Bajaj General Student Insurance for Universities Abroad
Bajaj General student insurance offers travel and medical coverage options for Indian students studying abroad, with plans starting from ₹12/day*. Check whether your university accepts the policy and confirm its minimum coverage requirements before purchasing.
16–35 Years Premium from
₹12/day*
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Which universities accept Bajaj General student insurance?
These are the list of some of the Universities that have accepted Bajaj General student insurance in the past. This list is not all inclusive, and if a university is not listed here, it does not mean that that university does not accept Bajaj General student insurance.Which Bajaj General Student Insurance Plan Is Right for You?
Choose the right TATA AIG student travel insurance option based on your destination, medical coverage needs, budget and extension requirements.
- Budget-conscious students studying abroad: → Compare Student Elite Insurance for medical coverage, emergency dental benefits and available outpatient coverage, with premiums starting at ₹14/day*.
- Students wanting higher medical coverage: Consider Student Prime Insurance for coverage options up to $1,000,000, subject to eligibility and policy terms, with premiums starting at ₹17/day*.
- Students with pre-existing medical conditions: → Review the Student Prime plan and confirm whether your condition qualifies for an available add-on. Coverage is subject to acceptance, applicable limits, exclusions and policy wording.
- Students travelling to the USA or Canada: → Compare Bajaj General student insurance plans against your university's requirements, including medical limits, deductibles and hospital benefits. The appropriate premium depends on your destination, age, coverage and study duration.
- Students visiting multiple countries during their studies: → Compare Student Companion, Student Elite and Student Prime for international medical protection. Confirm that your destination countries and any planned travel outside your study country are covered under the selected policy.
Note: Premiums vary by age, destination, policy duration, coverage limits and selected benefits. Confirm current premiums and policy terms before purchasing.
How Much Does International Student Travel Insurance from India Cost in 2026?
The Student Travel Medical Insurance from India offers affordable plans for Indian students pursuing higher education in abroad. Premiums vary depending on the student's age, duration of stay, and the selected coverage amount. Choosing the right student medical insurance for abroad means balancing affordability, comprehensive medical protection, and Schengen visa insurance requirements.
| Feature | Student Companion | Student Elite | Student Prime |
|---|---|---|---|
| Medical Expenses? | $50,000–$200,000 | $50,000–$200,000 | $50,000–$1,000,000 |
| sponsor protection? | $10,000 | $10,000 | $10,000 |
| Emergency medical repatriation? | Included | Included | $5,000 |
| Emergency Dental Treatment? | Up to $500 | Up to $500 | Up to $500 |
| Tuition Fee Reimbursement? | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Loss of Checked Baggage? | Up to $1,000 | Up to $1,000 | Up to $1,000 |
| Personal Liability? | Up to $100,000 | Up to $100,000 | Up to $150,000 |
| Starting Premium* (22-year-old, 365 days) |
₹12/day* |
₹14/day* |
₹17/day* |
Which Is the Cheapest Travel Insurance for International Students?
The Student Companion Plan is one of the most affordable student travel insurance plans, with premiums starting from ₹12/day*. It offers $50,000 – $200,000 in medical coverage for a 22-year-old international student and includes benefits for students travelling abroad for higher education.
Why Choose the Student Companion Plan?
- check_circle Medical coverage up to $200,000
- check_circle Plans starting at ₹12/day*
- check_circle $10,000 Sponsor Protection
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Coverage
- check_circle Personal Accident Benefit
- check_circle Family Visit Benefit
- check_circle Documentation for student visa insurance requirements
Is It a Good Choice for Students Going to Abroad? Yes. The Student Companion Plan is an excellent option for students seeking affordable medical and travel protection while studying in Abroad, with budget-friendly premium.
What Are the Best Travel Health Insurance Plans for Students Studying Overseas?
The Student Prime Plan is one of the most comprehensive student insurance plans. Starting from ₹17/day*, it offers coverage from $50,000 up to $1,000,000, making it an excellent choice for students seeking higher medical protection and enhanced travel benefits while studying abroad.
Why Choose the Student Prime Plan?
- check_circle Medical coverage from $50,000 to $1,000,000
- check_circle Premiums starting at ₹17/day*
- check_circle Sponsor Protection up to $10,000
- check_circle Emergency Medical Evacuation & Repatriation
- check_circle Emergency Dental Treatment
- check_circle Personal Accident & AD&D Coverage
- check_circle Bail Bond, Tuition Fee & Family Visit Benefits
- check_circle Suicide Cover & Loss of Laptop Cover for eligible coverage slabs ($300,000+)
Is the Student Prime Plan Suitable for Students Going to Abroad? Yes. Student Prime is ideal for students who want higher medical coverage, extensive travel benefits, and worldwide protection throughout their studies in Abroad.
How to Choose the Best Travel Health Insurance Plan for Studying Overseas?
Choosing the right travel health insurance plan is an important step when preparing to study abroad. Indian students should compare medical coverage, policy limits, emergency assistance, and university insurance requirements before purchasing a plan. Bajaj General student insurance offers options for students travelling overseas, subject to policy terms, eligibility, and applicable exclusions.
When comparing student travel insurance plans, consider the following factors:
- Medical Coverage: Check the coverage available for eligible illnesses, injuries, hospitalisation, and emergency medical treatment abroad.
- Emergency Medical Evacuation: Review whether emergency transportation to an appropriate medical facility is covered and understand the applicable limits.
- University Insurance Requirements: Confirm that the policy meets your university's minimum medical coverage limits and any specific insurance conditions.
- Pre-Existing Medical Conditions: Review the policy wording to understand how pre-existing conditions and related treatments are handled.
- Policy Duration: Choose coverage dates that match your overseas study period, including your departure and return dates, where applicable.
- Premium and Deductible: Compare the premium, deductible, coverage limits, and exclusions rather than choosing a plan based on price alone.
- Claims and Assistance: Understand the insurer's emergency assistance process, required documents, and claims procedure before travelling.
What Should Students Check Before Buying Overseas Student Insurance?
Before purchasing student travel insurance from India, students should verify that the policy meets their destination country's requirements and their university's insurance guidelines. The right coverage can help manage eligible medical expenses and provide assistance during unexpected situations abroad.
- Destination Country Requirements: Check whether your destination country has specific health insurance requirements for international students.
- Student Visa Conditions: Review the insurance documentation or medical coverage requirements applicable to your student visa.
- University Approval: Confirm whether your university accepts Bajaj General student insurance or requires coverage from an approved provider.
- Coverage Limits: Compare the medical sum insured with the minimum coverage required by your university or destination country.
- Policy Exclusions: Read the policy wording carefully to understand exclusions, limitations, waiting periods, and conditions that may affect claims.
- Proof of Insurance: Keep a copy of your policy certificate and other required insurance documents ready for your visa application, university registration, or arrival formalities.
- Coverage Extension: If your course lasts longer than your policy period, check with the insurer whether an extension or renewal is available and what conditions apply.
Important: Insurance requirements vary by country, university, and visa category. Confirm the applicable requirements with your university and the relevant official authorities before purchasing a policy.
Which Universities Require International Student Health Insurance?
Many universities require international students to maintain health insurance throughout their studies. Requirements vary by institution and destination country. Some universities accept eligible private insurance policies, while others require university-sponsored plans or specific coverage limits. Before purchasing Bajaj General student insurance, check your university's international student insurance guidelines and confirm whether the policy meets its requirements.
How Can Students Compare Overseas Health Insurance Plans?
Indian students should compare overseas student health insurance plans based on medical coverage, emergency hospitalisation benefits, medical evacuation, policy limits, exclusions, deductibles, and premium costs. Check whether the plan covers the full study period and satisfies university and visa-related requirements. Review the claims procedure and emergency assistance services before making a decision. Choose a policy based on your destination, university requirements, and individual needs rather than price alone.
Does Bajaj General Student Insurance Meet University Medical Coverage Requirements?
Whether Bajaj General student insurance meets a university's medical coverage requirements depends on the selected plan and the institution's rules. Universities may specify minimum medical coverage limits, eligible benefits, approved insurers, or particular policy conditions. Compare the plan documents with your university's official guidelines and obtain confirmation from the university before purchasing the policy.
Student Health Insurance - FAQs
Yes, Bajaj General student insurance provides emergency dental coverage under the Student Elite and Student Prime plans.
Coverage includes:- Emergency dental treatment: Up to $500 for pain relief and emergency procedures
- Covered procedures: Temporary fillings, extractions, emergency root canals
- Not covered: Routine check-ups, cleaning, and cosmetic dental work
- Plans with coverage: Student Elite and Student Prime only
Tip: Student Prime offers better coverage. Most students abroad face at least one emergency dental issue during their stay.
Yes, with limitations depending on your plan:
| Plan | OPD Limit | What's Covered |
|---|---|---|
| Student Companion | None | Hospitalization only |
| Student Elite | $250 | Doctor consultation & basic meds |
| Student Prime | $350 | Consultation, meds, diagnostic tests |
What's included in OPD: Doctor consultation fees, prescribed medications for acute illnesses, diagnostic tests if hospitalization is needed
What's NOT included: Routine check-ups, preventive care, wellness programs
Tip: Student Prime is recommended if you expect regular doctor visits (15% of students use this annually).
- Acute illnesses (flu, pneumonia, gastroenteritis, COVID-19)
- Injuries from accidents
- Hospitalization for any medical condition
- Infectious diseases (excluding some rare conditions)
- Emergency surgical procedures
- Mental health treatment (up to 30 days per year)
- Pre-existing conditions: Covered after 24 months of continuous coverage if declared
- Maternity complications: Emergency care only
- Dental emergencies: Elite/Prime plans only
- Chronic diseases present before policy start
- High-risk activities and extreme sports
- Self-inflicted injuries
- Treatment for alcohol/drug abuse
- Cosmetic and elective procedures
- Weight loss and wellness programs
Important: Declare any pre-existing conditions when applying. If declared, they're covered after a 24-month waiting period.
Yes, cataract surgery is covered under specific conditions:
- Emergency cataracts: Fully covered if causing vision-threatening complications
- Planned cataract surgery: Covered if hospitalization is required (minimum 24-hour stay)
- Coverage limit: Up to the policy maximum ($50,000-$100,000)
- Pre-authorization: Required before elective surgery
- Exclusions: Cosmetic eye surgery not covered
Next steps: If you need cataract surgery, contact us at +91-80-41101026 for pre-authorization before the procedure.
Cost Comparison:
| Factor | Bajaj General | Typical University |
|---|---|---|
| Monthly Cost | ₹481-674 | $1,200-2,500 |
| Annual Cost | ₹4,324-₹6,079 | $14,400-$30,000 |
| Savings | 20-25% cheaper | |
Coverage Advantages:
- ✓ Worldwide coverage - Not limited to campus
- ✓ Travel benefits included - University plans exclude travel
- ✓ Personal liability - Up to $1 million coverage
- ✓ Study interruption - Covered if forced to return home
- ✓ Repatriation - Covered in case of death
- ✓ 500+ university acceptance - Flexible, not tied to one school
Real Example: A student in USA for 2 years saves ₹8,00,000+ by choosing Bajaj General, while getting equal or better coverage.
Flexibility: You can buy Bajaj AND satisfy university requirements by submitting a waiver form (we'll help with this).
Travel Safe to International Student Travel Insurance
with Bajaj General Student Insurance
How can I extend or renew my Bajaj General student travel insurance?
Students who have travelled from India to Abroad with a valid travel insurance policy from Bajaj General and need to extend their stay must renew or extend their insurance to enjoy continuous, worry-free coverage. Reasons for extending a stay may vary for each student.
Follow these simple steps to renew your student insurance online:
- Click the URL extend or renew Bajaj General student insurance online.
- Fill the renewal form with correct information and submit it.
- Our insurance advisors will receive the filled renewal form online.
- Your form will then be sent to the head office for approval.
- Renewal requests are approved or rejected within a couple of hours (maximum 1 working day).
- If approved, you will receive a link to pay the premium for policy renewal.
- Once payment is successful, you will receive your renewed policy.
- If your request is rejected, our advisors will contact you to suggest alternative insurance options (if any).
Why Choose NRIOL for Student Travel Insurance?
- verifiedBajaj General Student Travel Insurance Plans
Choose Bajaj General student travel insurance plans that meet medical and emergency coverage requirements for Irish visa and student stay.
- attach_moneyAffordable Student Health Insurance from India
Competitive premiums for student travel insurance with transparent pricing and no hidden charges.
- schoolExperts in Student Travel Insurance Coverage
Over 20 years of guidance for Indian students studying abroad and parents purchasing overseas travel insurance.
- editEasy Online Policy Modification
Update travel dates, passport details, or student information anytime before your trip to Abroad.
- updateFlexible Abroad Stay Extension Support
Extend your Bajaj General student travel insurance seamlessly if your study duration is prolonged.
- support_agent24/7 Global Emergency Assistance
Round-the-clock claims and medical help while studying anywhere in Abroad.
- shopping_cartHow to Buy the Plan?
Buy Student Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » - assessmentStudent outside India
Students already outside India without insurance? We can try to get special approval to buy Bajaj General student insurance online.
Know more » - assignment_turned_inHow to Make a Claim?
For claims or reimbursement, contact Bajaj General via toll-free helpline.
Know more » - descriptionBajaj General Student Brochure
Download Bajaj General Student Insurance brochure online!
Know more » - autorenewBajaj General Policy Renewal
Renew your Bajaj General Student insurance policy online anytime before expiry.
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Student Destinations
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Bajaj General Citation
Mr. Anshul Nijhawan, Head Travel Services at Bajaj General, says NRIOL and Bajaj General have been working together for quite some time now, and NRIOL has successfully delivered seamless customer service by making Bajaj General travel insurance products available to its customers online.