Bajaj Travel Insurance for Belgium from India

The cost of Belgium travel insurance varies depending on the age of the traveller and the duration of coverage required. The older the traveller, the higher the cost. The longer the duration of Belgium travel insurance required, the greater will be the cost.

You can get a quote for Bajaj General travel insurance for Belgium by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.

Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while travelling, so it is important to be prepared.

Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies and other covered risks. The cost of travel insurance is also very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.

Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans that provide comprehensive protection at a nominal cost.

Yes, you may be able to travel without travel insurance unless it is required by the respective consulates while issuing the travel visa. Many Schengen countries, including Italy, Greece, Portugal, Spain, France, Austria, Belgium, Luxembourg and Netherlands insist on travel insurance while issuing the travel visa.

However, beyond the mandated requirement for the visa, it is prudent to buy travel insurance from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance.

No. Travel insurance policies generally include medical coverage, although the extent of coverage varies by plan. Always consult your insurance provider before filing a claim, or you risk having your claim denied.

If the traveller is already outside India, they can complete the 'Traveller Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.

Bajaj travel insurance is one of the best travel insurance options/plans for Belgium from India. It offers the best travel insurance for Belgium from India with incredible features such as:

• Competitive price.
• Cashless hospitalisation claim settlement in Belgium.
• No age limit and no paperwork

You can renew the Bajaj General policy online. Fill the relevant details of the existing policy and claims information (if any) and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

The policyholder will be informed of the approval or rejection of the renewal request as early as possible (within a maximum of 1 working day). If approved, the policyholder will be sent a purchase URL where he / she can pay online and renew his policy.

Yes, you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policyholder is in good health, has made no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims, then renewal is based on approval from the insurance head office.

The cheapest Belgium Schengen insurance from Bajaj General is the Travel Companion Plan, starting at just ₹19/day^* for a 25-year-old traveller. Despite being the most affordable option, it fully meets Schengen visa requirements, providing $50,000 (~€46,000) medical coverage, which exceeds the mandatory €30,000 minimum.

To get the lowest possible premium, purchase your policy for the exact trip duration needed (no longer) and buy online at 0% GST through NRIOL.

For a Belgium Schengen visa, your travel insurance must cover a minimum of €30,000 in medical expenses (including emergency hospitalisation and repatriation). The policy must be valid for all Schengen countries and cover your entire stay.

All Bajaj General travel insurance plans for Belgium exceed this minimum threshold - the $50,000 medical cover converts to approximately €46,000, comfortably above the requirement. This makes Bajaj General Belgium travel medical insurance a straightforward, embassy-compliant choice.

Yes, for the purpose of the Schengen visa application, a plan with $50,000 (approximately ₹42 lakh) in coverage which is higher than the mandatory €30,000 minimumis fully sufficient and accepted by Belgium consulates. However, if you are travelling to a high-cost destination or have pre-existing medical conditions, opting for a higher coverage plan such as the Travel Prime plan ($50,000-$1,000,000) provides stronger financial protection during your trip.

Note: ₹2 lakh refers to the Indian numbering system and equals approximately $2,400 USDthis is not sufficient for a Schengen visa, which requires the equivalent of €30,000. Always check the USD/EUR equivalent when selecting your plan.

Bajaj General travel insurancepreviously known as Bajaj Allianz travel insurance covers a comprehensive range of travel and medical risks:

• Emergency medical and hospitalisation expenses (up to $50,000-$1,000,000 depending on plan)
• Medical evacuation and repatriation of remains
• Baggage loss, delay, and passport loss
• Trip cancellation and curtailment
• Personal accident and accidental death
• Personal liability cover
• Home burglary insurance while you are travelling abroad
• 24x7 worldwide emergency assistance

The Belgium consulate and VFS Global accept Schengen visa insurance for Belgium from any IRDAI-approved Indian insurer, provided the policy meets these conditions: minimum €30,000 medical coverage, valid across all 29 Schengen countries, and covering the full duration of your stay. Bajaj General travel insurance for Belgium satisfies all these conditions and is widely accepted. Once you purchase online through NRIOL, you receive an instant insurance certificate by email that you can submit directly with your visa application.

Common reasons a Belgium Schengen visa application is refused include:

• Insufficient or non-compliant travel insurance: the most avoidable reason. Always ensure your policy shows at least €30,000 coverage and is valid for all Schengen countries.
• Incorrect travel dates on the insurance certificate: the policy dates must match your visa application dates exactly.
• Inadequate proof of financial means: bank statements not showing sufficient funds for the trip.
• Incomplete documentation: missing cover letter, accommodation proof, or flight itinerary.
• Prior overstay or visa violations: history of overstaying a previous Schengen visa.

Buying Belgium visa travel insurance online through NRIOL ensures your policy certificate is correctly formatted and immediately ready for submission - eliminating the most common and easily preventable refusal reason.

A standard Belgium Schengen visa travel insurance policy from Bajaj General includes four core types of coverage:

• Medical coverage: Emergency hospitalisation, outpatient treatment, doctor visits, and prescription costs while abroad.
• Emergency assistance coverage: Medical evacuation, repatriation of remains, and 24x7 helpline support.
• Travel-related coverage: Trip cancellation, curtailment, flight delays, missed connections, and baggage loss or delay.
• Personal coverage: Personal accident and accidental death benefits, personal liability, and passport loss.

Some Bajaj General plans also include home burglary insurance while you are travelling, as well as benefits for certain hotel or airline booking issues, which are not commonly found in basic Schengen travel insurance plans.