€30,000 Travel Insurance Cost in India for a Schengen Visa
The €30,000 travel insurance cost in India depends on your age, destination, trip duration and plan. Bajaj General travel insurance plans start from around ₹19/day* and provide medical coverage that meets or exceeds the €30,000 minimum required for a Schengen visa, along with emergency medical treatment, evacuation and repatriation.
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Is €30,000 Travel Insurance Mandatory for a Schengen Visa?
When visiting the Schengen Area, you must submit proof of travel medical insurance with minimum coverage of 30,000 euros. This insurance must include:
- Medical expenses
- Emergency medical evacuation
- Repatriation of remains
All Bajaj General Schengen plans comply with these rules and offer superior protection across all 29 Schengen nations.
What Does €30,000 Travel Insurance Cover?
- Travel insurance Europe 30000 euro compliant with visa rules
- Medical coverage above €30,000 for emergencies
- Valid across all Schengen member states
- Instant online purchase of 30,000 euro travel insurance from India
How Much Does €30,000 Travel Insurance Cost in India in 2026?
The €30,000 travel insurance cost in India depends on your age, destination, trip duration and plan. For a 25-year-old traveller, Bajaj General Schengen travel insurance starts at around ₹614 for 10 days and ₹908 for 30 days under the Travel Companion plan. The exact premium can vary based on your travel dates and personal details.
For a Schengen visa, the policy must provide at least €30,000 in medical coverage and include emergency medical treatment, medical evacuation and repatriation of remains.
| Feature | Travel Companion | Travel ACE | Travel Prime |
|---|---|---|---|
| Medical cover | $50,000 | $50,000 | $50,000 |
| Pre-existing Conditions | Up to $3,000 | Up to $3,000 | Up to $3,000 |
| Baggage loss | $250 | $500 | $500 |
| Trip cancellation | Nil | $1,000 | $500 |
| Starting premium | ₹19/day* |
₹32/day* |
₹36/day* |
*Price shown is for a 180-day trip to Germany for an adult aged 25. Premiums vary by age, trip duration and destination. Get an instant quote for your trip.
How Much Does €30,000 Travel Insurance Cost by Trip Duration?
€30,000 travel insurance costs from ₹614 for 10 days, with premiums varying by trip duration and plan. For 90-day trips, get a personalised quote based on your travel dates and traveller details.
| Trip Duration | Travel Companion $50,000 cover |
Travel ACE $50,000 cover |
Travel Prime $50,000 cover |
|---|---|---|---|
| 10 Days | |||
| 20 Days | |||
| 30 Days | |||
| 90 Days | |||
| 180 Days |
*Per-day rates shown for a 25-year-old traveller. Premiums increase with age and vary by destination. Get your personalised quote →
Compare Bajaj General Schengen Travel Insurance Plans
What Is the Cheapest Bajaj Allianz Travel Insurance for Schengen?
The Travel Companion Plan is the lowest-premium Bajaj Allianz Travel Insurance Schengen option, starting at around ₹614 for 10 days and ₹908 for 30 days for a 25-year-old traveller.
Which Bajaj Allianz Schengen Travel Insurance Plan Is Best?
The Travel ACE Plan is a suitable choice for travellers seeking broader Schengen coverage, with premiums starting at around ₹718 for 10 days for a 25-year-old traveller and benefits including $50,000 medical cover, $500 baggage cover and $1,000 trip cancellation cover.
Does Bajaj General Travel Insurance Meet the €30,000 Schengen Requirement?
Yes. Bajaj General's eligible Schengen travel insurance plans provide the required medical coverage and benefits needed for a Schengen visa, subject to the policy terms.
Is Bajaj Allianz Schengen Travel Insurance the Same as Bajaj General?
If you have been searching for Bajaj Allianz Schengen travel insurance or Bajaj Allianz travel insurance for a Schengen visa, you are in the right place. Bajaj Allianz General Insurance has been rebranded as Bajaj General Insurance, and the travel plans available on this site are issued directly under that same insurer. The policy certificate, claim process, and worldwide assistance network remain identical.
All Bajaj General (formerly known as Bajaj Allianz) Schengen plans meet the mandatory €30,000 minimum medical coverage requirement set by the European Commission for Schengen visa applicants. Specifically, the European Commission's Schengen Visa Code requires that:
- Medical travel insurance coverage must be a minimum of €30,000.
- The policy must be valid across all Schengen member states, not just the country of first entry.
- Coverage must include emergency medical treatment, hospitalisation, and repatriation of remains.
- The policy duration must cover the entire period of intended stay, including entry and exit dates.
Bajaj General's Travel Companion, Travel ACE, and Travel Prime plans all satisfy these European Commission requirements and are accepted by VFS Global and Schengen embassies when processing Indian visa applications.
Key Benefits of Bajaj €30,000 Schengen Insurance
| Benefit | Details |
|---|---|
| Schengen-visa compliant | Fully meets the mandatory €30,000 medical coverage requirement for Schengen visa applications, including Germany, France, Italy, and all 29 Schengen countries. |
| Coverage for all age groups | Available for students, adults, families, and senior citizens (age eligibility varies by plan type). |
| Wide sum insured choices | Multiple coverage levels starting from €30,000 / USD 50,000 and higher, depending on the selected Bajaj General plan. |
| Cashless medical treatment | Cashless hospitalisation available at network hospitals overseas during covered medical emergencies. |
| Outpatient care included | Covers OPD consultations, medicines, and diagnostic tests according to policy terms. |
| Coverage for pre-existing conditions (limited) | Some Bajaj General travel plans offer restricted coverage for pre-existing medical conditions, subject to plan terms. |
| 24/7 global assistance | Round-the-clock international helpline for emergencies, cashless approvals, and claim support. |
| Customizable duration | Plans available for short and long-term travel; policy extensions may be allowed while travelling abroad. |
| Economical premium options | Plans designed to fit different budgets with affordable premiums for 30,000 euro Schengen-compliant coverage. |
| Instant online purchase | Buy Bajaj General Schengen travel insurance online via card/UPI/net banking and receive the policy PDF instantly. |
What Does Schengen Travel Insurance Cover?
- Hospitalization & OPD
- Emergency medical evacuation
- COVID-19 medical care
- Accidental death & disability
- Dental treatment for sudden pain
- Loss/delay of baggage
- Passport loss
- Trip interruption and cancellations
- Limited pre-existing condition cover
How Does Bajaj General Travel Insurance Meet Schengen Visa Requirements?
| Requirement | Minimum Rule |
|---|---|
| Schengen Visa Travel Medical Insurance | Minimum coverage requirement: At least 30000 Euros or USD $50,000 |
| Validity | Must cover all Schengen countries |
| Coverage Duration | Must match your entire trip stay |
| Must Include | Emergency medical care, hospitalisation, repatriation |
How to Buy €30,000 Schengen Travel Insurance Online from India?
Buying Bajaj General travel insurance for Schengen Visa online is simple and fast:
Complete the Travel Insurance for Schengen Visa quote form online.
Provide number of travelers, age, and travel dates to compare Bajaj General plan options.
Compare the plans and select the best travel insurance plan for Schengen Visa.
Complete payment via credit/debit card, UPI, or net banking.
Your Bajaj General Insurance policy will be issued immediately and emailed to you.
lightbulb_2 Tip: Keep both digital and printed copies of your policy during your trip.
€30,000 Travel Insurance Cost & Schengen Visa FAQs
Bajaj General Travel Insurance provides coverage for Indian travelers visiting Schengen countries. Travel insurance policy meets the requirements for getting your Schengen visa, offering up to €30,000 in coverage for medical emergencies, trip cancellations, lost baggage, and other unforeseen events.
Travel insurance is a mandatory requirement for all individuals applying for a Schengen visa from India. It ensures protection against medical emergencies, accidents, and unexpected occurrences that may disrupt your travel plans and cause financial loss in case of an emergency. The policy also complies with the visa requirement of a minimum coverage amount of €30,000.
Bajaj General travel insurance typically covers:
- Medical emergencies, hospitalization, and evacuation
- Trip cancellation or interruption
- Loss of baggage and personal belongings
- Accidental death and disability
- Emergency medical transportation
- Coverage for COVID-19 related medical emergencies (subject to policy terms)
The European Union requires travelers to have at least €30,000 in coverage for medical emergencies and unforeseen incidents during their stay in the Schengen Area.
Yes, Bajaj General Travel Insurance is accepted in all countries within the Schengen Area, including Germany, France, Italy, Spain, Greece, and others.
No, travel insurance must be purchased before departure from India. The insurance designed for Schengen visa applicants is specifically intended for travelers from India or other non-European countries prior to entering the Schengen Area.
Failing to buy travel insurance will result in the rejection of your Schengen visa application.
Yes, travel medical insurance is mandatory for getting a Schengen visa. A minimum of $50,000 or 30,000 Euros insurance cover for each individual and the policy should cover emergency medical evacuation and repatriation.
Yes, the minimum $50,000 coverage will satisfy the Schengen visa requirements.
Once you and/or your family have decided to travel to a Schengen country. Then you can purchase the policy at Schengen travel insurance.
The cost of 30,000 euro travel insurance from India starts at around ₹614 for a 10-day trip and approximately ₹908 for a 30-day trip for a 25-year-old traveller under the Bajaj General Travel Companion plan. For a 90-day Schengen visa, prices vary based on age and plan. Use the quote form above for your exact premium in under 2 minutes.
Key factors that affect the cost:
- Age of the traveller - premiums are higher for senior citizens.
- Trip duration - longer stays cost more overall but less per day.
- Plan type - Companion (basic) to Prime (comprehensive).
All plans include the mandatory minimum of €30,000 medical coverage required for a Schengen visa, with premiums paid in Indian Rupees.
Yes. The standard Schengen tourist visa allows stays of up to 90 days within any 180-day period. Bajaj General travel insurance can be purchased to cover exactly this duration. Your policy dates simply need to match your intended entry and exit dates.
For a 90-day Schengen trip, all three Bajaj General plans (Companion, ACE, and Prime) provide the required €30,000 minimum medical coverage and are accepted by VFS Global for your visa application. The policy certificate is issued instantly by email after purchase and is ready to submit with your visa file the same day.
Use the quote form on this page, select your destination and travel dates, and you will see the exact premium for your 90-day trip based on your age.
For most Indian travellers applying for a Schengen visa, the Bajaj General Travel ACE Plan offers the best balance of price and coverage. It meets all European Commission requirements, including €30,000 medical cover, emergency evacuation, and repatriation and also includes trip cancellation cover ($1,000) and baggage protection ($500), which the basic Companion plan does not.
When choosing travel insurance for a Schengen visa application, ensure the policy:
- Covers a minimum of €30,000 in medical expenses.
- Is valid for all 29 Schengen countries.
- Covers the exact dates of your intended stay, including travel days.
- Includes emergency evacuation and repatriation.
- Is issued by an IRDAI-registered insurer (Bajaj General qualifies).
All Bajaj General plans on this page satisfy these criteria and are accepted by VFS Global and Schengen embassies for Indian visa applicants.
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Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says, NRIOL and Bajaj General have been working together for quite some time now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online.