Bajaj Travel Insurance for Portugal from India
Travel insurance for Portugal visa is an important requirement for Indian travellers applying for a Schengen visa to visit Portugal. Plans start from ₹19/day* and provide the €30,000 minimum medical coverage required for a Portugal Schengen visa.
Get Your Portugal Schengen Travel Insurance Quote
Do I Need Travel Insurance for a Portugal Schengen Visa?
Yes. Indian travellers visiting Portugal must have Schengen-approved travel insurance. Plans such as Bajaj General travel insurance Portugal is recognised by the Portugal Embassy and are required when applying for the Portugal Schengen Visa. Bajaj General travel health insurance for Portugal helps cover medical expenses, hospitalisation, emergency evacuation, and repatriation while abroad.
For a Portugal visa application, your Schengen travel medical insurance should provide
- Minimum medical coverage of €30,000 (30,000 Euros).
- The policy must be valid throughout the Schengen Area.
- It should cover the entire duration of your intended trip.
- It should also cover expenses related to emergency medical treatment, hospitalisation and medical repatriation.
If you are travelling from India to Portugal, it is important to choose a Portugal travel insurance policy from India that meets these visa requirements. Having the correct insurance certificate can help provide that your policy documentation meets the requirements for your Portugal Schengen visa application.
Portugal Travel Insurance from India: Which Plan Is Right for Your Trip?
The right travel insurance for Portugal depends on your Schengen visa requirement, trip duration, medical coverage needs, and budget. If you are travelling from India to Portugal, use these situations to identify a suitable Bajaj General travel insurance option.
Bajaj General Schengen Travel Insurance - Portugal is part of the Schengen Area, so choose a Schengen-compliant plan that provides at least €30,000 in emergency medical coverage, along with emergency medical evacuation and repatriation benefits required for the visa.
Travel Companion is a budget-oriented option starting from ₹19/day*, suitable for travellers looking for basic Schengen travel medical protection.
Travel ACE, starting from ₹32/day*, includes medical coverage along with benefits such as baggage loss and trip cancellation, which can be useful for a trip with prepaid flights and hotels in Lisbon or Porto.
Travel Prime is a higher-coverage option with plans available up to $1,000,000, depending on the selected variant and eligibility. It suits travellers who want more protection than the basic Schengen minimum.
Portugal shares its only land border with Spain, and the two countries are often combined in one Iberian itinerary. Select a Schengen Travel Insurance plan that is valid across the Schengen Area for your entire trip and meets the applicable Schengen visa insurance requirements.
For a short trip covering places like Lisbon, Porto or the Algarve, Travel Companion or Travel ACE can be compared based on your trip duration, medical coverage, and travel benefits before purchasing.
Consider Travel ACE or Travel Prime based on the available medical coverage limits and trip benefits for a longer stay. Make sure the policy period covers every day of your trip. Premiums vary with age, destination, and duration.
Senior travel insurance options - Bajaj General offers senior-focused travel insurance options for older travellers, with eligibility and coverage depending on age and the plan selected.
Compare plans with pre-existing-condition benefits. Bajaj General travel insurance provides limited coverage for certain life-threatening emergencies arising from pre-existing conditions, subject to the policy terms and applicable limits.
*Starting premiums are indicative. Actual premium varies based on traveller age, travel dates, trip duration, destination, coverage selected, and applicable terms and conditions.
How Much Does Bajaj General Portugal Travel Insurance Cost in 2026?
The Bajaj General travel insurance for Portugal from India costs range from ₹19 to ₹36 per day for a 25-year-old traveller, depending on the plan type and coverage amount. Get your instant quote in 2 minutes →
| Feature | Travel Companion | Travel ACE | Travel Prime |
|---|---|---|---|
| Medical cover | $50,000 | $50,000 | $50,000 |
| Pre-existing Conditions | Up to $3,000 | Up to $3,000 | Up to $3,000 |
| Baggage loss | $250 | $500 | $500 |
| Trip cancellation | Nil | $1,000 | $500 |
| Starting premium | ₹19/day* |
₹32/day* |
₹36/day* |
*Price shown is for a 180-day trip to Portugal for an adult aged 25. Premiums vary by age, trip duration and destination. Get an instant quote for your trip.
What Is the Coverage of Bajaj General Travel Insurance for Portugal?
Here is a detailed breakdown of what each Bajaj General plan covers for your Portugal Schengen visa travel insurance:
| Coverage Type | Travel Companion | Travel ACE | Travel Prime |
|---|---|---|---|
| Medical & Hospitalisation | $50,000 | $50,000 | $50,000 |
| Emergency Medical Evacuation | $50,000 | $50,000 | $50,000 |
| Repatriation of Remains | Included | Included | Included |
| Pre-existing conditions (emergency) | Up to $3,000 | Up to $3,000 | Up to $3,000 |
| Baggage Loss | $250 | $500 | $500 |
| Trip Cancellation | Nil | $1,000 | $500 |
| Passport Loss | Included | Included | Included |
| Personal Accident (AD&D) | Included | Included | Included |
| 24x7 Assistance | check | check | check |
| Cashless Hospitalisation | check | check | check |
| VFS / Portugal Embassy Accepted | check | check | check |
| Starting Premium (age 25, 180 days) | ₹19/day* | ₹32/day* | ₹36/day* |
How Much Does Travel Insurance for a Portugal Schengen Visa Cost from India?
The cost depends on three main factors: your age, the trip duration, and the plan you choose. As a practical guide for Indian travellers:
- A 25-year-old traveller on a 15-day Portugal trip can expect to pay roughly ₹285-₹540 total (₹19-₹36/day* range).
- For a 30-day trip, the total premium typically falls between ₹570-₹1,080 depending on the plan.
- Premiums increase with age. A 60-year-old traveller will pay noticeably more than a 30-year-old for the same plan and duration, reflecting higher medical risk.
- The Travel Companion Plan at ₹19/day* is the most affordable option that still fully meets Schengen visa requirements, making it the go-to choice for budget-conscious travellers.
Use the quote form above to get an exact price for your age and travel dates in under 2 minutes. The quote is free, instant, and requires no commitment.
What Is the Cheapest Bajaj General Travel Insurance for Portugal?
The Bajaj General Travel Companion Plan is a budget-friendly travel insurance for Portugal, with premiums starting at ₹19/day*.
Why Choose the Travel Companion Plan?
- check_circle Medical coverage up to $50,000
- check_circle Plans starting at ₹19/day*
- check_circle Emergency medical evacuation: up to $50,000
- check_circle Baggage loss coverage: $250.
This plan provides basic yet sufficient protection for budget-conscious travellers.
What Is the Best Bajaj General Travel Insurance for Portugal?
The Bajaj General Travel ACE Plan is the best travel insurance for Portugal, with $50,000 medical coverage and premiums starting at ₹32/day*. It also includes up to $500 baggage loss and $1,000 trip cancellation coverage.
Why Choose the ACE Plan?
- check_circle Medical coverage up to $50,000
- check_circle Premiums starting at ₹32/day*
- check_circle Emergency medical evacuation: up to $50,000.
- check_circle Baggage loss coverage: $500.
Discount available for multiple travellers booking together. (T&C apply)
Do I Need to Apply for a Portugal Visa?
Yes. Indian passport holders need to apply for a Portugal Schengen visa to enter Portugal for tourism, business, or family visits. This visa allows travel across all Schengen countries for up to 90 days within any 180-day period.
How Do I Apply for a Portugal Schengen Visa?
You can complete the visa application online, scheduling an appointment with VFS Global, and submitting your documents including the policy certificate from Bajaj General Insurance. After biometric submission, you can track your visa application status.
Why Choose Bajaj Travel Health Insurance for Portugal?
- Accepted by Portugal Embassy and VFS for visa processing.
- Valid in all Schengen countries, not just Portugal.
- Instant policy issuance by email (ready for visa submission).
- Cashless hospitalisation? option at network hospitals abroad.
- Supported by General Group worldwide (hence recognised globally as General travel insurance Portugal).
What Are the Portugal Travel Insurance Requirements?
| Requirement | Minimum Rule |
|---|---|
| Schengen Visa Travel Medical Insurance | Minimum coverage requirement: At least 30000 Euros or USD $50,000 |
| Validity | Must cover all Schengen countries |
| Coverage Duration | Must match your entire trip stay |
| Must Include | Emergency medical care, hospitalisation, repatriation |
Travel Safe to the Portugal with Trusted Bajaj General Insurance
Schengen Destinations
Discover Popular Schengen Countries with Bajaj General Travel Insurance
Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says, NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online.
Travelling to Portugal or the Schengen Zone from India?
Bajaj General Portugal Schengen travel insurance offers reliable and cost-effective protection for Indian travellers heading to Portugal or any of the 29 Schengen countries. Whether your trip is for tourism, education, business, or visiting family, this insurance ensures you stay protected against unexpected medical and travel-related emergencies.
From sudden illness to flight delays or baggage issues, this plan provides a safety net so you can explore Portugal-Tallinn’s medieval charm, serene islands, or scenic coastal routes-without worry.
If you are looking to travel from India to Portugal or anywhere within the Schengen Zone, Bajaj General has what you need with a comprehensive travel insurance plan that covers all 29 countries in the Schengen area at an affordable price point.
Bajaj General's travel insurance for Portugal/Schengen provides coverage for unforeseen medical emergencies that may arise during your trip and covers unexpected travel-related emergencies, including trip cancellations, baggage loss, and travel delay due to sickness.
With the peace of mind knowing Bajaj General covers you while exploring Portugal and its many beautiful attractions, such as Tallinn, its quaint medieval architecture, its tranquil islands, and its stunning coastal cities, you can concentrate on having fun!
Bajaj General Travel Insurance for Portugal & Schengen Countries
Portugal has become a popular destination for Indian travellers due to its digital-friendly environment, universities, and beautiful architecture. Choosing travel insurance from India to Portugal is essential not only for safety but also because it is a mandatory requirement for the Portugal Schengen visa.
Portugal travel insurance for Indians includes wide-ranging benefits such as emergency medical treatment, hospitalisation cover, loss of passport protection, delayed or lost baggage support, and trip interruption coverage. Since healthcare costs in Europe can be very high, having a Schengen-compliant insurance policy ensures you are financially protected throughout your stay.
Bajaj General Portugal travel insurance meets all Schengen visa requirements, including medical coverage of EUR 30,000, emergency evacuation, and repatriation. With simple online purchase, affordable premiums, global 24x7 assistance, and cashless medical support across the Schengen region, it remains one of the best travel insurance plans for Portugal from India.
Factors Influencing the Cost of Bajaj General Travel Insurance for Portugal
- Age of the Traveller: Premiums differ based on age, and costs are typically higher for senior travellers due to increased medical needs during a trip to Portugal or other Schengen nations.
- Trip Duration: The longer your stay in Portugal, the higher your overall insurance premium, as extended trips carry greater health and travel-related risks.
- Destination Requirements: Healthcare expenses in Portugal can be significant, and securing a Bajaj General Portugal Schengen visa travel insurance policy is mandatory when applying for a Portugal Schengen visa.
- Sum Insured: Opting for a higher medical coverage limit provides broader financial protection and meets the minimum €30,000 requirement for Schengen travel insurance, but increases the overall premium.
- Sub-limits: Opting for comprehensive plans with no sub-limits or enhanced benefits under Portugal Schengen travel medical insurance may cost slightly more but ensures wider and more reliable coverage.
Key Benefits of Bajaj General Insurance for Portugal (Schengen Visa)
| Benefit | Details |
|---|---|
| VFS / Schengen-visa compliant | Meets Schengen travel insurance requirements for a Portugal visa application. |
| Wide age eligibility | Covers travellers from children to senior citizens (age range depends on plan). |
| High sum insured options | Coverage available in multiple levels (e.g., USD 50,000 and above depending on plan). |
| Cashless hospitalisation | Cashless treatment possible for eligible inpatient hospitalisation abroad. |
| Outpatient medical coverage | Reimbursement for OPD visits and doctor consultations as per policy terms. |
| Pre-existing illness (limited cover) | Some plans offer limited coverage for pre-existing conditions; varies by product. |
| 24x7 assistance worldwide | Global support team available for claim assistance and guidance. |
| Policy duration & extension | Coverage available up to 180 days; extensions may be possible while overseas. |
| Affordable premium | Multiple plans to choose from based on age & coverage requirement. |
| Flexible purchase options | Buy online using card/net banking/wallet; documents issued instantly. |
What Is Not Covered by Bajaj General Travel Insurance for Portugal?
Knowing the exclusions before you travel is just as important as knowing the benefits. Here are the standard items not covered under Bajaj General overseas travel insurance plans:
| Exclusion | What It Means for You |
|---|---|
| Routine Pre-existing condition Treatment | Ongoing management of known chronic illnesses (diabetes, hypertension, etc.) is not covered. Emergency life-threatening situations may be covered up to $3,000 depending on the plan. |
| Adventure & Hazardous Sports | Injuries from extreme activities such as skydiving, mountaineering above certain altitudes, or cliff diving are excluded unless a specific rider is added. |
| Influence of Alcohol or Non-prescribed Drugs | Any claim arising while the insured is under the influence of alcohol or unprescribed substances will be denied. |
| Intentional Self-Harm | Injuries or illness resulting from self-inflicted harm or attempted suicide are excluded. |
| War, Civil Unrest & Nuclear Events | Losses directly caused by acts of war, civil disturbance, terrorism (in some plans), or nuclear contamination are excluded. |
| Cosmetic & Elective Procedures | Non-emergency surgeries, cosmetic treatments, and dental work (other than acute pain relief) are not payable. |
| Routine Pregnancy & Maternity | Normal childbirth, routine antenatal care, and complications after a certain gestation period are excluded. |
| Travel Against Medical Advice | If a doctor advises against travel and you travel anyway, claims arising from the related condition will not be paid. |
| Unlicensed or Illegal Activities | Injuries while engaging in illegal activities, or in licensed activities (e.g., flying) without the required licence, are excluded. |
Note: Exclusions vary between plan types. Always read the complete policy wording before purchase. Download the Bajaj General Travel Insurance Brochure (PDF) for full terms and conditions.
location_on Indian Embassy & Consular Contact in Portugal
Indian travellers visiting Portugal can reach out to the Indian Embassy in Lisbon for passport services, visa-related queries, emergency support, or any other consular assistance:
-
Embassy of India, Lisbon (Serving Portugal)
Rua Pêro da Covilhã No. 16, Restelo, 1400-297 Lisbon, Portugal
Phone: +351-213041093 (General queries)
Visa/Passport/OCI/Consular queries: +351-213041092 / +351-213041099 / +351-920466584
Emergency (medical/other): +351-911991939
How to Buy Bajaj General Travel Insurance for a Portugal Visa?
Buying Bajaj General travel insurance for Portugal and Schengen Visa online is simple and fast:
Complete the Travel Insurance for Portugal quote form online.
Provide number of travellers, age, and travel dates to compare Bajaj General plan options.
Compare the plans and select the best travel insurance plan for Portugal.
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj General Insurance policy will be issued immediately and emailed to you.
lightbulb_2 Tip: Keep both digital and printed copies of your policy during your trip.
What Is Cashless Hospitalisation in Bajaj General Travel Insurance for Portugal?
Cashless means that when you are hospitalised or receive medical treatment in Portugal, you do not have to pay the hospital bills upfront - the insurance company settles them directly with the hospital through its assistance network.
How Does Cashless Hospitalisation Work Under Bajaj General Travel Insurance for Portugal?
lightbulb_2 How Cashless Treatment Works- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like Bajaj General) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming that they will directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly.
flight_takeoff Travel Tips for Indians Visiting Portugal
- credit_card Carry an international debit/credit card and some local currency (EUR).
- phone_in_talk Save the Bajaj General 24x7 Assistance Number and Indian Embassy / Consulate contacts.
- local_hospital Check nearby hospitals and clinics that allow cashless treatment under your policy.
- description Keep digital and printed copies of passport, Schengen visa, and travel insurance with you.
- airport_shuttleLearn a few basic Portuguese phrases and familiarize yourself with local public transportation options, including trains, trams, buses, and the metro in Lisbon and Porto.
- partly_cloudy_day Portugal weather varies by region - pack accordingly, with mild winters on the coast and hotter, drier summers inland.
flight With Bajaj General Schengen travel insurance for Portugal, you can travel confidently knowing your health and trip are financially protected.
Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to Portugal / Schengen Countries
- Schengen Visa-Compliant Coverage
Bajaj General travel insurance meets all Portugal Schengen visa insurance requirements, including mandatory medical coverage, emergency evacuation, and repatriation support. - Comprehensive Medical Protection in Portugal
Healthcare in Portugal can be expensive. This policy provides inpatient care, outpatient treatment, surgeries, and emergency medical evacuation as per the selected plan. - COVID-19 Related Benefits
Coverage includes COVID-19 medical treatment, hospitalisation, quarantine expenses, or trip cancellation if applicable. - Accident & Repatriation Support
Financial protection for accidental death, permanent disability, and repatriation of remains with international assistance included. - Trip Cancellation & Interruption
Refunds for non-refundable bookings if your Portugal trip is canceled or interrupted due to emergencies or unforeseen circumstances. - Baggage & Passport Security
Protection for lost baggage, delayed baggage, or loss of passport during your journey. - Cashless Hospital Network in Portugal & Schengen
Access a wide network of cashless hospitals across Portugal and other Schengen countries, subject to policy terms. - 24x7 Global Assistance
Round-the-clock support for medical emergencies, claims, or travel-related help anywhere in Portugal or the Schengen region. - Affordable Plans for Every Traveller
Cost-effective policies suitable for tourists, students, business travellers, families, and senior citizens.
With Bajaj General Portugal Schengen travel insurance, your trip is protected against major medical emergencies and travel risks, allowing you to explore Portugal with peace of mind.
Why Choose Bajaj General for Portugal Travel?
Bajaj General Portugal Schengen travel insurance offers reliable, visa-compliant, and affordable coverage specifically designed for Indian travellers visiting Portugal and the Schengen region.
Comprehensive Coverage
- Available for travellers aged 6 months to 99 years.
- Multiple sum-insured options to suit different travel plans.
- Covers medical emergencies, baggage loss, missed flights, and travel delays.
- COVID-19 medical treatment and evacuation coverage (as per policy terms).
- Option to extend your policy if your stay in Portugal is prolonged (subject to approval).
Hassle-Free Experience
- Instant online purchase via card, UPI, or net banking.
- Easy renewal and extension options if your travel plans change.
- Cashless hospitalisation across Portugal and other Schengen countries or reimbursement claims.
- 24x7 global claim support for travellers in Portugal/Schengen.
Additional Highlights
- Pay premium in INR while coverage is valid in EUR/USD equivalent.
- Mandatory for Portugal Schengen visa application.
- No medical tests required for most travellers and short-duration trips.
What Is the Best Travel Insurance for a Portugal Schengen Visa from India?
The best Schengen visa insurance is one that meets all embassy requirements, fits your budget, and provides the right level of protection for your specific trip. Here is a practical guide based on traveller type:
savings Budget Travellers
The Travel Companion Plan at ₹19/day* is the cheapest Portugal Schengen insurance that still fully satisfies the €30,000 medical coverage requirement. It includes emergency evacuation, repatriation, and baggage loss cover, everything a visa applicant legally needs. Ideal for short trips of up to 30 days where you want solid protection at minimum cost.
flight First-Time Schengen Travellers
Choose the Travel ACE Plan at ₹32/day*, widely regarded as the best travel insurance for Portugal visa applicants who want more than bare minimum cover. The addition of trip cancellation protection ($1,000) and higher baggage cover ($500) gives you meaningful financial protection if plans change unexpectedly.
elderly Senior Citizens (60+)
Older travellers should opt for a plan with sufficient sum insured and provide all pre-existing conditions are declared upfront. Bajaj General covers travellers up to 99 years of age. The Travel Prime Plan offers a good balance of comprehensive medical cover and travel protection at ₹36/day, well suited for senior citizens visiting Portugal or accompanying family on a Schengen trip.
family_restroom Families & Groups
When travelling as a family, each member requires their own individual insurance certificate for visa purposes. Group purchases via NRIOL may attract discounts for multiple travellers. All certificates are delivered instantly by email, making it easy to submit the complete set to VFS in one go. Portugal travel insurance from India bought online through NRIOL takes under 5 minutes per person.
Bajaj General Portugal Travel Insurance Frequently Asked Questions
If you are applying for a Portugal visa, the consular authorities can ask you to have adequate travel insurance for Portugal. However, given that your domestic Indian health insurance provides little coverage in Portugal, it is important for Indian travellers to buy good Bajaj General travel health insurance for Portugal.
The cost of Portugal travel insurance varies depending on the age of the traveller and the duration of coverage required. The older the traveller, the higher the cost. The longer the required insurance duration, the higher the cost.
You can get a quote for Bajaj General travel insurance for Portugal by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.
Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while travelling, so it is important to be prepared.
Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies and other covered risks. The cost of travel insurance is also very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.
Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans that provide comprehensive protection at a nominal cost.
Yes, you may be able to travel without travel insurance unless it is required by the respective consulates while issuing the travel visa. Many Schengen countries, including Portugal, Italy, Greece, Spain, France, Austria, Belgium, Luxembourg and Netherlands insist on travel insurance while issuing the travel visa.
However, beyond the mandated requirement for the visa, it is prudent to buy travel insurance from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance.
No. Travel insurance policies generally include medical coverage, although the extent of coverage varies by plan. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
If the traveller is already outside India, they can complete the 'Traveller Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.
Bajaj travel insurance is one of the best travel insurance options/plans for Portugal from India. It offers the best travel insurance for Portugal from India with incredible features such as:
- Competitive price.
- Cashless hospitalisation claim settlement in Portugal.
- No age limit and no paperwork
You can renew the Bajaj General policy online. Fill the relevant details of the existing policy and claims information (if any) and submit the form online. Our insurance advisors will then try to get approval based on the filled details.
The policyholder will be informed of the approval or rejection of the renewal request as early as possible (within a maximum of 1 working day). If approved, the policyholder will be sent a purchase URL where he / she can pay online and renew his policy.
Yes, you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policyholder is in good health, has made no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims, then renewal is based on approval from the insurance head office.
Every Schengen country including Portugal requires visa applicants to hold a travel insurance policy with a minimum medical coverage of €30,000. This is not a suggestion; it is a legally mandated condition under the Schengen Visa Code, enforced by all member-state embassies and VFS Global application centres.
The €30,000 (approximately ₹27-₹28 lakh at current exchange rates, or roughly USD $50,000) must specifically cover:
- Emergency medical treatment and hospitalisation costs.
- Emergency repatriation to India in case of serious illness or death.
- Coverage across all 29 Schengen member states not just Portugal.
- Protection for the complete duration of the intended stay.
No. ₹2 lakhs is not sufficient to meet the Schengen visa insurance requirement. The mandatory minimum is €30,000 worth of medical coverage, which is approximately ₹27-₹28 lakh in current value terms. A policy with only ₹2 lakh coverage would be rejected at the visa application counter.
All Bajaj General travel insurance plans for Portugal including the entry-level Travel Companion Plan provide $50,000 (≈ €46,000) in medical coverage, which exceeds the €30,000 Schengen minimum and is accepted by the Portugal Embassy and VFS Global. The premium for this coverage starts at just ₹19/day* for a 25-year-old traveller - making it one of the most affordable ways to meet the requirement.
Many Indian travellers search for Bajaj Allianz Portugal travel insurance or Bajaj Allianz Schengen insurance for Portugal. Bajaj General Insurance widely recognised in India under the Bajaj Allianz brand continues to offer the same trusted overseas travel insurance portfolio that has served Indian travellers for over two decades. If you are looking for Bajaj Allianz Schengen insurance for Portugal, the plans on this page are the correct products for your trip.
Is Bajaj General (Bajaj Allianz) Travel Insurance Good?
Yes and here is why Indian travellers consistently rate it highly for international trips:
- IRDAI-registered insurer with a strong solvency ratio and regulated claim settlement process.
- Schengen Embassy acceptance: Policy certificates are accepted by VFS Global and the Portugal Embassy a non-negotiable for visa approval.
- 24x7 global assistance: A dedicated international helpline handles cashless hospitalisation approvals, medical referrals, and emergency repatriation co-ordination.
- Instant policy delivery: Certificate emailed within minutes of payment no waiting, no paperwork delays.
- Transparent pricing: Premium is charged in INR; coverage applies in EUR/USD equivalent no hidden conversion charges.
- Proven track record: Over 15,500 Indian travellers have purchased through NRIOL, with consistently positive feedback on claim support and response speed.
As with any insurer, the key to a smooth experience is understanding what your plan covers and declaring any pre-existing conditions accurately at the time of purchase.
The best travel insurance for a Portugal visa is one that is Embassy-accepted, VFS-compliant, provides at least €30,000 medical cover, and includes emergency evacuation and repatriation. The Bajaj General Travel ACE Plan (from ₹32/day*) is widely recommended for its balance of price and comprehensive coverage it adds $1,000 trip cancellation cover and $500 baggage protection over the entry-level plan.
For budget-conscious travellers, the Travel Companion Plan at ₹19/day* covers all mandatory Schengen visa insurance requirements without overpaying.
General Information About Portugal
Southwestern Europe (Iberian Peninsula)
Lisbon
Euro (EUR)
March to May, September to October
10.5 million
Portuguese
Lisbon, Porto, Sintra, Guimaraes, Algarve, Coimbra, Braga, Madeira, Aveiro, Evora.
What Are the Popular Tourist Destinations in Portugal?
Portugal is a popular European destination known for its historic old towns, coastal scenery, medieval castles and rich maritime heritage. From Lisbon and Porto to Sintra and Guimaraes, there are many places to visit in Portugal during your holiday. If you are travelling from India, consider getting travel insurance for Portugal to help protect your trip against eligible medical emergencies and other covered travel risks.
Lisbon
Portugal’s hilly capital is known for its pastel-coloured buildings, historic trams, the Belem Tower, and the Jeronimos Monastery. Its riverside setting on the Tagus and lively Alfama district make it one of Europe’s most charming capitals.
Porto
Portugal’s second-largest city sits along the Douro River and is famous for its port wine cellars, the Ribeira district’s colourful riverfront houses, and the striking Dom Luis I Bridge.
Sintra
A UNESCO World Heritage town in the hills near Lisbon, Sintra is famous for its fairy-tale palaces, including the colourful Pena Palace and the Moorish Castle, surrounded by lush forests.
Guimaraes
Known as the "birthplace of Portugal," Guimaraes is home to a well-preserved medieval castle and historic centre, recognised as a UNESCO World Heritage Site for its role in the country’s founding.