Bajaj Travel Insurance for Luxembourg from India
Travel insurance for Luxembourg visa is an important requirement for Indian travellers applying for a Schengen visa to visit Luxembourg. Plans start from ₹19/day* and provide the €30,000 minimum medical coverage required for a Luxembourg Schengen visa.
Get Your Luxembourg Schengen Travel Insurance Quote
Do I Need Travel Insurance for a Luxembourg Schengen Visa?
Yes. Indian travellers visiting Luxembourg must have Schengen-approved travel insurance. Plans such as Bajaj General travel insurance Luxembourg is recognised by the Luxembourg Embassy and are required when applying for the Luxembourg Schengen Visa. Bajaj General travel health insurance for Luxembourg helps cover medical expenses, hospitalisation, emergency evacuation, and repatriation while abroad.
For a Luxembourg visa application, your Schengen travel medical insurance should provide
- Minimum medical coverage of €30,000 (30,000 Euros).
- The policy must be valid throughout the Schengen Area.
- It should cover the entire duration of your intended trip.
- It should also cover expenses related to emergency medical treatment, hospitalisation and medical repatriation.
If you are travelling from India to Luxembourg, it is important to choose a Luxembourg travel insurance policy from India that meets these visa requirements. Having the correct insurance certificate can help provide that your policy documentation meets the requirements for your Luxembourg Schengen visa application.
Luxembourg Travel Insurance from India: Which Plan Is Right for Your Trip?
The right travel insurance for Luxembourg depends on your Schengen visa requirement, trip duration, medical coverage needs, and budget. If you are travelling from India to Luxembourg, use these situations to identify a suitable Bajaj General travel insurance option.
Bajaj General Schengen Travel Insurance - Luxembourg is part of the Schengen Area, so choose a Schengen-compliant plan that provides at least €30,000 in emergency medical coverage, along with emergency medical evacuation and repatriation benefits required for the visa.
Travel Companion is a budget-oriented option starting from ₹19/day*, suitable for travellers looking for basic Schengen travel medical protection.
Travel ACE, starting from ₹32/day*, includes medical coverage along with benefits such as baggage loss and trip cancellation.
Travel Prime is a higher-coverage option with plans available up to $1,000,000, depending on the selected variant and eligibility. It suits travellers who want more protection than the basic Schengen minimum.
Luxembourg borders Belgium, France and Germany, and many travellers include it in a wider European route. Select a Schengen Travel Insurance plan that is valid across the Schengen Area for your entire itinerary and meets the applicable Schengen visa insurance requirements.
For a short trip to Luxembourg City or a business visit, Travel Companion or Travel ACE can be compared based on your trip duration, medical coverage, and travel benefits before purchasing.
Consider Travel ACE or Travel Prime based on the available medical coverage limits and trip benefits for a longer stay. Make sure the policy period covers every day of your trip. Premiums vary with age, destination, and duration.
Senior travel insurance options - Bajaj General offers senior-focused travel insurance options for older travellers, with eligibility and coverage depending on age and the plan selected.
Compare plans with pre-existing-condition benefits. Bajaj General travel insurance provides limited coverage for certain life-threatening emergencies arising from pre-existing conditions, subject to the policy terms and applicable limits.
*Starting premiums are indicative. Actual premium varies based on traveller age, travel dates, trip duration, destination, coverage selected, and applicable terms and conditions.
How Much Does Bajaj General Luxembourg Travel Insurance Cost in 2026?
The Bajaj General travel insurance for Luxembourg from India costs range from ₹19 to ₹36 per day for a 25-year-old traveller, depending on the plan type and coverage amount. Get your instant quote in 2 minutes →
| Feature | Travel Companion | Travel ACE | Travel Prime |
|---|---|---|---|
| Medical cover | $50,000 | $50,000 | $50,000 |
| Pre-existing Conditions | Up to $3,000 | Up to $3,000 | Up to $3,000 |
| Baggage loss | $250 | $500 | $500 |
| Trip cancellation | Nil | $1,000 | $500 |
| Starting premium | ₹19/day* |
₹32/day* |
₹36/day* |
*Price shown is for a 180-day trip to Luxembourg for an adult aged 25. Premiums vary by age, trip duration and destination. Get an instant quote for your trip.
What Is the Cheapest Bajaj General Travel Insurance for Luxembourg?
The Bajaj General Travel Companion Plan is a budget-friendly travel insurance for Luxembourg, with premiums starting at ₹19/day*.
Why Choose the Travel Companion Plan?
- check_circle Medical coverage up to $50,000
- check_circle Plans starting at ₹19/day*
- check_circle Emergency medical evacuation: up to $50,000
- check_circle Baggage loss coverage: $250.
This plan provides basic yet sufficient protection for budget-conscious travellers.
What Is the Best Bajaj General Travel Insurance for Luxembourg?
The Bajaj General Travel ACE Plan is the best travel insurance for Luxembourg, with $50,000 medical coverage and premiums starting at ₹32/day*. It also includes up to $500 baggage loss and $1,000 trip cancellation coverage.
Why Choose the ACE Plan?
- check_circle Medical coverage up to $50,000
- check_circle Premiums starting at ₹32/day*
- check_circle Emergency medical evacuation: up to $50,000.
- check_circle Baggage loss coverage: $500.
Discount available for multiple travellers booking together. (T&C apply)
Do I Need to Apply for a Luxembourg Visa?
Yes. Indian passport holders need to apply for a Luxembourg Schengen visa to enter Luxembourg for tourism, business, or family visits. This visa allows travel across all Schengen countries for up to 90 days within any 180-day period.
How Do I Apply for a Luxembourg Schengen Visa?
You can complete the visa application online, scheduling an appointment with VFS Global, and submitting your documents including the policy certificate from Bajaj General Insurance. Short-stay visa applications for Luxembourg from India are processed by the Embassy of Luxembourg in New Delhi. After biometric submission, you can track your visa application status.
Why Choose Bajaj Travel Health Insurance for Luxembourg?
- Accepted by Luxembourg Embassy and VFS for visa processing.
- Valid in all Schengen countries, not just Luxembourg.
- Instant policy issuance by email (ready for visa submission).
- Cashless hospitalisation* option at network hospitals abroad.
- Supported by General Group worldwide (hence recognised globally as General travel insurance Luxembourg).
What Are the Luxembourg Travel Insurance Requirements?
| Requirement | Minimum Rule |
|---|---|
| Schengen Visa Travel Medical Insurance | Minimum coverage requirement: At least 30000 Euros or USD $50,000 |
| Validity | Must cover all Schengen countries |
| Coverage Duration | Must match your entire trip stay |
| Must Include | Emergency medical care, hospitalisation, repatriation |
Travelling to Luxembourg or the Schengen Zone from India?
Bajaj General Luxembourg Schengen travel insurance provides reliable and affordable protection for Indian travellers heading to Luxembourg or any of the 29 Schengen countries. Whether you are travelling for tourism, business, education, or to meet family, this plan ensures you stay protected from unexpected medical and travel-related emergencies.
From sudden medical issues to travel interruptions such as flight delays, missed connections, or baggage problems, this insurance gives you a dependable safety net. Explore Luxembourg’s historic landmarks, vibrant city life, peaceful countryside, or scenic river valleys without worry.
If you are travelling from India to Luxembourg or elsewhere in the Schengen Zone, Bajaj General offers a Schengen-compliant travel insurance plan that meets embassy requirements while providing comprehensive coverage at an affordable price.
Bajaj General travel insurance for Luxembourg/Schengen includes emergency medical treatment, hospitalisation, evacuation, and repatriation, along with protection for travel inconveniences such as trip cancellations, lost baggage, and travel delays caused by illness or unexpected events.
With the peace of mind that Bajaj General supports you throughout your Luxembourg trip-whether you’re discovering Luxembourg City, its UNESCO-listed fortifications, charming villages, or lush natural parks-you can simply focus on enjoying your journey.
Bajaj General Travel Insurance for Luxembourg & Schengen Countries
Every year many Indians travel to Luxembourg for holidays, education, and corporate travel, particularly given its status as a global banking and finance hub. Buying a travel insurance policy from India to Luxembourg ensures you have financial protection throughout your Schengen stay and meet visa requirements.
Travel insurance for Luxembourg from India typically includes emergency medical treatment, hospitalisation cover, emergency evacuation, and protection against lost or delayed baggage. Since medical costs in Europe can be high, Schengen visa applications require insurance with adequate minimum medical cover - which this plan provides.
Bajaj General Luxembourg travel insurance offers Schengen-approved coverage, COVID-19 medical protection, 24x7 international assistance, and quick online purchase. With competitive premiums and broad benefits, it is a reliable option among the best travel insurance plans for Luxembourg from India.
location_on Indian Embassy & Consular Contact in Luxembourg
Luxembourg does not have a resident Indian embassy. Indian travellers visiting Luxembourg are served by the Embassy of India in Brussels, Belgium, which is concurrently accredited to the Grand Duchy of Luxembourg, along with an Honorary Consul General of India based in Luxembourg for local consular assistance:
-
Honorary Consul General of India, Luxembourg
38 Rue de l'Europe, L-4390 Pontpierre, Luxembourg
Phone: +352-621144236
Travel Safe to Luxembourg with Trusted Bajaj General Insurance
Schengen Destinations
Discover Popular Schengen Countries with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says, NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online.
Factors Influencing the Cost of Bajaj General Travel Insurance for Luxembourg
- Age of the Traveller: Premiums differ based on age, and costs are typically higher for senior travellers due to increased medical needs during a trip to Luxembourg or other Schengen nations.
- Trip Duration: The longer your stay in Luxembourg, the higher your overall insurance premium, as extended trips carry greater health and travel-related risks.
- Destination Requirements: Healthcare expenses in Luxembourg can be significant, and securing a Bajaj General Luxembourg Schengen visa travel insurance policy is mandatory when applying for a Luxembourg Schengen visa.
- Sum Insured: Opting for a higher medical coverage limit provides broader financial protection and meets the minimum €30,000 requirement for Schengen travel insurance, but increases the overall premium.
- Sub-limits: Opting for comprehensive plans with no sub-limits or enhanced benefits under Luxembourg Schengen travel medical insurance may cost slightly more but ensures wider and more reliable coverage.
Key Benefits of Bajaj General Insurance for Luxembourg (Schengen Visa)
| Benefit | Details |
|---|---|
| VFS / Schengen-visa compliant | Meets Schengen travel insurance requirements for a Luxembourg visa application. |
| Wide age eligibility | Covers travellers from children to senior citizens (age range depends on plan). |
| High sum insured options | Coverage available in multiple levels (e.g., USD 50,000 and above depending on plan). |
| Cashless hospitalisation | Cashless treatment possible for eligible inpatient hospitalisation abroad. |
| Outpatient medical coverage | Reimbursement for OPD visits and doctor consultations as per policy terms. |
| Pre-existing illness (limited cover) | Some plans offer limited coverage for pre-existing conditions; varies by product. |
| 24x7 assistance worldwide | Global support team available for claim assistance and guidance. |
| Policy duration & extension | Coverage available up to 180 days; extensions may be possible while overseas. |
| Affordable premium | Multiple plans to choose from based on age & coverage requirement. |
| Flexible purchase options | Buy online using card/net banking/wallet; documents issued instantly. |
How to Buy Bajaj General Travel Insurance for a Luxembourg Visa?
Buying Bajaj General travel insurance for Luxembourg and Schengen Visa online is simple and fast:
Complete the Travel Insurance for Luxembourg quote form online.
Provide number of travellers, age, and travel dates to compare Bajaj General plan options.
Compare the plans and select the best travel insurance plan for Luxembourg.
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj General Insurance policy will be issued immediately and emailed to you.
lightbulb_2 Tip: Keep both digital and printed copies of your policy during your trip.
What Is Cashless Hospitalisation in Bajaj General Travel Insurance for Luxembourg?
Cashless means that when you are hospitalised or receive medical treatment in Luxembourg, you do not have to pay the hospital bills upfront - the insurance company settles them directly with the hospital through its assistance network.
How Does Cashless Hospitalisation Work Under Bajaj General Travel Insurance for Luxembourg?
lightbulb_2 How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming that they will directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
flight_takeoff Travel Tips for Indians Visiting Luxembourg
- credit_card Carry an international debit/credit card and some local currency (EUR).
- phone_in_talk Save the Bajaj General 24x7 Assistance Number and Indian Embassy / Consulate contacts.
- local_hospital Check nearby hospitals and clinics that allow cashless treatment under your policy.
- description Keep digital and printed copies of passport, Schengen visa, and travel insurance with you.
- airport_shuttleLearn a few basic French or German phrases and familiarize yourself with local public transportation options, including trains, trams, and buses - all free of charge nationwide.
- partly_cloudy_day Luxembourg weather varies by season - pack accordingly especially during cool, damp winters.
flight With Bajaj General Schengen travel insurance for Luxembourg, you can travel confidently knowing your health and trip are financially protected.
Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to Luxembourg / Schengen Countries
- Schengen Visa-Compliant Coverage
Bajaj General travel insurance meets all Luxembourg Schengen visa insurance requirements, including mandatory medical coverage, emergency evacuation, and repatriation support. - Comprehensive Medical Protection in Luxembourg
Healthcare in Luxembourg can be expensive for uninsured foreign visitors. This policy provides inpatient care, outpatient treatment, surgeries, and emergency medical evacuation as per the selected plan. - COVID-19 Related Benefits
Coverage includes COVID-19 medical treatment, hospitalisation, quarantine expenses, or trip cancellation if applicable. - Accident & Repatriation Support
Financial protection for accidental death, permanent disability, and repatriation of remains with international assistance included. - Trip Cancellation & Interruption
Refunds for non-refundable bookings if your Luxembourg trip is canceled or interrupted due to emergencies or unforeseen circumstances. - Baggage & Passport Security
Protection for lost baggage, delayed baggage, or loss of passport during your journey. - Cashless Hospital Network in Luxembourg & Schengen
Access a wide network of cashless hospitals across Luxembourg and other Schengen countries, subject to policy terms. - 24x7 Global Assistance
Round-the-clock support for medical emergencies, claims, or travel-related help anywhere in Luxembourg or the Schengen region. - Affordable Plans for Every Traveller
Cost-effective policies suitable for tourists, students, business travellers, families, and senior citizens.
With Bajaj General Luxembourg Schengen travel insurance, your trip is protected against major medical emergencies and travel risks, allowing you to explore Luxembourg with peace of mind.
Why Choose Bajaj General for Luxembourg Travel?
Bajaj General Luxembourg Schengen travel insurance offers reliable, visa-compliant, and affordable coverage specifically designed for Indian travellers visiting Luxembourg and the Schengen region.
Comprehensive Coverage
- Available for travellers aged 6 months to 99 years.
- Multiple sum-insured options to suit different travel plans.
- Covers medical emergencies, baggage loss, missed flights, and travel delays.
- COVID-19 medical treatment and evacuation coverage (as per policy terms).
- Option to extend your policy if your stay in Luxembourg is prolonged (subject to approval).
Hassle-Free Experience
- Instant online purchase via card, UPI, or net banking.
- Easy renewal and extension options if your travel plans change.
- Cashless hospitalisation across Luxembourg and other Schengen countries or reimbursement claims.
- 24x7 global claim support for travellers in Luxembourg/Schengen.
Additional Highlights
- Pay premium in INR while coverage is valid in EUR/USD equivalent.
- Mandatory for Luxembourg Schengen visa application.
- No medical tests required for most travellers and short-duration trips.
Bajaj General Luxembourg Travel Insurance Frequently Asked Questions
If you are applying for a Luxembourg visa, the consular authorities can ask you to have adequate travel insurance for Luxembourg. However, given that your domestic Indian health insurance provides little coverage in Luxembourg, it is important for Indian travellers to buy good Bajaj General travel health insurance for Luxembourg.
The cost of Luxembourg travel insurance varies depending on the age of the traveller and the duration of coverage required. The older the traveller, the higher the cost. The longer the required insurance duration, the higher the cost.
You can get a quote for Bajaj General travel insurance for Luxembourg by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.
Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while travelling, so it is important to be prepared.
Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies and other covered risks. The cost of travel insurance is also very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.
Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans that provide comprehensive protection at a nominal cost.
Yes, you may be able to travel without travel insurance unless it is required by the respective consulates while issuing the travel visa. Many Schengen countries, including Luxembourg, Italy, Greece, Portugal, Spain, France, Austria, Belgium and Netherlands insist on travel insurance while issuing the travel visa.
However, beyond the mandated requirement for the visa, it is prudent to buy travel insurance from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance.
No. Travel insurance policies generally include medical coverage, although the extent of coverage varies by plan. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
If the traveller is already outside India, they can complete the 'Traveller Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.
Bajaj travel insurance is one of the best travel insurance options/plans for Luxembourg from India. It offers the best travel insurance for Luxembourg from India with incredible features such as:
- Competitive price.
- Cashless hospitalisation claim settlement in Luxembourg.
- No age limit and no paperwork
You can renew the Bajaj General policy online. Fill the relevant details of the existing policy and claims information (if any) and submit the form online. Our insurance advisors will then try to get approval based on the filled details.
The policyholder will be informed of the approval or rejection of the renewal request as early as possible (within a maximum of 1 working day). If approved, the policyholder will be sent a purchase URL where he / she can pay online and renew his policy.
Yes, you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policyholder is in good health, has made no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims, then renewal is based on approval from the insurance head office.
No, ₹2 lakhs is not sufficient for a Schengen visa. The requirement is a minimum medical cover of €30,000 which equals approximately ₹27-28 lakhs at current exchange rates, or about USD $50,000.
It is important not to confuse the premium you pay with the coverage amount. The premium for a Bajaj General Luxembourg Schengen plan starts at just ₹19 per day which, for a 10-day trip, is around ₹190 total. But the medical coverage provided by this affordable premium is $50,000, which fully satisfies the Schengen visa requirement.
Think of it this way: you pay a small premium in rupees, and in return you receive protection worth lakhs of rupees if a medical emergency occurs abroad.
Schengen embassies and visa centres accept travel insurance from insurers that are registered and regulated in India and that meet the minimum coverage criteria set by Schengen rules. The key requirements are:
- Medical cover of at least €30,000.
- Coverage valid in all 29 Schengen member states.
- Validity matching your complete travel period.
- Issued by a recognised general insurance company.
Bajaj General Insurance (formerly Bajaj Allianz General Insurance) is an IRDAI-regulated insurer in India, and its Schengen travel insurance plans are recognised and accepted by VFS Global and Luxembourg Embassy for visa processing. The policy certificate issued by Bajaj General includes all mandatory details required by consular authorities.
The Bajaj General Travel Companion Plan is one of the most affordable Schengen-compliant travel insurance options for Indian travellers, starting at ₹19 per day for travellers up to 35 years of age. For a 10-day trip to Luxembourg, this works out to approximately ₹190 yet it provides $50,000 medical cover, far exceeding the mandatory €30,000 Schengen requirement.
When comparing plans on price alone, always check that the plan you choose:
- Provides at least €30,000 / $50,000 medical cover.
- Is accepted by the Luxembourg Embassy and VFS Global.
- Includes 24x7 emergency assistance and cashless hospitalisation support.
- Issues a policy certificate instantly so you can submit your visa application without delay.
All Bajaj General Luxembourg plans meet every one of these criteria.
The best Schengen travel insurance from India is one that combines embassy acceptance, adequate medical cover, instant policy issuance, and reliable claims support. Based on these criteria, Bajaj General's Travel ACE Plan is consistently recommended for Luxembourg Schengen visa applicants because it offers:
- $50,000 medical cover - exceeds the €30,000 Schengen requirement.
- Trip cancellation cover up to $1,000 - which the basic plan does not include.
- Baggage loss cover up to $500.
- Instant policy certificate via email ready for immediate visa submission.
- Starting at just ₹32/day* for travellers up to 35 years.
For budget travellers, the Travel Companion Plan at ₹19/day* provides full Schengen compliance at the lowest cost. For those who want the highest level of protection, the Travel Prime Plan at ₹36/day* provides broader benefits.
Among Schengen countries, Finland, Estonia, and Lithuania consistently record some of the highest visa approval rates for Indian applicants, often above 95%. Luxembourg also has a strong approval track record, though it processes fewer applications overall given its smaller size.
What is more important than choosing a "high-approval" country is submitting a complete and accurate visa application. Travel insurance is one of the documents that consular officers check most carefully, and an incomplete or non-compliant insurance certificate is a common reason for visa delays or rejections.
- Minimum €30,000 medical cover stated clearly on the certificate.
- Coverage valid across all Schengen member states, not just Luxembourg.
- Policy dates must match your visa application dates exactly (or exceed them).
- The certificate must include the insurer's name, policy number, and emergency helpline.
- Issued by a recognised insurer. Bajaj General's certificates are accepted by VFS Global and the Luxembourg Embassy.
With Bajaj General, your policy certificate is emailed instantly after payment and includes all mandatory details required for a successful Luxembourg Schengen visa application.
General Information About Luxembourg
Western Europe (bordered by Belgium, Germany and France)
Luxembourg City
Euro (EUR)
May to September
Approx. 6.7 lakh (670,000)
Luxembourgish, French, German
Luxembourg City, Echternach, Vianden, Bourscheid, Clervaux, Esch-sur-Alzette, Mullerthal region.
What Are the Popular Tourist Destinations in Luxembourg?
Luxembourg is a compact Western European destination known for its fortified old town, hilltop castles, and scenic countryside. From the National Museum in the capital to the historic abbey town of Echternach, there are many places to visit in Luxembourg during your holiday. If you are travelling from India, consider getting travel insurance for Luxembourg to help protect your trip against eligible medical emergencies and other covered travel risks.
National Museum
The National Museum of Archaeology, History and Art (MNAHA) in Luxembourg City houses collections spanning prehistoric artefacts to fine art, giving visitors a comprehensive overview of Luxembourg’s cultural and historical heritage in the heart of the Old Town.
Place Guillaume II
Place Guillaume II is one of Luxembourg City’s main squares, home to the City Hall and a statue of Grand Duke William II. It regularly hosts markets, including a lively farmers' market, and is surrounded by cafes and shops in the historic centre.
Echternach
Echternach is Luxembourg’s oldest town, known for its historic Benedictine abbey, medieval old town, and its location at the gateway to the scenic Mullerthal region, often called "Little Switzerland" for its rocky trails and forested landscapes.
Bourscheid Castle
Bourscheid Castle is one of Luxembourg’s largest and most impressive medieval castles, perched on a hill overlooking the Sauer river valley in the north of the country. Its restored towers and ramparts offer sweeping views over the surrounding countryside.