Bajaj Travel Insurance for Portugal from India
Travel insurance for Portugal visa is an important requirement for Indian travellers applying for a Schengen visa to visit Portugal. Plans start from ₹19/day* and provide the €30,000 minimum medical coverage required for a Portugal Schengen visa.
Get Your Portugal Schengen Travel Insurance Quote
Do I Need Travel Insurance for a Portugal Schengen Visa?
Yes. Travel medical insurance is mandatory when applying for a Portugal Schengen visa from India. Your insurance policy must meet the Schengen visa travel insurance requirements and provide the required medical coverage for your entire stay in Portugal and other Schengen countries you plan to visit.
For a Portugal visa application, your Schengen travel medical insurance should provide
- Minimum medical coverage of €30,000 (30,000 Euros).
- The policy must be valid throughout the Schengen Area.
- It should cover the entire duration of your intended trip.
- It should also cover expenses related to emergency medical treatment, hospitalisation and medical repatriation.
If you are travelling from India to Portugal, it is important to choose a Portugal travel insurance policy from India that meets these visa requirements. Having the correct insurance certificate can help ensure that your policy documentation meets the requirements for your Portugal Schengen visa application.
Why Choose Bajaj Travel Health Insurance for Portugal?
- Accepted by Portugal Embassy and VFS for visa processing.
- Valid in all Schengen countries, not just Portugal.
- Instant policy issuance by email (ready for visa submission).
- Cashless hospitalisation? option at network hospitals abroad.
- Supported by General Group worldwide (hence recognised globally as General travel insurance Portugal).
How Much Does Bajaj General Portugal Travel Insurance Cost in 2026?
The Bajaj General travel insurance for Portugal from India costs ranges from ₹19 to ₹36 per day for a 25-year-old traveller, depending on the plan type and coverage amount. Get your instant quote in 2 minutes ?
| Feature | Travel Companion | Travel ACE | Travel Prime |
|---|---|---|---|
| Medical cover | $50,000 | $50,000 | $50,000 |
| Pre-existing Conditions | Up to $3,000 | Up to $3,000 | Up to $3,000 |
| Baggage loss | $250 | $500 | $500 |
| Trip cancellation | Nil | $1,000 | $500 |
| Starting premium | ₹19/day* |
₹32/day* |
₹36/day* |
*Price shown is for a 180-day trip to Portugal for an adult aged 25. Premiums vary by age, trip duration and destination. Get an instant quote for your trip.
What Is the Cheapest Bajaj General Travel Insurance for Portugal?
The Bajaj General Travel Companion Plan is a budget-friendly travel insurance for Portugal, with premiums starting at ₹19/day*.
Why Choose the Travel Companion Plan?
- check_circle Medical coverage up to $50,000
- check_circle Plans starting at ₹19/day*
- check_circle Emergency medical evacuation: up to $50,000
- check_circle Baggage loss coverage: $250.
This plan provides basic yet sufficient protection for budget-conscious travellers.
What Is the Best Bajaj General Travel Insurance for Portugal?
The Bajaj General Travel ACE Plan is the best travel insurance for Portugal, with $50,000 medical coverage and premiums starting at ₹32/day*. It also includes up to $500 baggage loss and $1,000 trip cancellation coverage.
Why Choose the ACE Plan?
- check_circle Medical coverage up to $50,000
- check_circle Premiums starting at ₹32/day*
- check_circle Emergency medical evacuation: up to $50,000.
- check_circle Baggage loss coverage: $500.
Discount available for multiple travellers booking together. (T&C apply)
Do I Need to Apply for a Portugal Schengen Visa?
Yes. Indian passport holders need to apply for a Portugal Schengen visa to enter Portugal for tourism, business, or family visits. This visa allows travel across all Schengen countries for up to 90 days within any 180-day period.
What Is the Most Common Reason for Schengen Visa Refusal?
The most frequent reason for Schengen visa refusal for Indian applicants is insufficient proof of funds or weak financial documentation. Other common reasons include:
- Incomplete or inconsistent documents - missing bank statements, itinerary gaps, or mismatched dates.
- Lack of valid travel insurance - submitting a policy that does not meet the mandatory €30,000 minimum medical cover for Schengen travel, or one not accepted by the Portugal Embassy.
- Insufficient ties to India - inability to demonstrate you will return home (no property, employment letter, or family ties).
- Previous visa violations - overstaying a prior Schengen visa.
Submitting a Bajaj General Portugal Schengen visa travel insurance certificate is one of the easiest requirements to fulfil. The policy certificate is issued instantly and provides coverage that meets the applicable Schengen visa insurance requirements.
Does India Have a High Schengen Visa Refusal Rate?
India's overall Schengen visa refusal rate is relatively moderate compared to some other nationalities, but refusals do occur most often due to documentation gaps. The best way to strengthen your application is to submit complete, accurate documents, including a valid Schengen travel insurance certificate for Portugal with the required coverage. Bajaj General's policy certificate is issued instantly and is directly accepted at VFS application centres.
How Do I Apply for a Portugal Schengen Visa?
You can complete the visa application online, scheduling an appointment with VFS Global, and submitting your documents including the policy certificate from Bajaj General Insurance. After biometric submission, you can track your visa application status.
Portugal Travel Insurance Requirements
| Requirement | Minimum Rule |
|---|---|
| Schengen Visa Travel Medical Insurance | Minimum coverage requirement: At least 30000 Euros or USD $50,000 |
| Validity | Must cover all Schengen countries |
| Coverage Duration | Must match your entire trip stay |
| Must Include | Emergency medical care, hospitalisation, repatriation |
Planning a Trip to Portugal or the Schengen Area from India?
Bajaj General Portugal Schengen travel insurance delivers dependable, budget-friendly protection for Indian travellers bound for Portugal or any Schengen nation. Whether you are exploring Lisbon's historic districts, sampling port wine in Porto, studying abroad, or travelling for business, this policy covers unexpected medical emergencies, trip interruptions, and baggage mishaps so you can travel with confidence.
Bajaj General Travel Insurance for Portugal & Schengen Countries
Every year many Indians fly to Portugal for holidays, education, and corporate travel. Buying a travel insurance policy from India to Portugal ensures you have financial protection throughout your Schengen stay and meet visa requirements.
Travel insurance for Portugal from India typically includes emergency medical treatment, hospitalisation cover, emergency evacuation, and protection against lost or delayed baggage. Since medical costs in Europe can be high, Schengen visa applications require insurance with adequate minimum medical cover - which this plan provides.
Bajaj General Portugal travel insurance offers Schengen-approved coverage, COVID-19 medical protection, 24x7 international assistance, and quick online purchase. With competitive premiums and broad benefits, it is a reliable option among the best travel insurance plans for Portugal from India.
Factors Influencing the Cost of Bajaj General Travel Insurance for Portugal
- Age of the Traveller: Premiums differ based on age, and costs are typically higher for senior travellers due to increased medical needs during a trip to Portugal or other Schengen nations.
- Trip Duration: The longer your stay in Portugal, the higher your overall insurance premium, as extended trips carry greater health and travel-related risks.
- Destination Requirements: Healthcare expenses in Portugal can be significant, and securing a Bajaj General Portugal Schengen visa travel insurance policy is mandatory when applying for a Portugal Schengen visa.
- Sum Insured: Opting for a higher medical coverage limit provides broader financial protection and meets the minimum €30,000 requirement for Schengen travel insurance, but increases the overall premium.
- Coverage Type: Plans offering enhanced benefits-such as comprehensive Schengen travel medical insurance for Portugal-may cost more but ensure better protection against emergencies and travel uncertainties.
Key Benefits of Bajaj General Insurance for Portugal (Schengen Visa)
| Benefit | Details |
|---|---|
| VFS / Schengen-visa compliant | Meets Schengen travel insurance requirements for a Portugal visa applications. |
| Wide age eligibility | Covers travellers from children to senior citizens (age range depends on plan). |
| High sum insured options | Coverage available in multiple levels (e.g., USD 50,000 and above depending on plan). |
| Cashless hospitalisation | Cashless treatment possible for eligible inpatient hospitalisation abroad. |
| Outpatient medical coverage | Reimbursement for OPD visits and doctor consultations as per policy terms. |
| Pre-existing illness (limited cover) | Some plans offer limited coverage for pre-existing conditions; varies by product. |
| 24x7 assistance worldwide | Global support team available for claim assistance and guidance. |
| Policy duration & extension | Coverage available up to 180 days; extensions may be possible while overseas. |
| Affordable premium | Multiple plans to choose from based on age & coverage requirement. |
| Flexible purchase options | Buy online using card/net banking/wallet; documents issued instantly. |
location_on Indian Embassy & Consular Contact in Portugal
Indian travellers visiting Portugal can reach out to the Indian Embassy in Lisbon for passport services, visa-related queries, emergency support, or any other consular assistance:
-
Embassy of India, Lisbon
Rua Pero da Covilha, 16, Restelo, 1400-297 Lisbon, Portugal
Phone: +351-213041090 / +351-213041091
Travel Safe to the Portugal with Trusted Bajaj General Insurance
Schengen Destinations
Discover Popular Schengen Countries with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says, NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online.
How to Buy Bajaj General Travel Insurance for a Portugal Visa?
Buying Bajaj General travel insurance for Portugal and Schengen Visa online is simple and fast:
Complete the Travel Insurance for Portugal quote form online.
Provide number of travellers, age, and travel dates to compare Bajaj General plan options.
Compare the plans and select the best travel insurance plan for Portugal.
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj General Insurance policy will be issued immediately and emailed to you.
lightbulb_2 Tip: Keep both digital and printed copies of your policy during your trip.
What Is Cashless Hospitalisation in Bajaj General Travel Insurance for Portugal?
Cashless means that when you are hospitalised or receive medical treatment in Portugal, you don't have to pay the hospital bills upfront - the insurance company settles them directly with the hospital through its assistance network.
How Does Cashless Hospitalisation Work Under Bajaj General Travel Insurance for Portugal?
lightbulb_2 How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer's cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they'll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
flight_takeoff Travel Tips for Indians Visiting Portugal
- credit_card Carry an international debit/credit card and some local currency (EUR).
- phone_in_talk Save the Bajaj General 24×7 Assistance Number and Indian Embassy / Consulate contacts.
- local_hospital Check nearby hospitals and clinics that allow cashless treatment under your policy.
- description Keep digital and printed copies of passport, Schengen visa, and travel insurance with you.
- airport_shuttleLearn a few basic Portuguese phrases and familiarize yourself with local public transportation options, including trains, trams, buses, and the metro in Lisbon and Porto.
- partly_cloudy_day Portugal weather varies by region - pack accordingly, with mild winters on the coast and hotter, drier summers inland.
flight With Bajaj General Schengen travel insurance for Portugal, you can travel confidently knowing your health and trip are financially protected.
Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to Portugal / Schengen Countries
- Schengen Visa-Compliant Coverage
Bajaj General travel insurance meets all Portugal Schengen visa insurance requirements, including mandatory medical coverage, emergency evacuation, and repatriation support. - Comprehensive Medical Protection in Portugal
Healthcare in Portugal can be expensive. This policy provides inpatient care, outpatient treatment, surgeries, and emergency medical evacuation as per the selected plan. - COVID-19 Related Benefits
Coverage includes COVID-19 medical treatment, hospitalisation, quarantine expenses, or trip cancellation if applicable. - Accident & Repatriation Support
Financial protection for accidental death, permanent disability, and repatriation of remains with international assistance included. - Trip Cancellation & Interruption
Refunds for non-refundable bookings if your Portugal trip is canceled or interrupted due to emergencies or unforeseen circumstances. - Baggage & Passport Security
Protection for lost baggage, delayed baggage, or loss of passport during your journey. - Cashless Hospital Network in Portugal & Schengen
Access a wide network of cashless hospitals across Portugal and other Schengen countries, subject to policy terms. - 24x7 Global Assistance
Round-the-clock support for medical emergencies, claims, or travel-related help anywhere in Portugal or the Schengen region. - Affordable Plans for Every Traveller
Cost-effective policies suitable for tourists, students, business travellers, families, and senior citizens.
With Bajaj General Portugal Schengen travel insurance, your trip is protected against major medical emergencies and travel risks, allowing you to explore Portugal with peace of mind.
Why Choose Bajaj General for Portugal Travel?
Bajaj General Portugal Schengen travel insurance offers reliable, visa-compliant, and affordable coverage specifically designed for Indian travellers visiting Portugal and the Schengen region.
Comprehensive Coverage
- Available for travellers aged 6 months to 99 years.
- Multiple sum-insured options to suit different travel plans.
- Covers medical emergencies, baggage loss, missed flights, and travel delays.
- COVID-19 medical treatment and evacuation coverage (as per policy terms).
- Option to extend your policy if your stay in Portugal is prolonged (subject to approval).
Hassle-Free Experience
- Instant online purchase via card, UPI, or net banking.
- Easy renewal and extension options if your travel plans change.
- Cashless hospitalisation across Portugal and other Schengen countries or reimbursement claims.
- 24×7 global claim support for travellers in Portugal/Schengen.
Additional Highlights
- Pay premium in INR while coverage is valid in EUR/USD equivalent.
- Mandatory for Portugal Schengen visa application.
- No medical tests required for most travellers and short-duration trips.
Bajaj General Portugal Travel Insurance Frequently Asked Questions
If you are applying for a Portugal visa, the consular authorities can ask you to have adequate travel insurance for Portugal. However given the fact that your domestic Indian health insurance provides little coverage in Portugal, it is important for Indian travellers to buy good Bajaj General travel health insurance for Portugal.
The cost for the Portugal travel insurance varies depending on the age of the traveller and the duration of coverage required. The older the traveller the higher is the cost. The longer the duration of Portugal travel insurance required, the greater will be the cost.
You can get a quote for Bajaj General travel insurance for Portugal by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.
Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while travelling, so it is important to be prepared.
Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies and other covered risks. and the cost of travel insurance is very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.
Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans which provide comprehensive protection at a nominal cost.
Yes, you may be able to travel without travel insurance unless it is required by the respective consulates while issuing the travel visa. Many Schengen countries including - Portugal, Italy, Greece, Spain, France, Austria, Belgium, Luxembourg and Netherlands insist on travel insurance while issuing the travel visa.
However beyond mandated requirement for the visa, it is prudent to buy travel insurance from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance.
No. Travel insurance policies generally include medical coverage, although the extent of coverage varies by plan. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
If the traveller is already outside India, they can complete the 'Traveler Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.
Bajaj travel insurance is one of the best travel insurance for Portugal from India. It offers the best travel insurance for Portugal from India with incredible features such as
- Competitive price.
- Cashless hospitalisation claim settlement in Portugal.
- No age limit and no paperwork
You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any) and submit the form online. Our insurance advisors will then try to get approval based on the filled details.
The policyholder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). If approved, the policyholder will be sent a purchase URL where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policyholder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
The cheapest Portugal Schengen insurance from Bajaj General is the Travel Companion Plan, starting at just ₹19/day* for a 25-year-old traveller. Despite being the most affordable option, it fully meets Schengen visa requirements providing $50,000 (~€46,000) medical coverage, which exceeds the mandatory €30,000 minimum.
To get the lowest possible premium, purchase your policy for the exact trip duration needed (no longer) and buy online at 0% GST through NRIOL.
For a Portugal Schengen visa, your travel insurance must cover a minimum of €30,000 in medical expenses (including emergency hospitalisation and repatriation). The policy must be valid for all Schengen countries and cover your entire stay.
All Bajaj General travel insurance plans for Portugal exceed this minimum threshold - the $50,000 medical cover converts to approximately €46,000, comfortably above the requirement. This makes Bajaj General Portugal travel medical insurance a straightforward, embassy-compliant choice.
Yes. Buying Portugal visa travel insurance online through NRIOL takes under 5 minutes. Complete the quote form, choose your plan, pay securely via card, UPI, or net banking, and your Bajaj General policy certificate is emailed to you instantly. This certificate can be submitted directly to VFS or the Portugal Consulate as part of your visa application - no waiting, no paperwork.
The best travel insurance for a Portugal visa is one that is Embassy-accepted, VFS-compliant, provides at least €30,000 medical cover, and includes emergency evacuation and repatriation. The Bajaj General Travel ACE Plan (from ₹32/day*) is widely recommended for its balance of price and comprehensive coverage it adds $1,000 trip cancellation cover and $500 baggage protection over the entry-level plan.
For budget-conscious travellers, the Travel Companion Plan at ₹19/day* covers all mandatory Schengen visa insurance requirements without overpaying.
Buying Portugal Travel Insurance from India - What You Need to Know
Indian travellers planning a trip to Portugal often search for Portugal travel insurance from India that is both affordable and accepted at the Portugal Embassy or VFS centre. Here is a quick overview to help you make an informed decision before you buy:
| What to Check | What Bajaj General Offers |
|---|---|
| Minimum €30,000 medical cover | ? All plans provide $50,000 (~€46,000) |
| Valid for all Schengen countries | ? Covers entire Schengen zone |
| VFS / Embassy accepted | ? Accepted at Portugal Embassy & VFS |
| Instant policy certificate | ? Emailed immediately after payment |
| Premium in Indian Rupees | ? Pay in INR; coverage valid in EUR/USD |
| 0% GST | ? No GST on international travel insurance |
Note for Travellers Searching for "Bajaj Allianz Portugal Travel Insurance"
Bajaj Allianz General Insurance was formerly a joint venture between Bajaj Finserv and Allianz SE. The company now operates as Bajaj General Insurance. If you have been searching for Bajaj Allianz Portugal travel insurance or Bajaj Allianz Schengen insurance Portugal, the plans available here are from the same trusted insurer now rebranded as Bajaj General. All policy benefits, claim processes, and Embassy acceptability remain the same.
General Information About Portugal
Southwestern Europe (Iberian Peninsula)
Lisbon
Euro (EUR)
March to May, September to October
10.5 million
Portuguese
Lisbon, Porto, Sintra, Guimaraes, Algarve, Coimbra, Braga, Madeira, Aveiro, Evora.
What Are the Popular Tourist Destinations in Portugal?
Portugal is a popular European destination known for its historic old towns, coastal scenery, medieval castles and rich maritime heritage. From Lisbon and Porto to Sintra and Guimaraes, there are many places to visit in Portugal during your holiday. If you are travelling from India, consider getting travel insurance for Portugal to help protect your trip against eligible medical emergencies and other covered travel risks.
Lisbon
Portugal's hilly capital is known for its pastel-coloured buildings, historic trams, the Belem Tower, and the Jeronimos Monastery. Its riverside setting on the Tagus and lively Alfama district make it one of Europe's most charming capitals.
Porto
Portugal's second-largest city sits along the Douro River and is famous for its port wine cellars, the Ribeira district's colourful riverfront houses, and the striking Dom Luis I Bridge.
Sintra
A UNESCO World Heritage town in the hills near Lisbon, Sintra is famous for its fairy-tale palaces, including the colourful Pena Palace and the Moorish Castle, surrounded by lush forests.
Guimaraes
Known as the "birthplace of Portugal," Guimaraes is home to a well-preserved medieval castle and historic centre, recognised as a UNESCO World Heritage Site for its role in the country's founding.