Travel Insurance for USA from India

Getting travel insurance for the USA from NRIOL takes under 5 minutes:

1. Fill in the quote form on this page with your travel dates, number of travellers, and ages.
2. Compare the Bajaj plan options (Companion, ACE, and Prime).
3. Pay online via UPI, credit/debit card, or net banking.
4. Receive your policy document instantly by email.

No paperwork or medical tests are required for most age groups.

The best travel insurance for the USA from India depends on your priorities, but US hospital costs are high, so a higher sum insured is generally advisable. For budget travellers, the Travel Companion plan at ₹34/day^* is the cheapest option. For most travellers, the Travel ACE plan at ₹77/day^* is a good all-round choice, as it adds trip cancellation cover (up to $1,000) and higher baggage cover ($500) for a modest extra cost. For senior citizens or those who want maximum coverage, the Travel Prime plan offers a sum insured of up to $1,000,000.

*Price shown for a 180-day trip for an adult aged 25.

The cheapest travel insurance for the USA from Bajaj General is the Travel Companion plan, starting at ₹34/day^* for a 25-year-old traveller on a 180-day trip. It includes $50,000 medical cover, emergency evacuation, $250 baggage loss cover, and 24×7 global assistance. Because US medical bills can be very high, compare it with higher-cover plans before you decide.

The USA travel insurance price for Indian travellers starts from ₹34/day^* and goes up to ₹77/day, depending on the plan and the traveller’s age (based on a 180-day trip for an adult aged 25). The final premium also depends on the duration of your trip and the sum insured you choose: older travellers and longer trips cost more. Use the quote form on this page to get an instant, personalised price for your trip.

Yes. It is strongly advisable to buy travel medical insurance for the USA before your trip. It covers hospitalisation, doctor visits, emergency evacuation, and prescribed medicines. Buying before departure also ensures that trip cancellation cover (where included in your plan) applies, protecting non-refundable bookings if you cannot travel due to illness or a family emergency.

No. The minimum medical cover of €30,000 applies to Schengen visas for travel to Europe, not to the USA. The USA has no fixed insurance amount for a tourist visa, so choose a Bajaj plan such as Travel Companion, Travel ACE or Travel Prime based on your budget and the level of cover you want.

Note: Always confirm the latest visa requirements with the US Embassy or Consulate and the official US visa website before you apply.

Bajaj travel insurance is one of the popular travel insurance options for Indian travellers. It is offered by an established Indian general insurance company and has multiple plan tiers for different budgets and trip types, from a basic ₹34/day^* plan to comprehensive cover of up to $1,000,000 for senior travellers.

The USA offers famous cities, national parks and theme parks, but healthcare there is among the most expensive in the world, and even a short hospital stay can lead to a very large bill. Insurance for USA travel from Bajaj covers medical emergencies, hospitalisation, trip cancellation, lost baggage, and flight delays, subject to the plan you choose. The premium is paid in Indian rupees while the coverage is in US dollars, which makes it good value for Indian travellers.

Yes. Bajaj is an established insurer that offers overseas travel insurance with multiple plan options, cashless hospitalisation at partner hospitals, COVID-19 coverage, and 24×7 international assistance, all at competitive premiums. For most traveller profiles, it is a strong choice of travel insurance for the USA from India.

Technically, yes. The USA does not generally require travel insurance for a tourist visa. However, travelling without it is strongly inadvisable, because your Indian health or mediclaim policy typically does not cover medical expenses incurred in the USA. Any hospitalisation would then be entirely out of pocket, which can be financially devastating. Travel insurance is one of the most cost-effective ways to protect your trip.

No. All Bajaj travel insurance plans include medical cover as a mandatory component, and there is no standalone non-medical plan. This is by design, as medical emergencies are among the most common and most expensive claims for Indian travellers abroad.

If you are already outside India, fill in the Traveller Outside India form with the requested details. We will try to obtain approval from the Bajaj underwriting team so that you can purchase overseas mediclaim insurance.

Fill in the Bajaj policy renewal form online with your current policy details and claims information, if any. Our advisors will process the renewal request within 1 working day. If it is approved, you will receive a payment link to complete the renewal and download your new policy instantly.

Yes. Fill in the Bajaj policy renewal form while abroad. Travel policies can be purchased for up to 6 months and renewed for another 6 months, provided that the policyholder is in good health, there are no claims on the existing policy, and the policy has not expired.

Cashless hospitalisation means that when you receive medical treatment in the USA, you do not have to pay the hospital bills upfront. The insurer settles eligible bills directly with the hospital through its 24×7 assistance network. This is particularly valuable in the USA, where hospital bills can be very large and unexpected.

info How cashless treatment works:

1. Emergency occurs: You fall sick or have an accident during your USA trip.
2. Call the assistance helpline: Immediately call the 24×7 number on your Bajaj policy card.
3. Hospital verification: The assistance team checks whether the hospital is in the cashless network.
4. Guarantee of Payment (GOP): If approved, the insurer sends the hospital a GOP and pays eligible expenses directly.
5. Treatment without upfront payment: You receive treatment while the insurer and hospital handle the billing.
6. You pay only for exclusions: You pay directly for non-covered items, such as phone charges and personal comfort items.

Because hospital and emergency care costs in the USA are very high, a higher sum insured is generally advisable than for most other destinations. Basic plans such as Travel Companion offer $50,000 medical cover, while Travel Prime offers a sum insured of up to $1,000,000, depending on the variant and eligibility. Compare plans using the quote form, and consider your age, trip length and any planned activities before choosing.

Yes. Bajaj travel policies cover eligible medical expenses incurred in the USA, subject to the plan and its terms. Cashless treatment is available at network hospitals through the 24×7 assistance partner, and you should call the helpline on your policy card as soon as possible in an emergency. If cashless treatment is not available at a hospital, you may need to pay and claim reimbursement later, so keep all bills and medical reports.