Iceland Travel Insurance 2026 – Bajaj Schengen Plan Online
Affordable Schengen visa compliant travel insurance for Iceland starting from ₹19/day, covering €30,000+ medical expenses, emergency evacuation, baggage loss, and trip protection.
Secure Your Trip with Bajaj General – At 0% GST
Why Choose Bajaj Travel Insurance for Iceland?
Trusted by 15,500+ Travelers
Do I Need Travel Insurance for Iceland?
Yes. Indian travelers visiting Iceland must have Schengen-approved travel insurance. Plans such as Bajaj General travel insurance Iceland is recognized by the Iceland Embassy and are required when applying for the Iceland Schengen Visa. Bajaj General travel health insurance for Iceland insurance helps cover medical expenses, hospitalization, emergency evacuation, and repatriation while abroad.How Much Does Bajaj General Travel Insurance For Iceland Cost in 2026?
The Bajaj General travel insurance for Iceland from India costs ranges from ₹19 to ₹36 per day for a 25-year-old traveler, depending on the plan type and coverage amount. Get your instant quote in 2 minutes →
How Much Does Travel Insurance for Iceland Typically Cost for Indian Travelers?
Iceland is one of the more expensive Schengen destinations due to its remote location and high local healthcare costs. For a short trip of 10–14 days, a 30-year-old Indian traveller can typically expect to pay ₹400–₹800 total for a Schengen-compliant plan. For longer stays of 30–90 days, premiums generally range from ₹1,500–₹4,500 depending on age and coverage level.
With Iceland Schengen visa travel insurance starting at ₹19/day, Bajaj General offers one of the most affordable options - far less than the cost of even a routine doctor's visit in Iceland, where a single consultation can run €150 or more.
*Price shown is for a 180-day trip to Iceland for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
compare_arrowsCheapest and Best Travel Insurance for Iceland Schengen
monetization_onCheapest Travel Insurance for Iceland from Bajaj General?
The cheapest travel insurance for Iceland from Bajaj General is the Travel Companion Plan, starting at just ₹19/day*.
- Medical coverage up to $50,000 for accidents and sickness.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $250.
starsWhich Is the Best Travel Insurance for Iceland from Bajaj General?
The Travel ACE Plan is the best travel insurance plan from Bajaj General for trips to Iceland, starting at just ₹32/day*
- Medical coverage up to $50,000 for accidents and sickness.
- Emergency medical evacuation: up to $50,000.
- Baggage loss coverage: $500.
Do I Need to Apply for an Iceland Schengen Visa?
Yes. Indian passport holders must apply for a Schengen visa to enter Iceland for tourism, business, or family visits. Iceland is a member of the Schengen Area, which means a single Schengen visa allows travel across all 29 member countries for up to 90 days within any 180-day period.
Is Iceland Covered Under a Schengen Visa?
Yes, Iceland is a full member of the Schengen Area even though it is not part of the European Union. A standard Schengen visa issued by any member country including Iceland grants entry to all 29 Schengen nations. Likewise, a Schengen visa obtained for another country (such as France or Germany) is valid for travel to Iceland, provided Iceland is part of your stated itinerary or is your main destination.
This also means your Schengen visa insurance for Iceland must cover the entire Schengen zone, not just Iceland which all Bajaj General plans do by default.
Does Iceland Issue a 6-Month Schengen Visa?
A standard Iceland Schengen visa is typically issued for a validity period of up to 90 days of stay within a 180-day window. However, the visa document itself may be valid for up to 6 months (or longer for multiple-entry visas) meaning you can enter and exit the Schengen Area multiple times within the visa's validity period, as long as your total stay does not exceed 90 days.
Your travel insurance for an Iceland Schengen visa must cover your entire planned stay. Bajaj General plans are available for up to 180 days, making them suitable for all permitted trip durations.
Is Travel Insurance Mandatory for an Iceland Schengen Visa?
Yes. Travel insurance is a mandatory requirement for all Iceland Schengen visa applications. The consulate requires proof of a valid insurance policy that provides a minimum of €30,000 in medical coverage, covers emergency hospitalization, and includes repatriation. The policy must be valid for all Schengen countries and for your full period of stay.
Bajaj General's Iceland Schengen visa travel insurance meets all these requirements and is accepted at VFS Global centres and the Iceland Embassy.
Which Insurance Is Accepted for a Schengen Visa Application?
To be accepted for a Schengen visa application, your travel insurance must meet these conditions:
- Minimum medical coverage of €30,000 (approximately $50,000).
- Valid across all Schengen member countries.
- Coverage for the full duration of your intended stay.
- Includes emergency medical treatment, hospitalization, and repatriation of remains.
- Issued by a recognized insurer - Bajaj General Insurance is accepted at Iceland Embassy and VFS Global.
The policy certificate issued by Bajaj General can be submitted directly as part of your visa application documents.
How Do I Apply for a Iceland Schengen Visa?
You can complete the visa application online, scheduling an appointment with VFS Global, and submitting your documents including the policy certificate from Bajaj General Insurance. After biometric submission, you can track your visa application status.
Why Choose Bajaj General Travel Health Insurance for Iceland?
- Accepted by Iceland Embassy and VFS for visa processing.
- Valid in all Schengen countries, not just Iceland.
- Instant policy issuance by email (ready for visa submission).
- Cashless hospitalization? option at network hospitals abroad.
- Supported by General Group worldwide (hence recognized globally as General travel insurance Iceland).
Mandatory Schengen Travel Insurance Requirements
| Requirement | Minimum Rule |
|---|---|
| Medical Coverage | At least €30,000 (~USD $50,000) |
| Validity | Must cover all Schengen countries |
| Coverage Duration | Must match your entire trip stay |
| Must Include | Emergency medical care, hospitalization, repatriation |
Planning to Travel to Iceland or Any Schengen Country from India?
Bajaj General Iceland Schengen travel insurance provides reliable and affordable protection for Indian travellers visiting Iceland or other Schengen nations. Whether you’re exploring Reykjavík, witnessing the Northern Lights, driving the Golden Circle, or travelling for study or business, this policy ensures you are safeguarded against unexpected medical emergencies, travel delays, and baggage issues throughout your journey.
Bajaj General Travel Insurance for Indians Visiting Iceland Schengen Countries
Thousands of Indian tourists visit Iceland each year for adventure tourism, higher education, and corporate travel. Purchasing a travel insurance policy from India to Iceland ensures smooth travel, financial security, and compliance with Schengen visa requirements.
Travel insurance for Iceland from India typically provides benefits such as emergency medical treatment, hospitalisation support, evacuation, and compensation for lost or delayed baggage. Because healthcare in Iceland is expensive, having a Schengen-compliant policy with adequate medical coverage is mandatory for the Iceland Schengen visa.
Bajaj General Iceland travel insurance includes Schengen visa-approved medical coverage, COVID-19 medical benefits, and 24/7 global assistance. With easy online purchase options, comprehensive protection, and competitive pricing, it stands out as one of the best travel insurance plans for Iceland from India.
Factors Influencing the Cost of Bajaj General Travel Insurance for Iceland
- Age of the Traveller: Premiums differ based on age, and costs are typically higher for senior travellers due to increased medical needs during a trip to Iceland or other Schengen nations.
- Trip Duration: The longer your stay in Iceland, the higher your overall insurance premium, as extended trips carry greater health and travel-related risks.
- Destination Requirements: Healthcare expenses in Iceland can be significant, and securing a Bajaj General Iceland Schengen visa travel insurance policy is mandatory when applying for a Iceland Schengen visa.
- Sum Insured: Opting for a higher medical coverage limit provides broader financial protection and meets the minimum €30,000 requirement for Schengen travel insurance, but increases the overall premium.
- Coverage Type: Plans offering enhanced benefits—such as comprehensive Schengen travel medical insurance for Iceland—may cost more but ensure better protection against emergencies and travel uncertainties.
Key Benefits of Bajaj General Insurance for Iceland (Schengen Visa)
| Benefit | Details |
|---|---|
| VFS / Schengen-visa compliant | Meets Schengen travel insurance requirements for Iceland visa applications. |
| Wide age eligibility | Covers travellers from children to senior citizens (age range depends on plan). |
| High sum insured options | Coverage available in multiple levels (e.g., USD 50,000 and above depending on plan). |
| Cashless hospitalisation | Cashless treatment possible for eligible inpatient hospitalisation abroad. |
| Outpatient medical coverage | Reimbursement for OPD visits and doctor consultations as per policy terms. |
| Pre-existing illness (limited cover) | Some plans offer limited coverage for pre-existing conditions; varies by product. |
| 24x7 assistance worldwide | Global support team available for claim assistance and guidance. |
| Policy duration & extension | Coverage available up to 180 days; extensions may be possible while overseas. |
| Affordable premium | Multiple plans to choose from based on age & coverage requirement. |
| Flexible purchase options | Buy online using card/net banking/wallet; documents issued instantly. |
Travel Safe to the Iceland with Trusted Bajaj General Insurance
How can I extend or renew my Bajaj General travel insurance from Iceland?
Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.
Here are the simple steps to renew travel insurance online.
- Click the url extend or renew Bajaj General Insurance online.
- Fill the renewal form with correct information and click on submit.
- Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
- Your filled form will be then sent for approval to the head office.
- Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
- If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
- Once payment is success you will get your renewed policy.
- In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).
Why Buy Bajaj General Iceland Schengen Travel Insurance from NRIOL?
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verifiedIceland Visa-Compliant Plans
All Bajaj General Iceland Schengen Travel Insurance plans meet mandatory Schengen visa insurance requirements including medical and emergency coverage.
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attach_moneyAffordable Schengen Premiums
Get low-cost travel insurance for Iceland from India with transparent pricing and no hidden charges.
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school20+ Years of Experience
NRIOL has helped Indian travelers choose the best travel insurance for Iceland for tourism, study, business trips, and family visits.
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editEasy Policy Changes
Modify travel dates or traveler details on your Bajaj General Iceland Travel Insurance smoothly before departure.
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updateFlexible Trip Extension
You can easily extend Iceland Schengen Travel Insurance if your travel dates change unexpectedly.
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support_agent24/7 Global Assistance
Enjoy worldwide claims and emergency support while traveling in Iceland and the Schengen region.
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » -
assessmentTraveler outside India
Travelers already outside India without insurance? We can try to get special approval to buy Bajaj General travel insurance online.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact Bajaj General via toll-free helpline.
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descriptionBajaj General Travel Brochure
Download Bajaj General Travel Insurance brochure online!
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autorenewBajaj General Policy Renewal
Renew your Bajaj General travel insurance policy online anytime before expiry.
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Schengen Destinations
Discover Popular Schengen Countries with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".
location_on Indian Embassy & Consular Contact in Iceland
Indian travellers visiting Iceland can seek assistance through the Embassy of India in Reykjavik for passport services, visa queries, emergency support, or other consular needs:
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Embassy of India, Reykjavik
Lágmúli 7, 108 Reykjavik, Iceland
Phone: +354-5349955
How to Buy Bajaj General Insurance for Iceland Schengen Visa
Buying Bajaj General travel insurance for Iceland and Schengen Visa online is simple and fast:
Complete the Travel Insurance for Iceland quote form online.
Provide number of travelers, age, and travel dates to compare Bajaj General plan options.
Compare the plans and select the best travel insurance plan for Iceland.
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj General Insurance policy will be issued immediately and emailed to you.
💡 Tip: Keep both digital and printed copies of your policy during your trip.
What Is Cashless Hospitalization in Bajaj General Travel Insurance for Iceland?
Cashless means that when you’re hospitalized or receive medical treatment in Iceland, you don’t have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network.
How Cashless Hospitalization Works Under Bajaj General Travel Insurance for Iceland?
💡 How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
flight_takeoff Travel Tips for Indians Visiting Iceland
- 💳 Carry an international debit/credit card and some local currency (EUR).
- 📞 Save the Bajaj General 24 × 7 Assistance Number and Indian Embassy / Consulate contacts.
- 🏥 Check nearby hospitals and clinics that allow cashless treatment under your policy.
- 🛂 Keep digital and printed copies of passport, Schengen visa, and travel insurance with you.
- 🚇 Learn basic Iceland phrases and get familiar with public transport systems (S-Bahn, U-Bahn, Trams).
- 🌦️ Iceland weather varies by region — pack accordingly especially during winter and rainy seasons.
✈️ With Bajaj General Schengen travel insurance for Iceland, you can travel confidently knowing your health and trip are financially protected.
Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to Iceland Schengen Countries
- Schengen Visa-Compliant Coverage
Bajaj General travel insurance meets all Iceland Schengen visa insurance requirements, including mandatory medical coverage, emergency evacuation, and repatriation support. - Comprehensive Medical Protection in Iceland
Healthcare in Iceland can be expensive. This policy provides inpatient care, outpatient treatment, surgeries, and emergency medical evacuation as per the selected plan. - COVID-19 Related Benefits
Coverage includes COVID-19 medical treatment, hospitalization, quarantine expenses, or trip cancellation if applicable. - Accident & Repatriation Support
Financial protection for accidental death, permanent disability, and repatriation of remains with international assistance included. - Trip Cancellation & Interruption
Refunds for non-refundable bookings if your Iceland trip is canceled or interrupted due to emergencies or unforeseen circumstances. - Baggage & Passport Security
Protection for lost baggage, delayed baggage, or loss of passport during your journey. - Cashless Hospital Network in Iceland & Schengen
Access a wide network of cashless hospitals across Iceland and other Schengen countries, subject to policy terms. - 24/7 Global Assistance
Round-the-clock support for medical emergencies, claims, or travel-related help anywhere in Iceland or the Schengen region. - Affordable Plans for Every Traveller
Cost-effective policies suitable for tourists, students, business travellers, families, and senior citizens.
With Bajaj General Iceland Schengen travel insurance, your trip is protected against major medical emergencies and travel risks, allowing you to explore Iceland with peace of mind.
Why Choose Bajaj General for Iceland Travel?
Bajaj General Iceland Schengen travel insurance offers reliable, visa-compliant, and affordable coverage specifically designed for Indian travellers visiting Iceland and the Schengen region.
Comprehensive Coverage
- Available for travellers aged 6 months to 99 years.
- Multiple sum-insured options to suit different travel plans.
- Covers medical emergencies, baggage loss, missed flights, and travel delays.
- COVID-19 medical treatment and evacuation coverage (as per policy terms).
- Option to extend your policy if your stay in Iceland is prolonged (subject to approval).
Hassle-Free Experience
- Instant online purchase via card, UPI, or net banking.
- Easy renewal and extension options if your travel plans change.
- Cashless hospitalization across Iceland and other Schengen countries or reimbursement claims.
- 24 × 7 global claim support for travellers in Iceland/Schengen.
Additional Highlights
- Pay premium in INR while coverage is valid in EUR/USD equivalent.
- Mandatory for Iceland Schengen visa application.
- No medical tests required for most travellers and short-duration trips.
Bajaj General Iceland Travel Insurance Frequently Asked Questions
If you are applying for Iceland visa, the consular authorities can ask you to have adequate travel insurance for Iceland. However given the fact that your domestic Indian health insurance provides little coverage in Iceland, it is important for Indian travelers to buy good Bajaj General travel health insurance for Iceland.
The cost for the Iceland travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Iceland travel insurance required, the greater will be the cost.
You can get buy Bajaj General travel insurance for Iceland by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.
Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while traveling, so it is important to be prepared.
Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies..etc and the cost of travel insurance is very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.
Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans which provide comprehensive protection at a nominal cost.
Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like all the Schengen states eg - Italy, Greece, Portugal, Spain, France, Austria, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa.
However beyond mandated requirement for the visa, it is prudent to buy travel insurance for from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance .
No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
If the traveler is already outside India, they can complete the 'Traveler Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.
- Competitive price.
- Cashless hospitalization claim settlement in Iceland.
- No age limit and no paper work
You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.
The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
The best travel insurance for Iceland from India is one that meets all Schengen visa requirements, provides adequate medical coverage, and includes benefits suited to Iceland's specific travel environment such as emergency evacuation, which can be critical given Iceland's remote highland and volcanic terrain.
For most Indian travellers, the Bajaj General Travel ACE Plan (from ₹32/day) is the recommended choice - it covers $50,000 in medical expenses, $1,000 in trip cancellation, and $500 in baggage loss, while remaining affordable and Embassy-compliant. For budget travellers who need basic Schengen visa compliance, the Travel Companion Plan at ₹19/day is a solid entry-level option.
Bajaj General Insurance is one of the most trusted providers of Schengen travel insurance for Indian travelers, with over 20 years of experience and more than 15,500 customers served through NRIOL. Key reasons Indian travelers choose Bajaj General include:
- Plans are accepted at all Schengen embassies and VFS Global centres.
- Policy certificates are issued instantly after online payment - no waiting period.
- 24×7 global claims assistance for emergencies abroad.
- Competitive premiums starting at ₹19/day with 0% GST.
- Cashless hospitalization available at network hospitals across the Schengen region.
The cheapest Iceland Schengen insurance from Bajaj General is the Travel Companion Plan, starting at ₹19/day for a 25-year-old traveller. This plan fully satisfies Schengen visa requirements - providing $50,000 (~€46,000) in medical coverage, which exceeds the mandatory €30,000 minimum.
To keep your premium as low as possible, purchase the policy for exactly the number of days you need (no longer), and buy online through NRIOL at 0% GST - no hidden charges, no agency fees.
Yes. Buying Iceland visa travel insurance online through NRIOL takes under 5 minutes. Complete the quote form with your travel dates and traveller details, choose your plan, pay securely via card, UPI, or net banking, and your Bajaj General policy certificate is emailed to you immediately. This certificate can be submitted directly to VFS Global or the Iceland Consulate as part of your Schengen visa application - no physical paperwork, no branch visit required.
Iceland travel medical insurance from Bajaj General covers a wide range of health-related emergencies while you are abroad, including:
- Emergency hospitalization and inpatient treatment.
- Outpatient doctor consultations and diagnostic tests (as per plan terms).
- Emergency medical evacuation - particularly important in Iceland's remote areas.
- Repatriation of mortal remains in the unfortunate event of death.
- Limited coverage for pre-existing conditions in life-threatening emergencies (up to $3,000).
- COVID-19 medical treatment and hospitalization (as per policy terms).
Medical care in Iceland is expensive for visitors - having adequate travel medical insurance for Iceland ensures you are never caught unprepared.
Buying Iceland Travel Insurance from India - What You Need to Know
Indian travellers planning a trip to Iceland often search for Iceland travel insurance from India that is affordable, instantly issued, and accepted at the Icelandic Embassy or VFS centre. Here is a quick reference to help you choose the right plan before you travel:
| What to Check | What Bajaj General Offers |
|---|---|
| Minimum €30,000 medical cover | ✅ All plans provide $50,000 (~€46,000) |
| Valid for all Schengen countries including Iceland | ✅ Full Schengen zone coverage |
| VFS / Embassy accepted | ✅ Accepted at Iceland Embassy & VFS Global |
| Instant policy certificate | ✅ Emailed immediately after payment |
| Premium in Indian Rupees | ✅ Pay in INR; coverage valid in EUR/USD equivalent |
| 0% GST | ✅ No GST on international travel insurance |
Is Iceland Included in Europe for Travel Insurance?
Yes. Iceland is considered part of Europe for travel insurance purposes and is included in all Schengen travel insurance policies. Although Iceland is not a member of the European Union, it is a member of the Schengen Area, the European Economic Area (EEA), and is geographically part of Europe. All Bajaj General Schengen plans explicitly cover Iceland along with the other 29 Schengen member countries.
Note for Travelers Searching "Bajaj Allianz Iceland Travel Insurance"
Bajaj Allianz General Insurance was previously a joint venture between Bajaj Finserv and Allianz SE. The company now operates independently as Bajaj General Insurance. If you have been searching for Bajaj Allianz Iceland travel insurance or Bajaj Allianz Schengen insurance Iceland, the plans available here are from the same trusted insurer - now rebranded as Bajaj General. All policy features, claim procedures, and Embassy acceptability remain unchanged.
General Information About Iceland
North Atlantic Ocean
Reykjavik
Icelandic króna
May to November, June to July
337,780
Icelandic
Akureyri, Djupivogur, Eyrarbakki, Grindavik, Hella, Keflavik, Kopavogur, Reykjavik, Selfoss, Seyoisfjorour, Hofn, Myvatn.
Which are the Popular Tourist Destinations in Iceland?
