Bajaj General Czech Republic Schengen Visa Travel Insurance from India 2026

The cost for the Czech Republic travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Czech Republic travel insurance required, the greater will be the cost.

You can get buy Bajaj General travel insurance for Czech Republic by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.

Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while traveling, so it is important to be prepared.

Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies..etc and the cost of travel insurance is very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.

Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans which provide comprehensive protection at a nominal cost.

Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like all the Schengen states eg - Italy, Greece, Portugal, Spain, France, Austria, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa.

However beyond mandated requirement for the visa, it is prudent to buy travel insurance for from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance .

No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.

If the traveler is already outside India, they can complete the 'Traveler Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.

• Competitive price.
• Cashless hospitalization claim settlement in Czech Republic.
• No age limit and no paper work

You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

The cost of Czech Republic travel insurance from India depends on three main factors: the traveler's age, the trip duration, and the plan chosen. Here is a quick cost guide for 2026:

For an exact premium, use the quote form above and enter your age and travel dates. All plans are Schengen visa insurance for Czech Republic compliant and accepted by VFS Global. The premium is paid in Indian Rupees, while coverage applies in US Dollars making it highly cost-effective for Indian travelers.

*Price shown is for a 180-day trip for an adult aged 25. Premiums vary by age, trip duration, and destination.

The best travel insurance for a Czech Republic Schengen visa depends on your budget, age, and travel duration. Here is a quick comparison of Bajaj General's plans:

• Best budget option - Travel Companion Plan (₹19/day*): Covers $50,000 in medical expenses. Meets the minimum Schengen requirement. Ideal for young, healthy travellers on short trips who need a basic but fully compliant plan.
• Best overall value - Travel ACE Plan (₹32/day*): Same $50,000 medical cover but adds $1,000 in trip cancellation cover and better baggage protection at $500. Recommended for most travelers visiting Czech Republic, as the added trip benefits are worth the small premium difference.
• Best for comprehensive coverage - Travel Prime Plan (₹36/day*): Adds $500 in trip cancellation cover, $500 in baggage protection, and a broader benefit structure. Best for longer stays or travelers who want broader peace of mind.

All three plans are accepted as valid Czech Republic Schengen visa travel insurance by the Czech Embassy and VFS Global. For the most comprehensive protection of your health and trip investment, the Travel ACE plan offers the best balance of cost and coverage.

For a Czech Republic Schengen visa, the insurance policy must meet all of the following conditions to be accepted by the Czech Embassy and VFS Global:

• Minimum medical coverage of €30,000 (approximately $50,000)
• Valid across all 29 Schengen member countries
• Coverage duration must match the full length of your intended stay
• Must cover emergency medical treatment, hospitalization, and repatriation of mortal remains
• Must be issued by a recognized insurer not all foreign insurance policies are accepted

Bajaj General Schengen insurance for Czech Republic meets all these criteria. It is sold through NRIOL, a licensed insurance intermediary with over 20 years of experience, and the policy certificate is accepted by Czech consulates and VFS Global application centres across India. Upon purchase, the visa insurance certificate is emailed instantly and is ready to attach to your Schengen visa application.

No, ₹2 lakh is not enough for a Czech Republic Schengen visa. The Schengen Agreement mandates a minimum medical coverage of €30,000 (approximately ₹27–30 lakh at current exchange rates, or about $50,000). Coverage of ₹2 lakh (~€2,200) would not meet this requirement and your visa application would be rejected.

Here is why the €30,000 minimum exists:

• A single day in a European hospital can cost €1,500–€4,000.
• Emergency medical evacuation back to India typically costs €15,000–€50,000.
• Repatriation of mortal remains can cost €5,000 or more.

The Bajaj General Travel Companion Plan the entry-level plan provides $50,000 (~€46,000) in coverage, which comfortably exceeds the Schengen minimum. The premium for this plan starts from just ₹19/day, making it both affordable and compliant. Always ensure you buy a policy with at least €30,000 in coverage — anything less will result in visa rejection.

The €30,000 health insurance requirement is the minimum medical coverage that every traveller applying for a Schengen visa including a Czech Republic visa must have. This rule is set by the Schengen Agreement and applies to all nationalities that require a Schengen visa, including Indian passport holders.

This minimum coverage must include the following:

• Emergency medical treatment: hospital bills for illness or injury during your trip
• Hospitalization expenses: room charges, surgery, specialist fees, and medicines
• Emergency medical evacuation: the cost of a medical flight back to India if you are too unwell to travel commercially
• Repatriation of mortal remains: the cost of transporting a deceased traveller's remains back to India (typically €4,000–€8,000)

All Bajaj General plans for Czech Republic exceed this minimum. The Travel Companion Plan provides $50,000 (~€46,000) in coverage, which is higher than the mandatory €30,000 threshold. This is why it qualifies as valid Czech Republic travel medical insurance accepted for Schengen visa applications.

Note: Bajaj General Insurance (formerly known as Bajaj Allianz General Insurance) is now marketed independently as Bajaj General. Both names refer to the same insurer.

Yes, Bajaj General travel insurance is a well-regarded choice for Czech Republic and Schengen travel. Here is an honest overview:

NRIOL has sold Bajaj General travel insurance to over 15,500 travelers over 20+ years. Customer feedback consistently highlights fast policy issuance, smooth visa acceptance, and helpful claim support. Read verified customer reviews »