Travel Insurance for UK from India
Travel insurance for UK from India helps protect Indian travellers against unexpected medical expenses, baggage loss, trip delays and other travel-related emergencies. Bajaj General offers international travel insurance plans for trips to UK, with coverage options based on your travel needs and duration. Plans start from ₹19/day*.
Get Your UK Travel Insurance Quote
Planning to Visit the UK from India?
Bajaj Travel Insurance offers comprehensive protection against unexpected medical expenses, trip cancellations, and travel emergencies. Designed for Indian citizens visiting the United Kingdom - whether for tourism, study, or business - Bajaj General Travel Insurance UK ensures you stay financially protected throughout your trip. It’s one of the best options for Indians looking for reliable travel insurance for the UK.
Whether you are exploring London’s iconic Big Ben and Buckingham Palace, visiting the historic city of Edinburgh, or enjoying the scenic countryside of Scotland and Wales, travel insurance for the UK from India can help you prepare for unexpected travel disruptions. Depending on the selected plan and policy terms, coverage may include eligible medical emergencies, trip interruptions, flight delays, and baggage-related losses, helping you travel with greater peace of mind.
Medical expenses are an important consideration for Indian visitors to the United Kingdom, as overseas visitors may be charged for certain NHS hospital services and other medical treatment. Bajaj General travel insurance for the UK can help protect you against eligible unexpected medical costs, subject to the policy’s coverage limits, exclusions, and conditions. Before purchasing, compare the sum insured, emergency medical coverage, assistance services, and claim requirements to choose a suitable plan for your UK holiday, business trip, or family visit.
Which Travel Insurance Is Right for Your UK Trip?
Your travel insurance needs for the UK depend on the purpose and length of your visit, the cities or regions you will cover, the season you travel in, and whether you are also visiting other European countries.
Travel insurance is not required for a UK Standard Visitor visa, but your host's NHS registration or insurance does not cover you as a visitor. Travel Companion is a budget-oriented option that provides essential medical protection, emergency evacuation and baggage loss cover at a lower premium.
Travel ACE is a suitable option if you want medical cover along with trip cancellation and higher baggage protection. Winter storms and heavy rain can disrupt flights, trains and ferries in parts of the UK, so check how the policy treats delays, cancellations and missed connections.
Travel Prime is worth considering for its higher sum insured, up to $1,000,000. Emergency treatment at an NHS A&E department is free for visitors, but most other hospital care is chargeable and private treatment is expensive. Check the age limits, medical limit and evacuation benefits before you buy.
Compare Travel ACE and Travel Prime and read the exclusions on adventure sports, mountaineering and winter sports. Weather in upland areas changes quickly, and remote locations may need a mountain rescue or emergency evacuation, so confirm what the policy covers before you travel.
Choose a plan, such as Travel ACE, whose geographical coverage and trip duration apply to every country on your itinerary rather than only the UK. The UK is not part of the Schengen area, but Schengen countries require minimum medical cover of €30,000 for a visa, so check that the plan meets this requirement.
Compare Travel ACE and Travel Prime based on the maximum trip duration, medical limit and premium. A UK Standard Visitor visa generally allows stays of up to 6 months, so make sure the policy period covers your full stay, and apply for any extension before your policy expires.
Compare plans with pre-existing-condition benefits and check the policy terms, eligibility and limits for coverage related to pre-existing conditions before purchasing. Declare your medical history accurately, as non-disclosure can lead to a rejected claim.
How Much Does Bajaj UK Travel Insurance Cost in 2026?
Bajaj UK travel insurance cost from India starts at ₹19/day* and goes up to ₹36/day* for a 25-year-old traveller, depending on the plan selected. All three plans shown below provide $50,000 in medical coverage, while baggage and trip cancellation benefits vary by plan. Get your instant quote in 2 minutes →
| Feature | Travel Companion | Travel ACE | Travel Prime |
|---|---|---|---|
| Medical cover | $50,000 | $50,000 | $50,000 |
| Pre-existing Conditions | Up to $3,000 | Up to $3,000 | Up to $3,000 |
| Baggage loss | $250 | $500 | $500 |
| Trip cancellation | Nil | $1,000 | $500 |
| Starting premium | ₹19/day* |
₹32/day* |
₹36/day* |
*Price shown is for a 180-day trip to UK for an adult aged 25. Premiums vary by age, trip duration and destination. Get an instant quote for your trip.
Which Is the Cheapest Bajaj Travel Insurance for UK?
The Bajaj Travel Companion Plan starts at ₹19/day*, making it the lowest-priced option among the three plans shown above. It provides $50,000 in medical coverage, up to $3,000 for eligible pre-existing conditions, and $250 for baggage loss.
Why Choose the Travel Companion Plan?
- check_circle Medical coverage up to $50,000
- check_circle Plans starting at ₹19/day*
- check_circle Emergency medical evacuation: up to $50,000
- check_circle Baggage loss coverage: $250.
This plan provides basic protection for budget-conscious travellers.
What Is the Best Bajaj Travel Insurance for UK?
The Bajaj Travel ACE Plan is the best travel insurance for UK, with $50,000 medical coverage and premiums starting at ₹32/day*. It also includes up to $500 baggage loss and $1,000 trip cancellation coverage.
Why Choose the ACE Plan?
- check_circle Medical coverage up to $50,000
- check_circle Premiums starting at ₹32/day*
- check_circle Emergency medical evacuation: up to $50,000.
- check_circle Baggage loss coverage: $500.
A discount is available for multiple travellers booking together. (T&C apply)
Bajaj Travel Insurance for Indian Citizens Visiting UK
When you travel from India to the United Kingdom (England, Scotland, or Wales), your domestic Indian health policy does not apply abroad. That’s why you need Bajaj General Travel Insurance - it covers medical emergencies, accidents, and travel inconveniences during your stay. Healthcare in the UK can be extremely expensive for international visitors, and Bajaj Insurance Travel Insurance ensures that you are not burdened with heavy medical bills.
Factors Influencing the Cost of Bajaj Travel Insurance for UK
- Age of the Traveller:
- Older travellers may pay higher premiums due to increased medical risks and age-related pricing factors.
- Trip Duration:
- Longer trips require coverage for more days and may result in higher insurance premiums.
- Destination:
- Healthcare costs, destination-specific risks, and the insurer's pricing rules can affect the premium for travel to the UK.
- Coverage Amount (Sum Insured):
- Higher medical coverage limits, such as USD 50,000 to USD 1,000,000 where available, may offer greater financial protection at a higher premium.
- Pre-Existing Condition Coverage:
- Availability of cover for pre-existing medical conditions depends on the selected plan and its terms, exclusions, and eligibility requirements. Additional coverage, where offered, may affect the premium.
What Are the Bajaj Travel Insurance Benefits for UK?
| Plan Name | Sum Insured | Key Benefits |
|---|---|---|
| Travel ACE | $50,000 / $200,000 / $500,000 (depends on age) |
check Worldwide cashless settlement for inpatient hospitalisation (24+ hrs) check Emergency dental up to $500 (deductible $50) check Pre-existing conditions covered only in life-threatening situations (Platinum variant: up to $5,000) check Premium refund on early return |
| Travel Prime | $50,000 / $200,000 / $500,000 / $750,000 / $1,000,000 (depends on age) |
check Worldwide cashless hospitalisation after 24+ hrs check Emergency dental up to $500 check Pre-existing conditions only in life-threatening situations (up to $3,000) check Premium refund on early return |
| Travel Elite | $50,000 / $200,000 / $500,000 (depends on age) |
check Worldwide cashless hospitalisation check Emergency dental up to $500 check Pre-existing conditions up to $3,000, only in life-threatening situations check Premium refund on early return |
| Travel Companion | $50,000 / $200,000 / $500,000 (depends on age) |
check Worldwide cashless hospitalisation check Emergency dental up to $500 (deductible $50) check Pre-existing conditions up to $3,000, only in life-threatening situations close No premium refund on early return |
Features of Bajaj Travel Insurance for Travelling to the UK
Bajaj General travel insurance for the UK is designed to protect Indian travellers from unexpected costs abroad, such as medical emergencies, trip delays, or loss of luggage and documents. It can provide financial support in eligible unforeseen situations during your trip, subject to the policy terms and conditions.
- Wide Age Eligibility: Coverage may be available for travellers from 6 months to 99 years, depending on the selected plan and its eligibility conditions.
- High Sum Insured Options: Explore coverage options of up to US $1,000,000, subject to plan availability and policy terms, for eligible medical and travel-related expenses.
- Cashless Hospitalisation Assistance: Eligible cashless treatment may be available at network hospitals, subject to insurer approval, network availability, and policy conditions.
- Trip and Baggage Protection: Depending on the selected plan, benefits may include cover for eligible trip delays, baggage loss, and loss of passports or travel documents.
- Plan Options and Discounts: Compare available plans for eligible individuals, families, students, and senior travellers. Discounts for multiple travellers may be available under applicable terms.
What Does Bajaj Travel Insurance for the UK Not Cover?
- Self-Inflicted Harm or Injury: Claims arising from self-inflicted injuries or suicide attempts may be excluded, subject to the policy terms and conditions.
- War, Invasion, and Related Events: Injuries, illnesses, or losses resulting from war, invasion, insurrection, or military action may be excluded. Terrorism-related exclusions depend on the applicable policy wording.
- Adventure Sports and Dangerous Activities: Expenses arising from adventure sports or high-risk activities may be excluded unless the activity is covered under the policy or an applicable add-on.
- Cosmetic and Obesity Procedures: Expenses for cosmetic surgery, weight reduction, or obesity-related procedures may be excluded, subject to the policy terms and exceptions.
- Pre-Existing Diseases: Claims related to pre-existing medical conditions may be excluded or subject to specific conditions, limits, or exceptions under the selected policy.
Note: Exclusions vary by plan. Review the latest Bajaj General travel insurance policy wording for the exact exclusions, conditions, and applicable exceptions before purchasing.
location_on Indian High Commission & Consular Contact in UK
Indian travellers in the UK can contact any of the following for passport issues, visa services, emergency assistance, or consular support:
-
account_balance High Commission of India, London
India House, Aldwych, London WC2B 4NA, UK
-
apartment Consulate General of India, Birmingham
20 Augusta Street, Jewellery Quarter, Birmingham B18 6JA, UK
-
apartment Consulate General of India, Edinburgh
17 Rutland Square, Edinburgh EH1 2BB, UK
lightbulb_2 Keep a copy of the emergency contact numbers and your travel insurance helpline handy during your trip.
Travel Safely to UK with Trusted Bajaj Insurance
Travel Destinations
Discover Popular Travel Countries with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says, NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online.
How to Buy Bajaj Travel Insurance for a UK Visa?
Buying Bajaj travel insurance for UK and a visa online is simple and fast:
Complete the Travel Insurance for UK quote form online.
Provide number of travellers, age, and travel dates to compare Bajaj plan options.
Compare the plans and select the best travel insurance plan for UK.
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj Insurance policy will be issued immediately and emailed to you.
lightbulb_2 Tip: Keep both digital and printed copies of your policy during your trip.
flight_takeoff Travel Tips for Indians Visiting UK
- credit_card Carry an international debit/credit card enabled for overseas use. Contactless payments are widely accepted across the UK, but keep a little pound sterling (£, GBP) for small purchases and places that do not take cards.
- phone_in_talk Save the Bajaj 24x7 Assistance Number and the contact details of the High Commission of India in London or the Indian consulates in Birmingham and Edinburgh.
- local_hospital Identify nearby hospitals and clinics and check the cashless treatment process available under your travel insurance policy. Emergency treatment at an NHS A&E department is free, but most other hospital care is chargeable to overseas visitors.
- description Keep digital and printed copies of your passport, UK Standard Visitor visa, and travel insurance policy documents with you.
- airport_shuttle Familiarise yourself with local transport, including the London Underground, National Rail, buses, taxis and ride-hailing apps. Book long-distance train tickets in advance for lower fares, and remember that vehicles drive on the left in the UK.
- partly_cloudy_day The UK has a mild, changeable climate, and rain is possible in any season. Check the forecast for your destinations and pack layers and a waterproof jacket. Winters are cold with short daylight hours, so pack warm clothing if you travel between October and March.
- power The UK uses Type G plugs (230 V), so carry a travel adapter for your phone, laptop and other chargers.
- emergency In an emergency, dial 999 or 112 for police, ambulance or fire services, and then call the Bajaj 24x7 assistance helpline.
flight With Bajaj travel insurance for UK, you can travel with greater confidence knowing that eligible medical emergencies and other covered travel risks are financially protected, subject to the policy terms and conditions.
What Are the Benefits of Buying Bajaj Travel Insurance for Indians Travelling to UK?
- Visa-Compliant Coverage
Bajaj travel insurance meets all UK visa insurance requirements, including mandatory medical coverage, emergency evacuation, and repatriation-crucial for visa approval. - Comprehensive Medical Protection in UK
Healthcare expenses in UK and across Europe can be costly. This policy covers hospitalisation, outpatient care, emergency treatment, and medical evacuation as per policy terms. - COVID-19 Related Benefits
Coverage includes COVID-19 medical treatment, hospitalisation, quarantine expenses, or trip cancellation if applicable. - Accident & Repatriation Support
Offers financial assistance for accidental death, permanent disability, and international repatriation of remains while travelling in UK or any country. - Trip Cancellation & Interruption
Refunds for non-refundable bookings if your UK trip is canceled or interrupted due to emergencies or unforeseen circumstances. - Baggage & Passport Security
Protection for lost baggage, delayed baggage, or loss of passport during your journey. - Cashless Hospital Network in UK
Access a wide network of cashless hospitals across UK and other countries, subject to policy terms. - 24x7 Global Assistance
Round-the-clock support for medical emergencies, claims, or travel-related help anywhere in UK or the region. - Affordable Plans for Every Traveller
Cost-effective policies suitable for tourists, students, business travellers, families, and senior citizens.
With Bajaj UK travel insurance, your trip is protected against major medical emergencies and travel risks, allowing you to explore UK with peace of mind.
Why Choose Bajaj for UK Travel?
Bajaj UK travel insurance offers reliable, visa-compliant, and affordable coverage specifically designed for Indian travellers visiting UK and the region.
Comprehensive Coverage
- Available for travellers aged 1 day to 99 years.
- Multiple sum-insured options to suit different travel plans.
- Covers medical emergencies, baggage loss, missed flights, and travel delays.
- COVID-19 medical treatment and evacuation coverage (as per policy terms).
- Option to extend your policy if your stay in UK is prolonged (subject to approval).
Hassle-Free Experience
- Instant online purchase via card, UPI, or net banking.
- Easy renewal and extension options if your travel plans change.
- Cashless hospitalisation across UK and other countries or reimbursement claims.
- 24x7 global claim support for travellers in UK.
Additional Highlights
- Pay premium in INR while coverage is valid in EUR/USD equivalent.
- Mandatory for UK visa application.
- No medical tests required for most travellers and short-duration trips.
Bajaj UK Travel Insurance Frequently Asked Questions
You can renew your policy online by filling in the Bajaj General policy renewal form with your current policy details and claims information, if any. Our insurance advisors will then seek approval based on the details you provide.
You will be updated on the approval or rejection of your request within 1 working day. If approved, you will receive a payment link to renew your policy online. You can also extend your policy while you are in the UK.
Travel policies can initially be purchased for up to 6 months and renewed for another 6 months, provided the policyholder is in good health, there are no claims on the existing policy, and the policy has not expired. If the policy has expired or has claims, renewal depends on approval from the insurer's head office.
The cost of travel insurance for the UK depends mainly on three factors:
- The traveller's age (older travellers pay a higher premium)
- The duration of your stay in the UK (longer trips cost more)
- The sum insured you choose
Get a free quote on this page, compare the plans, complete the proposal form and buy your overseas mediclaim policy online. Please read each plan's terms and conditions before buying.
Travel insurance is not a mandatory requirement for a UK Standard Visitor visa. However, your domestic Indian health insurance provides little or no cover in the UK, and overseas visitors are charged for most NHS hospital care, so it is highly recommended to buy a policy that covers your entire trip, including unforeseen medical and non-medical emergencies.
Bajaj General is one of the most reputed general insurance companies in India, and its travel insurance is a popular choice among Indian travellers to the UK. Key features include:
- check_circle Competitive premiums
- check_circle Cashless hospitalisation at partner hospitals
- check_circle Multiple plan options and a simple online process
Healthcare outside India, including in the UK, Europe and the US, can be very expensive, and nobody can predict what will happen while travelling. Travel insurance covers hospitalisation, medical emergencies, baggage loss and other covered risks, subject to your plan.
The cover is in US dollars while you pay the premium in Indian rupees, which makes it good value for Indian travellers.
Yes. Bajaj General offers several international travel plans at different budgets, with cashless hospitalisation at partner hospitals and 24×7 assistance. You can compare plans and choose the one that fits your trip and budget.
Yes, the UK does not require travel insurance for Indian visitors. Insurance is mandatory only for some destinations, such as the Schengen countries (for example France, Germany, Spain, Italy and the Netherlands), which require minimum medical cover of €30,000 for a visa. The UK is not part of the Schengen area.
Even so, it is prudent to buy travel insurance for the UK from India. Emergency treatment at an NHS A&E department is free, but most other hospital care is chargeable to overseas visitors, and private healthcare is costly.
No. Medical cover is a mandatory part of every Bajaj travel insurance plan. Always inform your insurer or the 24×7 assistance team before incurring major medical expenses, or your claim may be rejected.
If you are already outside India, fill in the Traveller Outside India form with the requested details. We will try to obtain approval from the Bajaj underwriting team so that you can buy overseas mediclaim insurance.
Coverage varies from one plan to another. Typical benefits include:
- Medical expenses due to sickness and accident
- Emergency medical evacuation and repatriation
- Baggage loss and baggage delay
- Personal accident cover
Some plans, such as Travel ACE, may also cover pre-existing conditions. Please read the terms and conditions while comparing and buying a plan online.
Check the covered benefits, sum insured, exclusions, waiting periods and pre-existing condition terms in each plan's terms and conditions. Compare plans online and choose the one that matches your trip length, age, health needs and budget.
General Information About UK
Northwestern Europe (British Isles)
London
Pound sterling (£, GBP)
May to September (mild weather, long daylight hours)
Around 69 million
English (Welsh and Scottish Gaelic are also spoken in some regions)
London, Edinburgh, Manchester, Liverpool, Oxford, Cambridge, Bath, Stonehenge, Lake District, Scottish Highlands, Cardiff, Belfast.
What Are the Popular Tourist Destinations in the UK?
The UK is a popular European destination known for its historic landmarks, royal heritage, grand cathedrals and scenic lakes. From the Tower of London, Westminster Abbey and St Paul's Cathedral in London to boat cruises on Windermere in the Lake District, there are many places to visit in the UK. If you are travelling from India, consider getting travel insurance for the UK to help protect your trip against eligible medical emergencies and other covered travel risks.
castle Tower of London
The Tower of London is a historic castle on the north bank of the River Thames, founded by William the Conqueror in the 11th century. A UNESCO World Heritage Site, it is home to the Crown Jewels and is guarded by the Yeoman Warders, popularly known as Beefeaters.
church Westminster Abbey
Westminster Abbey is a Gothic church beside the Houses of Parliament and has been the coronation church of English and British monarchs since 1066. It is part of a UNESCO World Heritage Site and is the setting for royal weddings and burials, as well as Poets' Corner. It is a working church, so visiting hours can change during services and events.
account_balance St Paul's Cathedral
St Paul's Cathedral stands on Ludgate Hill in the City of London. Designed by Sir Christopher Wren and completed in 1710 after the Great Fire of London, it is known for its large dome. Visitors can climb to the Whispering Gallery and the viewing galleries for views over the city.
directions_boat Windermere Boat Cruises, Bowness
Windermere is England's largest natural lake, and Bowness-on-Windermere is one of its main departure points for sightseeing cruises. The lake lies in the Lake District National Park, a UNESCO World Heritage Site, and cruises offer views of wooded shores, islands and surrounding fells.