Bajaj General student travel insurance

I need a guide on how to claim the insurance for Bajaj General student insurance.

Thank you for contacting us for your Bajaj General student insurance requirements. Hospitalization medical expenses more than 24 hours is cashless after the deductible and outpatient medical expenses or just a doctor visit is you pay upfront and get it reimbursed later.
You can get free quotes and buy the insurance online at Claims Procedure

I want to take medical insurance as i am going to USA for my masters, So where can i get the quotes and your different plans of Bajaj General student.

Thank you for contacting NRIOL for your Bajaj General student insurance requirements. Bajaj General offers plans ranging from $50,000 to $1000,000 coverage. Please go through the benefit details, cross check if you have any university requirements and then buy the suitable plan online.
You can get free quotes and buy the insurance online at Bajaj General Student Insurance

I want to renew my Bajaj General student insurance for one more year. Can you answer my questions before I proceed further.

• I haven't made any claims in the past year? Will I get any benefits for it?
• Is there any rebate or reduction in premium or any other kind of benefit (if any) if I renew my policy instead of purchasing a new one?

Thank you for your email. You will not be getting any rebate or discount on the renewal premium. Since you have not made any claims on the previous policy you can renew the policy online, had you made a claim, we would have to have the underwriting team review the application before authorizing you to buy the plan. It is easier to renew the existing policy than buying a new one and you cannot directly buy a new policy since you are already outside India.
You can renew the policy online at Bajaj General Student Insurance Renewal

I am opting for Student Elite Gold Plus plan with Add on 1 by Bajaj General. Does it fulfills the following 2 condition, please confirm:

• Cover inpatient and outpatient mental health services?
• Have a maximum out of pocket limit of $2000 per individual and $4000 per family?

Thank you for contacting NRIOL for your Bajaj General student insurance requirements. Please find the answers to your questions:

• Yes it covers for inpatient and outpatient mental health services up to policy maximum.
• There is a deductible of $100 US dollars for medical expenses.

I am interested to buy Bajaj General student plan. Below is the list of my university requirements for which I need clarifications before I buy a plan.

• Coverage must be effective on the first day of the semester through the last day of the semester, with no break in coverage.
• Maximum lifetime benefit must be unlimited.
• Coverage must meet or not exceed affordable care act requirements ($6600 deductible or less, per person)
• Company operated and claims paid in the US, and in full compliance with U.S. insurance laws.
• International students must have at least $10,000 of repatriation coverage and $15,000 of medical evacuation coverage in addition to above requirements.

Thank you for contacting NRIOL for your student medical insurance requirements.
Please find the answers for your questions.

• Buy the insurance before your semester starts so that you can have cover for entire semester. Also renew your policy before the current policy expires to avoid any break in insurance cover.
• Maximum lifetime benefit is up to Sum Insured you choose. Currently Bajaj General offers student plans ranging from $50,000 to $1000,000 US dollars.
• A minimum of $100 US dollar deductible is charged per claim.
• Claims are settled in US
• Medical evacuation and repatriation are covered under medical expenses sum insured

The policy benefit details can be viewed and the policy can be purchased online using your Indian/international credit cards at Bajaj General Student Insurance

I am proceeding to USA for higher studies with F1 Visa. Date of Journey will be 12th/13th of Aug 2014. I would like to have Travel insurance on two basis:

1. For two to three days ie: prior and after the journey to cover my journey.
2. For two years of coverage at USA.

With reference to your queries Student Elite and Study Companion insurance from Bajaj General offer insurance for 1st year and can be renewed for 2nd year. We can help you complete the university insurance waiver form if required. Please send us the waiver form with your relevant information completed, and we will get the section to be completed by the insurance company. Want to know more about student insurance? Click here