Bajaj Travel Insurance for Austria from India
Travel insurance for Austria visa is an important requirement for Indian travellers applying for a Schengen visa to visit Austria. Plans start from ₹19/day* and provide the €30,000 minimum medical coverage required for an Austria Schengen visa.
Get Your Austria Schengen Travel Insurance Quote
Do I Need Travel Insurance for an Austria Schengen Visa?
Yes. Indian travellers visiting Austria must have Schengen-approved travel insurance. Plans such as Bajaj General travel insurance Austria is recognised by the Austria Embassy and are required when applying for the Austria Schengen Visa. Bajaj General travel health insurance for Austria helps cover medical expenses, hospitalisation, emergency evacuation, and repatriation while abroad.
For an Austria visa application, your Schengen travel medical insurance should provide
- Minimum medical coverage of €30,000 (30,000 Euros).
- The policy must be valid throughout the Schengen Area.
- It should cover the entire duration of your intended trip.
- It should also cover expenses related to emergency medical treatment, hospitalisation and medical repatriation.
If you are travelling from India to Austria, it is important to choose an Austria travel insurance policy from India that meets these visa requirements. Having the correct insurance certificate can help ensure that your policy documentation meets the requirements for your Austria Schengen visa application.
Which Travel Insurance Is Right for Your Austria Trip?
Your travel insurance needs may differ depending on whether you are travelling to Austria for skiing, applying for a visa, visiting on a student programme, or need cover for adventure activities in the Alps.
Choose Bajaj General Schengen Travel Insurance that satisfies the Austrian consulate’s mandatory medical insurance requirements, including minimum sum insured, emergency treatment, and repatriation cover.
Travel Prime is worth considering if you want higher medical coverage along with add-on protection for adventure or winter sports injuries.
Travel Companion offers essential medical protection at a lower premium, suitable for short leisure trips to Austria.
Travel ACE combines medical coverage with additional benefits such as baggage loss, flight delay, and trip cancellation protection.
Choose Schengen Travel Insurance that provides continuous coverage across every country on your itinerary, not just your time in Austria.
Compare Travel ACE and Travel Prime on the basis of maximum trip duration, medical sum insured, and premium before choosing a plan for your stay.
Compare plans with pre-existing-condition benefits and review the eligibility criteria, waiting periods, and coverage limits for pre-existing conditions before buying a policy.
How Much Does Bajaj General Austria Travel Insurance Cost in 2026?
The Bajaj General travel insurance for Austria from India costs ranges from ₹19 to ₹36 per day for a 25-year-old traveller, depending on the plan type and coverage amount. Get your instant quote in 2 minutes →
| Feature | Travel Companion | Travel ACE | Travel Prime |
|---|---|---|---|
| Medical cover | $50,000 | $50,000 | $50,000 |
| Pre-existing Conditions | Up to $3,000 | Up to $3,000 | Up to $3,000 |
| Baggage loss | $250 | $500 | $500 |
| Trip cancellation | Nil | $1,000 | $500 |
| Starting premium | ₹19/day* |
₹32/day* |
₹36/day* |
*Price shown is for a 180-day trip to Austria for an adult aged 25. Premiums vary by age, trip duration and destination. Get an instant quote for your trip.
What Is the Cheapest Bajaj General Travel Insurance for Austria?
The Bajaj General Travel Companion Plan is a budget-friendly travel insurance for Austria, with premiums starting at ₹19/day*.
Why Choose the Travel Companion Plan?
- check_circle Medical coverage up to $50,000
- check_circle Plans starting at ₹19/day*
- check_circle Emergency medical evacuation: up to $50,000
- check_circle Baggage loss coverage: $250.
This plan provides basic yet sufficient protection for budget-conscious travellers.
What Is the Best Bajaj General Travel Insurance for Austria?
The Bajaj General Travel ACE Plan is the best travel insurance for Austria, with $50,000 medical coverage and premiums starting at ₹32/day*. It also includes up to $500 baggage loss and $1,000 trip cancellation coverage.
Why Choose the ACE Plan?
- check_circle Medical coverage up to $50,000
- check_circle Premiums starting at ₹32/day*
- check_circle Emergency medical evacuation: up to $50,000.
- check_circle Baggage loss coverage: $500.
Discount available for multiple travellers booking together. (T&C apply)
Do I Need to Apply for an Austria Schengen Visa?
Yes. Indian passport holders need to apply for an Austria Schengen visa to enter Austria for tourism, business, or family visits. This visa allows travel across all Schengen countries for up to 90 days within any 180-day period.
How Do I Apply for an Austria Schengen Visa?
You can complete the visa application online, scheduling an appointment with VFS Global, and submitting your documents including the policy certificate from Bajaj General Insurance. After biometric submission, you can track your visa application status.
Why Choose Bajaj Travel Health Insurance for Austria?
- Accepted by Austria Embassy and VFS for visa processing.
- Valid in all Schengen countries, not just Austria.
- Instant policy issuance by email (ready for visa submission).
- Cashless hospitalisation? option at network hospitals abroad.
- Supported by General Group worldwide (hence recognised globally as General travel insurance Austria).
Austria Travel Insurance Requirements
| Requirement | Minimum Rule |
|---|---|
| Schengen Visa Travel Medical Insurance | Minimum coverage requirement: At least 30000 Euros or USD $50,000 |
| Validity | Must cover all Schengen countries |
| Coverage Duration | Must match your entire trip stay |
| Must Include | Emergency medical care, hospitalisation, repatriation |
Planning a Trip to Austria or the Schengen Area from India?
Bajaj General Austria Schengen travel insurance delivers dependable, budget-friendly protection for Indian travellers bound for Austria or any Schengen nation. Whether you are visiting imperial Vienna, exploring Mozart’s Salzburg, skiing near Innsbruck, or admiring the lakeside village of Hallstatt, this policy covers unexpected medical emergencies, trip interruptions, and baggage mishaps so you can travel with confidence.
Bajaj General Travel Insurance for Austria & Schengen Countries
Every year many Indians fly to Austria for holidays, education, and corporate travel. Buying a travel insurance policy from India to Austria ensures you have financial protection throughout your Schengen stay and meet visa requirements.
Travel insurance for Austria from India typically includes emergency medical treatment, hospitalisation cover, emergency evacuation, and protection against lost or delayed baggage. Since medical costs in Europe can be high, Schengen visa applications require insurance with adequate minimum medical cover - which this plan provides.
Bajaj General Austria travel insurance offers Schengen-approved coverage, COVID-19 medical protection, 24x7 international assistance, and quick online purchase. With competitive premiums and broad benefits, it is a reliable option among the best travel insurance plans for Austria from India.
Factors Influencing the Cost of Bajaj General Travel Insurance for Austria
- Age of the Traveller: Premiums differ based on age, and costs are typically higher for senior travellers due to increased medical needs during a trip to Austria or other Schengen nations.
- Trip Duration: The longer your stay in Austria, the higher your overall insurance premium, as extended trips carry greater health and travel-related risks.
- Destination Requirements: Healthcare expenses in Austria can be significant, and securing a Bajaj General Austria Schengen visa travel insurance policy is mandatory when applying for an Austria Schengen visa.
- Sum Insured: Opting for a higher medical coverage limit provides broader financial protection and meets the minimum €30,000 requirement for Schengen travel insurance, but increases the overall premium.
- Coverage Type: Plans offering enhanced benefits-such as comprehensive Schengen travel medical insurance for Austria-may cost more but ensure better protection against emergencies and travel uncertainties.
Key Benefits of Bajaj General Insurance for Austria (Schengen Visa)
| Benefit | Details |
|---|---|
| VFS / Schengen-visa compliant | Meets Schengen travel insurance requirements for an Austria visa applications. |
| Wide age eligibility | Covers travellers from children to senior citizens (age range depends on plan). |
| High sum insured options | Coverage available in multiple levels (e.g., USD 50,000 and above depending on plan). |
| Cashless hospitalisation | Cashless treatment possible for eligible inpatient hospitalisation abroad. |
| Outpatient medical coverage | Reimbursement for OPD visits and doctor consultations as per policy terms. |
| Pre-existing illness (limited cover) | Some plans offer limited coverage for pre-existing conditions; varies by product. |
| 24x7 assistance worldwide | Global support team available for claim assistance and guidance. |
| Policy duration & extension | Coverage available up to 180 days; extensions may be possible while overseas. |
| Affordable premium | Multiple plans to choose from based on age & coverage requirement. |
| Flexible purchase options | Buy online using card/net banking/wallet; documents issued instantly. |
Travel Safe to Austria with Trusted Bajaj General Insurance
Schengen Destinations
Discover Popular Schengen Countries with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says, NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online.
How to Buy Bajaj General Travel Insurance for an Austria Visa?
Buying Bajaj General travel insurance for Austria and Schengen Visa online is simple and fast:
Complete the Travel Insurance for Austria quote form online.
Provide number of travellers, age, and travel dates to compare Bajaj General plan options.
Compare the plans and select the best travel insurance plan for Austria.
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj General Insurance policy will be issued immediately and emailed to you.
lightbulb_2 Tip: Keep both digital and printed copies of your policy during your trip.
location_on Indian Embassy & Consular Contact in Austria
Indian travellers visiting Austria can reach out to the Indian Embassy in Vienna for passport services, visa-related queries, emergency support, or any other consular assistance:
-
Embassy of India, Vienna
Kärntner Ring 2, A-1015 Vienna, Austria
Phone: +43-1-505-86-66
What Is Cashless Hospitalisation in Bajaj General Travel Insurance for Austria?
Cashless means that when you are hospitalised or receive medical treatment in Austria, you do not have to pay the hospital bills upfront - the insurance company settles them directly with the hospital through its assistance network.
How Does Cashless Hospitalisation Work Under Bajaj General Travel Insurance for Austria?
lightbulb_2 How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming that they will directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
flight_takeoff Travel Tips for Indians Visiting Austria
- credit_card Carry an international debit/credit card and some local currency (EUR).
- phone_in_talk Save the Bajaj General 24x7 Assistance Number and Indian Embassy / Consulate contacts.
- local_hospital Check nearby hospitals and clinics that allow cashless treatment under your policy.
- description Keep digital and printed copies of passport, Schengen visa, and travel insurance with you.
- airport_shuttleLearn a few basic German phrases and familiarize yourself with local public transportation options, including trains, trams, buses and the U-Bahn (metro) in Vienna.
- partly_cloudy_day Austria weather varies by region - pack warm layers for the Alps and winters, and lighter clothing for city visits in summer.
flight With Bajaj General Schengen travel insurance for Austria, you can travel confidently knowing your health and trip are financially protected.
Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to Austria / Schengen Countries
- Schengen Visa-Compliant Coverage
Bajaj General travel insurance meets all Austria Schengen visa insurance requirements, including mandatory medical coverage, emergency evacuation, and repatriation support. - Comprehensive Medical Protection in Austria
Healthcare in Austria can be expensive for foreign travellers. This policy provides inpatient care, outpatient treatment, surgeries, and emergency medical evacuation as per the selected plan. - COVID-19 Related Benefits
Coverage includes COVID-19 medical treatment, hospitalisation, quarantine expenses, or trip cancellation if applicable. - Accident & Repatriation Support
Financial protection for accidental death, permanent disability, and repatriation of remains with international assistance included. - Trip Cancellation & Interruption
Refunds for non-refundable bookings if your Austria trip is canceled or interrupted due to emergencies or unforeseen circumstances. - Baggage & Passport Security
Protection for lost baggage, delayed baggage, or loss of passport during your journey. - Cashless Hospital Network in Austria & Schengen
Access a wide network of cashless hospitals across Austria and other Schengen countries, subject to policy terms. - 24x7 Global Assistance
Round-the-clock support for medical emergencies, claims, or travel-related help anywhere in Austria or the Schengen region. - Affordable Plans for Every Traveller
Cost-effective policies suitable for tourists, students, business travellers, families, and senior citizens.
With Bajaj General Austria Schengen travel insurance, your trip is protected against major medical emergencies and travel risks, allowing you to explore Austria with peace of mind.
Why Choose Bajaj General for Austria Travel?
Bajaj General Austria Schengen travel insurance offers reliable, visa-compliant, and affordable coverage specifically designed for Indian travellers visiting Austria and the Schengen region.
Comprehensive Coverage
- Available for travellers aged 6 months to 99 years.
- Multiple sum-insured options to suit different travel plans.
- Covers medical emergencies, baggage loss, missed flights, and travel delays.
- COVID-19 medical treatment and evacuation coverage (as per policy terms).
- Option to extend your policy if your stay in Austria is prolonged (subject to approval).
Hassle-Free Experience
- Instant online purchase via card, UPI, or net banking.
- Easy renewal and extension options if your travel plans change.
- Cashless hospitalisation across Austria and other Schengen countries or reimbursement claims.
- 24x7 global claim support for travellers in Austria/Schengen.
Additional Highlights
- Pay premium in INR while coverage is valid in EUR/USD equivalent.
- Mandatory for Austria Schengen visa application.
- No medical tests required for most travellers and short-duration trips.
Bajaj General Austria Travel Insurance Frequently Asked Questions
If you are applying for Austria visa, the consular authorities can ask you to have adequate travel insurance for Austria. However, given that your domestic Indian health insurance provides little coverage in Austria, it is important for Indian travellers to buy good Bajaj General travel health insurance for Austria.
The cost for the Austria travel insurance varies depending on the age of the traveller and the duration of coverage required. The older the traveller, the higher the cost. The longer the duration of Austria travel insurance required, the greater will be the cost.
You can get a quote for Bajaj General travel insurance for Austria by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.
Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while travelling, so it is important to be prepared.
Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies and other covered risks. The cost of travel insurance is also very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.
Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans that provide comprehensive protection at a nominal cost.
Yes, you may be able to travel without travel insurance unless it is required by the respective consulates while issuing the travel visa. Many Schengen countries, including Austria, Italy, Greece, Portugal, Spain, France, Belgium, Luxembourg and Netherlands insist on travel insurance while issuing the travel visa.
However, beyond the mandated requirement for the visa, it is prudent to buy travel insurance from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance.
No. Travel insurance policies generally include medical coverage, although the extent of coverage varies by plan. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
If the traveller is already outside India, they can complete the 'Traveller Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.
Bajaj travel insurance is one of the best travel insurance options/plans for Austria from India. It offers the best travel insurance for Austria from India with incredible features such as:
- Competitive price.
- Cashless hospitalisation claim settlement in Austria.
- No age limit and no paperwork
You can renew the Bajaj General policy online. Fill the relevant details of the existing policy and claims information (if any) and submit the form online. Our insurance advisors will then try to get approval based on the filled details.
The policyholder will be informed of the approval or rejection of the renewal request as early as possible (within a maximum of 1 working day). If approved, the policyholder will be sent a purchase URL where he / she can pay online and renew his policy.
Yes, you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policyholder is in good health, has made no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims, then renewal is based on approval from the insurance head office.
General Information About Austria
Central Europe
Vienna
Euro (EUR)
May to September
9.2 million
German
Vienna, Salzburg, Innsbruck, Hallstatt, Graz, Linz, Tyrol, the Austrian Alps, Wachau Valley.
What Are the Popular Tourist Destinations in Austria?
Austria is a popular European destination known for its imperial palaces, alpine scenery, classical music heritage and picture-postcard lakeside villages. From Vienna and Salzburg to Innsbruck and Hallstatt, there are many places to visit in Austria during your holiday. If you are travelling from India, consider getting travel insurance for Austria to help protect your trip against eligible medical emergencies and other covered travel risks.
Vienna
Austria’s grand imperial capital, home to the Habsburg-era Schönbrunn and Hofburg palaces, the Vienna State Opera and a rich musical legacy tied to Mozart and Beethoven. Its café culture, museums and elegant boulevards make it one of Europe’s most-visited cities.
Salzburg
The birthplace of Wolfgang Amadeus Mozart, Salzburg’s baroque Old Town is a UNESCO World Heritage Site set against the backdrop of the Alps. It is also famous as the filming location for "The Sound of Music".
Innsbruck
The capital of Tyrol, ringed by the Nordkette mountains, Innsbruck is a gateway to alpine skiing and hiking. It has twice hosted the Winter Olympics and features the famous Golden Roof in its historic centre.
Hallstatt
A postcard-perfect lakeside village in the Salzkammergut region, with pastel houses set between the Hallstätter See lake and steep mountainside. Also a UNESCO World Heritage Site, it is known for its centuries-old salt mines and scenic beauty.
What Is the Most Common Reason for Schengen Visa Refusal?
The most frequent reason for Schengen visa refusal for Indian applicants is insufficient proof of funds or weak financial documentation. Other common reasons include:
- Incomplete or inconsistent documents - missing bank statements, itinerary gaps, or mismatched dates.
- Lack of valid travel insurance - submitting a policy that does not meet the mandatory €30,000 minimum medical cover for Schengen travel, or one not accepted by the Austria Embassy.
- Insufficient ties to India - inability to demonstrate you will return home (no property, employment letter, or family ties).
- Previous visa violations - overstaying a prior Schengen visa.
Submitting a Bajaj General Austria Schengen visa travel insurance certificate is one of the easiest requirements to fulfil. The policy certificate is issued instantly and provides coverage that meets the applicable Schengen visa insurance requirements.
Does India Have a High Schengen Visa Refusal Rate?
India’s overall Schengen visa refusal rate is relatively moderate compared to some other nationalities, but refusals do occur most often due to documentation gaps. The best way to strengthen your application is to submit complete, accurate documents, including a valid Schengen travel insurance certificate for Austria with the required coverage. Bajaj General’s policy certificate is issued instantly and is directly accepted at VFS application centres.