threshold. For longer employment permits, Malta may require a separate international or local health policy. Contact our team at (080) 41101026 to confirm which plan is most appropriate for your specific Malta work visa travel insurance requirement.

MaltaGeneral Information About Malta

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Location

Southern European Europe

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Capital

Valletta

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Currency

Euro (EUR)

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Best time to visit

April through June

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Population

419,000

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Language

Maltese, English, Italian

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Vacation spots

Bugibba, Floriana, Gzira, Hamrun, Luqa, Marsaskala, Marsaxlokk, Mellieha, Mosta, Msida, Naxxar, Paola.

Which are the Popular Tourist Destinations in Malta?

Buy travel insurance for Malta
Valletta
Valletta is the capital of the island nation of Malta. A harbour city, with its large array of shops, catering establishments, entertainment venues and culture, Malta's capital has what it takes to capture people's imagination.
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Sliema
Sliema in Malta is a seaside tourist resort famous for its promenade, shopping opportunities and numerous bars and restaurants. The Sliema promontory offers stunning views of elegant villas and town houses line the quiet, inland streets.
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Mdina
Mdina, also known as the Silent City, is a medieval fortified town in central Malta, important for the many historical buildings and fortifications.he main attractions are the cathedral whose design inspired many of the other churches in Malta, the cathedral museum, and the views.
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Victoria
Victoria is the capital city of Gozo, also known among the Maltese as Rabat. From this fortified city, you can enjoy fantastic views of the whole of Gozo. Within the Citadel, you can find the Gozo Cathedral – a fine 17th century baroque building that is famous for its outstanding painting.