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Bajaj travel insurance

Bajaj Allianz Travel Insurance for New Zealand from India 2026

Plans from ₹19/day* with coverage for medical emergencies, hospitalisation, baggage loss, trip cancellation, and 24×7 assistance. Also marketed as Bajaj General travel insurance - the same trusted Bajaj Allianz General Insurance Company product.

Secure Your Trip with Bajaj General – At 0% GST

Travel insurance cost to secure your international trip now!

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Why Buy Bajaj General Travel Insurance New Zealand?

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Coverage Available
Upto $1,000,000
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Coverage
3 Months – 99 Years
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Pre-existing condition coverage
Upto $5,000?
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Worldwide Coverage
Cashless hospitalization?
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Duration
180 Days
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Support Available
24x7

Trusted by 15,500+ Travelers

20+ Years of Trusted Insurance Expertise

Are You Travelling to New Zealand from India?

Bajaj Allianz travel insurance for New Zealand (also known as Bajaj General travel insurance) provides extensive security for individuals travelling to New Zealand from India including emergency medical expenses, trip cancellations, lost luggage, and delayed flights. It is one of the top travel insurance products for Indian travellers to New Zealand, suitable for tourists, students, working professionals, and senior travellers.

This travel health insurance from India to New Zealand offers safety and peace of mind while exploring the beautiful natural landscapes, adventure sports, and cultural attractions of New Zealand. Whether you're planning a short vacation or a year-long stay, new zealand vacation insurance from Bajaj Allianz ensures you are financially protected throughout your trip.

Whether you are looking for Bajaj Allianz overseas travel insurance or a short-term medical insurance plan in New Zealand, this plan combines affordability, global coverage, and 24×7 emergency assistance for a worry-free travel experience. For non-NZ residents and Indian passport holders, this policy fulfils New Zealand immigration insurance requirements.

How Much Does Bajaj General Travel Insurance For New Zealand From India Cost in 2026?

The Bajaj General travel insurance for New Zealand from India costs between ₹19 to ₹36 per day for a 25-year-old traveler, depending on the plan type and coverage amount. Get your instant quote in 2 minutes →

Travel Companion
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$250
Cancellation
Nil
Starting at ₹19/day*
Travel ACE
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$500
Cancellation
$1,000
Starting at ₹32/day*
Travel Prime
Medical Cover
$50,000
Pre-existing Conditions
Up to $3,000
Baggage Loss
$500
Cancellation
$500
Starting at ₹36/day*

*Price shown is for a 180-day trip to New Zealand for an adult aged 25.

compare_arrowsCheapest and Best Travel Insurance for New Zealand from Bajaj General

monetization_onCheapest Travel Insurance for New Zealand from Bajaj General?

The cheapest travel insurance for New Zealand from Bajaj General is the Travel Companion Plan, starting at just ₹19/day*.

Key Benefits of the Travel Companion Plan
  • Medical coverage up to $50,000 for accidents and sickness.
  • Emergency medical evacuation: up to $50,000.
  • Baggage loss coverage: $250.
This plan provides basic yet sufficient protection for budget-conscious travelers.

starsWhich Is the Best Travel Insurance for New Zealand from Bajaj General?

The Travel ACE Plan is the best travel insurance plan from Bajaj General for trips to New Zealand, starting at just ₹32/day*

Key Benefits of the Travel ACE Plan
  • Medical coverage up to $50,000 for accidents and sickness.
  • Emergency medical evacuation: up to $50,000.
  • Baggage loss coverage: $500.
Discount available for multiple travelers booking together. (T&C apply)

Is Travel Insurance Mandatory for New Zealand?

Travel insurance is not legally mandatory for a New Zealand visa for Indian passport holders in the way it is for Schengen countries. However, New Zealand immigration authorities strongly recommend adequate travel and health insurance, and visa officers may ask for proof of sufficient funds or insurance during the application process.

More importantly, New Zealand's public healthcare system is not free for international visitors. Indians visiting New Zealand on a tourist or visitor visa must pay full costs for any medical treatment which can run into tens of thousands of dollars for hospitalisation or emergency surgery. For this reason, buying Bajaj Allianz travel insurance for New Zealand is considered essential, not optional, for any trip from India.

Buying Travel Insurance for Combined Australia & New Zealand Trips

Many Indian travellers combine Australia and New Zealand into a single itinerary. If your trip covers both Australia and New Zealand, you do not need separate policies Bajaj Allianz overseas travel insurance allows you to list multiple destinations under one policy. Simply select both countries when filling the quote form, and your coverage will apply seamlessly across the entire trip.

For the best travel insurance for Australia and New Zealand trips, the Travel ACE or Travel Prime plans are recommended as they include trip cancellation cover and higher baggage limits particularly useful on multi-destination itineraries where the risk of delays and disruptions is higher.

Travel Insurance for Non-NZ Residents and Visitors to New Zealand

If you are an Indian citizen visiting New Zealand as a tourist or on a visitor visa, you qualify as a non-NZ resident for insurance purposes. Bajaj Allianz travel insurance is specifically designed for Indian passport holders travelling abroad and is fully valid for non-NZ residents visiting New Zealand.

Similarly, NRI (Non-Resident Indian) travellers holding Indian passports who are visiting New Zealand from a third country can also purchase this policy, subject to the policy being bought before departure. If you have already departed, please fill our Traveller Outside India form for a special approval.

Bajaj General Travel Insurance for Indians Visiting New Zealand

Every year many Indians travel all the way to New Zealand for vacation, higher education or work. By having a travel insurance policy from India to New Zealand, you can protect yourself financially against unexpected medical or travel incidents while you are in New Zealand.

Travel insurance from India to New Zealand covers many unexpected instances such as medical emergencies, hospitalisation, trip interruption, loss or delay of checked baggage, or flight delays. Given the high cost of medical care in New Zealand, it is highly recommended that all Indians buy travel health insurance.

Bajaj General travel insurance New Zealand includes benefits such as COVID-19 coverage, emergency medical evacuation, and 24x7 global support. This is one of the best travel insurance plans for New Zealand from India given its affordable premiums and the convenience of online policy issuance — suitable for tourists, students, and business travel alike.

Before purchasing, it’s helpful to read a Bajaj General travel insurance review to understand customer experiences, claim handling, and plan benefits. Doing so helps travellers make an informed decision when choosing coverage for New Zealand trips.

Factors Affecting the Cost of Bajaj Allianz Travel Insurance for New Zealand

The cost of Bajaj Allianz travel insurance for New Zealand varies depending on many different factors that affect the total premium:

  • Age of the Traveller:
    • Older travellers, especially those over 70, generally pay higher premiums as the likelihood of health-related issues increases.
  • Trip Duration:
    • Premiums rise for longer trips. Whether you need travel insurance for 1 year in New Zealand or just a fortnight, duration directly determines the base cost.
  • Destination and Healthcare Costs:
    • Healthcare in New Zealand is expensive for international visitors, making Bajaj Allianz overseas travel insurance essential for financial protection.
  • Sum Insured (Coverage Limit):
    • Selecting higher coverage (USD 50,000 to USD 1,000,000) raises the premium but provides stronger protection for costly medical events.
  • Plan Type and Sub-limits:
    • Plans with sub-limits are more affordable; comprehensive plans with no sub-limits cost more but offer fuller coverage for medical visits and procedures.
  • Best Time to Buy Travel Insurance:
    • The best time to buy travel insurance is immediately after booking your flights and accommodation. Buying early locks in trip-cancellation coverage from day one and avoids the risk of being uninsured for pre-departure emergencies. For New Zealand trips, purchasing at least 7–14 days before departure is strongly recommended.

What Are the Bajaj General Travel Insurance Benefits for New Zealand?

Plan Name Sum Insured Key Benefits
Travel Ace $50,000 / $200,000 / $500,000 (depends on age) Worldwide cashless settlement for inpatient hospitalization (24+ hrs), emergency dental up to $500 (deductible $50), pre-existing conditions covered only in life-threatening situations (for Platinum variant, up to $5,000), and premium refund on early return.
Travel Prime $50,000 / $200,000 / $500,000 / $750,000 / $1,000,000 (depends on age) Worldwide cashless hospitalization after 24+ hrs, emergency dental up to $500, pre-existing conditions only in life-threatening situations (up to $3,000), refund on early return.
Travel Elite $50,000 / $200,000 / $500,000 (depends on age) Worldwide cashless hospitalization, emergency dental up to $500, pre-existing conditions up to $3,000 only in life-threatening situations, refund on early return.
Travel Companion $50,000 / $200,000 / $500,000 (depends on age) Worldwide cashless hospitalization, emergency dental up to $500 (deductible $50), pre-existing conditions up to $3,000 only in life-threatening situations; *no premium refund on early return*.

What Does Bajaj Allianz Travel Insurance Cover for New Zealand?

Understanding the coverage of Bajaj Allianz travel insurance helps you choose the right plan. All Bajaj Allianz / Bajaj General travel insurance plans for New Zealand include the following core benefits:

Coverage Area What's Covered Typical Limit
Medical Expenses Abroad Hospitalisation, surgery, doctor consultations, ambulance, and ICU charges incurred in New Zealand Up to $1,000,000 (age & plan dependent)
Emergency Medical Evacuation Air ambulance or medical transport to the nearest adequate facility or back to India Up to $50,000
Pre-Existing Conditions Life-threatening emergencies only (e.g., sudden cardiac arrest) Up to $5,000 (Platinum); $3,000 (other plans)
Emergency Dental Accidental dental injury requiring immediate treatment Up to $500 (deductible $50)
Trip Cancellation / Curtailment Non-refundable travel costs lost due to covered reasons (illness, death of immediate family, natural disaster) Up to $1,000 (ACE plan)
Baggage Loss / Delay Loss, theft, or damage of checked-in baggage; emergency purchases during delay $250–$500
Passport Loss Expenses for obtaining emergency travel documents Covered (sub-limits apply)
Accidental Death & Repatriation Lump-sum benefit + cost of repatriation of mortal remains to India As per plan
COVID-19 Medical treatment, hospitalisation, and trip disruption costs related to COVID-19 As per medical cover limit
Flight Delay Daily allowance for meals and accommodation during extended airline delays Sub-limits apply

* Coverage limits vary by plan (Companion, ACE, Prime, Elite) and traveller age. Always read the policy wordings before purchase.

How to Buy Bajaj General Travel Insurance for New Zealand Online

Buying Bajaj General travel insurance for New Zealand online is quick and secure.

language Step 1: Complete the Bajaj General New Zealand Travel Insurance Quote Form

Fill out the Travel Insurance for New Zealand quote form online to get started.

edit_note Step 2: Enter Traveler Details

Provide number of travelers, age, and travel dates to compare Bajaj General plan options.

tune Step 3: Select the Best New Zealand Travel Insurance Plan

Enter details such as No. of Traveler, traveler’s age, and number of nights. Compare India to New Zealand travel insurance plans and pick the best match.

payment Step 4: Pay Online

Once you’ve chosen your plan, proceed to secure online payment using your preferred method — credit/debit card, UPI, or net banking.

verified_user Step 5: Get Instant Policy Issuance

After successful payment, your Bajaj General travel insurance for New Zealand policy will be issued instantly. You’ll receive the policy document via email, which you can print or store digitally for visa and travel purposes.

location_on Indian Embassy & Consulate Details in New Zealand

Indian travellers in New Zealand can contact the following for passport issues, visa services, emergency assistance, or consular support:

  • High Commission of India, Wellington

    72 Pipitea Street, Thorndon, Wellington 6011, New Zealand

flight_takeoff Travel Tips for Indians Visiting New Zealand

  • 💳 Carry an international debit/credit card and local currency (AUD).
  • 📞 Save the Bajaj General 24 × 7 Assistance Number and Indian Embassy contacts.
  • 🏥 Locate nearby cashless hospitals covered under Bajaj General travel insurance New Zealand.
  • 🛂 Keep a digital and printed copy of your passport, visa, and insurance policy (in case of loss).
  • 🌦️ Look up the local weather forecast before travelling and pack accordingly.

✈️ With Bajaj General travel health insurance India to New Zealand, you can travel confidently knowing you’re protected against many possible risks.

Benefits of Buying Bajaj General Travel Insurance for Indians Travelling to New Zealand

  1. Extensive Medical Coverage
    Healthcare in New Zealand can be costly for international travelers. Bajaj General overseas travel insurance covers hospitalisation, medical treatment, surgery, and emergency evacuation.
  2. COVID-19 Coverage
    Protection for COVID-19-related medical treatment, trip cancellation, or trip interruption, ensuring worry-free travel.
  3. Accidental Death & Repatriation Benefits
    Financial assistance for accidental death or repatriation of mortal remains to India in case of unforeseen incidents abroad.
  4. Trip Cancellation or Curtailment
    Compensation for non-refundable travel expenses arising from unexpected emergencies before or during the trip.
  5. Loss of Baggage or Passport
    Reimbursement for the loss of checked-in baggage or important travel documents like a passport while abroad.
  6. Worldwide Cashless Hospital Network
    Access to a wide network of hospitals worldwide, offering cashless treatment facilities (subject to policy terms and conditions).
  7. 24x7 Global Assistance
    Round-the-clock multilingual support for medical or travel emergencies through international helplines.
  8. Affordable Premium Options
    Bajaj General travel insurance for New Zealand provides cost-effective plans with flexible coverage options for students, tourists, and business travelers.

With Bajaj General travel insurance for New Zealand, Indian travelers can enjoy a safe and secure journey backed by comprehensive protection and reliable global assistance.

Why Choose Bajaj General for New Zealand Travel?

Bajaj General travel insurance New Zealand offers affordable and versatile plans trusted by thousands of Indian travelers visiting New Zealand for tourism, education, or business.

Comprehensive Coverage

  • Available for travellers aged 3 months to 99 years.
  • Coverage options up to USD 1 million based on travelers' age and selected plan.
  • Offers coverage for medical emergencies, baggage loss, trip cancellations, and travel delays.
  • Includes COVID-19 and emergency evacuation benefits (based on policy terms).
  • Option to extend the policy online while traveling abroad.

Convenient and Hassle-Free Process

  • Easy and instant online policy purchase using credit/debit cards, UPI, or net banking for quick service.
  • Simple renewal or extension options for longer trips in New Zealand.
  • Choose between cashless hospitalization or reimbursement-based claims (medical expenses only).
  • 24/7 worldwide customer assistance with a dedicated support team.

Additional Benefits

  • Pay the premium in INR but enjoy coverage in USD – ideal for international travelers.
  • Visa-compliant travel insurance for New Zealand from India accepted by immigration authorities.
  • No medical tests required for most age groups and short-term travel.
travel insurance for New Zealand from India

Travel Safe to the New Zealand with Trusted Bajaj General Insurance

How can I extend or renew my Bajaj General travel insurance from New Zealand?

Travelers who have travelled from India to foreign countries with a valid travel insurance policy from Bajaj General and who are extending their stay in overseas have to renew / extend their insurance to enjoy continuous worry free insurance cover. The reason for extended stay in overseas might be different from one traveler to the other.

Here are the simple steps to renew travel insurance online.

  1. Click the url extend or renew Bajaj General travel insurance online.
  2. Fill the renewal form with correct information and click on submit.
  3. Once you submit the form successfully, our insurance advisors will receive the filled renewal form online.
  4. Your filled form will be then sent for approval to the head office.
  5. Renewal request approved / rejected in the head office in couple of hours (maximum 1 working day).
  6. If your policy renewal request is approved, then we will send you a new link where you can pay the premium for the policy renewal.
  7. Once payment is success you will get your renewed policy.
  8. In case if your renewal request is rejected due to some reasons, our insurance advisors will get in touch with you to suggest you alternative insurance (if any).

Why Buy Travel Insurance for New Zealand from NRIOL?

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    Bajaj General New Zealand Visa Travel Insurance Plans

    Choose Bajaj General New Zealand travel insurance plans that fully meet medical and emergency coverage requirements for New Zealand visa applications.

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    Affordable Travel Insurance for New Zealand from India

    Competitive and transparent premiums for New Zealand visitor insurance with no hidden charges.

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    Experts in New Zealand Travel Medical Coverage

    Over 20 years of guidance for tourists, international students, and parents purchasing overseas travel insurance for New Zealand.

  • edit
    Easy Online Policy Modification

    Update travel dates, passport details, or traveler information anytime before your trip to New Zealand.

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    Flexible New Zealand Trip Extension Support

    Extend your Bajaj General travel insurance for New Zealand seamlessly if you stay longer than planned.

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    24/7 Global Emergency Assistance

    Round-the-clock claims and medical help while traveling anywhere in New Zealand.

Travel Destinations

Discover Popular Travel Destinations with Bajaj General Travel Insurance

Bajaj General Citation

Mr. Anshul Nijhawan, Head Travel Services at Bajaj General says NRIOL and Bajaj General have been working together for quite sometime now and NRIOL has successfully delivered seamless customer service by making available Bajaj General travel insurance products to its customers online".

FAQs About Bajaj Allianz / Bajaj General Travel Insurance From India To New Zealand

Is Bajaj Allianz travel insurance required for New Zealand visa application?

Travel insurance is not legally mandatory for most New Zealand visas, but New Zealand immigration strongly recommends it and visa officers may ask for proof. More critically, New Zealand's healthcare system does not cover international visitors so a medical bill of NZD 10,000–50,000 is a real possibility without insurance. Bajaj Allianz general insurance travel plans for New Zealand provide the comprehensive cover needed to protect yourself financially and satisfy any visa-related queries.

The cost for New Zealand travel insurance varies depending on the age of the traveller and the duration of coverage required. The older the traveller, the higher the cost. Plans start from ₹19/day for a 25-year-old on the Travel Companion plan. Get free quotes instantly on our website and complete the Bajaj Allianz overseas health insurance proposal form to buy the policy online.

Bajaj Allianz (Bajaj General) travel insurance is one of the most popular Indian travel insurance products for visitors to NZ. It is issued by one of India's most reputed general insurance companies and offers cashless hospitalisation, 24×7 global assistance, and COVID-19 coverage making it an excellent choice for Indian visitors to New Zealand.

Bajaj Allianz General Insurance Company is one of India's largest private general insurers and has a strong track record for travel insurance claims. Key strengths include: a wide cashless hospital network globally, prompt claim settlement, multiple plan options to suit different budgets, and 20+ years of experience serving NRI and Indian travellers. The company consistently receives positive reviews for its overseas travel insurance products.

Bajaj Allianz travel insurance for New Zealand covers: medical expenses abroad (up to $1,000,000), emergency evacuation, pre-existing conditions in life-threatening situations (up to $5,000), emergency dental (up to $500), trip cancellation (up to $1,000 on ACE plan), baggage loss ($250–$500), passport loss, accidental death & repatriation, COVID-19 medical treatment, and 24×7 global assistance. Coverage limits depend on the plan chosen and the traveller's age.

Yes. Covering medical expenses abroad is the primary purpose of Bajaj Allianz overseas travel insurance. If you are hospitalised or need emergency treatment in New Zealand, the policy pays for doctors, hospital stays, surgery, ICU, ambulance, and prescribed medicines up to the plan's sum insured. Cashless settlement is available at partner hospitals, meaning the insurer pays the hospital directly without you paying upfront.

The best time to buy travel insurance is immediately after you book your flights and accommodation not on the day of travel. Buying early provides trip cancellation coverage from the purchase date, meaning if you fall ill or face an emergency before departure, you are still protected. For New Zealand trips, aim to purchase your Bajaj Allianz policy at least 7–14 days before your departure date.

Yes, you can cancel your Bajaj Allianz travel insurance policy before the travel start date. If your trip is cancelled or you no longer need the policy, you must submit a cancellation request with your original policy document and proof of trip cancellation (e.g., airline cancellation confirmation). A pro-rata or short-period premium may be refunded after deducting applicable administrative charges, subject to no claims being made on the policy. Contact our team at the cancellation procedure page for step-by-step guidance.

Bajaj Allianz travel insurance policies can be purchased for up to 180 days (6 months) initially, and then renewed for another 6 months effectively providing up to 1 year of coverage for long stays in New Zealand. The renewal is subject to: the policy holder being in good health, no claims on the existing policy, and approval from the Bajaj Allianz underwriting team. If you need travel insurance for 1 year in New Zealand, contact our advisors before your trip to plan the coverage timeline.

If the traveller is already outside India, fill the Traveller Outside India form with the requested details. We will try to get approval from the Bajaj Allianz underwriting team for you to buy overseas mediclaim insurance.

Bajaj Allianz / Bajaj General travel insurance is one of the best travel insurance options for New Zealand from India. It offers competitive pricing, cashless hospitalisation claim settlement in New Zealand, no age limit, and minimal paperwork. The Travel ACE plan is our top recommendation for the best balance of price and coverage.

You can renew the Bajaj Allianz policy online. Fill the relevant details of the current existing policy and claims information (if any) and submit the form online. Our advisors will get approval within 1 working day, and if approved, you will receive a payment link to complete the renewal and download your new policy.

Yes, you can extend your travel insurance while being abroad. Fill the Bajaj Allianz insurance policy renewal form. Travel policies can initially be purchased for 6 months and renewed for another 6 months, provided the policy holder is in good health, there are no claims on the existing policy, and the policy has not expired.

Cashless means that when you are hospitalised or receive medical treatment in New Zealand, you do not have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network. This is a key benefit when dealing with New Zealand's high healthcare costs.

💡 How Cashless Treatment Works:

  1. Emergency occurs: You fall sick or have an accident during your trip.
  2. Contact the assistance team immediately: Call the 24×7 helpline on your Bajaj Allianz policy card.
  3. Hospital verification: The assistance team confirms whether the hospital is in the cashless network.
  4. Guarantee of Payment (GOP): The insurer sends the hospital a GOP confirming they will pay eligible expenses.
  5. Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
  6. You pay only non-covered items: Excluded items (phone charges, personal comfort) are paid by you directly.

Bajaj Allianz General Insurance is widely regarded as one of the most trusted travel insurers for Indians travelling abroad. With 20+ years of experience, 15,500+ travellers served through NRIOL, a strong global cashless hospital network, and prompt claim settlements, Bajaj Allianz travel insurance consistently tops lists for Indian outbound travellers. The company is regulated by IRDAI and has a proven record of honouring overseas medical claims.

New ZealandGeneral Information About New Zealand

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Location

Oceania

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Capital

Wellington

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Currency

New Zealand dollar

schedule
Best time to visit

March, April, May

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Population

Around 52 Lakhs

language
Language

English,Māori

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Vacation spots

Bay of Islands, Milford Sound, Waiheke Island, Christchurch, White Island,, Queenstown, Te Whakarewarewa Geothermal Valley.

Which are the popular tourist destinations in New Zealand?

Bajaj travel insurance New Zealand coverage
Tongariro National Park

Towering volcanoes, untamed forests, arid plateaus, hot springs, herb fields, turquoise lakes and lush meadows pitch for a melodramatic scenery.

New Zealand travel insurance
Rotorua

Rotorua is one such geothermal region in the world which has a bit of dramatic topography. It is located in the Pacific Ring of Fire.

Buy visitor insurance New Zealand
Napier in Hawke’s Bay

Gourmet food and Art Deco – These two things define the Napier region, one of the best places to visit in New Zealand to take a peek in the Maori World.

Travel insurance New Zealand
Auckland

Two shimmering harbors, the Manukau Harbor and the Waitemata Harbor, are the main jewels of the Auckland crown.