Bajaj General Domestic Travel Insurance: Bharat Bhraman Policy

What is Bajaj General Domestic travel insurance?

Bharat Bhraman insurance policy offered by Bajaj General is a comprehensive coverage purely made to secure Indian traveler while travelling for business, leisure or personal reasons. There are 5 different sub-plans offered under Bajaj General Bharat Bhraman policy

• Plan A – Travel by E-Commerce Cabs
• Plan B – Travel by Bus
• Plan C – Travel by Train
• Plan D – Travel by Airplane
• Plan E – Travel by Other or Multiple Modes of Transport

Why Choose Bajaj General Bharat Bhraman Policy?

1. This policy is India’s first travel insurance that can cover you for all modes of transportation like flights, trains, bus, taxis, private vehicle as well as cab service provided by e-commerce aggregators.
2. You can customize this policy to match tenure and coverage depending on the mode of transport you are using for your travel.
3. There are 3 types of tenure selection like Single Trip, Per Day or an Annual cover.
4. You can also choose 17 more optional covers like Adventure Sports, Emergency Medical Evacuation, Home Burglary Insurance, Trip Cancellation, Missed Connection and Loss of Baggage etc.

Eligibility Criteria to Buy Bajaj General Bharat Bhraman Policy

There is no specific eligibility criteria for buying Bajaj General Bharat Bhraman policy. This feature makes this policy accessible to anyone traveling outside their city of residence within India. You can avail benefits of this policy while traveling for vacation, business or personal trips. Best part of this policy is there is no age restrictions, whether you are young or old, you can buy this policy. Domestic travel is made more secure with this inclusive travel insurance policy that you can buy online.

Documents Needed to Claim Domestic Travel Insurance

Tip: Always keep scanned copies and originals handy for faster claim processing.

Bharat Bhraman Domestic Travel Insurance

The Bharat Bhraman Domestic Travel Insurance plan from Bajaj Allianz is designed to offer comprehensive protection to travellers within India — whether travelling by train, bus, plane, cab, private car, or even bicycle. It caters to trips of all kinds: leisure, business, family, or emergency travel.

✅ Key Advantages

• Flexible & Customizable Plans: Choose your travel mode (bus, train, flight, cab, private vehicle, etc.), duration (single trip, per day, multi day or annual), and sum insured — depending on your travel needs.
• Wide Sum-Insured Options: Coverage ranges from modest amounts (e.g. Rs 50,000) to higher limits (up to Rs 10,00,000), giving you the freedom to pick based on your travel risk and budget.
• No Age Restriction: The policy allows travellers of any age to buy cover — so senior citizens or children travelling within India can also be protected.
• Multiple Transport Modes Covered: Whether you travel by public transport (bus, train), scheduled airlines, cab/aggregator, or use your own vehicle — the plan covers all common transport modes.
• Optional Add‑ons: You can opt for extra protections such as baggage loss, trip cancellation/curtailment, missed connection, home‑burglary (while travelling), adventure‑sports cover (for non‑professional travellers under supervision), and more.
• 24×7 Support & Assistance: In case of emergencies — medical, travel disruption or accidents — support is available anytime across India.

🛡️ What’s Covered (Typical Benefits)

• Personal Accident Cover: In case of accidental death or permanent total disability during travel.
• Accidental Hospitalization & Emergency Medical Expenses: Covers medical costs, day‑care procedures or surgeries if you have an accident while travelling.
• Medical Evacuation / Emergency Transfer: If an accident occurs in a remote area, the policy can cover transfer to the nearest suitable hospital.
• Trip Cancellation / Curtailment / Missed Connection: Compensation if your journey gets cancelled/interrupted or you miss a connection for covered reasons.
• Loss or Delay of Checked Baggage: Coverage for lost or delayed baggage or travel documents (in certain cases)./li>
• Home Burglary Cover (while you travel): Some variants offer protection if your home is burgled while you are away on the trip.
• Personal Liability Cover: Protection against legal liability for accidental damage to third‑party property or injury to a third party during travel.

📌 Who Should Consider It?

• Frequent travellers within India — by train, flight, bus, cab or private vehicle.
• People traveling for leisure, holiday, business or family trips — especially if travel involves multiple legs or modes.
• Students, senior citizens or anyone travelling over long distances where emergencies or unexpected events may happen.
• Travellers carrying luggage, expensive items, or valuable documents who want added protection against loss, theft or delay.
• Anyone who wants flexible coverage that can be customised based on trip type — one‑time, per trip, or full annual cover.

⚠️ Things to Keep in Mind

• The policy typically excludes pre‑existing medical conditions.
• Accidents under influence of alcohol/drugs or self‑inflicted injuries and unlawful acts are excluded.
• For air travel, cover applies only if you travel as a passenger on a scheduled airline (non‑passenger flights often excluded).
• For baggage‑loss or delay claims, ensure you keep boarding passes, baggage tags, and relevant documentation to support your claim.

Tip: Always read the policy wording carefully, choose only those add‑ons you need, and carry all supporting documents (tickets, boarding passes, ID proofs, baggage receipts) when you travel for smoother claim processing.