Bajaj General Spain Schengen Visa Travel Insurance from India 2026
Affordable Schengen visa compliant travel insurance for Spain starting from ₹19/day, covering €30,000+ medical expenses, emergency evacuation, baggage loss, and trip protection.
Secure Your Trip with Bajaj General – At 0% GST
Why Choose Bajaj Travel Insurance for Spain?
Trusted by 15,500+ Travelers
Do I Need Travel Insurance for Spain?
Yes. Indian travelers visiting Spain must have Schengen-approved travel insurance. Plans such as Bajaj General travel insurance Spain is recognized by the Spain Embassy and are required when applying for the Spain Schengen Visa. Bajaj General travel health insurance for Spain insurance helps cover medical expenses, hospitalization, emergency evacuation, and repatriation while abroad.Is It Safe to Travel to Spain in 2026?
Spain remains one of the safest and most visited countries in Europe for Indian travellers in 2026. It is a stable Schengen member with well-developed healthcare infrastructure, reliable public transport, and a large Indian diaspora community across cities like Madrid, Barcelona, and Valencia.
That said, no international destination is completely without risk. Pickpocketing in tourist-heavy areas like La Rambla in Barcelona and the Madrid Metro is the most commonly reported concern for visitors. Occasional transport disruptions and extreme weather particularly summer heatwaves in Andalusia and Catalonia can also affect travel plans.
What does this mean for your travel insurance? A good Spain Schengen travel insurance policy does more than satisfy the visa requirement it protects you financially when things go unexpectedly wrong:
- Medical emergencies (heatstroke, accidents, sudden illness)
- Theft of baggage, passport, or valuables
- Flight delays or trip interruptions due to strikes or weather
- Emergency evacuation back to India if required
How Much Does Bajaj General Travel Insurance For Spain Cost in 2026?
The Bajaj General travel insurance for Spain from India costs ranges from ₹19 to ₹36 per day for a 25-year-old traveler, depending on the plan type and coverage amount. Get your instant quote in 2 minutes →
*Price shown is for a 180-day trip to Spain for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
compare_arrowsCheapest and Best Travel Insurance for Spain Schengen
monetization_onCheapest Travel Insurance for Spain from Bajaj General?
The cheapest travel insurance for Spain from Bajaj General is the Travel Companion Plan, starting at just ₹19/day*.
- Medical coverage up to $50,000 for accidents and sickness.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $250.
starsWhich Is the Best Travel Insurance for Spain from Bajaj General?
The Travel ACE Plan is the best travel insurance plan from Bajaj General for trips to Spain, starting at just ₹32/day*
- Medical coverage up to $50,000 for accidents and sickness.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $500.
Do I Need to Apply for Spain Schengen Visa?
Yes. Indian passport holders need to apply for a Spain Schengen Visa to enter Spain for tourism, business, or family visits. This visa allows travel across all Schengen countries for up to 90 days.
How Do I Apply for a Spain Schengen Visa?
You can complete the visa application online, scheduling an appointment with VFS Global, and submitting your documents including the policy certificate from Bajaj General Insurance. After biometric submission, you can track your visa application status.
Why Choose Bajaj General Travel Health Insurance for Spain?
- Accepted by Spain Embassy and VFS for visa processing.
- Valid in all Schengen countries, not just Spain.
- Instant policy issuance by email (ready for visa submission).
- Cashless hospitalization? option at network hospitals abroad.
- Supported by General Group worldwide (hence recognized globally as General travel insurance Spain).
Mandatory Schengen Travel Insurance Requirements
| Requirement | Minimum Rule |
|---|---|
| Medical Coverage | At least €30,000 (~USD $50,000) |
| Validity | Must cover all Schengen countries |
| Coverage Duration | Must match your entire trip stay |
| Must Include | Emergency medical care, hospitalization, repatriation |
Travelling to Spain or the Schengen Zone from India?
Bajaj General Spain Schengen travel insurance offers dependable, visa-compliant, and affordable protection for Indian travellers visiting Spain or any of the 27 Schengen nations. Whether you are travelling for tourism, studies, business meetings, or to meet family, this insurance helps safeguard you from unexpected medical or travel-related risks.
From sudden illness and medical emergencies to flight delays, missed connections, or baggage concerns, this plan ensures you can enjoy Spain—its vibrant cities like Barcelona and Madrid, sunny Mediterranean coastline, and cultural landmarks—without stress.
If you are planning a trip from India to Spain or anywhere within the Schengen Zone, Bajaj General provides complete protection, covering all 27 Schengen countries under a single, affordable insurance policy.
Bajaj General’s travel insurance for Spain/Schengen offers coverage against medical emergencies, accidental injuries, repatriation, and various travel-related situations such as loss of baggage, trip cancellation, and delays due to sickness.
With the assurance that Bajaj General supports your safety as you explore Spain’s highlights—from La Sagrada Família and Park Güell to Andalusia’s historic towns and scenic beaches—you can fully enjoy your journey.
Bajaj General Travel Insurance for Indians Visiting Spain Schengen Countries
Spain continues to be one of the top European destinations for Indian travellers thanks to its rich history, vibrant culture, and world-class attractions. Buying travel insurance from India to Spain is essential not only for protection but also because it is a mandatory requirement for the Spain Schengen visa.
Spain travel insurance for Indians offers extensive benefits such as emergency medical treatment, hospitalization coverage, loss of passport support, compensation for delayed or lost baggage, and coverage for trip interruption or trip curtailment. With European healthcare costs being high, a Schengen-approved plan ensures financial security throughout your stay.
Bajaj General Spain travel insurance meets all Schengen visa criteria, including minimum medical coverage of EUR 30,000, emergency evacuation, and repatriation. With easy online purchase, competitive premiums, 24/7 global assistance, and cashless medical support across Spain and the Schengen region, it stands among the best travel insurance plans for Spain from India.
Factors Influencing the Cost of Bajaj General Travel Insurance for Spain
- Age of the Traveller: Premiums differ based on age, with higher rates for senior travellers due to increased medical care requirements during an Spain or Schengen trip.
- Duration of Stay: Longer trips to Spain or across the Schengen Zone increase the total cost of insurance since the risk period is extended.
- Destination Requirements: Medical treatment in Spain and the wider Schengen region can be costly, and having a Bajaj General Spain Schengen visa travel insurance plan is mandatory for securing a Schengen visa.
- Sum Insured: Higher medical coverage limits—required for Schengen visa applications—provide stronger financial protection but also raise the overall premium.
- Sub-limits: Opting for comprehensive plans with no sub-limits or enhanced benefits under Spain Schengen travel medical insurance may cost slightly more but ensures wider and more reliable coverage.
Key Benefits of Bajaj General Insurance for Spain (Schengen Visa)
| Benefit | Details |
|---|---|
| VFS / Schengen-visa compliant | Meets Schengen travel insurance requirements for Spain visa applications. |
| Wide age eligibility | Covers travellers from children to senior citizens (age range depends on plan). |
| High sum insured options | Coverage available in multiple levels (e.g., USD 50,000 and above depending on plan). |
| Cashless hospitalisation | Cashless treatment possible for eligible inpatient hospitalisation abroad. |
| Outpatient medical coverage | Reimbursement for OPD visits and doctor consultations as per policy terms. |
| Pre-existing illness (limited cover) | Some plans offer limited coverage for pre-existing conditions; varies by product. |
| 24x7 assistance worldwide | Global support team available for claim assistance and guidance. |
| Policy duration & extension | Coverage available up to 180 days; extensions may be possible while overseas. |
| Affordable premium | Multiple plans to choose from based on age & coverage requirement. |
| Flexible purchase options | Buy online using card/net banking/wallet; documents issued instantly. |
Travel Safe to the Spain with Trusted Bajaj General Insurance
How can I extend or renew my Bajaj General travel insurance from Spain?
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Here are the simple steps to renew travel insurance online.
- Click the url extend or renew Bajaj General Insurance online.
- Fill the renewal form with correct information and click on submit.
- Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
- Your filled form will be then sent for approval to the head office.
- Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
- If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
- Once payment is success you will get your renewed policy.
- In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).
Why Buy Bajaj General Spain Schengen Travel Insurance from NRIOL?
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verifiedSpain Visa-Compliant Plans
All Bajaj General Spain Schengen Travel Insurance plans meet mandatory Schengen visa insurance requirements including medical and emergency coverage.
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attach_moneyAffordable Schengen Premiums
Get low-cost travel insurance for Spain from India with transparent pricing and no hidden charges.
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school20+ Years of Experience
NRIOL has helped Indian travelers choose the best travel insurance for Spain for tourism, study, business trips, and family visits.
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editEasy Policy Changes
Modify travel dates or traveler details on your Bajaj General Spain Travel Insurance smoothly before departure.
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updateFlexible Trip Extension
You can easily extend Spain Schengen Travel Insurance if your travel dates change unexpectedly.
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support_agent24/7 Global Assistance
Enjoy worldwide claims and emergency support while traveling in Spain and the Schengen region.
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » -
assessmentTraveler outside India
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
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descriptionBajaj General Travel Brochure
Download Bajaj General Travel Insurance brochure online!
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autorenewBajaj General Policy Renewal
Renew your Bajaj General travel insurance policy online anytime before expiry.
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Schengen Destinations
Discover Popular Schengen Countries with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
How to Buy Bajaj General Insurance for Spain Schengen Visa
Buying Bajaj General travel insurance for Spain and Schengen Visa online is simple and fast:
Complete the Travel Insurance for Spain quote form online.
Provide number of travelers, age, and travel dates to compare Bajaj General plan options.
Compare the plans and select the best travel insurance plan for Spain.
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj General Insurance policy will be issued immediately and emailed to you.
💡 Tip: Keep both digital and printed copies of your policy during your trip.
How to Get Travel Insurance for a Spain Visa Application
Getting the right travel insurance for a Spain Schengen visa is straightforward when you know what the consulate is looking for. Here is what you need to check before submitting your insurance certificate to VFS Global:
- Coverage amount: The policy must show at least €30,000 (~USD $50,000) in medical cover. Bajaj General plans start at $50,000 - this meets the requirement comfortably.
- Coverage territory: The certificate must state it is valid for all Schengen countries, not just Spain. Bajaj General policies cover all 29 Schengen nations under one plan.
- Dates: The policy start and end dates must match or slightly exceed your travel dates. It is good practice to add a buffer of 1–2 days on either side.
- Named insured: The certificate must show the exact name as it appears on your passport. Double-check spelling before purchase.
- Document format: VFS Global accepts both digital (PDF on your phone) and printed copies.
location_on Indian Embassy & Consular Contact in Spain
Indian travellers visiting Spain can reach out to the Embassy of India in Madrid for passport services, visa assistance, emergency help, or any other consular support:
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Embassy of India, Madrid
Avenida Pío XII, 30-32, 28016 Madrid, Spain
What Is Cashless Hospitalization in Bajaj General Travel Insurance for Spain?
Cashless means that when you’re hospitalized or receive medical treatment in Spain, you don’t have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network.
How Cashless Hospitalization Works Under Bajaj General Travel Insurance for Spain?
💡 How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
flight_takeoff Travel Tips for Indians Visiting Spain
- 💳 Carry an international debit/credit card and some local currency (EUR).
- 📞 Save the Bajaj General 24 × 7 Assistance Number and Indian Embassy / Consulate contacts.
- 🏥 Check nearby hospitals and clinics that allow cashless treatment under your policy.
- 🛂 Keep digital and printed copies of passport, Schengen visa, and travel insurance with you.
- 🚇 Learn basic Spain phrases and get familiar with public transport systems (S-Bahn, U-Bahn, Trams).
- 🌦️ Spain weather varies by region — pack accordingly especially during winter and rainy seasons.
✈️ With Bajaj General Schengen travel insurance for Spain, you can travel confidently knowing your health and trip are financially protected.
Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to Spain Schengen Countries
- Spain Schengen Visa-Compliant Coverage
Bajaj General travel insurance fully meets the Spain Schengen visa insurance requirements, offering the mandatory EUR 30,000 medical coverage, emergency evacuation, and repatriation benefits needed for visa approval. - Extensive Medical Protection in Spain
With medical treatment costs being expensive in Spain and across Europe, the plan covers hospitalization, outpatient care, emergency treatment, and medical evacuation during your trip. - COVID-19 Treatment Coverage
Includes benefits for COVID-19 related medical care, quarantine expenses, and trip cancellation due to illness—as per the policy terms. - Accident & Repatriation Support
Offers financial assistance for accidental death, permanent disability, and repatriation of mortal remains to India. - Travel Disruptions & Trip Cancellation Cover
Reimburses non-refundable travel expenses if your Spain trip is interrupted or cancelled due to covered emergencies. - Loss of Baggage & Passport Protection
Provides compensation for delayed or lost baggage and supports travellers in case their passport is misplaced or stolen anywhere in Spain or the Schengen region. - Cashless Treatment Across Europe
Access a vast network of cashless hospitals in Spain and other Schengen nations, making medical help quick and hassle-free. - 24/7 Global Emergency Helpline
Round-the-clock assistance for medical issues, travel emergencies, claims, or document support while in Spain or any part of Europe. - Affordable Plans for All Traveller Categories
Suitable for Indian tourists, students, corporate travellers, families, and senior citizens visiting Spain.
With Bajaj General Schengen travel insurance for Spain, you can explore Barcelona, Madrid, Seville, or the Mediterranean coastline confidently, knowing that medical and travel uncertainties are covered.
Which Travel Insurance Is Best for a Spain Schengen Visa from India?
The best travel insurance for a Spain Schengen visa must do two things well: satisfy the consulate's mandatory requirements and give you genuine financial protection while you are abroad. Here is what to look for and how Bajaj General measures up:
| What Makes a Plan "Best" for Spain | Bajaj General - How It Qualifies |
|---|---|
| Accepted by Spain Embassy & VFS Global | ✅ Yes - widely accepted; IRDAI-licensed Indian insurer |
| €30,000+ medical cover | ✅ Plans start at USD $50,000 (~€46,000) - exceeds minimum |
| Covers all 29 Schengen countries | ✅ Single policy valid for all Schengen nations |
| Instant policy certificate for visa submission | ✅ Emailed within minutes of purchase no delays |
| Cashless hospitalisation in Spain | ✅ Cashless network across Europe; T&C apply |
| Affordable premium in Indian Rupees | ✅ From ₹19/day - 0% GST; coverage in USD/EUR value |
| 24×7 emergency helpline | ✅ Global assistance available round the clock |
| No pre-travel medical tests | ✅ No tests required for most age groups and trip lengths |
Among IRDAI-regulated insurers offering Schengen travel insurance for Indian travellers, Bajaj General (formerly Bajaj Allianz) stands out for its combination of affordability, instant issuance, and widespread acceptance by European embassies. For Spain specifically, the Travel ACE Plan at ₹32/day offers the strongest overall value medical cover of $50,000, $500 baggage protection, and $1,000 trip cancellation cover in one package.
If cost is the primary concern, the Travel Companion Plan at ₹19/day covers the visa requirement and provides solid medical protection for budget-conscious travellers.
Why Choose Bajaj General for Spain Travel?
Bajaj General Spain Schengen travel insurance ensures easy visa processing, comprehensive protection, and cost-effective coverage for Indians travelling to Spain and the wider Schengen area.
Comprehensive Coverage
- Available for travellers aged 6 months to 99 years.
- Flexible sum-insured options suitable for short vacations, business trips, or long-duration stays in Spain.
- Covers medical emergencies, baggage issues, flight delays, missed connections, and theft incidents.
- Includes COVID-19 medical treatment and evacuation (as per policy wording).
- Option to extend your policy if your stay in Spain gets extended unexpectedly.
Hassle-Free Experience
- Instant online purchase using cards, UPI, or net banking.
- Easy renewal and policy extension for last-minute changes in travel plans.
- Cashless medical treatment across Spain and other European countries.
- 24 × 7 support for travellers visiting Spain or any Schengen destination.
Additional Highlights
- Premiums paid in INR while coverage is valid in EUR/USD.
- Mandatory for Spain Schengen visa application for Indian travellers.
- No pre-travel medical tests required for most travellers.
Is ₹2 Lakh Enough for a Spain or Europe Trip in 2026?
This is one of the most common questions from first-time European travellers, and the honest answer is: it depends on your trip length and spending style. Here is a realistic breakdown for a Spain trip from India.
| Expense Category | Estimated Cost (7–10 Days, Budget Travel) |
|---|---|
| Return flights (India ↔ Spain) | ₹45,000 - ₹80,000 |
| Accommodation (budget hotels / hostels) | ₹3,500 - ₹7,000 per night (~₹30,000–₹60,000 total) |
| Daily meals & local transport | €40–€60/day (~₹3,500–₹5,500) → ₹30,000–₹50,000 total |
| Sightseeing, entry tickets | ₹8,000 - ₹15,000 |
| Travel insurance (10 days) | ₹200 - ₹400 with Bajaj General (₹19–₹36/day) |
| Estimated total | ₹1.15 lakh - ₹2.05 lakh for budget travel |
A budget of ₹2 lakh can cover a short 7–10 day Spain trip if you book flights well in advance and opt for budget accommodation. However, it leaves very little margin for surprises — a medical emergency in Spain without insurance could cost ₹1–₹5 lakh in a single visit.
For the Spain Schengen visa application, embassies typically want to see a bank balance equivalent to at least €50 per day of your stay (approximately ₹4,500–₹5,000/day). For a 10-day trip, that means roughly ₹50,000 in accessible funds though maintaining ₹2–₹3 lakh in your account significantly strengthens your visa application.
Bajaj General Spain Travel Insurance Frequently Asked Questions
If you are applying for Spain visa, the consular authorities can ask you to have adequate travel insurance for Spain. However given the fact that your domestic Indian health insurance provides little coverage in Spain, it is important for Indian travelers to buy good Bajaj General travel health insurance for Spain.
The cost for the Spain travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Spain travel insurance required, the greater will be the cost.
You can get buy Bajaj General travel insurance for Spain by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.
Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while traveling, so it is important to be prepared.
Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies..etc and the cost of travel insurance is very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.
Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans which provide comprehensive protection at a nominal cost.
Yes. Travel insurance is compulsory for all Indian nationals applying for a Spain Schengen visa. The Spanish Consulate and VFS Global require you to submit a valid insurance certificate as part of your visa application. Without it, your application will be considered incomplete.
This is not simply a formality. The Schengen Agreement mandates that every visitor carries insurance covering at least €30,000 in medical expenses, valid across all 29 Schengen countries for the entire duration of the trip. Spain, as one of the most popular Schengen destinations for Indians, strictly enforces this requirement.
| Situation | Is Travel Insurance Required? |
|---|---|
| Applying for a Spain Schengen visa from India | Yes - mandatory. Visa application incomplete without it. |
| Already holding a valid Schengen or other visa | Strongly recommended; not enforced at entry but protects you financially. |
| Travelling to Spain on an OCI/PIO card | Insurance is not legally required but highly advisable given European healthcare costs. |
| Indian student or long-stay visa holder | Separate health insurance usually required by Spanish university or residence rules. |
Bajaj General Spain Schengen travel insurance meets all Spanish consulate requirements. The policy certificate is emailed to you instantly after purchase and can be submitted to VFS Global the same day. Get your quote now →
No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
If the traveler is already outside India, they can complete the 'Traveler Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.
- Competitive price.
- Cashless hospitalization claim settlement in Spain.
- No age limit and no paper work
You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.
The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
Spain is a safe and welcoming destination for Indian travellers in 2026. It is a stable democracy with modern healthcare, efficient public transport, and a well-established tourism infrastructure. Common concerns are petty theft in crowded tourist areas and occasional extreme heat in summer months. Having Bajaj General Spain Schengen travel insurance protects you financially against medical emergencies, theft-related losses, and travel disruptions so you can explore Spain with confidence.
Getting travel insurance for a Spain Schengen visa is straightforward. Fill in the quote form on this page with your travel dates, destination (Spain / all Schengen countries), and traveller age. Select a plan with at least €30,000 (~$50,000) medical cover. Complete the secure online payment and your policy certificate will be emailed to you within minutes. This certificate can then be submitted to VFS Global as part of your Spain visa application digitally or as a printed copy.
For a 7–10 day budget trip to Spain, ₹2 lakh is at the lower end of what is needed it can work if flights are booked in advance and you opt for budget hotels or hostels. A rough estimate for a short Spain trip including flights, accommodation, food, and sightseeing is ₹1.15–₹2 lakh. For the visa application, most advisors recommend maintaining at least ₹2–₹3 lakh in your bank account to demonstrate adequate funds. Travel insurance from Bajaj General costs as little as ₹19/day and is both mandatory for the visa and the lowest-cost protection you can add to your entire trip budget.
General Information About Spain
South-Western Europe
Madrid
Euro (EUR)
May to September
47,190,493
Spanish, Catalan, Basque, Galician
Andalusia, Barcelona, Valencia, Madrid, Pamplona, Sevilla, Toledo, Granada, Santiago de Compostela.
Which are the Popular Tourist Destinations in Spain?
